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The One Week Budget: Learn to Create Your Money Management System in 7 Days or Less!
Hate paying bills? So do I, and that’s why I stopped! What if I told you that I haven’t paid a bill in over a decade and my credit score is over 800? Would you call me a liar or would you want to know how I did it? In this book, I will teach you what took me years to learn. The One Week Budget is for anyone that wants to manage their day-to-day money without the day-to-day hassle. Does this sound like you? What are you waiting for? Read the book already! The Budgetnista Tiffany Aliche
134 pages, Kindle Edition
First published January 12, 2011
1417 people are currently reading
1177 people want to read
About the author
Tiffany Aliche
13 books213 followersTiffany the Budgetnista Aliche is America's favorite personal finance educator! She is also author of New York Times bestselling book, Get Good with Money.
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Displaying 1 - 30 of 70 reviews
September 2, 2018
I bought this book YEARS ago when it first came out, because I wanted to support Tiffany and her endeavors (she and I went to middle and high school together). At the time I had a (possibly pathologically) robust budgeting system in place, but I'm a supportive friend, and I certainly don't know everything there is to know about budgeting.
However, it took me about 100 years to get around to reading this book (I read a lot, and this book just never made it to the top of the pile). Then I turned 39 and panicked that I'll NEVER get to retire (I'm being a bit dramatic--my 401(k) says I'll be able to retire when I'm 65, but that's about 20 years later than I'd like!!). [Sidebar--I read somewhere that people tend to accomplish big goals in the year before starting a new decade, which explains why I finally got around to dusting off this book.]
In the intervening 100 years between when I bought and read the book, I lost track of my budgeting system, so this was a great reminder. Tiffany's system is straightforward, she provides a lot of examples (many that are personal), and also has sample spreadsheets for readers to use.
Two items of caution: 1) the book is designed to give you a handful of tasks every day for 7 days to set up your new budget system. You don't have to do this in 7 days, but I love that the week model creates urgency (you don't want to lose momentum!). BUT if you don't have 7 days in a row right now, DO NOT let that be an excuse to put off starting. Do what you can! 2) Also remember, you can build a budget in a week, but it will likely take a bit longer to get used to keeping track of your spending, esp. cutting back on things and/or switching them out for cheaper alternatives (i.e. you can save money by making coffee at home, but somehow it always tastes so much better when someone else--like a barista--makes it for you!).
I recommend this book for people who are new to the concept of budgeting, parents who have kids who are in the process of moving out, and anyone who feels a lack of control over their finances.
However, it took me about 100 years to get around to reading this book (I read a lot, and this book just never made it to the top of the pile). Then I turned 39 and panicked that I'll NEVER get to retire (I'm being a bit dramatic--my 401(k) says I'll be able to retire when I'm 65, but that's about 20 years later than I'd like!!). [Sidebar--I read somewhere that people tend to accomplish big goals in the year before starting a new decade, which explains why I finally got around to dusting off this book.]
In the intervening 100 years between when I bought and read the book, I lost track of my budgeting system, so this was a great reminder. Tiffany's system is straightforward, she provides a lot of examples (many that are personal), and also has sample spreadsheets for readers to use.
Two items of caution: 1) the book is designed to give you a handful of tasks every day for 7 days to set up your new budget system. You don't have to do this in 7 days, but I love that the week model creates urgency (you don't want to lose momentum!). BUT if you don't have 7 days in a row right now, DO NOT let that be an excuse to put off starting. Do what you can! 2) Also remember, you can build a budget in a week, but it will likely take a bit longer to get used to keeping track of your spending, esp. cutting back on things and/or switching them out for cheaper alternatives (i.e. you can save money by making coffee at home, but somehow it always tastes so much better when someone else--like a barista--makes it for you!).
I recommend this book for people who are new to the concept of budgeting, parents who have kids who are in the process of moving out, and anyone who feels a lack of control over their finances.
July 11, 2016
Liked it. Very practical. I'll try using this budget and staying on track with my money.
April 4, 2019
It's a great budget workbook. It could have used more professional layout/editing. I would have liked a bit more on investing, but that changes a lot, so it's beter to go to her site for that.
June 24, 2019
Take what you can from this book and ignore the rest. It's easy to talk about finances when you have a family who has always talked about it together, or if you have the option to "move home" when things get tough and you need to save. Not everyone has this luxury, and not everyone had financially responsible parents growing up. Changing your relationship with money as an adult is very difficult, as I can attest to. I did use a few of the worksheet templates and plan to keep using them, but I won't hold this book as the Gold Standard in financial planning. Also, who edited this thing??
January 22, 2019
Good read
Easy to read and easy to follow budget and instructions. Let's put it to the test. If you have never created a budget this is the perfect guide to get you started. Once you've got the basics I recommend using excel to make it easy to make changes quickly. You will not regret it. Get your teenagers to read this it will set them up for life.
