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Martin Luther is without doubt the most famous figure in the Protestant Reformation. His 95 Theses, written in 1517, articulate his arguments against abuses he perceived in the Church.
29 pages, Kindle Edition
First published October 31, 1517
Every truly repentant Christian has a right to full remission of penalty and guilt, even without letters of pardon. (#36)
Every true Christian, whether living or dead, has part in all the blessings of Christ and the Church; and this is granted him by God, even without letters of pardon. (#37)
Christians are to be taught that the pope’s pardons are useful, if they do not put their trust in them; but altogether harmful, if through them they lose their fear of God (#49).
The assurance of salvation by letters of pardon is vain, even though the commissary, nay, even though the pope himself, were to stake his soul upon it (#52).