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More Money, Please: The Financial Secrets You Never Learned in School
Personal finance 101—without the homework or quizzes
Most of us graduate high school with a basic understanding of history, math, science, and literature, but when it comes to personal finance—arguably the topic that we use most in our daily lives—we feel lost or overwhelmed. No longer! Cast aside your fear of FICO scores and your confusion about credit cards, because Scott Gamm, founder of HelpSaveMyDollars.com and student at NYU Stern School of Business is here to help.
MORE MONEY, PLEASE is a comprehensive, easy-to-understand introduction to money management. Gamm walks readers through the basics of personal finance, from savings accounts to student loans,
•The rules for building a budget—and sticking with it
•How to pay for college without getting into tons of debt
•Why getting a credit card is a good thing—if you pick the right one
•How to use your smart phone to pay bills on time
•Why it’s important to save for retirement right now
A must-read for college students and recent grads, MORE MONEY, PLEASE will show you how to take control of your finances.
Most of us graduate high school with a basic understanding of history, math, science, and literature, but when it comes to personal finance—arguably the topic that we use most in our daily lives—we feel lost or overwhelmed. No longer! Cast aside your fear of FICO scores and your confusion about credit cards, because Scott Gamm, founder of HelpSaveMyDollars.com and student at NYU Stern School of Business is here to help.
MORE MONEY, PLEASE is a comprehensive, easy-to-understand introduction to money management. Gamm walks readers through the basics of personal finance, from savings accounts to student loans,
•The rules for building a budget—and sticking with it
•How to pay for college without getting into tons of debt
•Why getting a credit card is a good thing—if you pick the right one
•How to use your smart phone to pay bills on time
•Why it’s important to save for retirement right now
A must-read for college students and recent grads, MORE MONEY, PLEASE will show you how to take control of your finances.
- GenresNonfictionFinance
240 pages, Paperback
First published April 30, 2013
10 people are currently reading
56 people want to read
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Displaying 1 - 17 of 17 reviews
June 23, 2018
I would put this book between a 2 and a 3, but much closer to the 3.
When I first started it I put it down once I saw it was written by a college student, as in general I would expect people writing books containing financial advice to have a proven track record. Once I finished another book I picked this one back up. I would conclude much of what he is saying is both sound and practical. That being said, his ideal target audience is going to be a very narrow range in college age students. The good part of that is college students are likely to get financial advice from peers. The problem with that, however, is many won't look at that advice from a book, even if it is written by a peer, unless it is by a person they directly know. I like the idea of this book, and it was much better than I thought it was going to be, but I don't see it as likely to have the direct impact that it was hoping for.
When I first started it I put it down once I saw it was written by a college student, as in general I would expect people writing books containing financial advice to have a proven track record. Once I finished another book I picked this one back up. I would conclude much of what he is saying is both sound and practical. That being said, his ideal target audience is going to be a very narrow range in college age students. The good part of that is college students are likely to get financial advice from peers. The problem with that, however, is many won't look at that advice from a book, even if it is written by a peer, unless it is by a person they directly know. I like the idea of this book, and it was much better than I thought it was going to be, but I don't see it as likely to have the direct impact that it was hoping for.
May 18, 2017
This book seems to target college students. Published in 2013, the book gives advice and stories that will appeal to someone about to exit academia and enter the workforce and needs to know about money. Course, the reader must also be ready to grapple with a chapter title that includes vulgarity, which again points towards the college age brain.
March 3, 2019
Unknown knowledge
April 10, 2023
It is good for someone entering, in, or just graduated from college -- as in late teens, early 20s.
April 9, 2013
More Money, Please
The Financial Secrets You Never Learned in School
Money Management
Author: Scott Gamm
ISBN: 978-0-452-29843-9 Pages: 222, $15.00, Publication Date: April 30, 2013, Paperback Original, Non-Fiction, Published by Plume a division of US Penguin Group
Graduation from high school or college often raises the question what do we get as a present for the new graduate. Do we get a blouse, tie, or some other non-memorable item? Scott Gamm has written an enticing book that will put that new graduate on the right track to financial independence and good money management, “More Money, Please,” is not a book, which begs for money, no it is a book about managing money written by a student for students or recent graduates. Scott is 3rd year finance major at New York University and is recognized as a financial guru who makes some complicated financial mumbo-jumbo as enticing as apple pie.
At the ripe old age of 17, he stepped into the limelight of finance by creating a helpful website: www.HelpSaveMyDollars.com. Immediately the media noticed his talents and made him a regular contributor on the media circuit such as MSNBC and CNBC’s “Closing Bell.” He is a third year student and has some solid advice for his peers in the realm of student loans, buying textbooks, or applying for internships.
In the formative years of learning about credit cards, debt, and buying things there seems to be a void in our educational system. Schools do not have an economics class, which covers the basics about how to select a credit card company or what types of cards are available. Many parents try their best to encourage saving habits and money management for their children. However, until they experience freedom, independence, and making choices, the children learn a lot by trial and error. Sometimes, the errors compound to utter futility so the child gets into debts deep dark hole. No one is there to bail them out. Discharging college loans in bankruptcy is not an option and students find themselves so squeezed they just give up by dropping out.
Scott Gamm is a realist. Much of his advice comes from his researching his topics thoroughly. Ably he quotes statistics, gives budgeting advice, and really harps about one main theme in this book. Pay your credit cards in full monthly! This is not only great advice for students, but their parents as well. Interest and low payments are the key elements in driving our country into deeper debt without hope of getting out.
