What do you think?
Rate this book
Adams 101
Retirement 101
A comprehensive and easy-to-understand guide to the ins and outs of retirement planning—updated to include the latest information on new terminology, guideline updates, revised laws, and more making it the key resource for creating a retirement you can live on!
How much do I need to retire? Can I retire early? What’s the retirement age, anyway? No matter whether you’re twenty-five, sixty-five, or any age in between, you probably have questions about retirement and knowing the answers is the key to planning your future. And with changes to essential retirement structures like investment accounts, social security and Medicare, it’s important to stay up to date for your own benefit. Whether you want to retire as soon as possible or are looking forward to continuing to work in some form for as long as you can, Retirement 101, 2nd Edition guides you through each step as you approach this life-changing milestone.
Now this 2nd edition includes updated information
-Social security and Medicare
-Investment account contributions
-Required minimum distribution rules
-Student debt payments
-Enrollment changes
-And more!
From how to save for the day when you stop—or scale back—working to smart investment strategies to the best states to retire in to how to calculate your benefits, Retirement 101, 2nd Editions helps you create a retirement plan to accomplish your goals whatever they are.
How much do I need to retire? Can I retire early? What’s the retirement age, anyway? No matter whether you’re twenty-five, sixty-five, or any age in between, you probably have questions about retirement and knowing the answers is the key to planning your future. And with changes to essential retirement structures like investment accounts, social security and Medicare, it’s important to stay up to date for your own benefit. Whether you want to retire as soon as possible or are looking forward to continuing to work in some form for as long as you can, Retirement 101, 2nd Edition guides you through each step as you approach this life-changing milestone.
Now this 2nd edition includes updated information
-Social security and Medicare
-Investment account contributions
-Required minimum distribution rules
-Student debt payments
-Enrollment changes
-And more!
From how to save for the day when you stop—or scale back—working to smart investment strategies to the best states to retire in to how to calculate your benefits, Retirement 101, 2nd Editions helps you create a retirement plan to accomplish your goals whatever they are.
- GenresNonfiction
288 pages, Kindle Edition
Published May 6, 2025
8 people are currently reading
37 people want to read
Ratings & Reviews
Friends & Following
Create a free account to discover what your friends think of this book!
Community Reviews
Displaying 1 - 2 of 2 reviews
April 13, 2025
Thanks to NetGalley and Adams Media for the digital copy of this book; I am leaving this review voluntarily.
I’m constantly reading articles and books about retirement, even though I’m still 15 years away. I wish I would have paid closer attention when I was younger, although at age 22, I did take advantage of my employer’s 401K plan. I’m always telling my husband, who is retired, that we need to concentrate more on saving money because we have enough assets for HIS retirement, but not enough to cover MINE.
Retirement 101 breaks down the whole deal for Americans, that is, unless Republicans in Congress slash Social Security benefits and slash Medicare and Medicaid. Because those are very real and current issues, I find this book a good guide, but so much is about to change in one way or another that I feel a 3rd edition might need to be made once Congress makes up their mind on how they are going to screw over millions of retirees and those whose retirement is not too far off.
Roth IRAs, 401Ks, 403Bs, Pensions, Annuities, you name it–this book has it. Of course, I’ve read all this information elsewhere, but it’s nice to have it all in one source. Written in an easy-to-understand way, even though I knew all this data, it does provide guidance for those who may not have thought about the topic too much.
Which is a mistake. I give my kids a letter I created once a year. It’s called Financial advice, with tips and tricks that my husband and I have learned over the years. I resend it to them yearly because they are all teens/young 20s, and much of the stuff they don’t need to worry about right now, like mortgages and Roth IRAs. But every year, they may encounter new things that they glossed over the year before. For instance, my 15-year old got a job that offers even part-time workers the opportunity to contribute to a 401K Retirement Savings plan. If I also buy the kids this book, it’s a great add-on to things we’ve already taught them.
As with any financial advice, this is a good reference book, but always consult a professional before you make decisions about saving money.
I’m constantly reading articles and books about retirement, even though I’m still 15 years away. I wish I would have paid closer attention when I was younger, although at age 22, I did take advantage of my employer’s 401K plan. I’m always telling my husband, who is retired, that we need to concentrate more on saving money because we have enough assets for HIS retirement, but not enough to cover MINE.
Retirement 101 breaks down the whole deal for Americans, that is, unless Republicans in Congress slash Social Security benefits and slash Medicare and Medicaid. Because those are very real and current issues, I find this book a good guide, but so much is about to change in one way or another that I feel a 3rd edition might need to be made once Congress makes up their mind on how they are going to screw over millions of retirees and those whose retirement is not too far off.
Roth IRAs, 401Ks, 403Bs, Pensions, Annuities, you name it–this book has it. Of course, I’ve read all this information elsewhere, but it’s nice to have it all in one source. Written in an easy-to-understand way, even though I knew all this data, it does provide guidance for those who may not have thought about the topic too much.
Which is a mistake. I give my kids a letter I created once a year. It’s called Financial advice, with tips and tricks that my husband and I have learned over the years. I resend it to them yearly because they are all teens/young 20s, and much of the stuff they don’t need to worry about right now, like mortgages and Roth IRAs. But every year, they may encounter new things that they glossed over the year before. For instance, my 15-year old got a job that offers even part-time workers the opportunity to contribute to a 401K Retirement Savings plan. If I also buy the kids this book, it’s a great add-on to things we’ve already taught them.
As with any financial advice, this is a good reference book, but always consult a professional before you make decisions about saving money.
March 15, 2025
Basic but useful information about retirement and retirement planning. The author clearly lays out the complicated set of choices and decisions a person who is considering retirement must face. One must carefully consider three areas: (1) retirement savings and plans; (2) Social Security; and (3) health insurance - most commonly Medicare. I knew what these would involve in broad strokes; the author supplied many details and tips. Recommended, but given the complexity of the whole topic it is even more strongly recommended to consult a personal retirement planner/advisor.
Thanks to Netgalley and the publisher for an ARC.
Thanks to Netgalley and the publisher for an ARC.
Displaying 1 - 2 of 2 reviews