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Second Chance
Few would argue with the fact that, on many fronts, we are a world in crisis. And there are two sides to every crisis, be it a leadership crisis, an economic crisis, an education crisis or a moral crisis. The two side to crisis are danger and opportunity.
Robert Kiyosaki’s new book, Second Chance…for Your Money and Your Life, uses the lessons from the past and a brutal assessment of the present to prepare readers to see—–and seize–—the future.
If readers can train their minds to see what their eyes cannot, in a world that is becoming increasingly more ‘invisible’ and moving at a high rate of speed, they can have a second chance at creating the life they’ve always wanted.
The global problems we face cannot be solved by the same minds and people who created them and today’s world demands the ability to see the future and prepare for what lies ahead…prepare for the opportunities as well as the challenges.
Like it or not, we are all involved in the greatest evolutionary event in human history. The Industrial Age is over and the Information Age continues to accelerate. The visible agents of change have become invisible…and harder to see. And the future belongs to those who can train their minds, use the past to see the future, and take the steps to create the positive change they want to see in their lives.
Second Chance is a guide to understanding how the past will shape the future and how you can use Information Age tools and insights to create a fresh start. This book is a guide to facing head-on the dangers of the crises around us—and steps and tips for seizing the opportunities they present.
Robert Kiyosaki’s new book, Second Chance…for Your Money and Your Life, uses the lessons from the past and a brutal assessment of the present to prepare readers to see—–and seize–—the future.
If readers can train their minds to see what their eyes cannot, in a world that is becoming increasingly more ‘invisible’ and moving at a high rate of speed, they can have a second chance at creating the life they’ve always wanted.
The global problems we face cannot be solved by the same minds and people who created them and today’s world demands the ability to see the future and prepare for what lies ahead…prepare for the opportunities as well as the challenges.
Like it or not, we are all involved in the greatest evolutionary event in human history. The Industrial Age is over and the Information Age continues to accelerate. The visible agents of change have become invisible…and harder to see. And the future belongs to those who can train their minds, use the past to see the future, and take the steps to create the positive change they want to see in their lives.
Second Chance is a guide to understanding how the past will shape the future and how you can use Information Age tools and insights to create a fresh start. This book is a guide to facing head-on the dangers of the crises around us—and steps and tips for seizing the opportunities they present.
352 pages, Paperback
First published January 1, 2015
277 people are currently reading
2441 people want to read
About the author
Robert T. Kiyosaki
632 books9,401 followersRobert Toru Kiyosaki is an American businessman and author, known for the Rich Dad Poor Dad series of personal finance books. He is the founder of the Rich Dad Company, a private financial education company that provides personal finance and business education to people through books and videos, and Rich Global LLC, which filed for bankruptcy in 2012.
Since 2010, Kiyosaki was the subject of a class action suit filed by people who attended his seminars, and the subject of investigative documentaries by the CBC, WTAE-TV and CBS News. In January 2024, Kiyosaki revealed that he was more than $1 billion dollars in debt.
Since 2010, Kiyosaki was the subject of a class action suit filed by people who attended his seminars, and the subject of investigative documentaries by the CBC, WTAE-TV and CBS News. In January 2024, Kiyosaki revealed that he was more than $1 billion dollars in debt.
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May 30, 2016
دوستانِ گرانقدر، این کتاب از ۱۹ فصل تشکیل شده است، در این کتاب، <کیوساکی> همچون کتابِ <پدر پولدار، پدرِ بی پول> مسائل و موضوعاتِ مربوط به پول و ثروت را موردِ بررسی قرار داده است
از دیدگاهِ < کیوساکی> دانشِ ما دربارهٔ پول، پولِ واقعیِ ماست... و البته این را نیز بیان نموده که دانش برترین قدرت است... ولی در مدارس مهمترین مسئله ای که باید به دانش آموزان آموزش دهند، اهمیت پول و چگونه اندیشیدن به آن است
یکی از مسائلی که در این کتاب به خوبی به آن پرداخته است، این است که پول چگونه می تواند سرمایه هایِ ما را از خودمان بدزدد و به رخ دادنِ فاجعهٔ اقتصادی دامن بزند.. که مواردی از آن را در زیر برایتان می نویسم
اول: مالیات ها
پـول بـه بهانـه مالیـاتهـا قـادر اسـت سـرمایه و اعتبـاراتِ مـا را از چنگمان در بیاورد
دوم: تورم
وقتی قیمتها افزایش پیدا کنند، دولت مجبور مـی شـود کـه پـولهـای کاغذیِ بیشتری چاپ و به داخل کشور وارد کند. بنـابراین مـردم بـه ناچار مجبور می شوند که بیشتر کار کننـد و بـا پرداخـت مالیـات بـه طریقی تورم را تعدیل کنند و کمبود آن را در چرخه اقتـصادی جبـران نمایند
سوم: پس اندازها
بانکها هم به آسانی می توانند پول و سرمایه هـایِ مـا را بدزدنـد. در حقیقت سیستم پولی و مالی آنها آنقدر پیچیده است که هر طـور کـه محاسبه کنیم به آنها بدهکار می شویم. براي مثال اگر کسی یک دلار در بانک پس انداز کند، بانک به او 10 دلار وام مـی دهـد. جـدا از اینکـه بانک بابت آن 10 دلار مبلغ بیشتری را پس مـی گیـرد، دولـت مجبـور می شود که برایِ پرداخت وامها پول کاغذیِ بیشتري چاپ کند... همین مسئلهٔ چاپ پول و اسکناس، نه تنها تورم زا است بلکه می تواند یکی از دلایل رخداد این حقیقت باشد که پس انداز کنندگان در بانک، بازندگان اصلی دنیایِ اقتصادی هستند
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دوستانِ عزیزتر از جانم، کسی که پول دارد و احمق و نادان نیز می باشد، بسیار خطرناک است... ساکنینِ سرزمینِ پاکمان ایران، می خواهند خانهٔ ثروتمندان را بر سرِ آنها آوار و خراب کنند، اما به این نمی اندیشند که پول دار شوند و خودشان نیز خانهٔ خوبی داشته باشند.. و همچون ابلهان دست به سویِ آسمان بلند کرده اند و خودشان برنج و خوراکِ سالشان ته کشیده است ولی برای عرب های بیابانگرد و وحشی نذری میدهند
دوستانِ خوبم، احمق را میشود پولدار نمود، اما هیچ پولداری را نمیشود احمق کرد، فقر ریشهٔ مصیبت و بدبختی است و مصیبت شروعِ نادانی و دروازهٔ جهل و بیخردیِ انسان هاست... لذا این حرام زاده ها ساکنینِ این سرزمین را در جهل و خرافات مذهبی و عرب پرستی غرق کرده اند و به فقیرها وعدهٔ بهشتِ موهوم و فاحشه خانه هایِ پُر از حوری را میدهند تا جیبِ گشادِ خودشان را از مال و سرمایهٔ این مردم نادان و بیخرد پُر کنند
به قوانینِ مملکتی که ثروتمندانش با طفره رفتن هایِ مذهبی و با متوسل شدن به تمبانِ اعراب و عرب پرستی از پرداختِ مالیات معاف می شوند، اعتماد نکنید... این مملکت جایِ قانون نیست، متولیانِ قوانینی که از آخورِ مصلحت نان می خورند، هیچ زمان نمی توانند عدالت را فهم کنند... حال شما میخواهید در این سرزمین با خیالِ راحت به پول بیاندیشید؟؟ مگر میشود؟؟ خیر
اندیشیدن در پول و سرمایه، موضوعِ بدی نیست... ولی کسی که در آمریکا و اروپا زندگی میکند خیالش راحت است که یک سری دزد و کلاش و عرب پرست، به نامِ دینِ کثیفشان همچون انگل به سرمایهٔ ملیِ این مردمِ بیچاره چنگ نیانداخته اند... در کجایِ دنیا دیده اید که مردمِ به یک موجودِ سخیف و بی ارزش پول بدهند تا او برایِ آنها چرت و پرت بگوید و از سوسمارخوران و وحشی هایِ بی ارزش بخواند و این مردمِ بیخرد گریه و زاری کنند!!؟؟ پول بدهی تا گریه ات را درآورند؟؟؟ بعد میخواهید به این مردم که پولشان و سرمایه خودشان را در قلک های کثیفِ و ضریح هایِ بی ارزش و کثیفِ اعراب و عرب پرستان می ریزند، اندیشیدن به پول و سرمایه را آموزش دهید؟؟ .... عزیزانِ من، قدرت، کِبرِ شما را اغنا می کند، و ثروت، غرور شما را... پس به دنبال مقصودی باشید، که احساس انسانی شمارا آرام میکند، نه نَفسِ موشهایِ درونِ شما را... که نه قدرت، و نه ثروت، شمارا از گرداب بی خردی و جهلی که در جانِ شما نشسته، خلاص نخواهند کرد. خلاصی و آزادیِ شما، منوط به شعوری است که فرمان آن را، خرد تربیت شدۀ پُرشعورِ شما، هدایت میکند. تنها کسانی حقارتِ بیشعوری را می پذیرند، که مشقِ جهالت، تعلیم می بینند. مبادا پای خود را در مکتبی بگذارید که جان انسانی شمارا، به جانور بیشعوری تحویل میدهد. مراقب باشید نورِ چشمانم، تا مبادا، مقابل کسانی قرار گیرید که با شوری پُر وسواس، در اجرایِ قوانین، حکم میرانند. اینان با کسب مجوّزی، در نقش مجری قوانین، سعی دارند مَنویّات انسانزدائی خود را، با متوسّل شدن به قانون، موجّه جلوه دهند، که خطرناکترین این مجریان را، متولّیان دین شکل داده اند، که مصالحِ بدرد نخور و ملاتی از خدا را، در احکامِ صادرۀ خود، بَنّایی میکنند
امیدوارم این ریویو مفید بوده باشه
<پیروز باشید و ایرانی>
از دیدگاهِ < کیوساکی> دانشِ ما دربارهٔ پول، پولِ واقعیِ ماست... و البته این را نیز بیان نموده که دانش برترین قدرت است... ولی در مدارس مهمترین مسئله ای که باید به دانش آموزان آموزش دهند، اهمیت پول و چگونه اندیشیدن به آن است
یکی از مسائلی که در این کتاب به خوبی به آن پرداخته است، این است که پول چگونه می تواند سرمایه هایِ ما را از خودمان بدزدد و به رخ دادنِ فاجعهٔ اقتصادی دامن بزند.. که مواردی از آن را در زیر برایتان می نویسم
اول: مالیات ها
پـول بـه بهانـه مالیـاتهـا قـادر اسـت سـرمایه و اعتبـاراتِ مـا را از چنگمان در بیاورد
دوم: تورم
وقتی قیمتها افزایش پیدا کنند، دولت مجبور مـی شـود کـه پـولهـای کاغذیِ بیشتری چاپ و به داخل کشور وارد کند. بنـابراین مـردم بـه ناچار مجبور می شوند که بیشتر کار کننـد و بـا پرداخـت مالیـات بـه طریقی تورم را تعدیل کنند و کمبود آن را در چرخه اقتـصادی جبـران نمایند
سوم: پس اندازها
