Till it all changed one day when Ronald McCain, CEO of GB2 is hurriedly pulled out of his morning team huddle and summoned by the RBI Governor. What ensued thereon was something Ronald was least prepared for. How could something as catastrophic transpire in an organization, considered to be the Mecca of banking? Ronald has no answers. And when the CBI lands up at Deepak Sarups doors trailing the scent of a the same scandal, Ronald decides to distance the bank leaving Deepak, a senior executive, to fight his own battles. Will Karan, Deepak's one time adversary and now a Journo, bail him out? Will Savitha, his girlfriend, stand by him? And will his family, the CBI and more importantly the country believe what he says? With the media and CBI in hot pursuit, Ronald can't help but wonder what his fate has in store for him an intriguing tale of love, politics, unbridled aggression and money laundering, The Incredible Banker is the last in the trilogy of banking chronicles Sometimes future can only be seen in fiction. The Incredible Banker, a tale of corporate politics, deceit, relationships, frauds and money laundering releases in August 2011 raises some interesting and some worrying aspects of living life the foreign bank way. A crucial question, to answer which the reader will have to navigate his way through this 300 page blockbuster is what does the embedded red in The Incredible Banker signify?
Ravi Subramanian's latest book - IN THE NAME OF GOD - a thriller, releases on June 26, 2017
Ravi Subramanian, an alumnus of IIM Bengaluru, has spent two decades working his way up the ladder of power in the amazingly exciting and adrenaline-pumping world of global banks in India. He is the award winning author of eight bestselling books : If God was a Banker (2007), I Bought the Monks Ferrari (2007), Devil in Pinstripes (2009), The Incredible Banker (2011), The Bankster (2012), Bankerupt (2013). God is a Gamer (2014) The Bestseller She Wrote (2015) His 9th book IN THE NAME OF GOD will release in 2017 If God was a Banker won him the Golden Quill readers choice award in 2008. He also won the Economist Crossword Book Award for The Incredible Banker in 2012. "The Bankster", released in 2012 won him the Crossword Book Award in 2013. In 2014 he won the Raymond Crossword book award for Bankerupt. His books have been translated into Hindi and Latvian. He lives in Mumbai with his wife, Dharini, and daughter, Anusha. To connect with him, log on to Facebook at www.facebook.com/authorravisubramanian or tweet to @subramanianravi or email him at info@ravisubramanian.in
It is a thrilling novel based on the world of corporate banking (quite unusually, right?) Well, the author worked in top foreign banks in India (HSBC and Citibank) and is an IIM Bangalore alumnus so the novel is insightful of this (sometimes dirty) world. It would be of interest more to those who work in the banking and financial sector.
Reallyyyyyyyy good book, i love Ravi Subramanium as a writer. His style of writing is engaging that you can't sleep until you have finished the book, Infact you think about the entire book for fe whours even after finishing the book. I had this experience with If god was a banker and now again with 'The incredible banker'.Even after completing the book i wanted more to read.. There were some chapters which were put inside the plot which i felt was slowing down the pace of the book..but that was required....because after finishing the book we can weave all the events together it is totally perfect. Moreover i like the way Ravi has given importance to ethics in the Plot i liked this trait in his first book too as well as i this book too. Ravi's language is simple yet sophisticated its not foul and its completely clean...there was only one event in the book where a foul language was used but i guess that was required.
Ravi is one of the best writers India has. I absolutly love his work...
I didn't think that I would finish this book as fast as I did, but then the book was racy and un-putdown able that I had to finish it in a couple of sittings. Maybe this had something to do with the fact that I have spent a few years in the banking industry and could relate to the malicious co-workers, the politicking and scams that this book is all about. Even if you don’t come from the industry, the story is fairly relatable to most working people who have had the misfortune of working with politicking, scheming ,ambitious co-workers during some part of their career. Ravi tells it like it really is and there is no doubt about that ..
