كيف تنفق أقل دون الإحساس بالحرمان

by Richard Templar, ريتشارد تمبلر

"الكثير منا يعلم أننا ننفق أكثر مما يلزم, لكننا فى الحقيقة نجد كثيرًا من المعاناة عند الإقدام على فعل أى شيء حيال ذلك الأمر؛ حيث إن فكرة إنفاق أقل تعنى استغناءنا وحرمان أنفسنا من بعض الأشياء ... أليس كذلك؟ لكن ليس بالنسبة لـ ريتشارد تمبلر. فهو يعلم أنك إذا أتقنت فن تقليل الإنفاق, فإن حياتك يمكن أن تسير على نحو جيد على الرغم من تقليل نفقاتك. "

Genres: Self Help, Nonfiction

224 pages, Paperback

First published April 1, 2009

About the author

Richard Templar is an astute observer of human behavior and understands what makes the difference between those of us who effortlessly glide towards success and those of us who struggle against the tide. He has distilled these observations into his Rules titles. More than 1 million people around the world have enjoyed and now play by Richard Templar's Rules.

Reviews

[Thamood · Rating 3 out of 5]

الكتاب عبارة عن مجموعة من الافكار المتنوعة لتوفير المال كل فكرة لاتزيد عن صفحتين وقد يكون البعض منها قابلا للتنفيذ الا انني وجدت ان بعض الافكار من الصعب تطبيقها بسبب الاختلاف الثقافي بين المجتمعات الغربية والعربية

[Remo · Rating 2 out of 5]

Cien consejos para reducir los gastos de la casa. Desde los de puro sentido común (gasta teniendo en mente cuántas veces vas a usar lo que compras y evalúa así si te compensa el dinero. No es lo mismo 60€ por un abrigo para todo el invierno que 120€ por otro para una boda) hasta las no siempre practicables (cultiva tu propia comida), pasando por las happy happy / flower power (despide a tu señora de la limpieza y queda periódicamente con tus amigos para ir limpiando de una en una todas vuestras casas en grupo). Hay de todo. En general le encuentro poca utilidad, pero al haber tanta variedad de consejos seguro que alguno es útil para cualquier lector.

[Rasha Kurdi · Rating 2 out of 5]

وجدت فيه أفكارا جيدة وعملية وأخرى مبالغ فيها قد تنفع مع غيري .. عموما لا بأس به

[صديق الحكيم · Rating 3 out of 5]

أنصح به

[Marko8 · Rating 2 out of 5]

Ahem. Where do I start?

This book might be useful for someone coming from a background completely unfamiliar to any saving methods. I consider myself well-versed into saving and cutting down costs in a reasonable way. Now, this book is for those that want to penny-pinch and want to make cutting down costs their habit, which I cannot relate with. One thing I will give to Richard Templar is at least his writing is pretty jolly and funny at parts, RIP Richard. The "without being miserable" can be a bit deceiving and I am not sure if I would recommend this book.

This book could be organised in sections and it's a great thing he provides examples.

[Emma Jackson · Rating 2 out of 5]

Nice short book laid out well with 100 short chapters each with an idea about saving money. The ideas themselves were a bit dated, nothing much I hadn't heard of before which was disappointing. It also included the classic tip of firing your cleaner to save money by doing your own cleaning. Thanks for that e_e

[Mohamed Mohialdeen Yousif · Rating 4 out of 5]

Very simple and easy to read as it consists of around 100 short saving ideas.
Even though most ideas won't be totally new for you, the few new ideas that the book adds to you are making the book 100% worth reading.

[Abdel · Rating 2 out of 5]

العنوان لا علاقة بالمضمزم

[Linn · Rating 2 out of 5]

Not a book I got much from unfortunately, but it may have good tips for you if you are young, getting your first job or if you have never thought of trying to save some of your money before.

[Shelumiel Delos Santos · Rating 3 out of 5]

A quick read. Every tip is straight forward so it did not bore. Although quite a few ones aren't universal, but come to think of it, get the logic behind and they're still of value. Plus, Templar's style of lecturing is witty.
It isn't a book made up of tips on how to save by cutting your expenses right away or depriving yourself of some things, rather it is a set of tips on how to save by getting the most out of the money you spend, say checking which supermarket gives the cheapest price for your groceries or creating "homemade" stuffs--e.g. a sandwich for lunch, DIY presents, etc.--or being always on the look out for the best bargains and deals or simply saving time*.
However, the golden rule of this book boils down to one thing: you have to change your mindset. As Templar had put in the book, "[wanting to spend less] has to go from being a nice idea in theory to a very strong desire which you're truly committed to deep in your heart and soul".
*The thinking is that you spend more when you don't have much time to do things, like you buy takeouts when you have no time to cook or you hail a taxi when you're running late. So the key is freeing up your time--which I know can be tricky.

[Monika · Rating 4 out of 5]

Simple, easy to read, each tips is provided in one page so it is straight-to-the-point and not overwhelming to read. Some tips might be common but still, we need them as reminder. Some other tips are new - at least for me - I like the idea to calculate price based on how often we will use that thing - and divide to get the price-per-use, to decide it's a worth investment or not. Richard also use his humour style so the book is not a too-heavy-book like others about financial.

[Lushbug · Rating 3 out of 5]

good quick read with some useful tips such as leave credit cards at home, try and use cash most of the time as its harder to part with. I get paid weekly and there were some good tips to help me budget effectively. A very motivating boo.

[Sean · Rating 4 out of 5]

Good book of money saving tips. Often many are commonsense or you may have heard before but it doesn't hurt to be reminded again ;-)

[Mary · Rating 2 out of 5]

It is simple enough but most of the tips are not universally applicable.

[Saalim Farhmand · Rating 4 out of 5]

A great deal of the rules Rechard wrote down are pretty much common sense though it is an enjoyable read.