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The Joy of Financial Security: The Art and Science of Becoming Happier, Managing Your Money Wisely, and Creating a Secure Financial Future.
Multi-award winning book featured in The Wall Street Journal, The New York Times, AARP, Forbes, FOX, Chicago Tribune, CBS, ABC, and NBC. Awards Book Excellence Award, International Book Award, and IPPY Award
The Joy of Financial Security is more valuable now than ever!
The Covid-19 pandemic has led people to review their finances and their lifestyle. What is important? The answer may be very different than just a few years ago.
People always crave financial security, but many feel they have been shaken to the core. Financial security is more important now, knowing that our world can be turned upside down without notice. But what about joy? The isolation and restrictions caused by Covid-19 left us questioning our priorities. How can we experience more joy? Can we use our money in a way that leads to more joy?
The Joy of Financial Security addresses all of these issues and much more. Readers will learn how to manage their money wisely - how to do their own investing, how to avoid sales pitches and pitfalls within the financial industry, how to prepare for retirement, how to teach their children and grandchildren about money, how to prepare for the next economic downturn, and how to keep a healthy attitude toward money.
Applying research from psychology and neuroscience, Cygan guides readers in making small changes to their lifestyles that can reap big rewards. The way she weaves financial strategies together with happiness strategies is fascinating--rewarding her readers both financially and personally.
Cygan is currently writing a second book titled Becoming A Woman's guide to freedom. Prepare for financial upheavals. Then blossom into the person you truly want to be!
If you read The Joy of Financial Security, you will learn a tremendous amount about money and happiness strategies, and it will prepare you for financial upheavals. You will then be ready to focus on blossoming into the person you truly want to be when her second book is published.
Cygan is passionate about teaching her readers how to use the relationship between money and happiness to their benefit. She believes that money does not buy happiness, but it definitely impacts our happiness. The key is to determine how we can maximize our joy by investing and spending our money wisely.
The Joy of Financial Security was published in late 2013. None of the information is out of date, and the message is more pertinent now than ever!
The Joy of Financial Security is more valuable now than ever!
The Covid-19 pandemic has led people to review their finances and their lifestyle. What is important? The answer may be very different than just a few years ago.
People always crave financial security, but many feel they have been shaken to the core. Financial security is more important now, knowing that our world can be turned upside down without notice. But what about joy? The isolation and restrictions caused by Covid-19 left us questioning our priorities. How can we experience more joy? Can we use our money in a way that leads to more joy?
The Joy of Financial Security addresses all of these issues and much more. Readers will learn how to manage their money wisely - how to do their own investing, how to avoid sales pitches and pitfalls within the financial industry, how to prepare for retirement, how to teach their children and grandchildren about money, how to prepare for the next economic downturn, and how to keep a healthy attitude toward money.
Applying research from psychology and neuroscience, Cygan guides readers in making small changes to their lifestyles that can reap big rewards. The way she weaves financial strategies together with happiness strategies is fascinating--rewarding her readers both financially and personally.
Cygan is currently writing a second book titled Becoming A Woman's guide to freedom. Prepare for financial upheavals. Then blossom into the person you truly want to be!
If you read The Joy of Financial Security, you will learn a tremendous amount about money and happiness strategies, and it will prepare you for financial upheavals. You will then be ready to focus on blossoming into the person you truly want to be when her second book is published.
Cygan is passionate about teaching her readers how to use the relationship between money and happiness to their benefit. She believes that money does not buy happiness, but it definitely impacts our happiness. The key is to determine how we can maximize our joy by investing and spending our money wisely.
The Joy of Financial Security was published in late 2013. None of the information is out of date, and the message is more pertinent now than ever!
- GenresFinance
394 pages, Hardcover
First published October 22, 2013
3 people are currently reading
68 people want to read
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Displaying 1 - 5 of 5 reviews
November 30, 2014
Money doesn't buy happiness, but it does by freedom and peace, which contributes to your sense of well-being and life satisfaction.
I really like how this book was organized. Cygan first delves into the affective aspects of money. How does our emotional health impact our financial decisions and our relationship with money? How does the past affect our relationship with money?
She then transitions to a financial perspective. She invites us to see how we can make wiser financial decisions and think rationally about money.
Great read for motivating yourself to stick to financial goals.
I really like how this book was organized. Cygan first delves into the affective aspects of money. How does our emotional health impact our financial decisions and our relationship with money? How does the past affect our relationship with money?
She then transitions to a financial perspective. She invites us to see how we can make wiser financial decisions and think rationally about money.
Great read for motivating yourself to stick to financial goals.
June 8, 2015
I'm a numbers kind of person. The "art" side of my brain can't anyways comprehend the "touchy freely" world as well. Cygan does a good job of directing you away from the numbers and into your personal zone to increase your comfort level for a successful path to a happier balance in your life. There was just something in her approach that I believe most people will be able to connect to. If you are a novice at planning your finances, this is going to be a good start for you.
The first half was concentrated on psychology and why we think about money and make money decisions the way we do. Let's face it, you can't rationally handle your money, if you don't understand your relationship with money. The second half was a broad overview of some investment methods and vehicles. Just enough information to make you research it more to successfully apply.
I am annoyed with her discussion about Social Security and taxes in Chapter 8. A very misleading statement is made. "...your Social Security benefits being taxed at 15 percent rather than 50 or 85 percent." I think it implies your SS tax rate could be 15, 50, or 85 percent, but she really meant that 50 or 85 percent of your SS could be subject to your current tax rate. It just made me pause. The author did contact me regarding this passage and stated that it would be edited in future editions. By the way, this SS limit is not indexed to inflation, so eventually everyone will have a tax obligation on 85 percent of their SS benefit.
There are not a lot of hard calculations or concepts in this book. I still learned something about money and about myself. It is just something to make you feel comfortable with starting a plan to succeed. So, start your plan and have a Goodreads.
The first half was concentrated on psychology and why we think about money and make money decisions the way we do. Let's face it, you can't rationally handle your money, if you don't understand your relationship with money. The second half was a broad overview of some investment methods and vehicles. Just enough information to make you research it more to successfully apply.
I am annoyed with her discussion about Social Security and taxes in Chapter 8. A very misleading statement is made. "...your Social Security benefits being taxed at 15 percent rather than 50 or 85 percent." I think it implies your SS tax rate could be 15, 50, or 85 percent, but she really meant that 50 or 85 percent of your SS could be subject to your current tax rate. It just made me pause. The author did contact me regarding this passage and stated that it would be edited in future editions. By the way, this SS limit is not indexed to inflation, so eventually everyone will have a tax obligation on 85 percent of their SS benefit.
There are not a lot of hard calculations or concepts in this book. I still learned something about money and about myself. It is just something to make you feel comfortable with starting a plan to succeed. So, start your plan and have a Goodreads.
October 10, 2015
Did not finish. Too academic and psychology oriented, not enough practical application. I enjoyed positive psychology when I was young and dumb, but now, the shine's definitely worn off. This would be better for much younger readers or much older ones. Or people approaching the topic of finance from a psychological/emotional perspective rather than a how-to perspective. The writing is decent, at least.
March 21, 2014
This book is very educational and entertaining as well. I read the book in just a few days. I would highly recommend this book to people of all ages and incomes. Very insightful and easy to understand. I loved the stories and the positive attitude of how to be happier and managing your money wisely.
Displaying 1 - 5 of 5 reviews