Plot-wise, I thought that the scope and the canvas of this book was much wider compared to the last Ravi Subramanian book that I read ( Devil In Pinstripes ). Though, I have heard of something similar happening in one of the banks a long time back(on a much smaller scale), the story that Ravi weaves is exhilarating and fresh. Character-wise, I don’t think I liked anyone (including the goody-goody Karan) as much of the story revolves around the exploits of the slimy Deepak . The writing isn’t spectacular, but is competent and does not act as a hindrance to the flow of the story. I did find the dialogues and conversations a tad trite and somewhat amateurish in a few places, but that doesn’t really affect the spirit of the book. I also remember feeling that the editing was somewhat tauter compared to the last book.
The story flits between incidents that span over several years and that helps keep up the “mystery” factor . Infact, initially I wondered what connection there was to some naxal leader to a tale about a banking scam. Well, this is the element that makes the book all the more un-putdownable. However, almost halfway into the book so many clues have been provided that it becomes easy for us to guess what really happened and that made me get a little impatient. In effect, you figure out things even before the person investigating the scam figures it out and this is definitely a damper. The plot should have been tweaked in such a way that the reader learns about “what really has happened” along with the person investigating in a book. Anyway, the best part of the book is the ending . When you think everything is over , Ravi brings in a new twist tying up a lot of things neatly in the end. I must confess that I didn’t expect the ending one bit and liked it a lot..
Overall , it’s a breezy, fun read that I’ll recommend to anyone who likes reading good contemporary workplace fiction revolving around a scam. I am giving it 3.5/5.
It would feature in "The Must Read Novels By Indian Author" List for me (provided I ever think of making such list and find the patience to do it)...not that the author hadn't impressed me with his "If God was a Banker" tale...but this one is again a gem coming from him...
And gem because he talks about finance (to a gal with major in Finance in MBA and still scared of someone asking her if depositing money in bank would be debit or credit), and makes it sound so simple...he talks banking and he makes you wish equally to be a part of that industry as well as thank God that you aren't in it...and of course, the way he brings two totally different areas together...the Naxals and the banks...you don't expect this from Indian authors..all I expect are college stories, love stories and of course the new buzz topic, Mythology..
Accepted the novel wasn't a lot too believable (on second thoughts, it was...what if it has happened, or is still happening...on smaller, tough to detect scale) and is an amazing read...after reading loads of Indian authors in last few weeks, this one made sure I am totally hooked...and of course, convinced me that I can still continue to look forward for Indian Author Writeups...
PS:- I definitely am going to hunt for the other two novels by you MAN!
Mr. Ravi Subramanian Please don't for god sake follow the steps of chetan Bagath. The book is lame, no real twist, and the last 20-30 pages are nothing but the scenes after "the police arrives as in India cinema". I have high regards for the author after reading his previous books, and this one is not even half close to the standards. But, nevertheless a book set in the backdrop of the banking culture
An easy and very interesting read. The cover page of the book alludes you that the story revolves around Bankers and Naxalites. The story initially depicts the culture in banking sector - its politics and day to day activities in corporate banking with some chapters with completely different stories which the author perfectly links to the main story in the end. I like how one understands the relevance of the first chapter in the last two chapters in the novel. The way author has placed these chapters makes the novel more interesting to read. The author provides technicalities around the banking, later found out that he has banking background and is an alumnus of IIM Bangalore .
There are two big revelations towards the end, one of which is easy to guess in the mid way itself, moreover author gives some hint regarding the same but the other revelation is difficult to guess and surprises you in the end.
The first 30% of the book is tedious narration of office politics in GB2. In the later half the story picks up and ties up everything nicely. If you survive the first 30%, you may like it.
This book had been recommended to me by the distinguished reader Ms. Laly Basu, whose several earlier recommendations had enabled me to derive that exquisite joy of reading that only an “unputdownable” read can provide. Armed with this fact, as I began this book, I was reasonably certain that I would like the book. And I did like it, but not as much as I would have loved to. Why? Read on, please.
