An easy-to-follow and realistic path to financial security and independence
In The Roadmap to Financial A Millionaire's Guide to Building Automated Wealth, veteran Certified Public Accountant and founder of Budgetdog Academy, Brennan Schlagbaum, delivers an inspiring and practical account of how he and his family paid off over $300,000 in debt. He'll also show you how you can apply the same principles to your own life to transform your financial situation.
In the book, you'll discover how to track, grow, and protect your money as you work your way closer to financial freedom. You'll also
Comprehensive strategies for crafting a plan to turn around your personal finances Ways to give to others that help you in your path to financial security Rock-solid budgeting techniques that help you get control of your income and spending patterns Perfect for members of new and growing families, young professionals, and anyone else seeking to redefine their relationship with money, The Roadmap to Financial Freedom is an intuitive, insightful, and hands-on roadmap to financial independence.
I must say, this book was something of a shocker to me. I follow Brendan on social media and know he is highly influential. His posts are typically stripped down, simple, and easy to follow—which is precisely why so many people appreciate his financial advice. However, the book is nothing like that. In fact, it is the opposite.
The book is far more detailed, dense, and complex than I expected, and I suspect it will lose the overwhelming majority of readers. Even as a licensed financial professional, there were moments when I felt genuinely lost. I was also surprised by the heavy emphasis on spreadsheets. While he briefly acknowledges financial apps and software, the book overwhelmingly centers on spreadsheet-driven systems. The sheer volume of content is then presented in a scattered, overly intricate way that simply isn’t designed for the average reader.
One thing I did appreciate was his transparency about failing the CPA exams multiple times. Licensing is difficult, and it is encouraging to hear that someone can persevere through early failures and still become successful.
However, one detail bothered me. In telling the personal story that the entire book and its philosophy rest upon, he mentions purchasing a home at an extremely low interest rate—if I recall correctly, below even 2.5%. Naturally, this resulted in a very low housing cost for him and his wife. But this is simply not comparable to today’s housing market. This is my primary criticism of Dave Ramsey as well: neither acknowledges how dramatically the housing landscape has shifted. It also seems clear that much of Brendan’s work was with clients earning six figures or more, which further signals that this book is not truly written for most people.
Additionally, his personal story is woven throughout the book—not always helpfully. At times it adds color, but more often it distracts and detracts from the actual content.
Ironically, the most helpful parts of the book were not the main chapters but the short, highlighted budgeting principles—practical tools like calculating whether to repair or replace a car, or determining appropriate housing costs. These were genuinely useful insights. But they are not enough to redeem the book as a whole.
For the majority of people, following Brendan on social media—or working with him directly—will be far more beneficial than attempting to read and implement this book on their own. For most readers, doing so will likely prove overwhelming and ultimately unhelpful.