بانکها هم به آسانی می توانند پول و سرمایه هـایِ مـا را بدزدنـد. در حقیقت سیستم پولی و مالی آنها آنقدر پیچیده است که هر طـور کـه محاسبه کنیم به آنها بدهکار می شویم. براي مثال اگر کسی یک دلار در بانک پس انداز کند، بانک به او 10 دلار وام مـی دهـد. جـدا از اینکـه بانک بابت آن 10 دلار مبلغ بیشتری را پس مـی گیـرد، دولـت مجبـور می شود که برایِ پرداخت وامها پول کاغذیِ بیشتري چاپ کند... همین مسئلهٔ چاپ پول و اسکناس، نه تنها تورم زا است بلکه می تواند یکی از دلایل رخداد این حقیقت باشد که پس انداز کنندگان در بانک، بازندگان اصلی دنیایِ اقتصادی هستند
-------------------------------------------------------------------------------
دوستانِ عزیزتر از جانم، کسی که پول دارد و احمق و نادان نیز می باشد، بسیار خطرناک است... ساکنینِ سرزمینِ پاکمان ایران، می خواهند خانهٔ ثروتمندان را بر سرِ آنها آوار و خراب کنند، اما به این نمی اندیشند که پول دار شوند و خودشان نیز خانهٔ خوبی داشته باشند.. و همچون ابلهان دست به سویِ آسمان بلند کرده اند و خودشان برنج و خوراکِ سالشان ته کشیده است ولی برای عرب های بیابانگرد و وحشی نذری میدهند
دوستانِ خوبم، احمق را میشود پولدار نمود، اما هیچ پولداری را نمیشود احمق کرد، فقر ریشهٔ مصیبت و بدبختی است و مصیبت شروعِ نادانی و دروازهٔ جهل و بیخردیِ انسان هاست... لذا این حرام زاده ها ساکنینِ این سرزمین را در جهل و خرافات مذهبی و عرب پرستی غرق کرده اند و به فقیرها وعدهٔ بهشتِ موهوم و فاحشه خانه هایِ پُر از حوری را میدهند تا جیبِ گشادِ خودشان را از مال و سرمایهٔ این مردم نادان و بیخرد پُر کنند
به قوانینِ مملکتی که ثروتمندانش با طفره رفتن هایِ مذهبی و با متوسل شدن به تمبانِ اعراب و عرب پرستی از پرداختِ مالیات معاف می شوند، اعتماد نکنید... این مملکت جایِ قانون نیست، متولیانِ قوانینی که از آخورِ مصلحت نان می خورند، هیچ زمان نمی توانند عدالت را فهم کنند... حال شما میخواهید در این سرزمین با خیالِ راحت به پول بیاندیشید؟؟ مگر میشود؟؟ خیر
اندیشیدن در پول و سرمایه، موضوعِ بدی نیست... ولی کسی که در آمریکا و اروپا زندگی میکند خیالش راحت است که یک سری دزد و کلاش و عرب پرست، به نامِ دینِ کثیفشان همچون انگل به سرمایهٔ ملیِ این مردمِ بیچاره چنگ نیانداخته اند... در کجایِ دنیا دیده اید که مردمِ به یک موجودِ سخیف و بی ارزش پول بدهند تا او برایِ آنها چرت و پرت بگوید و از سوسمارخوران و وحشی هایِ بی ارزش بخواند و این مردمِ بیخرد گریه و زاری کنند!!؟؟ پول بدهی تا گریه ات را درآورند؟؟؟ بعد میخواهید به این مردم که پولشان و سرمایه خودشان را در قلک های کثیفِ و ضریح هایِ بی ارزش و کثیفِ اعراب و عرب پرستان می ریزند، اندیشیدن به پول و سرمایه را آموزش دهید؟؟ .... عزیزانِ من، قدرت، کِبرِ شما را اغنا می کند، و ثروت، غرور شما را... پس به دنبال مقصودی باشید، که احساس انسانی شمارا آرام میکند، نه نَفسِ موشهایِ درونِ شما را... که نه قدرت، و نه ثروت، شمارا از گرداب بی خردی و جهلی که در جانِ شما نشسته، خلاص نخواهند کرد. خلاصی و آزادیِ شما، منوط به شعوری است که فرمان آن را، خرد تربیت شدۀ پُرشعورِ شما، هدایت میکند. تنها کسانی حقارتِ بیشعوری را می پذیرند، که مشقِ جهالت، تعلیم می بینند. مبادا پای خود را در مکتبی بگذارید که جان انسانی شمارا، به جانور بیشعوری تحویل میدهد. مراقب باشید نورِ چشمانم، تا مبادا، مقابل کسانی قرار گیرید که با شوری پُر وسواس، در اجرایِ قوانین، حکم میرانند. اینان با کسب مجوّزی، در نقش مجری قوانین، سعی دارند مَنویّات انسانزدائی خود را، با متوسّل شدن به قانون، موجّه جلوه دهند، که خطرناکترین این مجریان را، متولّیان دین شکل داده اند، که مصالحِ بدرد نخور و ملاتی از خدا را، در احکامِ صادرۀ خود، بَنّایی میکنند
امیدوارم این ریویو مفید بوده باشه
<پیروز باشید و ایرانی>
December 18, 2014
SECOND CHANCE is similar to some of the author’s prior books. Like RICH DAD, POOR DAD, this book draws a lot of comparisons between the two main influences in his life—his well-educated dad, who followed the traditional academic route, or the street-wise dad who made a lot of money.
The author quotes extensively from CASHFLOW QUADRANT. Most people do not truly understand the difference between assets and liabilities, nor do they understand the tax advantages to owning your own business: “Employees and self employed people work for money; business owner owners and investors work for assets.”
The vast majority of people are not well educated, in a financial sense. Even though there’s lots of information out there, most people don't know how to use it: “Without financial education, a person cannot convert that information into knowledge.” Furthermore, Robert continues, the banking system is rigged against the middle class: “The money system is designed to keep people poor, not to make them rich. The monetary system is designed to keep people working hard for money.”
The author bases his thinking on the writings of R. Buckminster Fuller. Robert attended a philanthropic lecture by Dr Fuller in 1981. He admits he did not go to this lecture for any altruistic purpose; instead, he really was out there to figure out how to get rich. He explains that “Bucky" was actually a boring speaker. So, instead of falling asleep sitting in the audience, he volunteered to work the camera. Then, as he was looking through the eyepiece, he had a vision: “A gentle wave of energy went through me. I could feel my heart open and I begin to cry. They weren't tears of sadness or pain, but tears of gratitude for this man's courage to do what he had been doing for years: guiding and teaching and looking into the future.”
And so, the author embraced the teachings of Dr Fuller, and based his whole philosophy of life on his writings. In particular, Dr. Fuller believed that the world is based on critical “generalized principles." Fuller wrote that humanity is at a critical stage in the evolutionary process. Will humans embrace generosity, or will they become ensnared in greed?
And so, the Rich Dad Company was founded on one of these generalized principles, discovered by the author: “The more people I serve, the more effective I become.” The author wants people to have another chance at money and life. Quoting Dr. Fuller, “The Great Spirit wants all humans to be rich.” Against those striving to succeed, the rich and powerful are scheming to steal the wealth of the middle class via the banking system.
As in prior books, the author repeats his assertion that America is on the brink of a huge financial catastrophe; a giant crash will occur around 2016, and so he cautions about investments in stocks, bonds, mutual funds, and savings. “I'd be very suspicious of anything that's printed on paper. “
The author wraps up SECOND CHANCE with these three questions.
1. Rather than look for a job, look for problems that need solving.
2. Rather than work hard for money, work hard to serve more people.
3. Rather than ask god for help, find ways you can help god.
The author speaks at length about the imminent collapse of the financial system; however, his reasoning seems weak at times. For example, when discussing laws passed by one recent president, he admits that he is using “a rumor” about him. Then, he concludfes that this new law “virtually guaranteed the bankruptcy of the United States.” Similarly, in many places, the author quotes extensively from Wikipedia, as though an internet website is a definitive reference.
Nevertheless, SECOND CHANCE is a fascinating book, covering a lot more than just investment advice. The first part of the book reads very much like an autobiography. Robert explains his philosophy, and his spiritual approach to life. The last two parts of SECOND CHANCE present advice similar to the CASHFLOW QUADARANT. One very interesting tidbit of information is that RICH DAD, POOR DAD actually began as a brochure for marketing the CASHFLOW game.
The author quotes extensively from CASHFLOW QUADRANT. Most people do not truly understand the difference between assets and liabilities, nor do they understand the tax advantages to owning your own business: “Employees and self employed people work for money; business owner owners and investors work for assets.”
The vast majority of people are not well educated, in a financial sense. Even though there’s lots of information out there, most people don't know how to use it: “Without financial education, a person cannot convert that information into knowledge.” Furthermore, Robert continues, the banking system is rigged against the middle class: “The money system is designed to keep people poor, not to make them rich. The monetary system is designed to keep people working hard for money.”
The author bases his thinking on the writings of R. Buckminster Fuller. Robert attended a philanthropic lecture by Dr Fuller in 1981. He admits he did not go to this lecture for any altruistic purpose; instead, he really was out there to figure out how to get rich. He explains that “Bucky" was actually a boring speaker. So, instead of falling asleep sitting in the audience, he volunteered to work the camera. Then, as he was looking through the eyepiece, he had a vision: “A gentle wave of energy went through me. I could feel my heart open and I begin to cry. They weren't tears of sadness or pain, but tears of gratitude for this man's courage to do what he had been doing for years: guiding and teaching and looking into the future.”
And so, the author embraced the teachings of Dr Fuller, and based his whole philosophy of life on his writings. In particular, Dr. Fuller believed that the world is based on critical “generalized principles." Fuller wrote that humanity is at a critical stage in the evolutionary process. Will humans embrace generosity, or will they become ensnared in greed?
And so, the Rich Dad Company was founded on one of these generalized principles, discovered by the author: “The more people I serve, the more effective I become.” The author wants people to have another chance at money and life. Quoting Dr. Fuller, “The Great Spirit wants all humans to be rich.” Against those striving to succeed, the rich and powerful are scheming to steal the wealth of the middle class via the banking system.