1. The book deals with the world of banking, especially its inner cogs & wheels that remain hidden behind the shiny façade of fancy buildings and huge amounts of (others) money being handled. Unfortunately, the picture that the author paints is distinctly coloured by the post-Lehmann Brothers scenario where we love to hate the banks, especially the foreign banks. It’s simplistic and adulterated, and I didn’t like it. 2. For some reason that I can’t fathom, the author had made a significant portion of the narrative deliberately disjointed, jumping back & forth, without really adding to the pace of the story, since the persons involved in those disjointed parts were totally incidental. 3. The author has spent an inordinate amount of space in describing characters that had no role to play as such, and whom he eventually eschewed while lavishing all his love onto his very Bollywood-style hero. 4. The protagonist was something in the beginning, but totally another thing by the end. That sort of Bollywood-style transformation is frankly incredible. 5. The no. of coincidences that occur throughout the story is too high to make this a proper thriller. 6. The antagonists in this story turn out to be highly intelligent as well as completely moronic, simultaneously. Now that’s really surreal, and makes one cringe & laugh. And again, here the antagonists seem to have been selected more as a safe bet than due to the actual degree of threat, since that movement is not in a position to launder that much of money (as mentioned in the book), which jihadist organisations can & do. 7. There are numerous internal inconsistencies in characterization, dialogues, and descriptions, which had prevented me from getting into the narrative properly, until the (again, Bollywood-style) climatic unravelling of threads began, and I got caught up in them, being forced to rush to the end.
You may rightly ask that, why three stars despite all these rants. The reasons are: - 1) The cover design, and the aesthetic nature of the name of the book as displayed in the pages, is absolutely brilliant. 2) For the first time I read a book that describes the mechanisms of money-laundering, credit card & loan business in banks, and the relationship between foreign banks and RBI (again, highly simplified, and a jaundiced view) without getting bored to death. 3) Again, for the first time, a thriller in English dealt with this particular kind of antagonists who are simultaneously revered & reviled in my own state. It’s unfortunate that the whole depiction was more Bollywood ‘B’ movie-like, rather than being realistic. Nevertheless, it’s a beginning. 4) Which Indian doesn’t love to see a proper ‘gora’ being snubbed thoroughly & squarely, as it happened at the end of this book? What a wish-fulfilment it was!
There! I have bared it all, and now it’s for you to decide: to read, or not to read.
The Incredible Banker is a very mediocre book with a potentially great story but incredibly bad writing. I expected the author to improve his writing over the past few books but the quality still remains abysmal and the metaphors made me roll my eyes more times than I cared to count.
I had read "If God was a Banker" when I was in B-School and it was a better read than this. Now I have a better perspective since I am working in one of the foreign banks mentioned and have seen the internal struggles. Ravi shines in the parts where he shows interactions inside the bank.
The story also had huge potential to showcase the behind-the-scenes workings, however the characters are one-dimensional and the way the roles play out are cliched. Deepak and Karan feel very similar to the characters in his earlier books. The ending of the book was very abrupt and it felt as if the brakes had suddenly been applied to the story. Everything gets neatly wrapped up in just a few pages.
Ravi is one of the few Indian authors who can give a better glimpse of Indian corporate life but he would need a better editor and give us more rounded characters if he wants me to pick up his next book.
Ravi Subramanian follows a template in all of his books including this, take two smart boisterous high achievers in banking who are rabid competitors, make one ethical and the other unethical. Let the unethical win in the first half, simultaneously run a random story in the backdrop. All of a sudden the ethical starts winning over the unethical in the long run and surprise surprise the unethical guy is somehow involved in the random story in the backdrop from which the ethical guy saves him.
This template accompanied by some terrible language skills still make you go on just because it is engaging just like a b-grade movie(Fan of such movies). This book I feel is a bit better than the previous two of his banking trilogy because that random story in the backdrop was really good compared to the other two.
ALSO WHAT THE FUCK MAN YOU HAVE GREAT TITLES FOR YOUR BOOK WHICH ARE COMPLETELY UNRELATED TO THE STORYLINE.
Ravi Subramanian's "The Incredible Banker" is a fast-paced and thrilling ride through the cutthroat world of corporate finance and high-stakes fraud. What starts as a seemingly mundane bank heist quickly spirals into a complex web of deceit, betrayal and murder, keeping you guessing until the very last page.
