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The Challenge of the Disciplined Life: Christian Reflections on Money, Sex, and Power – Practical Guidance for Faithful Living

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The Challenge of the Disciplined Life explores the three great ethical themes crucial to people of faith living faithfully. Drawing upon practical examples, Richard J. Foster guides the reader in day-to-day ethical decision making while helping each of us determine "the proper place in Christian life of money, sex, and power."

272 pages, Paperback

First published August 1, 1985

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About the author

Richard J. Foster

92 books531 followers
Richard J. Foster is the author of several bestselling books, including Celebration of Discipline, Streams of Living Water, and Prayer, which was Christianity Today's Book of the Year and the winner of the Gold Medallion Award from the Evangelical Christian Publishers Association. He is the founder of Renovaré, an intrachurch movement committed to the renewal of the Church in all her multifaceted expressions, and the editor of The Renovaré Spiritual Formation Bible.

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Displaying 1 - 30 of 36 reviews
Profile Image for Shawn.
258 reviews27 followers
May 2, 2013
This book is full of wisdom; and so my review is going to be quite long, as I am utilizing this forum primarily for preserving and cataloguing my reading. In the book, Foster asserts that the demon in money is greed, the demon in sex is lust, and the demon in power is pride. Traditionally, these demons have been combated with calls to poverty or industry, chastity or faithfulness, and obedience or order, respectively; but Foster admits these time-honored solutions are not always sufficient. This book offers wise advice, which I will segregate into sections pertinent to the relevant headings.

MONEY

Money as an Idol: Foster asserts that Money is a rival God that seeks to dominate us. And truly, Money does inspire the devotion of many and is actually worshipped openly by many. We too often hear people openly expressing their awe for money and for the wealthy. Wealthy people are often offered prestige, status, and honor, just because they have money.

Money as an addiction: People become addicted to the pursuit of money. Even the super wealthy, who have no real need for more money, still seek it furiously. They seek it not just as a “medium of exchange”, but simply for its own sake! For the sake of just having it, hoarding it, and relishing in it! As a result, money demands their first allegiance and dominates their lives.

Money afflicts us nationally: The same is true not only of individuals, but also of nations. Foster postulates that GDP is the modern “Golden Calf” that seeks to possess us. We think we are seeking to possess money when in fact money is possessing us, demanding our constant attention, and ultimately our devotion.

How to Combat Money: To combat the money demon, Foster encourages us to stand in contradiction to the dominant culture of greed, permissiveness, and selfishness. Clearly, we shouldn’t define people by their net worth. We must openly reject the modern mania for wealth and the narcissism associated with it. Instead, we should uplift the sanctity of honest work and recognize that work is essential to the spiritual life.

Get to Know the Poor: Foster encourages the reader to get to know some poor people! According to Foster, because we distance ourselves so far from the true poor, we loose the concept of how well off we really are. Getting in touch with the poor will prevent our affluence from shielding us from their pain. We must stop despising the poor! Foster points out that the poor, the bruised, the broken, and the downtrodden, are special objects of Christ’s blessing and concern.

Live Simply: Foster also encourages a simple life with the single purpose to obey Christ in all things. Foster points out that we must learn to bear no anxiety, to be free of covetousness, to embrace modesty, to receive gratefully, to give generously, and to use our resources for human need. Foster entreats us to not fritter away the world’s resources for stupid things when there are people around us that need to be fed, clothed, and educated.

Stop Your Hoarding: People seek to hoard things in quantities of vulgar excess and the process of hoarding actively denies these very same things to others. Take only what you need. Don’t grasp and grab so frantically. Break the spell that money has over you by using your possessions to further the Kingdom of God. Huge stockpiles only become lost or spoil, so distribute them – share them – unleash them to be a blessing to many instead of a festering source of worry for a greedy hoarder, ever afraid of losing his stash.

