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How To Save Money: A 21-Day Challenge To Save $500/Month
After getting laid off I had to wade through all the frugal tips like "reuse twist ties" and "turn off the lights when you leave a room" to find the ones that really delivered.
Sure you can save a few pennies by turning off the lights around the house, but I needed to make bigger money-saving moves. I didn't need to save a few pennies, I needed to save many hundreds of dollars each month.
That is what this challenge is all about: taking 21 days to make some drastic, but realistic, changes in order to save at least $500 each month.
If you are anything like I was, you probably have more bills and payments due each month than you have money coming in. You have undoubtedly read other money-saving tips in the past, but just felt like none of them would yield much result. You also probably don't have the time to read through a bunch of fluff, but just want to get to the point! If this sounds like you, then you are who this book was written for!
And while this challenge is not intended to solve all your financial problems, it will definitely help you save money!
The book is broken out into 21 short chapters, each with a realistic money-saving suggestion that will help your reach your $500/m goal. To succeed with the challenge you will need to take the chapters day-by-day and not just fly through the whole book in one sitting. Those who read a chapter a day and take action each day will be rewarded with much better success.
Sure you can save a few pennies by turning off the lights around the house, but I needed to make bigger money-saving moves. I didn't need to save a few pennies, I needed to save many hundreds of dollars each month.
That is what this challenge is all about: taking 21 days to make some drastic, but realistic, changes in order to save at least $500 each month.
If you are anything like I was, you probably have more bills and payments due each month than you have money coming in. You have undoubtedly read other money-saving tips in the past, but just felt like none of them would yield much result. You also probably don't have the time to read through a bunch of fluff, but just want to get to the point! If this sounds like you, then you are who this book was written for!
And while this challenge is not intended to solve all your financial problems, it will definitely help you save money!
The book is broken out into 21 short chapters, each with a realistic money-saving suggestion that will help your reach your $500/m goal. To succeed with the challenge you will need to take the chapters day-by-day and not just fly through the whole book in one sitting. Those who read a chapter a day and take action each day will be rewarded with much better success.
- GenresNonfictionMoneySelf Help
57 pages, Kindle Edition
First published July 29, 2013
18 people are currently reading
127 people want to read
About the author
Bob Lotich
9 books33 followersBob Lotich is a certified educator in personal finance (CEPF®) and has been named a top-20 influencer in personal finance. His award-winning website, SeedTime.com and SeedTime Money Podcast have reached over 50 million people in the past decade.
Bob loves sharing the results of his experimenting with small things like budgeting hacks, money-saving apps, and big things like radical giving, year-long sabbaticals, and other timeless financial instruction from the Bible.
His first Kindle Book "How to Make Money Blogging: How I Replaced My Day-Job With My Blog" is an Amazon #1 Best seller.
Bob loves sharing the results of his experimenting with small things like budgeting hacks, money-saving apps, and big things like radical giving, year-long sabbaticals, and other timeless financial instruction from the Bible.
His first Kindle Book "How to Make Money Blogging: How I Replaced My Day-Job With My Blog" is an Amazon #1 Best seller.
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Displaying 1 - 7 of 7 reviews
July 16, 2018
Quick and simple financial book to save you more than $500! Some of the links are not updated. Otherwise great content and great tips to save money.
June 16, 2022
In the 2015 Ultimate Homemaking Bundle. Quick and simple list of 21 ways to save money.
February 28, 2014
This was a quick read. And by quick I mean 15 minutes quick.
I downloaded this book for free by way of a limited promotion the author ran on Amazon. I came across this promotion during a morning browse of Reddit.
It looked interesting, and the price was right, so I downloaded it. On my kindle it sat for a month. After power reading some long fiction novels, I decided to add in some easy to read non-fiction. This book's short length meant I could finish it during my morning coffee.
So what do I think after reading it?
I had to take a step back and judge this book based on what it is. This "book"
reads more like a blog post series about saving money, compiled into a free ebook pdf. The type of "freebie" pdf blog readers get in exchange for submitting an email address to receive weekly newsletters in their inbox.
So readjusting my expectations of what this was, I told myself a four star rating was justified.
The author gives 21 practical tips that he has used, or has contemplated using, that result in money saved. Each of these tips are aimed at the types of expenses "the majority" of Americans have. The common trait among these are that they're super easy to do, with little conflict and minimal time invested.