Subramanian, with his insider knowledge of the banking industry, weaves a believable and intricate plot. The characters are well-developed, particularly the protagonist, who is thrust into an impossible situation. The narrative moves at a relentless pace, with short, punchy chapters that make it almost impossible to put the book down. While some of the financial jargon might be a bit much for those not familiar with the industry, it's explained clearly enough that it doesn't detract from the story.
"The Incredible Banker" is a compelling and intelligent thriller that delivers on all fronts. It's a great choice for anyone who enjoys a good mystery with a corporate twist.
Well i have now read all the books by the author. And i like all of them. This Book was really a fast read and Well last 100 pages were awesome. I didnot read the reviews of the book before reading it so was not sure about the story but was highly confident that book would be a fast and nice read especially after i read the other three books by him. And my expectations have not gone in vain.
To all of you who have not read this book. Do read it. And i dont want to tell any plot of the story as it is really inter connected well.
One last thing to all. Last 10-20 Pages will take you by surprise.
If one is interested in the banking related fiction go for this. The way banks take their decisions in spite of the rules and regulations, one really come across these issues in day to day life. Good one on banking.
“The Incredible Banker” written by the famous author who is Banker by Day and Writer by Night-Ravi Subramanian, an IIM alumnus. This novel is stuffed with mystery, thriller and full of banking crimes and scams. In the beginning you might find it boring but if sustain it then you will surely enjoy next part of the novel. As the title demystifies, the theme book of the book revolves around a banker who is ready to climb the ladder of success through unscrupulous means.
The story depicts the dirty system of banking industry and the begrimed politics played by the leaders in the reel and real world. The narrative of the novel scrutinizes of the life of the banker- Deepak Sarups (Works as Head of Internal Audit and Control at The Great Boston Bank ), who gets himself involved in a big naxalite scam where he is considered the mecca of the scam by the CBI, who comes trailing to his doorsteps. There are instances where we come to know how down and out our government is in protecting the data, when someone hacks into the Passport office database. Ronald McCain, the CEO of GB2, gets summoned by the RBI governor for the faulty practices, irregularities and hike in the customer complains. The witty Deepak materializes many enemies…one of his own colleagues Karan Punjabi, who prefers to work on ethics. Deepak thinks “Revenge sounds so mean, that’s why I prefer to call it returning the favor”. He takes his steps around Karan by issuing unfair audit report which seemed to be more personal. At the end of the day, lands up in a shabby plot of credit cards scam planned and targeted by his girlfriend and the naxals. Love often makes people blind, but this lead Deepak to other side of Law. Karan later on joins the Citibank and later on joins the Times of India newspaper as a journalist. Karan says “Ethics are knowing the difference between what you have right to do and what is right to do”. Karan is the only hope for worried Deepak and the GB2, for solving the money laundering mystery. What do you think….would he be able to nail the culprit down or get himself involved in a bigger risk…
At the end of the day, we can say that a moral person who works on ethics always sustains whereas the egoistic perishes… From this novel we find ourselves in the world with two faces as of the coin and its on us what to choose. I strongly recommend this novel to all my friends who prefer genre of the books such as suspense, crime, thriller and cryptic politics… This book should be next on your reading list. Ravi Subramanian has all the books packed with bundle of twists and climax. This book will glue you with it until you finish reading it. Ravi Subramanian has many other good books: “Devil in Pinstripes, In the Name of God, God is a Gamer, etc”.
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There is Something about Ravi Subramanian (or the likes of C.B.) I mean despite the fact that the writing is atrociously poor, research is non-existent and so is editing with poor sentence in Hindi English popping up without any different font , italics or quotes, the book is unputdownable . I think it is do with a little bit of bollywood existing in each one of us that makes even the intellectuals amongst sometimes a sucker for such larger than life all will be fine in the end stories/scripts
But that still doesn't stop us from criticising a highly simple plot dragged unnecessarily and not mention the even simpler underdeveloped Characters like his.
I will give it to Subramanian that he did make a progress when I compare this book (published in2011) that I just finished to God is a gamer (2014) Which I read a couple of years ago I find the later much more refined than the former in terms of Plot, suspense building, language and even characters.
Nonetheless as a budding writer myself how difficult it to get thru traditional publishing especially with the who's who like Rupa but I have two questions here:-
1) How and why in God's name you gave chance to this author with the kind of writing he had back then in his early days? Honestly, I have a new found respect for Chetan Bhagat.