One great feature of this finance primer is incorporating websites in the topic areas so readers can go directly to sources for help. Particularly interesting was checking available jobs on Twitter! In addition, exploring Linked-In for work.
Writing in a style that almost sounds like getting advice from an uncle who has had a successful life is what Scott is able to do. He is sincere in approach and his words ring out righteously, not as a preacher, but as a soothsayer. He points out that saving for retirement should start when getting that first job.
This book is an excellent gift for the graduate of college or high school. When the aspiring scholar enters college next fall, give this lasting book of advice, along with a check would be nice. This five-star book will last a lifetime!
The Financial Secrets You Never Learned in School
Money Management
Author: Scott Gamm
ISBN: 978-0-452-29843-9 Pages: 222, $15.00, Publication Date: April 30, 2013, Paperback Original, Non-Fiction, Published by Plume a division of US Penguin Group
Graduation from high school or college often raises the question what do we get as a present for the new graduate. Do we get a blouse, tie, or some other non-memorable item? Scott Gamm has written an enticing book that will put that new graduate on the right track to financial independence and good money management, “More Money, Please,” is not a book, which begs for money, no it is a book about managing money written by a student for students or recent graduates. Scott is 3rd year finance major at New York University and is recognized as a financial guru who makes some complicated financial mumbo-jumbo as enticing as apple pie.
At the ripe old age of 17, he stepped into the limelight of finance by creating a helpful website: www.HelpSaveMyDollars.com. Immediately the media noticed his talents and made him a regular contributor on the media circuit such as MSNBC and CNBC’s “Closing Bell.” He is a third year student and has some solid advice for his peers in the realm of student loans, buying textbooks, or applying for internships.
In the formative years of learning about credit cards, debt, and buying things there seems to be a void in our educational system. Schools do not have an economics class, which covers the basics about how to select a credit card company or what types of cards are available. Many parents try their best to encourage saving habits and money management for their children. However, until they experience freedom, independence, and making choices, the children learn a lot by trial and error. Sometimes, the errors compound to utter futility so the child gets into debts deep dark hole. No one is there to bail them out. Discharging college loans in bankruptcy is not an option and students find themselves so squeezed they just give up by dropping out.
Scott Gamm is a realist. Much of his advice comes from his researching his topics thoroughly. Ably he quotes statistics, gives budgeting advice, and really harps about one main theme in this book. Pay your credit cards in full monthly! This is not only great advice for students, but their parents as well. Interest and low payments are the key elements in driving our country into deeper debt without hope of getting out.
One great feature of this finance primer is incorporating websites in the topic areas so readers can go directly to sources for help. Particularly interesting was checking available jobs on Twitter! In addition, exploring Linked-In for work.
Writing in a style that almost sounds like getting advice from an uncle who has had a successful life is what Scott is able to do. He is sincere in approach and his words ring out righteously, not as a preacher, but as a soothsayer. He points out that saving for retirement should start when getting that first job.
This book is an excellent gift for the graduate of college or high school. When the aspiring scholar enters college next fall, give this lasting book of advice, along with a check would be nice. This five-star book will last a lifetime!
February 17, 2021
Spiega un po' come funziona il sistema di credito americano e come sfruttarlo al meglio, con diversi consigli di economia domestica per essere a posto con le proprie finanze.
Di base un semplice libro di finanza personale che ogni americano dovrebbe leggere e applicare.
Di base un semplice libro di finanza personale che ogni americano dovrebbe leggere e applicare.
November 1, 2016
This is a great starter book for people who wants to learn about personal finance. I liked, agreed, and I implement the following in my life: have a budget, this way you know how much you make and what you spend month to month; set up short term and long term financial goals; and negotiating 101.
Also, what he said about leaving college with no knowledge of personal finance is 100% percent truth. I got my MBA, but the only reason why I had an idea about finance is because I took a course on personal finance and I read and continue to read books about it.
Also, what he said about leaving college with no knowledge of personal finance is 100% percent truth. I got my MBA, but the only reason why I had an idea about finance is because I took a course on personal finance and I read and continue to read books about it.
May 14, 2013
For me, personally, this book had nothing in it that I already didn't know. However, I will give it 4 stars from the standpoint of someone who is around 18 years old and just beginning their financial life. There is a lot of great information for a young person in this book. I only give it 4 stars because I think the information could have been condensed a little further - especially if you consider that a teenager only has a limited attention span! Okay, not all, but most. LOL!
July 19, 2015
A quick read on the basics of becoming financially literate. As a recent college grad, some of the advice was either already made known to me or rendered a bit useless given my age, but it did expose me to new information in a simple and straightforward way. Would recommend to juniors and seniors in high school in order to really make the most out of this book.
June 11, 2013
Perfect gift for a recent high school or college graduate. Full of sound advice and tips on saving money from credit cards to shopping. Read the complete review at: More Money, Please
August 22, 2015
Didn't love it, but I'm 15 years older than the author. I guess it would be good for someone just coming out of high school. The advice was typical, but maybe it would come across better from a peer than from a parent or authority.
February 17, 2016
This book is a great overview for personal financial management, and I would recommend that any student 16 or older read it. The author wrote the book as a college junior, so it really comes across as relevant to young adults.
May 3, 2013
Basic money management that most people forget!
August 31, 2013
Easy to understand money advice for our generation. I highly recommend it.
June 17, 2016
Easy and basic introduction to money for young adults. This may be one I revisit with the kids.
September 18, 2015
Highly readable. This book is excellent. It should be required reading for all college students.
April 5, 2017
Liked the approach he took - nice and easy, but still candid and direct. The youth really need to know this stuff!
Displaying 1 - 17 of 17 reviews