As in prior books, the author repeats his assertion that America is on the brink of a huge financial catastrophe; a giant crash will occur around 2016, and so he cautions about investments in stocks, bonds, mutual funds, and savings. “I'd be very suspicious of anything that's printed on paper. “
The author wraps up SECOND CHANCE with these three questions.
1. Rather than look for a job, look for problems that need solving.
2. Rather than work hard for money, work hard to serve more people.
3. Rather than ask god for help, find ways you can help god.
The author speaks at length about the imminent collapse of the financial system; however, his reasoning seems weak at times. For example, when discussing laws passed by one recent president, he admits that he is using “a rumor” about him. Then, he concludfes that this new law “virtually guaranteed the bankruptcy of the United States.” Similarly, in many places, the author quotes extensively from Wikipedia, as though an internet website is a definitive reference.
Nevertheless, SECOND CHANCE is a fascinating book, covering a lot more than just investment advice. The first part of the book reads very much like an autobiography. Robert explains his philosophy, and his spiritual approach to life. The last two parts of SECOND CHANCE present advice similar to the CASHFLOW QUADARANT. One very interesting tidbit of information is that RICH DAD, POOR DAD actually began as a brochure for marketing the CASHFLOW game.
September 28, 2018
تطرح الكتب المالية نظريات مختلفة لفهم الاقتصاد والتنبؤ بما سيجري
هذا الكتاب يكتسب أهمية خاصة لأن كاتبه روبرت كيوساكي مؤلف كتاب الاب الغني والأب الفقير
في هذا الكتاب كيوساكي لديه تنبؤ ليخبرنا به ..
الاقتصاد العالمي سينهار ، نحن مقبلون على ازمة مالية اقسى من ازمة 2008 وربما يتلوها كساد عظيم كما حدث في 1929
اذا ماذا نفعل يا كيوساكي ؟ هل ندخر؟
يقول لنا كيوساكي ان هذا اسوء ما تفعلونه.. لأن البنوك تسرقكم، ومثل لنا بمثل فيقول في السابق كان هدف البنوك تخزين ذهبك واعطائك أوراق صكوك ملكية، فما رأيك لو علمت بأن البنك قد طبع صكوكا ملكية جديدة لذهبك وتصرف فيها
ان هذا ما يحدث ونسميه بالتضخم ويفترض ان لا نضع اموالنا في البنك لانها ستفقد الكثير من قيمتها ولكن يجب ان نستثمرها !
اذا ياكيوساكي ما رأيك لو نستثمر في الأسهم ؟
يقول كيوساكي.. لا لا ابتعد.. لأننا قلنا مسبقا ان الاقتصاد سينهار.. والأسهم ستنهار.. وهذه الشركات ستخسر وربما تفلس.. وكونك صاحب أسهم فأنت الأقرب للافلاس من غيرك لأن القوانين ليست في صالحك
..
حيرتنا يا كيوساكي ماذا نفعل بنقودنا اذا؟
يبدو كيوساكي متعاطفا كثيرا مع الأساليب القديمة.. فهو يقترح علينا التالي
*المنتجات الأولية: يقول لنا اشتر ذهبا او فضة او بئر نفط او أي مادة ثمينة ، فهي تحافظ على قيمتها افضل بكثير من الدولار
*الأعمال التجارية: قم بتأسيس عملك التجاري او كن شريكا صامتا .. الشراكة اهم من مجرد تملك اسهم
*العقارات: وهي القطاع الذي حقق منه كيوساكي اغلب ثروته،
*الغذاء: الأمن الغذائي مهم جدا ، وربما مستقبل الصراعات في العالم تكون على نقص الماء والغذاء ..
يقول كيوساكي ان هذه القطاعات هي الاكثر امانا في وقت الازمات المالية، وربما كان أسلوب كيوساكي في التجارة هكذا يميل الى العقارات والأصول القديمة ، وربما يختلف معه الكثيرون ، وكل واحد ربح في مجاله
حسنا، يبدو الكتاب مشوق ومحفز وسهل كعادة كتب كيوساكي ، لكن وجدته على طول صفحاته قليل المحتوى .. لا يوجد شيء كثير يقوله .. ما استفهدته هو ما كتبته .. ا��ا الكتاب فمليء بالحشو والاسهاب في تفاصيل لا يحتاجها القارئ كثيرا ..
لا اعرف ماذا كنت اريد اكثر من وراء هذا الكتاب، ولكن دائما هذه الكتب تتوقع انها ستضعك على خطة جهنمية ولا يحصل ذلك بتلك الصورة
ولكن تبقى هناك فائدة ما للكتاب
هذا الكتاب يكتسب أهمية خاصة لأن كاتبه روبرت كيوساكي مؤلف كتاب الاب الغني والأب الفقير
في هذا الكتاب كيوساكي لديه تنبؤ ليخبرنا به ..
الاقتصاد العالمي سينهار ، نحن مقبلون على ازمة مالية اقسى من ازمة 2008 وربما يتلوها كساد عظيم كما حدث في 1929
اذا ماذا نفعل يا كيوساكي ؟ هل ندخر؟
يقول لنا كيوساكي ان هذا اسوء ما تفعلونه.. لأن البنوك تسرقكم، ومثل لنا بمثل فيقول في السابق كان هدف البنوك تخزين ذهبك واعطائك أوراق صكوك ملكية، فما رأيك لو علمت بأن البنك قد طبع صكوكا ملكية جديدة لذهبك وتصرف فيها
ان هذا ما يحدث ونسميه بالتضخم ويفترض ان لا نضع اموالنا في البنك لانها ستفقد الكثير من قيمتها ولكن يجب ان نستثمرها !
اذا ياكيوساكي ما رأيك لو نستثمر في الأسهم ؟
يقول كيوساكي.. لا لا ابتعد.. لأننا قلنا مسبقا ان الاقتصاد سينهار.. والأسهم ستنهار.. وهذه الشركات ستخسر وربما تفلس.. وكونك صاحب أسهم فأنت الأقرب للافلاس من غيرك لأن القوانين ليست في صالحك
..
حيرتنا يا كيوساكي ماذا نفعل بنقودنا اذا؟
يبدو كيوساكي متعاطفا كثيرا مع الأساليب القديمة.. فهو يقترح علينا التالي
*المنتجات الأولية: يقول لنا اشتر ذهبا او فضة او بئر نفط او أي مادة ثمينة ، فهي تحافظ على قيمتها افضل بكثير من الدولار
*الأعمال التجارية: قم بتأسيس عملك التجاري او كن شريكا صامتا .. الشراكة اهم من مجرد تملك اسهم
*العقارات: وهي القطاع الذي حقق منه كيوساكي اغلب ثروته،
*الغذاء: الأمن الغذائي مهم جدا ، وربما مستقبل الصراعات في العالم تكون على نقص الماء والغذاء ..
يقول كيوساكي ان هذه القطاعات هي الاكثر امانا في وقت الازمات المالية، وربما كان أسلوب كيوساكي في التجارة هكذا يميل الى العقارات والأصول القديمة ، وربما يختلف معه الكثيرون ، وكل واحد ربح في مجاله
حسنا، يبدو الكتاب مشوق ومحفز وسهل كعادة كتب كيوساكي ، لكن وجدته على طول صفحاته قليل المحتوى .. لا يوجد شيء كثير يقوله .. ما استفهدته هو ما كتبته .. ا��ا الكتاب فمليء بالحشو والاسهاب في تفاصيل لا يحتاجها القارئ كثيرا ..
لا اعرف ماذا كنت اريد اكثر من وراء هذا الكتاب، ولكن دائما هذه الكتب تتوقع انها ستضعك على خطة جهنمية ولا يحصل ذلك بتلك الصورة
ولكن تبقى هناك فائدة ما للكتاب
July 4, 2015
Robert Kiyosaki is at it once again, giving great advice in an infuriatingly cryptic manner. This book(and most of the Rich Dad books) is great in telling you that ultimately you need to own your own company and understand investing, but offers very little actionable steps. I actually love the message, though, I just wish for once that he could quit talking in riddles. I'd sign up for coaching, but I'm terrified that I'd be like "so what's the next step to buy this 16 unit apartment building?" And the Rich Dad coach would be like "I don't know. What is the next step in building your spirit into the kind that knows how to acquire 16 unit apartment buildings?".... "Goddammit I paid $2,500 for this goddam coaching program"
April 27, 2025
This can be a good read for anyone looking to improve their financial knowledge and take proactive steps toward a more secure future. It provides accessible and relatable advice, and some actionable financial wisdom for a changing world.
September 1, 2025
Cuando encontré este libro en la biblioteca de mis papás y decidí leerlo, quería ver qué tan vendehumos era el autor o si era o no un vendehumos, pero debo decir que desde el inicio de la lectura quedé muy impresionado en el buen sentido.
Se me hizo un libro muy entretenido, fácil y ágil de leer y con buenos consejos o buenas lecciones casi desde el principio. Tiene varias lecciones o consejos que son poco comunes en el mundo de las Finanzas Personales, entonces en algunos temas sí te hace ver la otra cara de la moneda o ver algunas cosas desde una perspectiva distinta de la que la habías visto antes en tu vida. No me esperaba que el libro fuera a estar tan bien escrito y a ser tan fluido; puedes leer y leer capítulos de corrido sin apenas cansarte o abrumarte. De hecho, me gustó tanto el libro, que estoy pensando en volver a leerlo el siguiente año para hacerlo de una manera más pausada y retomar los consejos. No siento haberlo leído de manera superficial, pero sí siento que lo leí muy rápido y quizá en una segunda vuelta pueda descubrir algunas cosas nuevas.
Eso sí, debo aclarar que muchos, si no es que la mayoría de sus consejos, son muy locales o están basados en sí mismo y por lo tanto no son replicables ni útiles para el resto de nosotros, son consejos de cosas que a él le funcionaron tanto por ser como es, por su contexto, la época en que nació y creció, el país en que nació, sus padres y muchos factores más.
Por ejemplo, en una parte que me agradó, menciona que él no invierte en acciones de la bolsa o bonos de gobierno ya que esos instrumentos son más bien para personas más intelectuales o visuales, personas que gustan de actividades como leer o escribir, y por tanto nunca da consejos sobre ese tema. Entonces se me hizo curioso que lo mencionara, porque a mí justo que me gusta leer y así, invertir en cosas como bonos de gobierno, la bolsa de valores o incluso criptomonedas es algo que me gusta, ya que siento que este tipo de inversiones te permite analizar cada parte de ello, desde el monto invertido, el rendimiento diario, mensual, anual y otras cosas por el estilo, y gracias a Kiyosaki entendí por qué justo me agradan ese tipo de inversiones específicas.
