Today is Friday the Thirteenth, but I don’t care. My favorite holiday of the year is almost here.

You’re probably thinking, no surprise, a romance writer who loves Valentine’s Day, right?

Wrong. Here’s why.

We survived the holidays in November and December. We survived the awful moment of truth in January, when the avalanche of bills for all those gifts we bought rolled in. Then, just when we thought we could take a deep breath and heave a sigh of relief, they hit us with Valentine’s Day.

The ann...