This Element is an excerpt from Living Rich by Spending How to Get More of What You Really Want ( 9780132350099) by Gregory Karp.Available in print and digital formats. Even the odds! How to play the credit game right and save a fortune! Credit card companies are masters at separating you from your money. But you have power too. Did you know credit card companies will take a little less money from you--and all you have to do is ask? Periodically, call and ask for three a lower interest rate, a higher limit, and waived fees. You can save literally thousands ....