Y otro ejemplo, uno de sus grandes pilares para obtener riqueza se podría resumir así: compra muchas casas, réntalas y que con el dinero de estas rentas, ellas mismas se paguen y además te den el dinero suficiente para vivir de ello. Y aunque en teoría esto suene bien y sea algo ideal que a todos nos gustaría, creo que llevarlo a la práctica no es algo asequible para la mayoría de mortales que batallan años sino es que décadas para sólo poder comprar una casa, sobre todo en el tipo de economía en el que vivimos ahora. Aunque para ser justos, uno de sus 3 grandes principios sí es justo ese, advertir a la gente de que no se metan al lodo hasta las narices con una hipoteca.
Y hablando de ello, eso es algo que me gustó de este libro, sus 3 principios, los cuales le hicieron ser rechazado por las editoriales (algo que ya comenté en mi video sobre autores famosos autopublicados) allá en los años noventa y que parecían ser demasiado alocados para la época y lo que se vivía por ese entonces, pero que con los años fueron mostrándose ciertos. Estos 3 principios son:
1.- Tu casa no es un activo
2.- Los ahorradores son perdedores
3.- Los ricos no trabajan para obtener dinero
Si bien estos puntos tienen sus matices y los va desarrollando durante el libro (por ejemplo no dice que ahorrar sea malo, sino que como todos sabemos, si sólo ahorras, la inflación se va comiendo tu dinero), aún así me parecen bastante interesantes y te invitan a descubrir por qué el autor afirma lo que afirma.
Otro punto es que en el libro habla de Richard Buckminster Fuller o Bucky Fuller, quien fue un Diseñador y arquitecto estadounidense que escribió un libro llamado "Grunch Of Giants" o "El Gran Atraco del Dinero," entonces durante todo el libro también nos va dando consejos o nos va hablando de los consejos que Bucky Fuller dio, denunciando cómo los poderosos, los ricos, y la gente en el gobierno nos despojan de nuestro dinero a través de distintas formas, pero sobre todo a través de los impuestos. Entonces este es un punto a favor, y que creo que no viene en otros libros del autor, el ver también la visión sobre el dinero que tenía este hombre que también fue inventor.
Ahora bien, volviendo a este libro, yo no he leído aún el libro más famoso de este autor, "Padre Rico, Padre Pobre," así que no sé qué tan repetitivo pueda ser este libro o si muestre los mismos conceptos que en aquel, así que no sé a ciencia cierta si sea recomendable para quienes ya han leído algún otro libro del autor, eso quizá puedan aclarárnoslo en los comentarios quienes ya hayan leído más libros de Robert Kiyosaki. Lo que sí puedo decirles es que si, como yo, tienen curiosidad por leerlo, este es un libro de entrada perfecto para conocer a este autor y ver cómo escribe.
Se me hizo un libro muy entretenido, fácil y ágil de leer y con buenos consejos o buenas lecciones casi desde el principio. Tiene varias lecciones o consejos que son poco comunes en el mundo de las Finanzas Personales, entonces en algunos temas sí te hace ver la otra cara de la moneda o ver algunas cosas desde una perspectiva distinta de la que la habías visto antes en tu vida. No me esperaba que el libro fuera a estar tan bien escrito y a ser tan fluido; puedes leer y leer capítulos de corrido sin apenas cansarte o abrumarte. De hecho, me gustó tanto el libro, que estoy pensando en volver a leerlo el siguiente año para hacerlo de una manera más pausada y retomar los consejos. No siento haberlo leído de manera superficial, pero sí siento que lo leí muy rápido y quizá en una segunda vuelta pueda descubrir algunas cosas nuevas.
Eso sí, debo aclarar que muchos, si no es que la mayoría de sus consejos, son muy locales o están basados en sí mismo y por lo tanto no son replicables ni útiles para el resto de nosotros, son consejos de cosas que a él le funcionaron tanto por ser como es, por su contexto, la época en que nació y creció, el país en que nació, sus padres y muchos factores más.
Por ejemplo, en una parte que me agradó, menciona que él no invierte en acciones de la bolsa o bonos de gobierno ya que esos instrumentos son más bien para personas más intelectuales o visuales, personas que gustan de actividades como leer o escribir, y por tanto nunca da consejos sobre ese tema. Entonces se me hizo curioso que lo mencionara, porque a mí justo que me gusta leer y así, invertir en cosas como bonos de gobierno, la bolsa de valores o incluso criptomonedas es algo que me gusta, ya que siento que este tipo de inversiones te permite analizar cada parte de ello, desde el monto invertido, el rendimiento diario, mensual, anual y otras cosas por el estilo, y gracias a Kiyosaki entendí por qué justo me agradan ese tipo de inversiones específicas.
Y otro ejemplo, uno de sus grandes pilares para obtener riqueza se podría resumir así: compra muchas casas, réntalas y que con el dinero de estas rentas, ellas mismas se paguen y además te den el dinero suficiente para vivir de ello. Y aunque en teoría esto suene bien y sea algo ideal que a todos nos gustaría, creo que llevarlo a la práctica no es algo asequible para la mayoría de mortales que batallan años sino es que décadas para sólo poder comprar una casa, sobre todo en el tipo de economía en el que vivimos ahora. Aunque para ser justos, uno de sus 3 grandes principios sí es justo ese, advertir a la gente de que no se metan al lodo hasta las narices con una hipoteca.
Y hablando de ello, eso es algo que me gustó de este libro, sus 3 principios, los cuales le hicieron ser rechazado por las editoriales (algo que ya comenté en mi video sobre autores famosos autopublicados) allá en los años noventa y que parecían ser demasiado alocados para la época y lo que se vivía por ese entonces, pero que con los años fueron mostrándose ciertos. Estos 3 principios son:
1.- Tu casa no es un activo
2.- Los ahorradores son perdedores
3.- Los ricos no trabajan para obtener dinero
Si bien estos puntos tienen sus matices y los va desarrollando durante el libro (por ejemplo no dice que ahorrar sea malo, sino que como todos sabemos, si sólo ahorras, la inflación se va comiendo tu dinero), aún así me parecen bastante interesantes y te invitan a descubrir por qué el autor afirma lo que afirma.
Otro punto es que en el libro habla de Richard Buckminster Fuller o Bucky Fuller, quien fue un Diseñador y arquitecto estadounidense que escribió un libro llamado "Grunch Of Giants" o "El Gran Atraco del Dinero," entonces durante todo el libro también nos va dando consejos o nos va hablando de los consejos que Bucky Fuller dio, denunciando cómo los poderosos, los ricos, y la gente en el gobierno nos despojan de nuestro dinero a través de distintas formas, pero sobre todo a través de los impuestos. Entonces este es un punto a favor, y que creo que no viene en otros libros del autor, el ver también la visión sobre el dinero que tenía este hombre que también fue inventor.
Ahora bien, volviendo a este libro, yo no he leído aún el libro más famoso de este autor, "Padre Rico, Padre Pobre," así que no sé qué tan repetitivo pueda ser este libro o si muestre los mismos conceptos que en aquel, así que no sé a ciencia cierta si sea recomendable para quienes ya han leído algún otro libro del autor, eso quizá puedan aclarárnoslo en los comentarios quienes ya hayan leído más libros de Robert Kiyosaki. Lo que sí puedo decirles es que si, como yo, tienen curiosidad por leerlo, este es un libro de entrada perfecto para conocer a este autor y ver cómo escribe.
July 21, 2016
This is the second book of Robert Kiyosaki's which I've read, the first being Rich Dad, Poor Dad, which I'd highly recommend. Second Chance covers a variety of topics, including personal finance, investing, and economics. The basis of Kiyosaki's chapters come from his fascination with the late R. Buckminister Fuller and his words of wisdom throughout his life.
I found the first half of the book to be filled with more useful information than the second, largely because the author reiterates his points again towards the end. Regardless, I found myself leaving more than 40 tags on pages, so that I could reference their importance later on.
Overall, I found it to be a great read, largely because the author had many charts and graphs to further illustrate his points throughout the book. Moreover, I feel better prepared to discuss not only personal finance, but also economics in front of an audience after reading this.
What follows below are snippets of information which I found to be useful and hopefully are equally as useful for you:
Knowledge is the new money.
Courage comes from the French word, "le coeur", the heart.
Buckminster Fuller's generalized principals: "The more people I serve, the more effective I become"
Today we live in the Information Age - and information is abundant and often free. Before the Civil War in America, it was against thee law in many states to teach slaves to read and write. Knowledge is the most powerful force on early. Information x Education = Knowledge.
Money
Wealth is stolen via our money:
Taxes
The value of your labor is stolen via taxes
Inflation
Prices rise when governments print money. As prices rise, people work harder, only to pay more in taxes and inflation.
Inflation is good for debtors and bad for savers, which is why savers are losers.
The fractional reserve system is used by banks. A saver puts $1 in the bank under their savings account. The bank is allowed to lend $10, against the $1 to borrowers. This is another form of "printing money" which is not only inflationary, but also reduces the purchasing power of the saver's money. This is often why you hear "savers are losers." Make your money work for you.
If the government is promising to save you, you've probably already lost. (In terms of social security, healthcare, and new spending agreements)
When money is printed -- by banks or governments -- two things happen: inflation kicks in and taxes go up.
There are two types of rich: One type is people with high-paying jobs, such as corporate executives, professionals, and celebrities. They are high income rich. The other type of rich is the person who deos not need a job -- most of these people are asset rich.
In 2014, there are approximately 115 million households in the united states, with 43 million as renters, and 25 million are households or families who own their home, free and clear. Of the approximately 50 mil. households with mortgages, over 24 million are "underwater", where they owe more on their home than it is worth.
In the world of retirement funds, there are two basic types:
DB - Defiend Benefit Plan
Retiree is guaranteed a paycheck for life
DC - Defined Contribution Plan
Retiree receives only what he or she and their company "contributed" while the worker was employed. ex: 401k, IRA,
Students & the new generation
The new generation is in college and trade school, and they cannot find jobs, or jobs that utilize their level of education.Many of these young people are boomerang kids, kids who leave home, only to return to live with mom and dad. This makes many moms and dads, the sandwich generation, people whoa re now caring for their kids and their parents.
The Great Depression and financial crisis
The Great Depression, when measured against the Dow, lasted 25 years, from 1929 to 1954. In 1929 the Dow hit an all-time high of 381. It took 25 years for it to reach 381 again.
America is attempting to print its way out of the financial crisis.
In 1971 President Nixon took the dollar off the gold standard. The poor lost because the money they worked for became worth less and less. When they earned more money, they paid higher taxes.
As the money they work for loses value, prices keep going up. The harder the poor work, the further they fall behind.
Unfortunately, even if the minimum wage is increased, the poor will continue to be poor because they work for money that is no longer money.
Mind Mapping, as a method of learning
Mind Mapping uses color and sketches, rather than words to organize and prioritize thoughts. Using very few words forces the participant to put words and thoughts into pictures, which intensifies the learning and discussion process.
