thinking consumerism will make us happy—that buying crap we don’t need will somehow make us whole.
Minimalists don’t focus on having less, less, less. Rather, we focus on making room for more, more, more: more time, more passion, more experiences, more growth, more contribution, more contentment—and more freedom. It just so happens that clearing the clutter from life’s path helps us make that room.
Minimalism is the thing that gets us past the things so we can make room for life’s important things—which actually aren’t things at all.
What these people don’t understand, however, is minimalism is not about deprivation: it’s about finding more value in the stuff you own. Minimalists do this by removing the superfluous, keeping only the possessions that serve a purpose or bring joy. Everything else goes by the wayside.
People will judge. Let them. Judgment is but a mirror reflecting the insecurities of the person who’s doing the judging.
For us—Joshua & Ryan—it all started with a lingering discontent. A few years ago, while approaching age 30, we had achieved everything that was supposed to make us happy: great six-figure jobs, nice cars, big houses with more bedrooms than inhabitants, pointless masses of toys, scads of superfluous stuff.
And yet with all that stuff, we weren’t satisfied with our lives. We weren’t happy. There was a gaping void, and working 70–80 hours a week for a corporation and buying even more stuff didn’t fill the void: it only brought more debt and stress and anxiety and fear and loneliness and guilt and overwhelm and depression.
We didn’t control our time, and we didn’t control our lives.
Money: it tears families apart, ruins marriages, and keeps people from pursuing their dreams. Money troubles inject unnecessary stress, anxiety, and arguments into our daily lives, which keeps us in perpetual discontent. We never seem to have enough, and, living paycheck to paycheck, we can’t ever get ahead.
1. BUDGET. Most of us have no idea where our money is going: we think we know, but we don’t really know. This is doubly true for those of us who are married or live with a significant other. So, the first step toward financial freedom is establishing a written monthly budget. Note the three key words here: written, monthly, and budget.”
Everyone in your household—even your children—must have a say in the written budget. This is the only way to get every person’s buy-in. Working together means taking from one category to fund another (e.g., extracting money from, say, your clothing budget to fund your entertainment budget) until each person is on the same page. Once everybody is on board—once everyone is committed to financial freedom—it is much easier to gain the traction you need.
Your Safety Net will allow you to stay on budget even when life punches you in the face.
instead of thinking of it as investing money, think of it as paying your future.
You might be broke if:.
1. You’re living paycheck to paycheck.
2. You have credit-card debt. There’s no such thing as “good” debt: the debtor is always slave to the lender.
3. You have student-loan debt.
4. You have a monthly car payment.
5. Your income dictates your lifestyle.
It should be the other way around: we should work to earn enough money to live, not live to earn enough money to buy shit we don’t need. Until one breaks free from consumerism, the hoarder is slave to the hoard.
6. You aren’t saving for the future.
7. You’re not healthy. Unhealthy equals depression. Yes, if you’re unhealthy, statistics show you’re likely depressed. If you can’t enjoy life, no matter how wealthy you are, then you’re broke in a different way: you’re broken. The richest man in the graveyard might have the most lavish tombstone, but he’s still dead.
8. Your relationships are suffering.
Too often we forsake the most important people in our lives in search of money or ephemeral pleasures. We believe our loved ones will always be around or that “they’ll understand.” But when you’re careless with something for long enough, it breaks.
9. You argue over money.
10. You’re not growing.
It doesn’t matter how much cash you earn; if you’re not growing, you’re dying. We feel most alive when we cultivate a passion, drudge through the drudgery, and live our lives with purpose, autonomy, and mastery.
11. You don’t contribute as much as you’d like.
Your worth isn’t determined by your net worth. Real worth comes from contributing beyond yourself in a meaningful way. It was Martin Luther King, Jr., who said, “Life’s most persistent and urgent question is: what are you doing for others?
Being broke is okay. Being broke without a plan to break the cycle is not. We’ve all been broke at some point.
We all need money to live, but you are not the contents of your wallet. What’s more important than income is how we spend the resources we have. We personally know broke people who make six (or even seven) figures a year. We also know families who live on $25,000 per year but aren’t broke at all because they live within their means—they live deliberately.
Real wealth, security, and contentment come not from the trinkets we amass, but from how we spend the one life we’ve been given.
But only for a short while.
Accomplishment is transitory. What’s impressive and exciting today is easy—infantile—tomorrow. Millions of examples illustrate this point: tying your shoe for the first time, dribbling a basketball between your legs, an awkward first kiss, etc., etc. Over time, people grow, and with growth comes grace, poise, and—most importantly—the responsibility to keep growing.
Growth is an elusive horizon: you can travel toward it, but you’ll never “get there”: there will always be a new horizon to venture toward. Similarly, we should all work toward an ideal for every area of our lives, an ideal body, an ideal diet, ideal relationships, an ideal work environment, and so forth. While doing this, we must realize we’ll never reach our ideal; if we do, it won’t be our ideal situation for long, because human beings yearn to grow, and that which is ideal today likely won’t be ideal tomorrow.
You can achieve and accomplish whatever you desire, but the key to lasting happiness is continued growth. Keep going, keep moving forward, keep heading toward the horizon: you’ll never get there, but that’s okay.
We seem to be explaining ourselves at every turn.
But I only did it because…
And I was just trying to…
No, no, no, what I meant was…
Wait! Let me explain!
You probably spend a considerable amount of time explaining yourself, justifying your actions to others as though you were in a court of law.
The people who require an explanation probably won’t understand you anyway—you can’t control what they think.
The people who really understand you—the important people closest to you—don’t need any explanation at all. They already get you.
Here’s a simple solution: stop explaining yourself.
If you want to explain yourself, go ahead, it’s okay to do so. Just don’t feel obligated to—you don’t have to waste your time.”
“Success is a simple equation: Happiness + Constant Improvement + Contribution = Success.”
“Black coffee is a synecdoche for life: when you eliminate the excess—when you deliberately avoid life’s empty calories—what remains is exponentially more delicious, more enjoyable, more worthwhile. It might be a bitter shock at first; but, much like coffee, a meaningful life is an acquired taste. Sip slowly and enjoy.”