2) A bigger questions once you had selected him what the hell were your editors doing? Is C.E. ?such a shoddy job at the Mecca of Indian publishing
This is one of those books which make me even more thankful for good authors who write awe-inspiring stories, as this book clearly embodies what I would not want in a book I read. The plot is too simple and hardly any research has gone into details of highly technical activities like hacking of secure government websites and setting up of money-laundering webs across the nation. The characters in the story are single dimensional and you end up having absolutely no empathy for the paper cutouts that they are. In fact, it is better that you don't, as in the few instances where you are told about the thoughts of the protagonists, they turn out to be totally contradictory as you reach the end, which causes a sense of betrayal as a reader. Then the lavish lifestyles that the characters are shown to have are in no way justified by the positions in the bank that they hold. The author steers clear of any complex turn of events during the story. For example, whenever there is an instance that the protagonist's wife could get to know of his extra-marital affair, she is conveniently moved to another city so that there is no way she can be made aware. The only aspect of this book which I may appreciate is the suspense created towards the end of the book about who the people actually involved in the crime are.
Why has the author referred the protagonist as 'incredible'? To figure out what the protagonist did to be called an incredible banker can only be understood after you have read this book. Do keep yourself free because once you start you'll end up reading the entire book in one sitting.
The story is set up in a 🏦 in Mumbai. The author has not used very technical banking language and can be easily understood by a non-banking reader. A reader can live Mumbai's lifestyle through the story to some extent and experience a banking fraud which is not just a financial fraud but also a menace to the whole country which could lead to the cancellation of the bank's licence. I liked the fraud idea and probably will be liked by anyone who is reading this book.
This book is about how a regular ambitious banker ends up getting accused of something he is clueless about. How he was tricked and used for a cause he was unaware of and what happens aftermath the incident. How he was helped by the person he hated and who he wronged. How his favourite sports and achiever attitude paves way for fraudsters in his life.
I really liked the simplicity with which the writer begins and goes on with the story. The first chapter will give the chills and want you to read more and the next chapter will keep you going till the last. The story moves back and forth the past and future events giving the reader the thrill one expects from a fictional story. The book makes sure to give the reader suspense and chance to guess the person behind the bank's fraud.
This book is for people who like character that can face any challenge and try to come out with flying colours. A character who believes in winning and certainly hates to lose. A character who is not living a boring life but also has a passion in addition to a regular job.
I think this book is a good read and therefore I gave it 🌟 🌟.
This is the second book which I read after his "If god was a banker". That was really interesting one even though I didn't have the knowledge in banking. That's the reason I bought this book. It started well. But lost the grip in the middle. It talks about how the banks fighting each other to sell their loans, credit cards, etc. and how much pressure the bank employees going through that if they don't met their monthly targets but the main story focused on a guy named Deepak sarup, how he was managing to get success in his field, how much trouble he went through because of his attitude, what trapped him against government. Surely this was a page turner but got disappointed in the end twist. Writer Ravi subramanian didn't through much twist to the reader in this book.
The incredible banker by Ravi subramanian. . . Foreword :This author being is known for books related to the b as banking world, I love how the reader gets a foray into this as the story proceeds . . About the book: .An intersting read on the various intricacies of the banking world , survival tactics, oneupmanship games and corporate politics . The language is simple and the style of writing is unique. It proceeds at a good pace and the juxtaposition of romance make for an interesting narrative. .
Takeaway : good amount of information on the goings-on in a typical corporate banking world. The reader gains knowledge while simultaneously reading a story.
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The banking expert Ravi subramanian writes another thriller based on the banking operations. Written in 2011, the book is based around a foreign bank, Boston global. At the time foreign banks were entering India in a big way. A fast paced story, tells us first about the various banking sections and departments. The targets, rivalries and the work pressure are all quite enlightening. The author then weaves the naxalite movement in Orissa and it's surrounding states. How the ambition of the banking employees leads to a laxity of procedure and actually brings money laundering and terror funding at the door of a great financial institutions. An interesting story well told.
