Money Drunk, Money Sober; 90 Days to Financial Freedom

by Mark Bryan, Julia Cameron

In a society where it is often easier to discuss sex than money, many of us have hidden issues about personal finances. But when fending off bill collectors, begging for salary advances, or borrowing from relatives becomes a way of life, unresolved money problems can lead to enormous stress and destroy relationships, careers, and lives. Do you recognize yourself or someone you love in any of these descriptions?

THE COMPULSIVE SPENDER
Do you buy things and hide them?

THE BIG DEAL CHASER
Do you refuse to watch your money because one big deal is going to make everything all right?

THE MAINTENANCE MONEY DRUNK
Is the pay the only thing you like about your job?

THE POVERTY ADDICT
Do you feel morally superior to people with money?

THE CASH CODEPENDENT
Are you afraid to say no to your partner about money?

Through their highly effective seminars, Mark Bryan and Julia Cameron have helped many people get out of debt and free themselves from the painful cycle of acting out with money. The Money Drunk offers new perspectives on the real roots of money problems, showing how to dismantle negative family and societal programming about money and how to undo the destructive patterns that sabotage your financial success. The program teaches new, more constructive habits to anyone who has ever had a problem with money.

Genres: Self Help, Finance, Money, Nonfiction, Psychology

225 pages, Paperback

First published November 30, 1992

Reviews

[Yasmine Alishzadeh · Rating 3 out of 5]

کتاب هشیاری مالی

[Foad Ansari · Rating 1 out of 5]

خیلی مزخرف بود

[Bookworm · Rating 1 out of 5]

۱۵۰ صفحه خوندم و با اطمینان میتونم بگم تنها کتابی که در امر مسخرگی و به درد نخور بودن به پای کافه پیانو میرسه همین کتابه.
کتاب رو که بخونید متوجه میشید که این مارک برایان بدبخت تقریبا چیزی تو این کتاب ننوشته و شاید اسمش دکوری اونجا باشه. هر چی هست از سمت بانو کامرون میاد. چرا؟؟؟؟ چون اومده یه کتابی نوشته به اسم راه هنرمند (یا یه همچین چیزی) و دست روزگار یه جوری فلک و تاب داده که این کتاب گرفته (مشابه کتاب بیشعوری کی گندش در بیاد اینم بره جزو کتابای زرد خدا داند) و حالا دیگه این آدم خودش رو در جایگاه کیوساکی مونث دیده و به این نتیجه رسیده که میتونه کتابی در عرصه مالی( البته نه از نظر فنی... کلا از هیچ نظری یه کتاب چرت و پرت شعاری) بنویسه.
کتاب انگار تبلیغات مدرسین زرد بازار های مالیه که هی میگن حالا اینا رو تو دوره توضیح دادیم. اینم هی یه مثال چرت میاورد بعد میگفت آره تو دوره ۹۰ روزه توضیح دادیم. که البته توضیح درست حسابی هم ندادن.
تو ۱۵۰ صفحه اول هم هیچ اطلاعاتی مفیدی به شما نمیدن و فقط به قصد هدر رفت منابع طبیعی ای همچون درخت نوشته شدن.
کتاب فقط شعار میده که اهای ملت یا ایها ناس Hey You ارزش آدما به پولشون نیست و به درونشونه *فین فین* اما همین ادم اگر قرار باشه درباره یه دزدی بین یه بیخانمان و کریستین گری قضاوت کنه قطعا حقو به اون بیخانمان بیچاره نمیده (البته قیافه و شخصیت معصوم کریستین هم بی تاثیر نیست)
ترجمه خوب بود.
خود کامرون توی همون صفحات اول میگه که من یه دیدگاه دختر کاتولیک داشتم و یه جورایی پول رو بد و ناپاک میدونستم و فقر رو به نوعی فضیلت (البته توضیح زیاد میده در حدود ۱۰ صفحه که من تو این دو سه خط براتون خلاصه کردم. تازه من بازم شاخ و برگش دادم). حالا حدس بزنید با توجه به اینکه نویسنده ۹۹/۹۹۹۹۹۹۹۹۹۹۹ درصد کتاب ایشون بوده کتاب چه دیدگاهی رو دنبال میکنه؟؟؟؟؟
آفرین. پول بَده. خیلی تلاش میکنه مثلااااااااا بی طرف باشه ولی در نهایت خلاصه کتاب اینه که پول بده. تلاش برای رسیدن به پول بده. زور میزنه با پیچوندن کلمات حرفشو جور دیگه ای بزنه ولی در نهایت عصاره کلام اینه که پول بده. شیطان گیبی.
حالا چرا؟؟؟؟؟؟؟؟؟؟؟ چون خودش طبق گفته خودش تو خانواده ای مرفه بوده.
البته این نطر شخصی بنده‌ست ولی به نظرم اگر در امری قراره مشاوره بگیرید برید سراغ اهلش‌ مثلا شما هیچ وقت برای لوله کشی از یه متخصص گوارش درخواست نمیکنید بیاد برای کمک هر چقدر هم که تخصص لوله کشی داخل بدن باشه. حالا ایشون چون ده شاهی ته جیبشه دلیل نمیشه به توصیه های مالیش گوش کنید.
اینکه میگن پول خوشبختی نمیاره درسته ولی لااقل بدبختی هم نمیاره. درسته که پول بیشتر به معنی خوشبختی بیشتر نیست اما پول کمتر به معنی بدبختی بیشتره. پول بیشتر در نهایت انتخاب های زیادی جلوی شما میذاره که عموما به خوشبختی منتهی میشن. حالا نشدن هم حداقل حق انتخاب دارم چجوری بدبخت باشم.
بخوام دقیق تر بگم: اگر قراره گریه کنم ترجیح میدم تو ویلام لب استخر باشه نه تو یه همکف ۲۰ متری.