Easy to read and easy to follow budget and instructions. Let's put it to the test. If you have never created a budget this is the perfect guide to get you started. Once you've got the basics I recommend using excel to make it easy to make changes quickly. You will not regret it. Get your teenagers to read this it will set them up for life.
August 8, 2019
Financial Independence and Empowerment for Dummies
Easy read, concise information, applicable anecdotes and user-friendly layout with summaries at the end of each step and blank templates. This is a book to read when you want to understand things from scratch no matter where you are in life. I found it extremely helpful! Thank you dear Budgetnista!
Easy read, concise information, applicable anecdotes and user-friendly layout with summaries at the end of each step and blank templates. This is a book to read when you want to understand things from scratch no matter where you are in life. I found it extremely helpful! Thank you dear Budgetnista!
May 26, 2017
Financial guidance at its best
I highly recommend this book to anyone interested in learning how to manage thier finances. I purchased this product, to help me now that I am self-employed. if i could give more than five stars I would.
I highly recommend this book to anyone interested in learning how to manage thier finances. I purchased this product, to help me now that I am self-employed. if i could give more than five stars I would.
April 29, 2021
Very practical budgeting system. But I agree with some of the other reviewers...the book is poorly edited and the layout could be better. The author comes off a bit pretentious at times; but if you look past these things, one can learn something from the practical principles.
November 8, 2018
Easy to follow steps, but poorly edited, which is a pet peeve of mine. Aliche was very humorous, and easily relatable.
February 26, 2021
This book was enlightening! I felt called out on my money habits y'all
August 28, 2016
This book is so helpful for young adults that are just starting their financial planning. I also recommend this book to people that have lost their way in their financial journey. Before reading this book, I felt stuck and embarrass about my finances because I had accumulated some debt that I had ignore over the years due to not having enough money to pay if off. However, after reading this book, I was able to pay my debt in full. I also contact my bank and got guidance for building my credit back up. I highly recommend this book to everyone.
February 19, 2014
Excellent Tips on Ways to Save your hard earned money:)
I would recommend this book to anyone who is struggling financially. Living paycheck to paycheck is no fun. Being in debt is no fun. There are ways you can easily pay down your debt by making small sacrifices that in the end will reap Big rewards. It's definitely worth it to be able to gain Financial Freedom! Great read. Easy to follow. Thank you for writing this book for all of us ( Mostly the Middle Class).
I would recommend this book to anyone who is struggling financially. Living paycheck to paycheck is no fun. Being in debt is no fun. There are ways you can easily pay down your debt by making small sacrifices that in the end will reap Big rewards. It's definitely worth it to be able to gain Financial Freedom! Great read. Easy to follow. Thank you for writing this book for all of us ( Mostly the Middle Class).
March 28, 2015
Life Changing
If you are tired of living paycheck to paycheck or you need to start budgeting, or need to get out of debt then this is the book for you.
She breaks everything down for the reader to understand. She helps you to see where every penny is going. I had a budget before I read this book but after reading this I will redraft
it so that is more helpful for me.
This book is a great investment for people of all income levels. Get read it and try it. I know I am.
If you are tired of living paycheck to paycheck or you need to start budgeting, or need to get out of debt then this is the book for you.
She breaks everything down for the reader to understand. She helps you to see where every penny is going. I had a budget before I read this book but after reading this I will redraft
it so that is more helpful for me.
This book is a great investment for people of all income levels. Get read it and try it. I know I am.
December 31, 2019
I found the information to be very helpful and easy to follow. The author gives me a new perspective on how to manage money that I can start implementing in my own life. It's a real disadvantage that we don't learn these things in school. But, I'm glad there are people like Tiffany Aliche that shows me it's never too late to learn how to manage my money.
December 6, 2020
Five Star+read
This book was an easy and fun read. I read it in one sitting. There was an honesty in the manner in which the information was conveyed to the reader. One could feel the desire for the success of the reader. It demands accountability in a caring way. If you've ever heard the authors' voice you could hear her reading to you. Loved it...
This book was an easy and fun read. I read it in one sitting. There was an honesty in the manner in which the information was conveyed to the reader. One could feel the desire for the success of the reader. It demands accountability in a caring way. If you've ever heard the authors' voice you could hear her reading to you. Loved it...
April 12, 2021
Although much of the information mentioned in the book is not relevant to india, the general concepts about budgeting is very informative and useful. It’s a must read for anyone who has just started their careers and want to learn about saving habits. I wish I had read this book when I started my career 20 years back.
January 16, 2015
Much better for the 20- something crowd
It's alright, but it is definitely made for a younger crowd. I love that she is dedicated to teaching young people how to save, so I definitely commend her for that.
