Your Complete Retirement Planning Road Map: A Comprehensive Action Plan for Securing IRAs, 401(k)s, and Other Retirement Plans for Yourself and Your Family

by Ed Slott

Corporate pensions are disappearing. Social Security is in trouble. And the sizable postwar generation is reaching retirement age. With the futures of millions of Americans at stake, Ed Slott, the country’s foremost retirement planning adviser, now offers expert advice on weathering the perfect storm of financial instability that looms on the horizon. Your Complete Retirement Planning Road Map provides clear step-by-step directions through the highways and byways of IRAs, 401(k)s, 403(b)s, and other major accounts.

In five focused sections, Slott combines crucial facts with checklists and questionnaires to teach investors and beneficiaries alike the best way to save and to maximize an inheritance. Inside you’ll discover

• an overview of every retirement savings account you own–from what it is and where it is to who gets it and how, plus where to put important data
• how to properly fill out retirement account beneficiary forms so that money goes to whomever you choose and not to relatives who pop up out of nowhere
• what to do when you inherit so that you won’t lose any tax benefits or make a mistake that could wipe out an inherited fortune that took years to build up
• how to handle out-of-the-box issues such as divorce or incapacity; tax issues for unmarried partners; decisions about trusts
• how to determine whether your professional retirement adviser is really up to the task of preserving and protecting your money
• the most up-to-date information on tax laws, including the Pension Protection Act, which provides major new retirement incentives that you can take advantage of

Your Complete Retirement Planning Road Map is an indispensable planning solution that is sure to become the standard how-to on a complex subject that is becoming relevant to more people every day.

“IRA savant Ed Slott [helps] you make the most of your retirement earnings or inherited account.”
–USA Today

“Ed Slott knows more about the care and feeding of IRAs than anybody else.”
–Newsday

Genres: Finance, Nonfiction, Money, Business, Personal Finance

384 pages, Paperback

First published January 1, 2006

Reviews

[Gary L Rau · Rating 3 out of 5]

An outline of the subject

While the book touches on many retirement planning topics and alludes to the many implementation details, it is much more of an outline than an introduction.

[Angela · Rating 5 out of 5]

I appreciated the forms included in this book and how the author conceptualized a pie-type strategy to make sure all the bases are covered. A person can't focus on every area at once, so taking small bites and seeing how everything was related to the big picture helped formulate a sound plan.

[Jen · Rating 3 out of 5]

I read the first two chapters. Ultimately, it incentivized me to seek out professional financial planning help. It was approachable and well written but many of the topics didn't apply to my circumstances.

[Dad · Rating 3 out of 5]

I only read the chapt. on Roth IRA and skimmed the rest. The Roth chapt. was informative and usefull.

[Kristen · Rating 1 out of 5]

So boring... I couldn't even get through it. I'm sure it has useful information, but I kept falling asleep.

[Mitchell Rubin · Rating 4 out of 5]

Great workbook format.

[Hom Sack · Rating 5 out of 5]

Seems comprehensive enough. Perhaps more that you need to know.