SEX

Why pornography is bad:

Friendship, cheerful surroundings, and strong relationships are infinitely important. Foster contends that “relationship” is at the heart of what it means to be ‘in the image of God’. Pornography eliminates the “relationship” part of the sexual experience. This is because pornography involves lusting after the other person as an “object”, not having a real relationship. Pornographic objects are often praised, elevated, and inadvertently worshipped. Hard core pornography can become violent and sick, leading ultimately to sadism and masochism instead of loving and caring. The very thing intended to give joy and life to relationships gets twisted into misery and death through pornography.



Why Fidelity is Important: We are clearly sexual creatures: God created humans as male and female. Sexual intercourse creates a mysterious, unique ‘one flesh’ bond between partners. We become somehow tied spiritually to a person with whom we have had sexual intercourse: the union is not only physical, but also spiritual. In Gen. 2:24 it says that “they become one flesh”. Sex somehow ushers us into the depths of each others being. The physical coupling is also a deeper spiritual coupling. Therefore, when the participants bear no ‘intent to unite’, the act becomes, as Foster says: “a hollow diabolical parody against sacred union”. To engage in a life uniting act without life uniting intent wounds the inner spirit and these wounds can become infected and fester until they scar and poison the spiritual life.

Relationships as sacred:

The author reinforces the importance of nurturing our marriage relationships, stating firmly that neglecting a marriage relationship, even in favor of Bible Study or prayer, is a sin! He states that attention to our marriage is an act of obedience to God and equates to serving Christ! The author understands how important relationships are to Christ and that no measure should be left undone to guard against a degraded relationship. The author contends that, in certain ways, we commit a sort of latent adultery anytime we purposely “degrade” any relationship or cause any relationship to deteriorate unnecessarily.



The single life:

Foster contends that what we call “sexual needs” are really “sexual wants” because, unlike our need for food, air, and water, no one has ever died from a lack of sexual intercourse. I’m not sure if I fully agree with this. I’m certain that the psychological need for sex is very great and there is no question that sexual desire is physical, just as is the consumption of food. In certain ways, people can die from loneliness and disconnection from others. Humans are social creatures that have always existed in relationships with other humans. There is no evidence for there ever being any sort of solitary human existence. The love of Christ calls us to exist for others. However, the author does recognize there are those who are called to the single life. The author calls for the church to exhibit special tenderness to those who are excluded from our couple-oriented world and to oversee the care of widows, widowers, divorcees, and the victims of desertion.



POWER

Organized demonic activity:

The author cautions us that many huge organizations, institutions, and structures within society are dominated by diabolical forces and consist essentially of organized sin. Foster concludes that every power, whether a religious organization, nation, or corporation, tends to have an inner spirit or driving force that animates and regulates its physical manifestation in the world. Examples cited include the Ku Klux Klan and the Nazi regime. The author rightfully states that it’s hard to view the crematories of Dachau and Auschwitz without perceiving the presence of organized demonic power and perversion. These forces seek to dominate, control, devour, imprison, and instigate war.



How do we combat it?

We defeat the powers by hearing the voice of the Lord, calling us to turn from our violence, our greed, our fear, and our hate and to instead passionately embrace Christ’s love, compassion, and peace. Opening channels of love, exhibiting compassion, rousing people to action, sharing the gospel, stimulating children to think, facilitating competence in others, meeting the needs of others, etc., all should become much more important to us than owning anything in particular.



The threat of war:

Diabolical powers would like nothing more than to push us to destroy the world in nuclear war. Many of us are quick to despise suicide when we hear of it and yet we all dwell amidst the potential suicide of all humanity by nuclear war. How different is it for the world to live under the constant threat of nuclear war than it is for the disheartened individual to ponder beneath a hangman’s noose, or with a gun in the mouth, or with an overdose of pills in the hand? Individuals ponder suicide out of fear they cannot face something in life. Humanity lingers beneath the threat of nuclear arsenals from fear of facing down narcissistic leaders that wield such weapons. Humanity must not subordinate its belief in the kingdom of God to a reverence for nation-state kingdoms. We must call the nation-state to its God-given function of justice for all people alike, commending it when it fulfills its calling and confronting it when it fails. And not just the nation-state, but all systems of power: school boards, corporations, regulatory agencies, state legislatures, city councils, etc. We must awaken a social conscience that thinks in terms of “we” instead of “me”. The author cites Acts 5:29: “we must obey God rather than men”.