It's alright, but it is definitely made for a younger crowd. I love that she is dedicated to teaching young people how to save, so I definitely commend her for that.
July 23, 2020
Started reading the book with lot of interest but it fizzled out after few initial pages. The approach taken here is very practical which is good but it feels more like a series of amateur blog posts than a book.
December 30, 2022
MrsTee_Reads_Realtor
Definitely will utilize some of these techniques to improve my budget. I like the grids and ideas of where to find the money you don't know that you have. I also.like the debt reduction grid. I was not a fan of the examples that made the book so wordy.
Definitely will utilize some of these techniques to improve my budget. I like the grids and ideas of where to find the money you don't know that you have. I also.like the debt reduction grid. I was not a fan of the examples that made the book so wordy.
January 1, 2017
Good read
I liked AIT and found that I already do many of these things. I DID GET SOME GOOD TIPS AS WELL.
I liked AIT and found that I already do many of these things. I DID GET SOME GOOD TIPS AS WELL.
June 19, 2017
Made sense out of nonsense
I've always been cheap and thrifty, but hate budgeting. This book made realize that this love/hate relationship doesn't need to exist.
I've always been cheap and thrifty, but hate budgeting. This book made realize that this love/hate relationship doesn't need to exist.
May 28, 2018
Eye opening
Really liked the tips, easy to follow and the templates provided are helpful. Read this book use the templates it
Really liked the tips, easy to follow and the templates provided are helpful. Read this book use the templates it
July 14, 2019
Has great tips that I plan to implement. Recommend reading the book first, then going back through it to do the 12 steps.
October 2, 2019
This book save my life
I am saving my marriage and money at the same time. This is a good deal for me and my family.
I am saving my marriage and money at the same time. This is a good deal for me and my family.
May 8, 2022
Initially felt condescending but did not remain that way. Full of good ideas.
December 9, 2024
I mean, is alright...
If you don't have a single clue on how to make a budget, organize, account and register your own spending, it's great.
But if you do, there's nothing much for you here.
It's a great read, it's HEAVILY US based.
If you wanna live in USA, it's a must read: it'll explain the insanity of America's credit cards operation, the heavy focus on CASH and a lot other things that's necessary to understand before living in the USA (mostly apply to Canada too).
I was really expecting a new way to build my own accountability, budget, etc.
I found it. But not the "develop your own way to budget" that's in the title.
Either way, good read.
If you don't have a single clue on how to make a budget, organize, account and register your own spending, it's great.
But if you do, there's nothing much for you here.
It's a great read, it's HEAVILY US based.
If you wanna live in USA, it's a must read: it'll explain the insanity of America's credit cards operation, the heavy focus on CASH and a lot other things that's necessary to understand before living in the USA (mostly apply to Canada too).
I was really expecting a new way to build my own accountability, budget, etc.
I found it. But not the "develop your own way to budget" that's in the title.
Either way, good read.
July 11, 2020
I think the formatting of the book was a bit strange, but the advice and instructions were all clearly stated and unfortunately very easy to follow. I don't like being confronted with the scandalous amount of money I spend on non-essentials or by how much I've been sheltered from financial responsibility by having a family entirely willing to baby me and consistently bail me out. I haven't made any majorly unwise financial decisions, but after years of spending more than I saved, the budgetnista's advice has been very helpful and encouraging for me.
January 16, 2021
I keep coming back to refresh
I like how easily accessible most of the steps in this book are. Although I am on the UK I was able to easily implement steps 1-8. Thank you budgetnista for helping me along on my financial journey and it is amazing the confidence you feel from knowing where and on what you are spending and gradually able to increase your savings
I like how easily accessible most of the steps in this book are. Although I am on the UK I was able to easily implement steps 1-8. Thank you budgetnista for helping me along on my financial journey and it is amazing the confidence you feel from knowing where and on what you are spending and gradually able to increase your savings
May 14, 2024
Great book. Too many typos
This book is full of great information. However, some paragraphs are repeated. After making your money list, you divide the items into 3 categories.
Those categories are named wrongly in examples & it caused me confusion & had to rewrite things out, wasting valuable time.
This book is full of great information. However, some paragraphs are repeated. After making your money list, you divide the items into 3 categories.
Those categories are named wrongly in examples & it caused me confusion & had to rewrite things out, wasting valuable time.
October 4, 2018
Finally a practical guide
So glad I found this resource. It's an easy to read, easy to understand, practical guide for anyone to get their finances in order. Thank you Tiffany Aliche for sharing your wisdom with the world.
So glad I found this resource. It's an easy to read, easy to understand, practical guide for anyone to get their finances in order. Thank you Tiffany Aliche for sharing your wisdom with the world.
Displaying 1 - 30 of 70 reviews