Education
John Taylor Gotto - Dumbing Us Down
In 1903 John D. Rockefeller created the General Education Board. Around the same time another of the Robber barons, Andrew Carnegie, promoted his foundation for the Advancement of Teaching, to influence the American education agenda, directing what children were taught in school.
G. Edward Griffin - The Creature from Jekyll Island
The concept of the U.S. Federal Reserve Bank was created in secrecy on Jekyll Island, Georgia.
(NPR also had a fantastic episode of Planet Money on the subject).
Let me issue and control a nation's money and I care not who writes the rules - Amschel Rothschild
A coin has three sides: Heads, talks, and the edge. Intelligent people stay on the edge and look at both sides.
I found the first half of the book to be filled with more useful information than the second, largely because the author reiterates his points again towards the end. Regardless, I found myself leaving more than 40 tags on pages, so that I could reference their importance later on.
Overall, I found it to be a great read, largely because the author had many charts and graphs to further illustrate his points throughout the book. Moreover, I feel better prepared to discuss not only personal finance, but also economics in front of an audience after reading this.
What follows below are snippets of information which I found to be useful and hopefully are equally as useful for you:
Knowledge is the new money.
Courage comes from the French word, "le coeur", the heart.
Buckminster Fuller's generalized principals: "The more people I serve, the more effective I become"
Today we live in the Information Age - and information is abundant and often free. Before the Civil War in America, it was against thee law in many states to teach slaves to read and write. Knowledge is the most powerful force on early. Information x Education = Knowledge.
Money
Wealth is stolen via our money:
Taxes
The value of your labor is stolen via taxes
Inflation
Prices rise when governments print money. As prices rise, people work harder, only to pay more in taxes and inflation.
Inflation is good for debtors and bad for savers, which is why savers are losers.
The fractional reserve system is used by banks. A saver puts $1 in the bank under their savings account. The bank is allowed to lend $10, against the $1 to borrowers. This is another form of "printing money" which is not only inflationary, but also reduces the purchasing power of the saver's money. This is often why you hear "savers are losers." Make your money work for you.
If the government is promising to save you, you've probably already lost. (In terms of social security, healthcare, and new spending agreements)
When money is printed -- by banks or governments -- two things happen: inflation kicks in and taxes go up.
There are two types of rich: One type is people with high-paying jobs, such as corporate executives, professionals, and celebrities. They are high income rich. The other type of rich is the person who deos not need a job -- most of these people are asset rich.
In 2014, there are approximately 115 million households in the united states, with 43 million as renters, and 25 million are households or families who own their home, free and clear. Of the approximately 50 mil. households with mortgages, over 24 million are "underwater", where they owe more on their home than it is worth.
In the world of retirement funds, there are two basic types:
DB - Defiend Benefit Plan
Retiree is guaranteed a paycheck for life
DC - Defined Contribution Plan
Retiree receives only what he or she and their company "contributed" while the worker was employed. ex: 401k, IRA,
Students & the new generation
The new generation is in college and trade school, and they cannot find jobs, or jobs that utilize their level of education.Many of these young people are boomerang kids, kids who leave home, only to return to live with mom and dad. This makes many moms and dads, the sandwich generation, people whoa re now caring for their kids and their parents.
The Great Depression and financial crisis
The Great Depression, when measured against the Dow, lasted 25 years, from 1929 to 1954. In 1929 the Dow hit an all-time high of 381. It took 25 years for it to reach 381 again.
America is attempting to print its way out of the financial crisis.
In 1971 President Nixon took the dollar off the gold standard. The poor lost because the money they worked for became worth less and less. When they earned more money, they paid higher taxes.
As the money they work for loses value, prices keep going up. The harder the poor work, the further they fall behind.
Unfortunately, even if the minimum wage is increased, the poor will continue to be poor because they work for money that is no longer money.
Mind Mapping, as a method of learning
Mind Mapping uses color and sketches, rather than words to organize and prioritize thoughts. Using very few words forces the participant to put words and thoughts into pictures, which intensifies the learning and discussion process.
Education
John Taylor Gotto - Dumbing Us Down
In 1903 John D. Rockefeller created the General Education Board. Around the same time another of the Robber barons, Andrew Carnegie, promoted his foundation for the Advancement of Teaching, to influence the American education agenda, directing what children were taught in school.
G. Edward Griffin - The Creature from Jekyll Island
The concept of the U.S. Federal Reserve Bank was created in secrecy on Jekyll Island, Georgia.
(NPR also had a fantastic episode of Planet Money on the subject).
Let me issue and control a nation's money and I care not who writes the rules - Amschel Rothschild
A coin has three sides: Heads, talks, and the edge. Intelligent people stay on the edge and look at both sides.
December 2, 2016
Most disappointing book I've ever read! I was a big fan of Kiyosaki after reading "Rich Dad Poor Dad". Although being a fake story it made me understand a lot of things and have a better understanding of the financial world.
But this book? OMFG. He repeats himself a lot. But not just sentences. He repeats paragraphs. Repeats non-sense graphs over and over just to make to book look bigger.
It's writing in a Q&A format, but a lot of times he asks himself good questions but misses the point completely.
He's advertising CASHFLOW game ALL THE TIME! It just made me unsubscribe for the Rich Dad Comunity. A guy that is so financially stable doesn't need this hardcore promotion.
Most of the book is about Dr. Richard Buckminster Fuller. If I wanted to read his stuff I would read it directly. Then in the middle of the book he introduces a few more authors and starts explaining their ideias instead of his.
A lot of the stuff he writings rings fake to me, but that's just my intuition. It doesn't look legit. And he brags all the time.
If you look at Kiyosaki's work you will see that he wrote a lot. And this book was made increase his book count. Because it looks like he didn't even proofread it. Think for a moment. Why does he have his own publishing company? Because others wouldn't even think of publishing this.
I know Robert is capable of much more. In this book you can see he is getting lazy, and a bit disconnected from the real world, specially from it's readers. I kept reading due to the respect I had for this man, but I regretted it each session. Here we can clearly see that he's looking for the money and keep his publishing schedule on fleek.
If you loved Rich Dad Poor Dad please dont read this. It's a waste of time that you could be using to re-read RDPD, or actually working on your job. You'll learn nothing new in here.
But this book? OMFG. He repeats himself a lot. But not just sentences. He repeats paragraphs. Repeats non-sense graphs over and over just to make to book look bigger.
It's writing in a Q&A format, but a lot of times he asks himself good questions but misses the point completely.
He's advertising CASHFLOW game ALL THE TIME! It just made me unsubscribe for the Rich Dad Comunity. A guy that is so financially stable doesn't need this hardcore promotion.
Most of the book is about Dr. Richard Buckminster Fuller. If I wanted to read his stuff I would read it directly. Then in the middle of the book he introduces a few more authors and starts explaining their ideias instead of his.
A lot of the stuff he writings rings fake to me, but that's just my intuition. It doesn't look legit. And he brags all the time.
If you look at Kiyosaki's work you will see that he wrote a lot. And this book was made increase his book count. Because it looks like he didn't even proofread it. Think for a moment. Why does he have his own publishing company? Because others wouldn't even think of publishing this.
I know Robert is capable of much more. In this book you can see he is getting lazy, and a bit disconnected from the real world, specially from it's readers. I kept reading due to the respect I had for this man, but I regretted it each session. Here we can clearly see that he's looking for the money and keep his publishing schedule on fleek.
If you loved Rich Dad Poor Dad please dont read this. It's a waste of time that you could be using to re-read RDPD, or actually working on your job. You'll learn nothing new in here.
May 19, 2015
Although I would not follow about 95% of his advice, I usually enjoy reading Robert Kiyosaki's books. I usually enjoy the different perspective he has, and he writes in an entertaining way.
This book, however, is simply a rehash of his previous books, an ad for his other products (including his previous books), and a personal memoir that borders narcissism. There is very little substance that the reader can learn or use.
The best money advice I could give would be to avoid buying this book, so you'll be $17.95 ahead. Don't waste your time by checking it out from the library like I did, either. Your time could be used for something much more worthwhile.
This book, however, is simply a rehash of his previous books, an ad for his other products (including his previous books), and a personal memoir that borders narcissism. There is very little substance that the reader can learn or use.
The best money advice I could give would be to avoid buying this book, so you'll be $17.95 ahead. Don't waste your time by checking it out from the library like I did, either. Your time could be used for something much more worthwhile.
December 30, 2015
Dad made me read this book, and i am very happy that i did. This was a very quick read that gave me a lot. I received a lot of knowledge by reading this book. It was also very easy to read. Understanding the world of money can be very hard, but he makes it understandable. This is knowledge i know i will need, and that i will use in my life, and so this is a great book for everyone to read. It makes you think, and see the different sides of things.
This book was easy to read. It opened my eyes to a whole new world, and made me see the invisible. It was very insightful, and i am very glad i took the time to read it. Definitely worth it.
This book was easy to read. It opened my eyes to a whole new world, and made me see the invisible. It was very insightful, and i am very glad i took the time to read it. Definitely worth it.
June 28, 2019
Another of my "walking the dogs" audiobook. I have read several of Kiyosaki's "Rich Dad" books in the past. This is geared toward folks who lost a lot during the 2007 Great Recession. Honestly it did not go over much new material from his other books. If you've read any of his books you're probably already been exposed to 80-90% of the material presented here.
The author uses repetition very often to stress the important points. So be prepared to hear the same thing over and over.
The author uses repetition very often to stress the important points. So be prepared to hear the same thing over and over.
September 2, 2024
الكتاب هو تحية ل روح باكمنستر فولر عالم المستقبليات futuristic و مصمم القباب الجيوديسية
كتب روبرت كايوزاكي مثل:
Rich Dad's Increase Your Financial IQ: Getting Smarter with Your Money صدر عام 2008
Why the Rich Are Getting Richer صدر عام 2017
Why "A" Students Work for "C" Students and "B" Students Work for the Government: Rich Dad's Guide to Financial Education for Parents صدر عام 2013
كلها تقريبا نفس الرسالة و يعيد كتابتها كل كام سنة مع مراعاة التطورات التكنولوجيا
و ما استجد فى السوق الامريكية البورصة وا لعقارات..الخ
لو كنت سأقترح عليك فأقرأ منهم الاحدث
Why the Rich Are Getting Richer
و حينها لن تضطر لقراء الاثنين الاقدم ...لاني اضعت وقت وقراتهم و وجدتها نفس الرسالة
كررها المؤلف حتى الكتاب الاحدث فيهم
Why the Rich Are Getting Richer
الكتاب كله من 19 فصل مقسمين على 3 اجزاء
يمكنك قراءة ملخص "الملخص" فى السطور التالية
الماضي الفصول من 1 و حتى 7
===========
.. اصبحنا في عبودية حديثة لكن بدلا من الكرباج احنا عبيد تحت وطئة النظام النقدي (عبيد بطاقات الائتمان)..تسرقنا الحكومات من خلال النظام النقدري : الضرائب و التضخم ( بسبب زيادة طباعة النقود)و زيادة الإقراض كلما زادت المدخرات ..
