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Social Security For Dummies

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Get the Social Security benefits you've earned

In the newly updated Social Security For Dummies, you'll find all the basics on Social Security, plus the latest updates and changes, so that you can make the most of your benefits. With clear jargon-free language and instructions, you'll figure out when to start taking your benefits, based on your unique situation and goals. This bestseller simplifies the complex Social Security system, a cornerstone of many people's retirement budgets. Social Security For Dummies will arm you with the knowledge you need to maximize your financial well-being.

Get a comprehensive guide to the foundations of Social Security Understand your benefits and prepare your long-term financial plan Learn the latest benefits and find guidance on updated policies Determine the best time to apply for Social Security Whether you're gearing up for retirement, already in the Social Security groove, or helping a loved one navigate the benefits maze, this book is your golden ticket to financial peace of mind.

314 pages, Kindle Edition

First published March 12, 2012

323 people are currently reading
264 people want to read

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5 stars
75 (23%)
4 stars
119 (36%)
3 stars
102 (31%)
2 stars
21 (6%)
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5 (1%)
Displaying 1 - 28 of 28 reviews
Profile Image for Doug.
153 reviews
June 30, 2015
A bit of a snore, I wanted to check it out way before retirement to see if I needed to know anything. Reading this book did not help, SS is complicated and I would just research it as you prepare to use it. So if you are about to retire read this book, if not, wait until.
Profile Image for Sherry Tamone.
339 reviews4 followers
November 2, 2015
This gave me a bit of insight about social security and when to take it in retirement. It was very confusing in some parts and I needed to read and reread sections on spousal benefits. Anyway, I am just trying to get an idea of how this system works
Profile Image for Karla.
144 reviews28 followers
March 26, 2013
Lots of good info to demystify the Social Security system and how to work within the system to make sure you are getting your maximum benefits.
1,150 reviews5 followers
May 1, 2020
There is a lot of information in this book. I listened to this book digitally and I think it would be better to have the hard copy because you will want to take notes and that is more difficult when you are working outside listening to the book. The book would be more helpful if it provided more concrete suggestions. Most of the book seems to be a referral to go "read up" on the information you need at the SSA website or referrals to other people or books. While I understand that it would be onerous to have "everything you need to know about social security" in one book....that's kind of the point of reading a book like "Social Security for Dummies"....the title might more accurately be "Some information about Social Security and where to find more information for Dummies"
Profile Image for Marie.
1,810 reviews16 followers
January 20, 2024
Will need updated birth certificate to apply.
Based on birthdays is when you will receive your monthly social security allotment.

Sign up for Part A. (hospitalization)
Only sign up for Part B if you have no other insurance. (doctor visits)
In order to get Part C (not sure what it is for) you need to have signed up for both A and B
Part D is for prescriptions.
Your social security will be reduced by $2 for every 1$ you earn OVER $18K
This part is confusing as the numbers all change depending on your age and current rules.

Raised more questions than answers.

Profile Image for Chris.
793 reviews11 followers
October 28, 2025
I read the appropriate sections of this book for me and reading the entire book is not a necessity.

This book has some great tips and advice for understanding Social Security and when to begin drawing on Social Security provided it is still solvent when one reaches Full Retirement Age.

I definitely recommend this book.
Profile Image for Adam.
165 reviews3 followers
May 14, 2018
A real good look on how Social Security works and when to claim benefits. A good read for anybody that is receiving benefits.
Profile Image for Lewis Smith.
266 reviews1 follower
January 29, 2019
Lots of good, need to know, information on Social Security, with a few tid-bits about Medicare.
Profile Image for Catherine.
64 reviews
March 29, 2019
Helpful. I read the 2018 edition. The laws changed for 2019. still, helpful
Profile Image for Tammy.
173 reviews
November 4, 2022
Good reference material for those of us nearing retirement age.
Profile Image for Rick.
321 reviews4 followers
November 27, 2024
Worth reading if you´re getting close to deciding on whether to start taking at and/or any other questions you might have about the topic.
Profile Image for Kent.
98 reviews11 followers
May 24, 2020
Most information you need in one place

But all the information here can be found online if you look for it. This book is useful, but simply because most information you need is in one place.

I haven’t read any of the many other books on this same subject, but I suspect they are similar. They may be better or worse than this one.
Profile Image for Bob Mendelsohn.
296 reviews12 followers
February 3, 2017
A detailed, play-by-play catalog of how-to's in the US Social security system. I am owing to my friend Michael Minns for his sending this to me, and appreciate all the facts in one handy place.
Profile Image for Cathy.
697 reviews
September 16, 2015
I believe it's good info - I learned things about SS I will need to know soon.
Profile Image for Gail Gibbs.
Author 7 books43 followers
October 17, 2015
Checked out four or five library books on retirement social security. This was the easiest to understand.
913 reviews
June 21, 2016
Lived up to its title: info was very basic and minimally useful.
Profile Image for Rosanne.
154 reviews2 followers
July 18, 2018
Extremely helpful basic information about both Social Security and Medicare, with many helpful links to additional information.
Profile Image for Karen Ng.
484 reviews103 followers
April 16, 2019
I've been reading retirement and investment books before I decided on an early retirement last year. This is one of the better ones. Very thorough and easy to understand.
100 reviews
January 4, 2022
Very good information. A few of the URLs (Internet links) are out-of-date, but SSA's search window will quickly get you to the right place.
Displaying 1 - 28 of 28 reviews

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