The book describes the politics in the corporate, especially in the financial institutions. It talks about the pressure of the sales team to achieve targets. One line in the book which paraphrases to "The sales team enjoys the fruit of meeting targets for one day. From the next day, the reality to meet targets for the next month ." is very understandable.
It shows when under pressure to meet targets, companies can cut corners, thereby resulting in huge repercussions.
It was a very fast paced book which was difficult to put down. The build-up to the plot was superb. However, I felt the climax was rushed. One of the witness showing the proofs towards the climax didn't seem realistic, especially when he was in trouble with the law enforcement agencies earlier.
Good novel if you want to pass some time. A weekend read type. Not much of a suspence or amazement.
I have already read Don't tell the governor, In the name of god and The Bankster before picking this up. The story line seems similar to that of The Bankster. After 75% of the book is done you can pretty much interlink the dots and come to a conclusion. Author has given away too much information in the beginning of the book itself which made the end pretty guessable.
Kindle version is having many typos. Narration is good. Author has kept it simple when referring to banking terms so that those who aren't from that background can feel comfortable. Overall a page turner and a timepass read.
The book is crisply written. RS hooks up the reader attention from beginning. The finest details used to describe the bankers life, the pressure, the process and many things. The story has all the colour of human nature, Envy, Jealousy, Grief, Selfishness, Deceit, Trust, Politics, Righteousness and many more which custom suits to reader. It's few contexts may be bit difficult to relate to the young audiences who has first access to 4G to relate the 2G/3G mobile internet and excitement of 1st gen iPhone. But the story itself is intriguing to overcome such thing. It's indeed a brilliantly written.. Happy Reading!!!
He is a master story teller and this piece is no exception to h8s ideal style of fabricating many fragments of normal stories. He makes it a point to weave his novel around important landmark phenomenon of RBI and Indian banking system. In this, he hints at the possible mistakes in KYC processes and how a slight overlook can cause huge problems to the bank in question. Access to the banking system by naxalites is a critical element if Indian banking and the author deals this important aspect very deftly. What's unique is the strange linkages and surprises which come along the narration.
Very interesting and thrilling. Starting was little dry. Towards middle it picked up got very interesting and thrilling. Twists towards end was little expected.. in few places things were little off track or missed connection. Othestorylinerwise good
Very interesting and thrilling. Starting was little dry. Towards middle it picked up got very interesting and thrilling. Twists towards end was little expected.. in few places things were little off track or missed connection. Othestorylinerwise good
I eventually gave up after 80 pages. This reads like an accountant was given a script for a thriller and asked to write the entire story. The writing is atrociously poor, research is non-existent (description of a software engineer coding includes his screen showing 0's and 1's!), and editing hasn't been completed before publishing. Awkward colloquial sentences, long paragraphs, and typos are strewn throughout the book.
There aren't many good Indian fiction writers, but this has got to be one of the worst. Don't get distracted by the "Golden Quill Readers Choice" award.
...The book literally starts off with a blast and moves back and forth in time to apprise and surprise the readers unfolding the “how” and the “what” of a national conspiracy by the Naxals using one of the banks to fund their malfeasance... Suicide attack, Corporate politics, Money laundering, Adultary, Ambush, Investigation and in the end a starting revelation is all that makes up this fiction worth spending your money to know how the red bleeds the blue (collared)...
It was shockingly to read to a modern Indian Author writing in English without any tendency to either flatter or attack the west. This novel was thrilling to me that I know what is going on in the banks. And I owe Ravi Subramnian to raise my curiosity to know more about Naxalite and the cause they fight for. I can also say it is a very interesting novel with the flavor of the non-fictional books.
Really a good read and an awesome book cover by the way. The authors style of shuffling between different time period is great. Also we get to know the corporate world of Banking in India as author himself is experienced in that field. Talking about story, it's too good. It is a must read if you are a beginner in reading books.
My rating z purely based upon d thrill , research associated wd dis story writing . All dat glitters is not gold . Similarly banking in India z nt smooth as it looks to general public . As a banker I know how tough d life of a banker is but target pressure doesn't mean one can compromise wd stipulations prescribed by RBI.