= الأغنياء نوعين .. في أوقات الازمات هناك
اغنياء تزداد غنى و هم 1% (اغنياء ب الأصول عقارات ذهب شركات مصانع ...الخ) من السكان و
90-95 % ينخفض دخلهم "يزدادو فقر" (اغنياء ب الوظائف العليا CEOs..اطباء مهندسين محامين لاعيبة كورة)
= ما بين 1918-1924 في المانيا و بسبب الطباعة الفائقة للبنكنوت ..انهارت العملة الألمانية ...بحيث ان مليونير الماني مدخر مليون مارك كاش اصبح فقير في خلال 5 سنوات ...الفكرة انك لو كنت ف أمريكا و عملتك الدولار او في مصر و عملتك الجنيه و اعتمدت فقط على انك لديك ثروة مليون جنيه او مليون دولار كاش ...فيجب ان تعلم ان الحكومة اى حكومة مستمرة في طباعة البنكنوت ب الشكل الذي يفقد "مليونك" هذا قيمته حتى تصل للصفر بعد وقت يطول او يقصر...
= قال الأب الغني، "الراتب هو أحد أقوى الأدوات التي ابتكرها الإنسان على الإطلاق.
فالشخص الذي يوقع على الراتب لديه القدرة على استعباد جسد وعقل وروح شخص آخر".
= للكلمات تأثير عليك و على مستقبلك ..
قبل ان تكرر كلمات الاستحقاق ( المفروض يكون عندي كذا – من حقى مرتب عامل كذا – الدولة لازم توفر لكل خريج كذا – I hope)
ابدا بتكرار كلمات التمكين (ان لازم اوفر لنفسي كذا – لازم ابتدي اتعلم كذا – لازم ابتدي اوفر كذا – لازم اشتغل كذا عشان اجيب كذا - I will )
=================================
الحاضر الفصل من 8 و
=====================
= chris martenson في كتابه Rich Dad Advisors: The Crash Course 2 بيقول ان الثروة 3 أنواع
الثروة الأولية بير بترول "ثروة" مثلا ... أرض زراعية ...بحيرة تنتج اسماك..
الثروة الثانوية اسهم في الشركة "مطالبات ورقية بالثروة" اللى اشترت حق التنقيب و الإنتاج في بير البترول دا و
الثروة الثالثة الفلوس الكاش هو ما ينتج من أرباح عن تلك الأسهم عن ذلك البئر..
قد لا ينضب البئر و لكن قد تدار الشركة المسؤلة عنه بشكل سيء مما ينتج عنه افلاسها المتضررين هما صحاب الثروة الثانوية و الثروة الثالثة ...البئر نفسه "الثروة الأولية" قد يكون لا يزال لم ينضب بعد ...
= منجم الذهب وذهبه ثروة أولية ...اسهم بورصة المعادن ثروة ثانوية ... سعر الذهب "الفلوس" ثروة ثالثة ...لاحظ ما فعلته الحكومات في يوم من الأيام كان الذهب نفسه هو العملة "الثروة الثانية " حتى اقنعتك الحكومة بان الورق الذي تطبعه هو عملة "ثروة ثالثة" ..
لكن طالما استمرت الحكومة في طباعة تلك النقود فإن ادخارك لها هو اخطر ما يمكنك عمله
=======================
و المستقبل الفصول من 9 و حتى 19
هناك بعض الفصول فى الملخص لما اكتب تحت عنوانها اى ملخص عنها لانها حشو و رغي فارغ فلم أجد أفكار واضحة يمكن تلخيصها ك نقاط
======================
= تعلم و لكن تعلم ما يزيد من حرفتك ..تعلم ما يزيد من معرفتك المالية ...
لا تتعلم ما يزيدك "اكاديميا" بدون طائل لانه بالتأكيد لن فعل شيء الا جعلك متخصص اكتر موظف اكثر و رجل اعمال "اقل"
= قال الاب الغني :" السبب وراء كون سمسار العقارات لا يزال سمسار عقارات و ليس بيزنس مان هو انه سمسار عقارات اكثر منك ...بمعني انه يدور على العمولة "مرتبه" بينما انت تدور على الأصل الذي سيدر دخل سلبي لاحقا" ..لذلك فأنت تبحث عن "الغير مرئي" في العقار ..عن الفرصة ..عن الاحتمالية .. عن الـ potential المستقبلي .. معظم الناس مشغولون بالعمل للمرتب المضمون و لا يملكون الوقت للخروج و احتمال التعرض للثراء ...و يقولون - الاسهل من وجهة نظرهم – ان مثل تلك الصفقة الفرصة غير موجودة – اسهل من ان – يخرجوا للبحث عن عقار واحد ضمن 100 عقار محتمل
= السعي للثراء السريع علامة على انخفاض الذكاء العاطفي ..لان صاحبه لا يستطيع تأخير الاشباع ..
مثال : صديق للمؤلف يمتلك عقارات و بدلا من ان يسعد بتدفقها النقدري الثابت يبيع ممتلكاته للحصول على أرباح رأسمالية يدفع عنها ضرائب
= معظم من يبدو اغنياء يعيشون من الراتب للراتب و غارقون في ديون الفيزا , يقودون سيارات لا يستطيعون تحملة تكلفتها , مع انهم افقر من الفقراء , و ذلك لان اغلب الناس لا يريد و لا يستطيع تنفيذ نصيحة :" عش باقل من امكانياتك".
و الحل ؟ هو محاولة زيادة الأصول المنتجة للدخل السلبي فيزيد دخلك فيزيد انفاقك
= "ثروتنا تُسرق من خلال أموالنا. فلماذا ندخرها؟" – ر. باكمنستر فولر
= فمعظم الناس"يركنون" أموالهم حيث يدخرون أو يستثمرون للتقاعد.
أما الأشخاص الأذكياء فيحرصون على تحريك أموالهم. ببساطة، عندما تركن أموالك، تفقد أموالك قيمتها. وعندما تستمر في تحريك أموالك، تزيد قيمتها.
==============================
او قراءة ملخص الكتاب:
الكتاب يستحق 2.5/5
و الاقرب و لانه نفس الرسالة "و لكن انا من ازددا مللا لقراءة نسخة اقدم من نفس الكلام"
3/5
الكتاب القادم :
المعهد رواية لـ ستيفن كينج
كتب روبرت كايوزاكي مثل:
Rich Dad's Increase Your Financial IQ: Getting Smarter with Your Money صدر عام 2008
Why the Rich Are Getting Richer صدر عام 2017
Why "A" Students Work for "C" Students and "B" Students Work for the Government: Rich Dad's Guide to Financial Education for Parents صدر عام 2013
كلها تقريبا نفس الرسالة و يعيد كتابتها كل كام سنة مع مراعاة التطورات التكنولوجيا
و ما استجد فى السوق الامريكية البورصة وا لعقارات..الخ
لو كنت سأقترح عليك فأقرأ منهم الاحدث
Why the Rich Are Getting Richer
و حينها لن تضطر لقراء الاثنين الاقدم ...لاني اضعت وقت وقراتهم و وجدتها نفس الرسالة
كررها المؤلف حتى الكتاب الاحدث فيهم
Why the Rich Are Getting Richer
الكتاب كله من 19 فصل مقسمين على 3 اجزاء
يمكنك قراءة ملخص "الملخص" فى السطور التالية
الماضي الفصول من 1 و حتى 7
===========
.. اصبحنا في عبودية حديثة لكن بدلا من الكرباج احنا عبيد تحت وطئة النظام النقدي (عبيد بطاقات الائتمان)..تسرقنا الحكومات من خلال النظام النقدري : الضرائب و التضخم ( بسبب زيادة طباعة النقود)و زيادة الإقراض كلما زادت المدخرات ..
= الأغنياء نوعين .. في أوقات الازمات هناك
اغنياء تزداد غنى و هم 1% (اغنياء ب الأصول عقارات ذهب شركات مصانع ...الخ) من السكان و
90-95 % ينخفض دخلهم "يزدادو فقر" (اغنياء ب الوظائف العليا CEOs..اطباء مهندسين محامين لاعيبة كورة)
= ما بين 1918-1924 في المانيا و بسبب الطباعة الفائقة للبنكنوت ..انهارت العملة الألمانية ...بحيث ان مليونير الماني مدخر مليون مارك كاش اصبح فقير في خلال 5 سنوات ...الفكرة انك لو كنت ف أمريكا و عملتك الدولار او في مصر و عملتك الجنيه و اعتمدت فقط على انك لديك ثروة مليون جنيه او مليون دولار كاش ...فيجب ان تعلم ان الحكومة اى حكومة مستمرة في طباعة البنكنوت ب الشكل الذي يفقد "مليونك" هذا قيمته حتى تصل للصفر بعد وقت يطول او يقصر...
= قال الأب الغني، "الراتب هو أحد أقوى الأدوات التي ابتكرها الإنسان على الإطلاق.
فالشخص الذي يوقع على الراتب لديه القدرة على استعباد جسد وعقل وروح شخص آخر".
= للكلمات تأثير عليك و على مستقبلك ..
قبل ان تكرر كلمات الاستحقاق ( المفروض يكون عندي كذا – من حقى مرتب عامل كذا – الدولة لازم توفر لكل خريج كذا – I hope)
ابدا بتكرار كلمات التمكين (ان لازم اوفر لنفسي كذا – لازم ابتدي اتعلم كذا – لازم ابتدي اوفر كذا – لازم اشتغل كذا عشان اجيب كذا - I will )
=================================
الحاضر الفصل من 8 و
=====================
= chris martenson في كتابه Rich Dad Advisors: The Crash Course 2 بيقول ان الثروة 3 أنواع
الثروة الأولية بير بترول "ثروة" مثلا ... أرض زراعية ...بحيرة تنتج اسماك..
الثروة الثانوية اسهم في الشركة "مطالبات ورقية بالثروة" اللى اشترت حق التنقيب و الإنتاج في بير البترول دا و
الثروة الثالثة الفلوس الكاش هو ما ينتج من أرباح عن تلك الأسهم عن ذلك البئر..
قد لا ينضب البئر و لكن قد تدار الشركة المسؤلة عنه بشكل سيء مما ينتج عنه افلاسها المتضررين هما صحاب الثروة الثانوية و الثروة الثالثة ...البئر نفسه "الثروة الأولية" قد يكون لا يزال لم ينضب بعد ...
