Banking as a Service: Opportunities, Challenges, and Risks of New Banking Business Models

by Jason Mikula

Genres: Nonfiction

264 pages, Paperback

Published December 31, 2024

Reviews

[Michail Almyros]

Excellent book, with a lot of information on different markets and fintechs. If I was to take one thing out of the book I would say learn the market you are entering and learn it’s regulation, understand your partners, their responsibilities and limits and forge strong relationships!

[Mike Siegel]

Solid primer for anyone in FinTech. This book gives a solid foundation in banking, how Financial Insitutions make money, the history of "rent a bank", and how that's evolved into BaaS around the world. There are many specific examples of BaaS and their success and failures

[Nick VanDee]

Great intro to Baas. Baas is quickly evolving and ever-changing, so as time goes on, this book will provide less value, although hopefully new editions will be released.

[Aristides Ioannou]

Good book… very informative but i believe there’s a lot of repetition as well. Especially in the with the use-cases, it keeps repeating himself, but i can also understand why. Overall a very good read in 2025