Understand that “relationship” extends to diverse peoples:

The Kingdom of God should be about restoring relationships, not separating people into hostile factions bearing guns, tanks, and MX missiles. The Kingdom of God doesn’t do battle with whips, prison, tortures, torments, killing, destruction, hatred, or weapons of mass destruction; but rather with fasting, mourning, lamentation, patience, faithfulness, truth, love, long suffering, and a prolonged call for peace. Think of Jesus. Jesus didn’t carry a gun! Christ encourages people to open their eyes, to be changed, to see, to reject the worldly powers that call us to pedigree, status, and demonic power structures. To instead embrace and lift one another up into a wholesomeness that we must first “believe” in order to ever “realize”.



Beware of narcissism:

We must be ready for power, before we can wield it successfully. God doesn’t want us drawing attention to ourselves, putting up signs, or carrying on advertising campaigns in a frantic attempt to show that we are important. God wants us to simply do his work, humbly, without building ourselves up in any way. We must seek to be “invisible”; saying “no” to narcissism, saying “no” to the old mechanisms of power; turning instead to a new life of love, joy, peace, patience, and all the fruit of the spirit.



This was a truly great book with much Confucius-like wisdom. Reading it is well worth the time.
Profile Image for Louis.
228 reviews32 followers
October 5, 2007
With a title like this you wonder what Foster will say, especially when you think that this book was targeted toward people who take their faith (Christianity) seriously. You half expect him to say 'money, sex, power bad'. Of course, the real world is not that simple, and Foster lives in a complex world that has at its root a paradox that is at the core of the Christian faith: when God created the world, when he created was good. However we are fallen, and live in a fallen world. So everything has both the good from creation as well as the results from the fall.

So Foster does not just say Money - Bad, Sex - Bad, Power - Bad. What he does is looks at each of these topics, and seeks to identify the good that it was created for as well as its fallen nature. Then the third stage, redemption. Each of these major themes is handled within a clear structure as he developes what essentially is a theology of money, sex and power.

If you want something simple or a simple set of rules, go somewhere else. If you are interested in looking at something that will challenge a christian faith in the real world, or if you want to see a christian work through the issues that permeate life, this is a good book to read.

Of course, reality is Money, Sex and Power are fairly major influences. This book was written with a reality that the target audience is caught up in these three goals as much (or more) as everyone else, which may be why Foster felt compelled to write the book.
Profile Image for Cory Jew.
42 reviews2 followers
December 25, 2024
Such a good read!! Comprehensive in each of these three main topics and really spoke to me through the later 2 subjects. This gem should be talked about more and used as a resource for Christian Living. It took me a bit more than 2 weeks to read, but I think anyone who spends dedicated time reading should really enjoy this and glean a lot from it. Perfect sequel I’d say to the Celebration of Discipline and the topic choice reminds me of Live No Lies by John M. Comer!
Profile Image for Bob.
Author 2 books2 followers
December 21, 2008
If, in our lives as followers of Christ, we could choose just 3 aspects to focus on, I can't think of better choices than Money, Sex and Power. They encompass everything that is wrong with our souls and the cause of our wandering. In this book, Foster talks about them so elegantly and his words are so applicable that it convicts and instructs to the very core.

Foster is, in my mind, the only modern writer that comes close to the genius and insight of C.S. Lewis. His words ring with such truth that they cannot be denied.

This writing contains, hands down, the best Christian response to the issue of homosexuality I've ever read (or heard). He challenges us with the traditionally (and short sighted) taught view of Christian sexuality. We are challenged to think about money as a spiritual tool and power as a complex weapon that can destroy us or win victory for others.