= منجم الذهب وذهبه ثروة أولية ...اسهم بورصة المعادن ثروة ثانوية ... سعر الذهب "الفلوس" ثروة ثالثة ...لاحظ ما فعلته الحكومات في يوم من الأيام كان الذهب نفسه هو العملة "الثروة الثانية " حتى اقنعتك الحكومة بان الورق الذي تطبعه هو عملة "ثروة ثالثة" ..
لكن طالما استمرت الحكومة في طباعة تلك النقود فإن ادخارك لها هو اخطر ما يمكنك عمله
=======================
و المستقبل الفصول من 9 و حتى 19
هناك بعض الفصول فى الملخص لما اكتب تحت عنوانها اى ملخص عنها لانها حشو و رغي فارغ فلم أجد أفكار واضحة يمكن تلخيصها ك نقاط
======================
= تعلم و لكن تعلم ما يزيد من حرفتك ..تعلم ما يزيد من معرفتك المالية ...
لا تتعلم ما يزيدك "اكاديميا" بدون طائل لانه بالتأكيد لن فعل شيء الا جعلك متخصص اكتر موظف اكثر و رجل اعمال "اقل"
= قال الاب الغني :" السبب وراء كون سمسار العقارات لا يزال سمسار عقارات و ليس بيزنس مان هو انه سمسار عقارات اكثر منك ...بمعني انه يدور على العمولة "مرتبه" بينما انت تدور على الأصل الذي سيدر دخل سلبي لاحقا" ..لذلك فأنت تبحث عن "الغير مرئي" في العقار ..عن الفرصة ..عن الاحتمالية .. عن الـ potential المستقبلي .. معظم الناس مشغولون بالعمل للمرتب المضمون و لا يملكون الوقت للخروج و احتمال التعرض للثراء ...و يقولون - الاسهل من وجهة نظرهم – ان مثل تلك الصفقة الفرصة غير موجودة – اسهل من ان – يخرجوا للبحث عن عقار واحد ضمن 100 عقار محتمل
= السعي للثراء السريع علامة على انخفاض الذكاء العاطفي ..لان صاحبه لا يستطيع تأخير الاشباع ..
مثال : صديق للمؤلف يمتلك عقارات و بدلا من ان يسعد بتدفقها النقدري الثابت يبيع ممتلكاته للحصول على أرباح رأسمالية يدفع عنها ضرائب
= معظم من يبدو اغنياء يعيشون من الراتب للراتب و غارقون في ديون الفيزا , يقودون سيارات لا يستطيعون تحملة تكلفتها , مع انهم افقر من الفقراء , و ذلك لان اغلب الناس لا يريد و لا يستطيع تنفيذ نصيحة :" عش باقل من امكانياتك".
و الحل ؟ هو محاولة زيادة الأصول المنتجة للدخل السلبي فيزيد دخلك فيزيد انفاقك
= "ثروتنا تُسرق من خلال أموالنا. فلماذا ندخرها؟" – ر. باكمنستر فولر
= فمعظم الناس"يركنون" أموالهم حيث يدخرون أو يستثمرون للتقاعد.
أما الأشخاص الأذكياء فيحرصون على تحريك أموالهم. ببساطة، عندما تركن أموالك، تفقد أموالك قيمتها. وعندما تستمر في تحريك أموالك، تزيد قيمتها.
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او قراءة ملخص الكتاب:
الكتاب يستحق 2.5/5
و الاقرب و لانه نفس الرسالة "و لكن انا من ازددا مللا لقراءة نسخة اقدم من نفس الكلام"
3/5
الكتاب القادم :
المعهد رواية لـ ستيفن كينج
March 28, 2015
Like the two sided coin Kiyosaki keeps talking about this book on one side is very depressing, yet on the other side everyone can be rich. He spends a good 150 pages talking about how our government has royally screwed the middle class and how the stock market/our financial world will collapse in 2016 (if we last that long). Then he spends the next 150 pages telling us that we can if we only try we can win over the system and make money to become a rich person if we only change ourselves.
Maybe I am too much from Abnegation(see Divergent) but I like living a simple life. Do I wish that I could get paid more for what I do, yes(so sue me). I'm no longer going to complain about being an public employee, I love serving the 700 kids I get to see every week. I love my job sharing books and literature with them. I love seeing all the wonderful potential bursting from them. So what if I can't drive a fancy car or live in a fancy house. What this man might not understand is that not everyone needs a million dollars to feel like the richest person in the world!
One more thing if you are a teacher you will hate this book, because he rants on and on about the quality of education. Maybe he should focus on the fact that Teachers don't get to decide what or how they teach in today's society. But that is another soap box.
Maybe I am too much from Abnegation(see Divergent) but I like living a simple life. Do I wish that I could get paid more for what I do, yes(so sue me). I'm no longer going to complain about being an public employee, I love serving the 700 kids I get to see every week. I love my job sharing books and literature with them. I love seeing all the wonderful potential bursting from them. So what if I can't drive a fancy car or live in a fancy house. What this man might not understand is that not everyone needs a million dollars to feel like the richest person in the world!
One more thing if you are a teacher you will hate this book, because he rants on and on about the quality of education. Maybe he should focus on the fact that Teachers don't get to decide what or how they teach in today's society. But that is another soap box.
April 13, 2019
Financial literacy is important, but...
This is the second and last book I will read by Kiyosaki. I agree with him very much that most people are illiterate about personal finance and they don't understand the difference between assets and liabilities. Up until about five years ago I was financially illiterate. So in that regard, a reading one of his books is worth it.
But I'm sick of rich people and successful entrepreneurs looking down on people who work for a paycheck and don't spend their time figuring out how to amass wealth off the labor and consumption of other people.
Kiyosaki aquires rental properties and rents out to people who actually work for a living. But at the same time, his books put down the kind of working people he rents his properties to.
He like so many other rich people is obsessed with wealth accumulation. If he's so rich why does he constantly need to get richer? Why does he think everyone has to find ways to make money off other people?
This will be my last book I read by him because his advice is preachy and arrogant. We don't need a world based on greed and wealth accumulation. We need a world where people can work and have their basic needs met. Personal wealth should not depend on exploiting the labor and consumption of other people.
This is the second and last book I will read by Kiyosaki. I agree with him very much that most people are illiterate about personal finance and they don't understand the difference between assets and liabilities. Up until about five years ago I was financially illiterate. So in that regard, a reading one of his books is worth it.
But I'm sick of rich people and successful entrepreneurs looking down on people who work for a paycheck and don't spend their time figuring out how to amass wealth off the labor and consumption of other people.
Kiyosaki aquires rental properties and rents out to people who actually work for a living. But at the same time, his books put down the kind of working people he rents his properties to.
He like so many other rich people is obsessed with wealth accumulation. If he's so rich why does he constantly need to get richer? Why does he think everyone has to find ways to make money off other people?
This will be my last book I read by him because his advice is preachy and arrogant. We don't need a world based on greed and wealth accumulation. We need a world where people can work and have their basic needs met. Personal wealth should not depend on exploiting the labor and consumption of other people.
April 5, 2020
Este libro literalmente es una segunda oportunidad para todos aquellos que desean buscar claridad de como funciona el sistema financiero, como pueden crear independencia, y riqueza, crear una nueva fuente de ingreso que sea independiente de su esfuerzo personal.
El libro es un copilado de todo lo que Robert Kiyosaki enseña como educación financiera, y finanzas personales, así mismo, comparte estadísticas y proyecciones hacía donde se dirige el mundo ante el incremento de deuda publica, desmitifica la posibilidad de las pensiones en Estado Unidos, dado que el sistema es a favor de los grandes empresarios, y en contra de los contribuyentes, así mismo, como es puedes ser más inteligente en tus finanzas personales creando negocios, o siendo un inversionista y pagando menos impuestos.
Un gran libro, se los recomiendo a todos que quieran encontrar un resumen de todo lo mejor que Robert discute sobre finanzas.
El libro es un copilado de todo lo que Robert Kiyosaki enseña como educación financiera, y finanzas personales, así mismo, comparte estadísticas y proyecciones hacía donde se dirige el mundo ante el incremento de deuda publica, desmitifica la posibilidad de las pensiones en Estado Unidos, dado que el sistema es a favor de los grandes empresarios, y en contra de los contribuyentes, así mismo, como es puedes ser más inteligente en tus finanzas personales creando negocios, o siendo un inversionista y pagando menos impuestos.
Un gran libro, se los recomiendo a todos que quieran encontrar un resumen de todo lo mejor que Robert discute sobre finanzas.
April 3, 2024
This book is the first time I read Kiyosaki's work. I put it off at the 40 pages. Nothing's new but repetition of "you'll be rich if you did this and change your life".
I'm sick of hearing rich-people's advise to turn your only asset into some valuable things–by rent it or sell it to start your very first portfolio.
Did they know, if you got pennies from work, you just have it to live your life–nothing else to invest. If they would really care, people like us–always counting our retirement's deal in future.
The only thing that could help your financial literate is, keep thinking of future opportunity and make yourself have a seat for future jobs!
I'm sick of hearing rich-people's advise to turn your only asset into some valuable things–by rent it or sell it to start your very first portfolio.
Did they know, if you got pennies from work, you just have it to live your life–nothing else to invest. If they would really care, people like us–always counting our retirement's deal in future.
The only thing that could help your financial literate is, keep thinking of future opportunity and make yourself have a seat for future jobs!
October 17, 2019
Education is the difference.
It's my first Kiyosaki book, and I think it has everything he promises at the beginning and more. Is fantastic and easy to travel to the opposite side of things. Where the success stands, with this kind of guidance, anyone who believes and acts can reach their dreams and help other people to get their freedom. Education is the difference.
It's my first Kiyosaki book, and I think it has everything he promises at the beginning and more. Is fantastic and easy to travel to the opposite side of things. Where the success stands, with this kind of guidance, anyone who believes and acts can reach their dreams and help other people to get their freedom. Education is the difference.
September 23, 2025
Robert Kiyosaki’s Second Chance is more than just a personal finance guide—it’s a wake-up call for anyone feeling trapped by the traditional economic system. Building on the foundation laid by his iconic Rich Dad Poor Dad, Kiyosaki dives deeper into the flaws of our financial institutions and offers readers a roadmap to reclaim control over their financial future.
Core Themes
- Crisis as Opportunity: Kiyosaki argues that every crisis—economic, educational, or moral—presents both danger and opportunity. The key is learning to see what others miss and act accordingly.
- The Shift from Industrial to Information Age: He emphasizes that the rules of money have changed. Those who cling to outdated models (like working for a paycheck and saving in banks) risk falling behind.
- Asset Ownership Over Employment: The book challenges the conventional wisdom that a good job leads to wealth. Instead, Kiyosaki promotes entrepreneurship and investing in assets as the true path to financial freedom.
