Your Chief Data Officer is building a Data Mesh. Your Head of AI is prototyping an “Idea Machine” to drive Customer Lifetime Value (CLV). Your Head of Digital is designing “augmented” co-pilots for your bankers. Each is a powerful, expensive, and critical initiative. And each is destined to hit a hard ceiling — or fail outright — unless they are recognized as components of a single, unified destination.

For too long, we have been building the engine, the plumbing,...