This approach is effective and establishes credibility because such a broad swath of Americans can relate. I did.
I was familiar with almost all of the 21 tips, but I did find out about one new saving idea that I had to admit was clever and genius in it's simplicity. You'll have to read to find out which tips stand out for you.
:-)
I recommend this book. The low price, practical advice and short length means you'll walk away with a return on your investment.
I downloaded this book for free by way of a limited promotion the author ran on Amazon. I came across this promotion during a morning browse of Reddit.
It looked interesting, and the price was right, so I downloaded it. On my kindle it sat for a month. After power reading some long fiction novels, I decided to add in some easy to read non-fiction. This book's short length meant I could finish it during my morning coffee.
So what do I think after reading it?
I had to take a step back and judge this book based on what it is. This "book"
reads more like a blog post series about saving money, compiled into a free ebook pdf. The type of "freebie" pdf blog readers get in exchange for submitting an email address to receive weekly newsletters in their inbox.
So readjusting my expectations of what this was, I told myself a four star rating was justified.
The author gives 21 practical tips that he has used, or has contemplated using, that result in money saved. Each of these tips are aimed at the types of expenses "the majority" of Americans have. The common trait among these are that they're super easy to do, with little conflict and minimal time invested.
This approach is effective and establishes credibility because such a broad swath of Americans can relate. I did.
I was familiar with almost all of the 21 tips, but I did find out about one new saving idea that I had to admit was clever and genius in it's simplicity. You'll have to read to find out which tips stand out for you.
:-)
I recommend this book. The low price, practical advice and short length means you'll walk away with a return on your investment.
August 25, 2013
This was a quick read. The author encourages you to read one day at a time so that you will have time to act on the advice between chapters, but a lot of the advice wasn't something that would apply to everyone or that you could do on a regular basis. For example, renting rather than buying home improvement equipment is a great suggestion and could save lots of money if you would only use the tool once. How likely is it that I could do that tonight though? So I went on to the next chapter.
Like most books of this sort, the assumption is that you own a home and a car. There were a lot of suggestions that weren't relevant to me as a car free, urban, apartment renter. Without refinancing my home (that I don't own), renting rather than buying home improvement equipment (that I'm not allowed to use in my rental), and changing my car insurance (for the car I don't have), it would be hard to save $500/month with this book. Nonetheless there were many helpful tips. I found the author's incredibly perky writing style a bit unusual for personal finance (there were many exclamation points!). It read like a blog-to-book type of scenario, which perhaps it is.
Anyway, this could be a helpful read if you are looking to save some money and are new to exploring options for reducing your bills and reexamining your expenses. Personally, I got much more out of the 23 Day Frugal Living Challenge from Frugally Sustainable (a blog), which I followed daily in 2012.
Like most books of this sort, the assumption is that you own a home and a car. There were a lot of suggestions that weren't relevant to me as a car free, urban, apartment renter. Without refinancing my home (that I don't own), renting rather than buying home improvement equipment (that I'm not allowed to use in my rental), and changing my car insurance (for the car I don't have), it would be hard to save $500/month with this book. Nonetheless there were many helpful tips. I found the author's incredibly perky writing style a bit unusual for personal finance (there were many exclamation points!). It read like a blog-to-book type of scenario, which perhaps it is.
Anyway, this could be a helpful read if you are looking to save some money and are new to exploring options for reducing your bills and reexamining your expenses. Personally, I got much more out of the 23 Day Frugal Living Challenge from Frugally Sustainable (a blog), which I followed daily in 2012.
February 12, 2014
It contains some valuable information on how to reduce your spending. It is a quick read or you can take the days that apply to you and read them one day at a time. My thoughts are I learned a few things in a reasonable amount of time.
February 13, 2014
Helpful
Helpful
Good advice, some I have been doing already doing and it work. Like you I can't drive 55 on the highway but I am working on slowing down and I do see the I.improvement I. gas consumption.
Helpful
Good advice, some I have been doing already doing and it work. Like you I can't drive 55 on the highway but I am working on slowing down and I do see the I.improvement I. gas consumption.
August 5, 2014
Good Lesson !
Good Lesson !
it is always good to learn additional ways to save, it was a good read. Motivating and inspiring, will keep.
Good Lesson !
it is always good to learn additional ways to save, it was a good read. Motivating and inspiring, will keep.
Displaying 1 - 7 of 7 reviews