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The Everything Guide to Investing in Your 20s & 30s, 3rd Edition: Your Step-by-Step Guide to: * Understanding Stocks, Bonds, and Mutual Funds * ... Financially Independent
304 pages, Paperback
Published June 10, 2025
1 person is currently reading
6 people want to read
About the author
Joe Duarte
31 books3 followersDr. Joe Duarte has been analyzing, trading, and writing about the financial markets since 1990. His "This Week in the Money" column is widely followed at MoneyShow.com. He was biotech and healthcare analyst for Investing Daily.com - Strategic Technology Investing, Breakthrough Tech Profits, and the highly regarded Personal Finance newsletter. He is author of "Trading Options for Dummies," now in its third edition (August 28,2017).
He was an original CNBC Market Maven, has been quoted in Barron's, The Wall Street Journal and has written articles for Marketwatch.com and many other major publications. His books include "Trading Options for Dummies," "Trading Futures for Dummies," "The Everything Investing in Your 20s & 30s Book," and six others. Dr. Duarte is a former money manager and a professional investor trading for his own account.
He was an original CNBC Market Maven, has been quoted in Barron's, The Wall Street Journal and has written articles for Marketwatch.com and many other major publications. His books include "Trading Options for Dummies," "Trading Futures for Dummies," "The Everything Investing in Your 20s & 30s Book," and six others. Dr. Duarte is a former money manager and a professional investor trading for his own account.
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Displaying 1 - 2 of 2 reviews
June 9, 2025
“The Everything Guide to Investing in Your 20s and 30s (3rd ed.),” by Joe Duarte, teaches young professionals the fundamentals of investing. The concepts they learn—e.g., compounding, capital appreciation, dollar-cost averaging, and diversification—can help them build current income and grow long-term wealth. The author urges these individuals to establish, and regularly contribute to, an interest-bearing money market mutual fund that will serve as an ongoing repository to finance future investments. Initial investments should be small, simple, and somewhat safe. As these individuals become more experienced investors, they can add more complex and risky investments to their investment portfolio.
Young investors should initially invest in stocks because of their long-term potential. However, to minimize downside risk, the author suggests first investing in a low-cost stock index fund (e.g., one that tracks the S&P 500) and/or stocks of large cap companies with excellent management, superior products and services, and strong revenue, earnings, and cash flow growth. Since bond and stock prices typically move in opposite directions, the author also recommends investing in bonds as a hedge against stock price volatility. Bonds can supply a steady stream of interest income, regardless of how stocks are performing. The author discusses Treasury (safest), corporate, municipal, and high-yield (riskiest) bonds, including the pros and cons of each. The author also promotes real estate investing as a hedge against inflation risk. This includes buying residential or commercial property, or investing in real estate investment trusts (REITs) or homebuilder stocks.
The author covers several other investment vehicles, including traditional and Roth IRAs and 401(k) plans, mutual funds, exchange-traded funds (ETFs), and education (e.g., 529) plans. As they become more skillful, the author invites investors to also consider some riskier practices and investments. These include short selling, buying on margin, trading options and currencies, and investing in initial public offerings (IPOs), commodities, private equity, and cryptocurrencies. The author also examines the tax consequences of interest income, dividends, capital gains, and retirement accounts, as well as the advantages and disadvantages of working with a financial advisor.
“The Everything Guide to Investing in Your 20s and 30s” provides young professionals with a sensible approach for learning investing fundamentals. The terms and principles, practical advice and strategies (e.g., paper trading, technical analysis), and investment options presented can help young (and other potential) investors build income and grow wealth for a brighter financial future.
[My special thanks to Adams Media (Simon & Schuster) and NetGalley for an advance reader’s copy of this book.]
Young investors should initially invest in stocks because of their long-term potential. However, to minimize downside risk, the author suggests first investing in a low-cost stock index fund (e.g., one that tracks the S&P 500) and/or stocks of large cap companies with excellent management, superior products and services, and strong revenue, earnings, and cash flow growth. Since bond and stock prices typically move in opposite directions, the author also recommends investing in bonds as a hedge against stock price volatility. Bonds can supply a steady stream of interest income, regardless of how stocks are performing. The author discusses Treasury (safest), corporate, municipal, and high-yield (riskiest) bonds, including the pros and cons of each. The author also promotes real estate investing as a hedge against inflation risk. This includes buying residential or commercial property, or investing in real estate investment trusts (REITs) or homebuilder stocks.
The author covers several other investment vehicles, including traditional and Roth IRAs and 401(k) plans, mutual funds, exchange-traded funds (ETFs), and education (e.g., 529) plans. As they become more skillful, the author invites investors to also consider some riskier practices and investments. These include short selling, buying on margin, trading options and currencies, and investing in initial public offerings (IPOs), commodities, private equity, and cryptocurrencies. The author also examines the tax consequences of interest income, dividends, capital gains, and retirement accounts, as well as the advantages and disadvantages of working with a financial advisor.
“The Everything Guide to Investing in Your 20s and 30s” provides young professionals with a sensible approach for learning investing fundamentals. The terms and principles, practical advice and strategies (e.g., paper trading, technical analysis), and investment options presented can help young (and other potential) investors build income and grow wealth for a brighter financial future.
[My special thanks to Adams Media (Simon & Schuster) and NetGalley for an advance reader’s copy of this book.]
October 26, 2025
Unless this is the first time you’re reading up on investing, you’ve absolutely heard all this advice before
Displaying 1 - 2 of 2 reviews