All the way around, this is a fantastic read, and is worthy of my 5 stars like few books I've read in the previous years. This is one I'll come back to again and again.
Profile Image for Nora.
14 reviews
August 12, 2025
chapter on money ⭐️⭐️⭐️
chapter on sex ⭐️⭐️
chapter on power ⭐️⭐️⭐️⭐️
Profile Image for Justin.
196 reviews31 followers
November 1, 2015
Brilliant, just brilliant. Foster doesn't present theoretical fluff but rather theologically sound, wholly practical advice for right Christian living regarding the widely discussed and debated topics of money, sex and power. Handling these controversial issues with sensitivity and authority, this is a must read for all Christians. (Personally, Foster's teaching on sex, chastity and fidelity is the best Christian instruction I've ever found.)
Profile Image for logankstewart.
415 reviews40 followers
February 23, 2021
I read Foster’s Celebration of Discipline almost ten years ago. It had a big impact on shaping my life and gave plenty of practical suggestions for living out the Christian life. This book, The Challenge of the Disciplined Life, is very much related to the other, just focused on three areas of life.

It was amazing to me as I read this how Foster was addressing issues of 1985. Now, thirty-six years later, these three problem areas are amplified in the world. The church has not done a good job at fighting back the darkness I dare say.

The book is short and split into three neat parts: money, sex, and power. In each section Foster examines the historical views, the dangers, the beauty, and offers some suggestions on living a God-pleasing life in this world when dealing with the topic.

I underlined and highlighted a lot in the book, either because it resonated or was beautifully written. Money is the strongest and most compelling section, followed by sex, and then power. But truthfully, and in the vein of Foster’s argument, it’s possible that the power section is the most dangerous and subtle area for sure. From an editing standpoint I think this section would’ve been better suited first as a groundwork for the other two topics.

Recommended for people who are interested in practicing Christian disciplines, but I’d start with Celebration before picking this one up.
Profile Image for Brad Dell.
184 reviews3 followers
November 29, 2022
At times prophetic and strongly worded, other times hesitant and overthought. The first section, on money, plunged me from challenge to peace and back again and again, jolting me into urgent action against Mammon. The latter two, sex and power, were packed with strong one-liners but the structure of it all seemed jumbled along with the tonal shifts mentioned at the start of this review. Still, it’s the book we require amid the modern church of idolatry, even if it was written decades ago.
Profile Image for John Kennedy.
270 reviews5 followers
February 22, 2021
The sections on money and sex are particularly insightful. Scripture is clear about the dangers of money, and Jesus spoke on the topic frequently. In many Christian quarters these days, admonitions of not allowing money possess us have been disregarded, replaced with a doctrine of how God wants us to be blessed with material possessions.
Profile Image for JD Tyler.
110 reviews6 followers
June 19, 2022
A good book which doesn’t shy away from 3 central aspects of Christian living—money, sex, and power. Grateful the latter was includes because ‘power’ hardly gets mention as a topic in discipleship. And I found Foster’s engagement with the question of money to be one of the most thoughtful and helpful examinations of it.
958 reviews
July 22, 2019
I did not agree with everything in this book but I found much to think about. He has obviously thought deeply about these topics. He does not condemn money, sex or power but rather reflects on the good and bad of each subject and points to a guiding principle to find the good in each.
11 reviews
January 4, 2021
What a beautiful response to some of the hardest topics to face. Mammon is met with the Vow of simplicity, sexual immorality is met with the vow of fidelity, and power is met with servanthood.
2 reviews
January 26, 2021
La prioridad sobre todas las cosas es Dios, lo demás es complementario..!
This entire review has been hidden because of spoilers.
Profile Image for Mike.
241 reviews1 follower
October 10, 2021
First book by Foster that I read. HOOKED!!!!
Profile Image for Olivia.
163 reviews
January 30, 2022
Lures of money, sex, and power —> vows of simplicity, fidelity, and service ♥️
472 reviews
March 3, 2025
A great exposition of each topic and also how they are connected. Scholarly but very readable.
67 reviews
January 10, 2020
I read Celebration of Disciplines last month. I was really challenged by it to grow in some personal disciplines like fasting, meditation, and silence. This book was good but in different ways. It was quick because I had just read the other book. I did really enjoy the chapters on how we need to address sex more especially for those outside of marriage. The section on power was good but not as easy to work with as the first two sections.
Profile Image for Sarah.
657 reviews5 followers
December 23, 2016
Really enjoy Richard Foster's highly practical look at things - felt the first 1/3 stronger than the second 2, but a good and edifying read
Profile Image for Becky Coke.
2 reviews
October 4, 2007
This book gave me a whole new perspective on the issue of money, or mammon, which is the Aramaic term that Jesus used when he discussed money with anyone. This word gives money/wealth a personal and spiritual value, not purely a means of exchange. I learned so much about the dark/light side of money and how it really affects us so much in each of our lives and how we should choose to use money and to view it, but we usually don't.