[Kathleen · Rating 4 out of 5]

A good book that looks at the compulsions associated with money (of which, I have many). The goal of solvency is a feeling of being comfortable with money - not anxious about it, and not careless with it, either. A really simple way to change your relationship with money and the truth about what money can and can't do for you.

[Monica Cichosz · Rating 5 out of 5]

This is a fantastic book for anyone looking to regain solvency or even just to feel in control of their money and finances.

It’s a short read with lots of activities and actions to get you through the 90 days. I found it enjoyable and easy to read.

I have not done any actions. Now that the book is finished, I’d like to actually do the 90-day actions.

I’m going to set out to do that, and I’ll try to remember to come back in and update this review.

[DonJulio · Rating 4 out of 5]

Ce livre a le grand mérite de nous interroger sur notre rapport à l'argent. Comme toujours, les conduites extrêmes et pathologiques mettent en lumière les travers plus "normaux" de chacun et sont l'occasion de réfléchir sur soi, sa vie et ses choix.

L'argent étant au centre de nos vies, et nos vies étant liées à nos choix, la façon dont nous utilisons l'argent modèle nos parcours... l'équilibre est indispensable et pas si évident à trouver entre celles pour qui l'argent est le critère de tout choix et ceux qui refusent à l'argent de les rendre vivants. Les éléments fournis par les auteurs permettent de conscientiser beaucoup d'erreurs et de névroses du quotidien et d'apprendre ainsi à être plus libre.

"L'argent est fait pour accomplir des choses" ~ Richard Bronson.
"Un homme sage ne désire rien de plus que ce qu'il peut légitimement obtenir; il en use avec pondération, le distribue avec bonne grâce et l'abandonne sans regret" ~ Benjamin Franklin

Le grand défaut de ce livre d'après moi: il est terriblement américain ;)

[Linda DiMeo Lowman · Rating 4 out of 5]

I have always had problems with spending money. I would classify myself as a compulsive spender in the past. This book was enlightening and makes even more sense now that I've been diagnosed as Bi-Polar because during manic periods, compulsive behavior, including over-spending, is a real problem for me. Money drunk refers to the high that the money drunk gets while spending.

[J.P. Cawood · Rating 3 out of 5]

This is a great book for anyone trying to get a handle on their finances. It broke down different types of money issues, from the poverty addict to the big deal chaser. However, most of the exercises were for people who are in debt. It would have been more valuable to me if it went deeper into the various relationships with money.

[Dewayne · Rating 5 out of 5]

Pragmatical

[Holly · Rating 5 out of 5]

I stumbled across this book after reading Julia Cameron's The Artist's Way. I wouldn't have thought of myself as an artist or someone with a money addiction, but I liked her week to week approach to both efforts that I was compelled to read more.

