[9/10]
‘What’s hot money?’ Malcolm demanded.
‘The bets made by people in the know. People with inside information.’
My money is on Dick Francis for the win with this thriller that mixes the horse-racing world that was so familiar to the author with a more unusual plot that tries to emulate an Agatha Christie murder mystery.
For several years now, I’ve been turning December into a comfort reads month, the one where I present myself with gifts of my favourite, feel-good authors. Dick Francis certainly qualifies here, alongside P G Wodehouse, Connie Willis, Sir Terry Pratchett and others.
After reading through most of his catalogue, I cannot deny that he is rather predictable, but also consistent in delivering the goods we fans expect from his stories: engaging characters, fluid prose and a good pacing.
Hot Money is one of his best runs. I always prefer the stories where the main character/amateur detective is a steeple-chase jockey. His name here is Ian Pembroke, one of the usual suspects for Dick Francis: a quiet, laid-back, ordinary man with a passion for horses and a steel core to his character. Although he is in his thirties, Ian lives alone after a falling-out with his rich father, working as a stable boy so he can afford to race in amateur steeplechase events. His well-organized and pleasing life is about to be ruined by family events: first, his father’s latest wife Moira is killed in the family mansion by unknown assailants, then his father contacts Ian with an urgent plea for help.
‘Assassins aren’t so frightfully easy to find, not for ordinary people. How would you set about it, for instance, if you wanted someone killed? Put an ad in The Times ?’
Malcolm Pembroke suspects somebody is trying to kill him and he wants Ian to stay by his side, to protect him and to find out what is going on. After witnessing a second attempt on his father’s life, Ian decides this is a family matter, which doesn’t much simplify the proceedings. After Malcolm’s five marriages, nine children, several in-laws and nieces and nephews, Ian has his work as an amateur detective cut out to pinpoint the guilty party.
Time I understood the whole lot of them, because perhaps in that way we might come to know who could and who couldn’t murder.
To search through character and history, not through alibis. To listen to what they said and didn’t say, to learn what they could control, and what they couldn’t.
The classical method of interviews, alibis and motive doesn’t work in this case. Malcolm amassed not only wives and children, but also a considerable wealth from speculations on the gold market. After Moira’s death, he started to reconsider his priorities, which now include spending considerable amounts of money on charities and on his new passion: horses.
His presumed heirs are incensed and suspect Ian of sabotaging them in the eyes of their father. They want their inheritance, and they want it now. Things are about to turn even uglier.
Bombs were for wars, for wicked schemes in aeroplanes, for bus stations in far places, for cold-hearted terrorists ... for other people. Bombs weren’t for a family house outside a Berkshire village, a house surrounded by quiet green fields, lived in by an ordinary family.
Except we weren’t an ordinary family.
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With a much larger cast of characters that the usual Dick Francis thriller, the Pembroke family tree at the start of the book is a lifesaver. My own journey was also helped along by the chapters that refer directly to Ian Pembroke passion for horses, with gripping descriptions of several races, interesting trivia about buying a thoroughbred and some globe-trotting adventures in Paris, Australia, Kentucky and California for the most prestigious events on the calendar. Malcolm Pembroke has surely found a most thrilling way to spend his fortune and to get to know his estranged son Ian.
‘What are you smiling at?’ Lucy demanded. ‘You can’t say you’ve made much of a success of your life so far, can you? If Malcolm leaves us all nothing, you’ll end up carrying horse-muck until you drop from senility.’
‘There are worse jobs,’ I said mildly.
The orderly bustle of stable life, the smells, the swear words, the earthy humour, the pride, the affection, the jealousies, the injustice, the dead disappointments, all the same the world over.
For all the fancy stories about the jet set and the horses, the meat of the story remains the gradual reveal of the skeletons hidden in the cupboards of the Pembroke scions. All of them expect their father to pay for their lives of luxury and to finance their pet projects. One of them is prepared to kill before the fortune is squandered away by Malcolm, no matter how many times their father told them he will be fair to all his children.
‘Entrenched belief is never altered by the facts.’
This is something we have all found out to our own pain in this year 2024, subject to propaganda and conspiracy theories from all sides.
Ian meets a real police investigator who is similarly baffled by the abundance of suspects in the case: ‘The pool of common knowledge in your family is infuriating.’ when the inquest points out to the childhood years at the Pembroke mansion. It appears the past holds the key not only to the question of how one of the family members knew how to make a bomb they all witnessed the gardener blowing up stumps with dynamite sticks , but also to deeply entrenched resentments and envy, mostly coming from the ex-wives of Malcolm who indoctrinated their children against him.
And I’ve seen, you know, how the present has grown out of that past.
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I’ve said earlier that Francis is predictable. I can usually spot the main villain a mile away, because he is always the one who thinks he deserves the best of life and is prepared to do anything to get his own.
... the insignia of a natural bully: mean tightening of the mouth, jabbing forefinger, cold patronising stare down the nose, visible enjoyment of others’ discomfiture.
There is always a bully or two in a Dick Francis thriller, and he usually tries to torture the main character at the denouement of the investigation. The author has used this device so many times that even I was surprised that he can come up with something different from time to time. With so many Pembroke suspects to choose from, Francis has a field day of red herrings and demonstrates he can keep an ace up his sleeve when needed... while also going back to his tried and tested writer hooks:
Would a classic trap invitation work after so long an interval? Only one thing to do: try it and see.