The Bank Credit Analysis Handbook: A Guide for Analysts, Bankers and Investors

by Jonathan Golin, Philippe Delhaise

A hands-on guide to the theory and practice of bank credit analysis and ratings In this revised edition, Jonathan Golin and Philippe Delhaise expand on the role of bank credit analysts and the methodology of their practice. Offering investors and practitioners an insider's perspective on how rating agencies assign all-important credit ratings to banks, the book is updated to reflect today's environment of increased oversight and demands for greater transparency. It includes international case studies of bank credit analysis, suggestions and insights for understanding and complying with the Basel Accords, techniques for reviewing asset quality on both quantitative and qualitative bases, explores the restructuring of distressed banks, and much more.


Features charts, graphs, and spreadsheet illustrations to further explain topics discussed in the text Includes international case studies from North America, Asia, and Europe that offer readers a global perspective Offers coverage of the Basel Accords on Capital Adequacy and Liquidity and shares the authors' view that a bank could be compliant under those and other regulations without being creditworthy A uniquely practical guide to bank credit analysis as it is currently practiced around the world, The Bank Credit Analysis Handbook, Second Edition is a must-have resource for equity analysts, credit analysts, and bankers, as well as wealth managers and investors.

Genres: Banking, Finance, Reference

1056 pages, Hardcover

First published August 20, 2001

Reviews

[Mohamad Jaber · Rating 5 out of 5]

I cannot recommend this brilliant book more!

Here are a few categories of people that I believe will benefit from this book:
1. Economics, finance, and business students.
2. Bankers especially FIG analysts.
3. Anyone aiming for a career in Equity research, economic news, or regulatory bodies.
4. Anyone interested in banking, financial crises, and economics.

The book covers the basics all the way to an intermediary level on how banks work. The author explains banking and credit in general before moving into how one can analyze a bank and end the book with a few chapters on financial crises.

[Hector Reyes · Rating 5 out of 5]

The book is challenging since I had little experience in bank credit analysis. Very well presented themes and easy to follow. In the end, I tried to forecast a balance sheet to proof my understanding. Although I need some help, It was amazing how I could put together all the pieces. I loved it!

[Suat Aydin · Rating 5 out of 5]

A good handbook on banking not only on risk.