This book, Money Drunk, Money Sober: 90 Days to Financial Freedom, is less about reaching financial freedom than it is about breaking our money addictions. Cameron focuses on five addictions in particular: The Compulsive Spender, The Big Deal Chaser, The Maintenance Money Drunk, The Poverty Addict, and The Cash Co-Dependent.

The Compulsive Spender and the Big Deal Chaser are pretty self-explanatory...and if you're not one, you probably know one. The Maintenance Money Drunk, however, is someone who works to pay bills and yet can never get ahead. Every time they get a new raise, they get a new toy (i.e. a new car and the payment to go with it). The Poverty Addict will cry poor even when they're not or give away money to their church or to others before taking care of themselves. The Cash Co-Dependent is in a symbiotic relationship with someone else. They either depend on someone else to bail them out financially...or, they're the one bailing someone else out. Regardless, none of these individuals ever seem to get ahead financially.

Cameron provides a 90 day program broken out over twelve and a half weeks to recover from this financial addiction. She treats the program in the same manner as any addiction recovery effort with a substantial amount of self-reflection and discovery. Much of the program seemed overkill for me as I honestly would never categorize myself as a money addict (Even though I think about money all the time, I have a clear purpose for money. It's not just money for money's sake.) However, I found it to be a very beneficial program for those times, typically right after the holidays, when we're feeling overcome by bills and debts and bills. It's like a juice cleanse for your wallet.

Would I recommend this book? As obscure a title as it is, I would. Try and find a copy and use it for the next 90 days.

[Val · Rating 5 out of 5]

This is one of the best little books on financial solvency that I have ever read. Not only does it tell one how to solve financial woes, it explores the WHY and HOW people became that way in the first place. It links money to addiction. In fact, the authors say money issues may be the underlying addiction to alcoholism, overeating, and many others. Most often it can be linked back to childhood and low self esteem issues. They give anecdotal evidence to back it up. They also describe at length the many masks of money addiction: The Compulsive Spender, The Big Deal Chaser, The Poverty Addict, The Cash Co-Dependent, and more. They also explore the spiritual side of recovery with faith as a major aspect of this. Living a debt free life has become a reality for my family: we want to keep it that way. This is a 1992 book and I am sorry to say it has sat on my bookshelf for a decade and a half without being read. I wish I had read it years ago. It also provides grids for time management and tools worksheets for analyzing spending habits. A gem.

[Gary Taylor · Rating 5 out of 5]

This little book is one of the best books, on money, that I have ever read. This one helps us to see why we have the relationships we do with money. This is the only book I know that treats money problems for what it is... addiction. Money brings about such strong emotions and chemical reactions in the brain, it only makes sense to treat it in such a way. It helps to identify several "types" of people, but you will see pieces of yourself (and everyone else) in each type.

Read this book with an open mind, because it will be alternately exciting, insightful, and terrifying. My toes were stomped on many times within the first few pages. If you have any sort of problems with money, (making enough, keeping it, Spending, Investment, etc...) grab this book and actually do the exercises.

[False · Rating 1 out of 5]

Dated, for one thing, published in 1992, pre-Recession where there are a whole lot of other things to factor in...like genuine poverty versus careless spending. It identifies "types" and ways to overcome bad money management habits, a lot of it based on AA principles--admit you have a problem, why you might be prone to handling money the way you do, etc., but if you are truly poor and have very little money, this certainly doesn't give you solutions for overcoming this problem of "lack of money," other than literally saying "take a terrible job."

[Kristal · Rating 5 out of 5]

This book helped me discover so much about myself. Not only my spending style but where all my hard earned money went. I think its ability to open my vision and discover these things helped me dramatically. I suggest this for anyone that is learning how to handle money.

[Marla · Rating 5 out of 5]

A book I feel everyone should read. It gives you knowledge about yourself in regards to how you spend your money and why. Then it teaches you how to manage your money better. As my son began handling his own finances I gave him this book to read. He still uses this method.

[Kirtida Gautam · Rating 3 out of 5]

It's an okay okay book on money management. Some concepts are interesting. How people's early memories about money determined their money behavior. But many concepts are written in better ways in other books like Rich Dad, Poor Dad

[Toni · Rating 5 out of 5]

Excellent! Cannot believe I have never read this book!

[Jessica · Rating 5 out of 5]

This is probably the best and most useful financial book I have ever read....and I've read almost all of them. Published in 1992 but still current and relevant.