This book also gave me a different perspective on sexuality and spirituality, sexuality and singleness, fidelity, etc.

I'm in the process of reading the part entitled "Power". So, we'll see what I learn from that.

"Challenge of the Disciplined Life" is very real and not like most books I have read on these subjects. It does not try to cover up issues that are unpleasant to talk about. It does not beat around the bush. It gets to the heart of the matter.
1,610 reviews24 followers
July 20, 2012
This book looks at Christian attitudes towards money, sex, and power, and provides guidance for everyday life. It is a good introduction, and while most of the material is available elsewhere, the author does a good job bringing it all together. He does a good job of evaluating the good and bad sides of the issues he discusses, and overall, tries to avoid the extremes of both legalism and superficial faith. I felt that on some topics, he was a bit too permissive, likely trying not to offend the reader, but overall, a good introduction.
137 reviews1 follower
May 24, 2013
This is a balanced, practical and respectful treatment of the timeless issues and attitudes that we are immersed in and that challenge all of us. The fact that Foster exposes their deeply spiritual natures(light and dark sides) provided many 'aha' moments that have given me a more heightened awareness as I respond to these principles in real life. His 'vows' of simplicity, fidelity and service provide a framework for being more intentional in my choices and expose my core values. Thank you, Richard Foster.
Profile Image for Stephen.
94 reviews3 followers
July 19, 2013
A very thoughtful and insightful book. At times, particularly in the power chapters, he slipped into more cliched analysis, and some of his writing was unnecessarily duplicative, which is what I docked the stars for. However, very good thoughts about sex, money, and power and how we interact with them. The chapters on the vows of simplicity, fidelity, and service were particularly useful.
Profile Image for Jenn Raley.
139 reviews
May 3, 2014
Richard Foster is so talented at making challenging topics relatively simple, without minimizing the challenging aspects.

In this volume, Foster tackles the quintessential challenging subjects of our time, with compassion, realism, and authority.

I highly recommend this book to any serious follower of Jesus.
Profile Image for Dora Okeyo.
Author 25 books202 followers
June 19, 2013
Read this book today- and there's a lot more on money, power, sex, poverty and women.
Richard Foster gives all these factors a new approach- it felt like having a one on one talk about topics that as a Christian I consider challenging, but still part of life.

It's a great book.
Profile Image for Steven Yoder.
358 reviews1 follower
June 2, 2023
Foster discussed three major issues of the Christian Life, both good and bad. He concludes each section with a vow every Christian should take: Simplicity for Money; Fidelity for Sex; and Service for Power.
Profile Image for Geraldine Cooper.
23 reviews1 follower
March 22, 2008
Not a good as I hoped, somewhat of a surface evaluation of the issues involved in these compelling topics. But it did open up the subject for thought and reflection.
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