You're no idiot, of course. You know the "grace period" for your bills better than you know how to say grace. And if there were an Olympic competition for "credit surfing"--transferring your credit debt from one card to another--you'd bring home the gold metal. But when it comes to paying off that debt, you're afraid it will take a gold-medal winner's endorsements. Don't head for bankruptcy court just yet! The Complete Idiot's Guide to Beating Debt shows you not only how to eliminate the debt you have, but how to create a workable plan of "financial health". In this Complete Idiot's Guide, you
I picked up very little useful information from this work. Sorry but you would have to be a complete idiot to follow the advice of this book. At the time I read it I was really committed to beating my student loans (proud to say that I did in fact pay off all of my student loans). Among the many pieces of advice sprinkled in this work the author includes a chapter on bankruptcy; i.e. just throw in the towel.