What Makes It Stand Out
- Real-Life Examples & Graphics: Kiyosaki uses historical data and visual aids to illustrate economic trends and their impact on personal wealth.
- Mentorship & Legacy: He shares insights from his mentor, R. Buckminster Fuller, and reflects on how past lessons can guide future decisions.
- Bold Critique of the System: The book doesn’t shy away from criticizing government policies, especially around student debt and inflation, which Kiyosaki sees as mechanisms that trap people in financial servitude.
Who Should Read It?
If you're a recent graduate, aspiring entrepreneur, or someone questioning the status quo, Second Chance offers both practical advice and a philosophical lens to rethink your financial strategy. It’s especially relevant for those navigating uncertain economic times and seeking a fresh start.
Core Themes
- Crisis as Opportunity: Kiyosaki argues that every crisis—economic, educational, or moral—presents both danger and opportunity. The key is learning to see what others miss and act accordingly.
- The Shift from Industrial to Information Age: He emphasizes that the rules of money have changed. Those who cling to outdated models (like working for a paycheck and saving in banks) risk falling behind.
- Asset Ownership Over Employment: The book challenges the conventional wisdom that a good job leads to wealth. Instead, Kiyosaki promotes entrepreneurship and investing in assets as the true path to financial freedom.
What Makes It Stand Out
- Real-Life Examples & Graphics: Kiyosaki uses historical data and visual aids to illustrate economic trends and their impact on personal wealth.
- Mentorship & Legacy: He shares insights from his mentor, R. Buckminster Fuller, and reflects on how past lessons can guide future decisions.
- Bold Critique of the System: The book doesn’t shy away from criticizing government policies, especially around student debt and inflation, which Kiyosaki sees as mechanisms that trap people in financial servitude.
Who Should Read It?
If you're a recent graduate, aspiring entrepreneur, or someone questioning the status quo, Second Chance offers both practical advice and a philosophical lens to rethink your financial strategy. It’s especially relevant for those navigating uncertain economic times and seeking a fresh start.
July 1, 2019
I'm a huge fan of Kiyosaki's first three books. However, everything after that is just recycled material. Every 2 years or so, he pumps out a new book with basically the same content as his old books. I knew this beforehand because I've read six of his books so far. Nevertheless, I gave this book a shot and it was totally disappointing. A simple concept that could've been explained in 1-2 chapters got painfully extended into 400 pages! By the time I was at page 100, I noticed that I was walking (or reading in this case) in circles! It was the same topic: inflation, stock market crash, gov't is evil etc over and over again! It reached the point where the book was annoying to even look at!
If you want to gain basic knowledge about finance. Please read: Rich Dad Poor Dad, Cashflow Quadrant and Guide to Investing. Everything after that is honestly garbage and just a money grab for Kiyosaki.
PS. you'll notice that his background story is different in this book compared to his older ones. It's not surprising because he made the whole thing up. It's hypocritical that he flaunts about how "moral" he is in this book, yet straight up lies about his life's story.
If you want to gain basic knowledge about finance. Please read: Rich Dad Poor Dad, Cashflow Quadrant and Guide to Investing. Everything after that is honestly garbage and just a money grab for Kiyosaki.
PS. you'll notice that his background story is different in this book compared to his older ones. It's not surprising because he made the whole thing up. It's hypocritical that he flaunts about how "moral" he is in this book, yet straight up lies about his life's story.
January 16, 2017
I read this book at a recommendation from a young man I had an interesting conversation about economic equality with. I found the book to be a rambling, repetitive mess. It would have benefited greatly from an editor. Much of the talk about the economy was either wrong or misleading. It couldn't decide whether it was a self-help book, a pop heterodox economics tract, an autobiography, or something else entirely. It worked heavily on the assumption of the reader being familiar with the author's previous works.
That said, it was a very quick and easy read (inhaled mostly over one otherwise nice weekend), partially because it contained no challenging ideas, but also because despite the rambling unstructured way, the author manages to keep the text readable. It also contained many good references, in particular to the works of R. Buckminster Fuller, which are a nice basis for conversation, even when wildly acontextual.
That said, it was a very quick and easy read (inhaled mostly over one otherwise nice weekend), partially because it contained no challenging ideas, but also because despite the rambling unstructured way, the author manages to keep the text readable. It also contained many good references, in particular to the works of R. Buckminster Fuller, which are a nice basis for conversation, even when wildly acontextual.
January 27, 2018
Entre lineas y buscando mucho en las obras del autor se pueden encontrar asuntos y vivencias interesantes, desgraciadamente es tan redundante y superficial que termina por ahogar los buenos argumentos que se comenzaban a construir. A pesar de esta opinión me parece que este libro tiene un mayor valor que los otros que he leído, "Padre Rico...", "El cuadrante del...".
Tiene errores técnicos e históricos, evita comprometerse en lo más profundo de lo humano, evidentemente porque la cultura sentimentalista y relativista, mucho más dogmática de lo que el mismo autor desea evitar, no compraría sus libros. La información sobre el mercado de dinero y las finanzas desgraciadamente cuentan con muchos errores muy básicos, me parece que tan básicos que podrían usar estos recursos para auto justificar la ideología en la que se sumerge casi todo el libro.
Es un buen intento por apoyar a las personas para que arriesguen y conozcan nuevos horizontes, desgraciadamente al tomar en cuenta solo los motivos extrínsecos y utilitarios, más que acercarse a la realidad se aleja, tanto a nivel humano como en lo empresarial, independientemente del posible éxito que tenga el autor o sus seguidores.
Tiene errores técnicos e históricos, evita comprometerse en lo más profundo de lo humano, evidentemente porque la cultura sentimentalista y relativista, mucho más dogmática de lo que el mismo autor desea evitar, no compraría sus libros. La información sobre el mercado de dinero y las finanzas desgraciadamente cuentan con muchos errores muy básicos, me parece que tan básicos que podrían usar estos recursos para auto justificar la ideología en la que se sumerge casi todo el libro.
Es un buen intento por apoyar a las personas para que arriesguen y conozcan nuevos horizontes, desgraciadamente al tomar en cuenta solo los motivos extrínsecos y utilitarios, más que acercarse a la realidad se aleja, tanto a nivel humano como en lo empresarial, independientemente del posible éxito que tenga el autor o sus seguidores.
March 18, 2017
This book contains every major economic crisis that happened around the world. Not only did he exploited the world of derivatives, but he also explains the each factors that involved in the Hamburger Crisis in 2007! I never knew that the Great Depression in 1929 took an effect for the next 25 years! The unemployment rate included only the ones who are still looking for work, so the real numbers might be larger for 2x or even 3x! The concept of "Hot Money" which flows from Japan (1991), Asian Tigers (1997), Subprime (2007), and the Mediterranean countries (2010)! Today money does not make the world go round, but debt is. It has everything all linked together from mentally, emotionally, physically, and most important Spiritually!
January 15, 2021
Another work by Robert Kiyosaki,bestseller author of Rich Dad Poor Dad.He again challenges the old ideas about money and financial with this book.
This books consists of three parts
-The Past ; which is how we got into this financial crisis and what to learn from the past.
-The Present ; reader will learn from the past,have the opportunity to make new decisions from the present,for a better future.
-The Future ; learn how to guide yourself through the crises,which is the main point of this book.
Easy to understand and well written.This book is about what you can do as your second chance not only in financial aspects but also in your life.
This books consists of three parts
-The Past ; which is how we got into this financial crisis and what to learn from the past.
-The Present ; reader will learn from the past,have the opportunity to make new decisions from the present,for a better future.
-The Future ; learn how to guide yourself through the crises,which is the main point of this book.
Easy to understand and well written.This book is about what you can do as your second chance not only in financial aspects but also in your life.
February 19, 2023
Intéressant mais très court et beaucoup de répétitions de ses précédents livres (Père riche, père pauvre et Rich Dad's Cashflow Quadrant: Rich Dad's Guide to Financial Freedom), je n'ai trouvé aucune idée véritablement nouvelle mais ce sont de bons rappels des idées clés qui ont fait connaître Robert Kiyosaki.
December 1, 2017
This was a very good book. I learned more for under $10 than I did paying over $55,00 for higher education. It's shameful and painful how much vital information is left out in traditional education. This book provides so much insight on how our government and banks work together to keep us right where we are. That's why so few people are rich. We haven't been taught the tricks and trades of the game. That's all the economy is. A big monopoly game. Even if we never become rich, we need to learn how to think like them in order to gain a second chance in life.
December 13, 2018
Eye opening, clear and informative. This book is written in a friendly language while treading dirty waters. If you want to understand things money related this book should be in your basket. It's easy to read and explains things in a simple language. If you weren't trained to look for money opportunities and don't understand how financial instutions work, some concepts will appear false to you at first. Stick with it and you'll understand things better. The book exposes a financial reality that is hidden and that's why it is a your gateway to the other side.
August 6, 2022
Raccomando la lettura dei libri di Kiyosaki a chi vuole dare una svolta alla gestione del proprio patrimonio per uscire dalla situazione di schiavitù finanziaria, come la.definisce lui stesso.
In questo libro l'autore ribadisce e approfondisce alcuni dei concetti espressi nel bestseller "Padre ricco, Padre povero" che ritengo una lettura propedeutica a questa.
Ricco di citazioni e di esempi, il libro è incentrato su quella che secondo lui sarà la prossima grande crisi, quella valutaria.
Questo libro è un tassello importante nella costruzione della propria cultura finanziaria.
In questo libro l'autore ribadisce e approfondisce alcuni dei concetti espressi nel bestseller "Padre ricco, Padre povero" che ritengo una lettura propedeutica a questa.
Ricco di citazioni e di esempi, il libro è incentrato su quella che secondo lui sarà la prossima grande crisi, quella valutaria.
Questo libro è un tassello importante nella costruzione della propria cultura finanziaria.
January 1, 2024
Even though the book is written 20 years ago, It covers the most important principles of Money Mastering. Beware that the book has no advice for investing in cryptocurrency because the acceptance of this crypto investment was not popular those times event though Robert Kiyosaki is a fan of this market in 2024.
I could be more appreciated if the book could explain key financial words like Depreciation and Appreciation more.
Thanks again of Robert Kiyosaki and Rich Dad Family for sharing such a great book.
I could be more appreciated if the book could explain key financial words like Depreciation and Appreciation more.
Thanks again of Robert Kiyosaki and Rich Dad Family for sharing such a great book.
January 18, 2026
It's rare for me to read this kind of book. I think this is my first experience with this type of genre. Although it was quite difficult for me to finish - I have to seek help to understand the content better - but surprisingly I quite enjoyed it. This was an interestingly new reading experience.
A note to self, though. To take everything in this book as it is would be a mistake. So I took what I think suited me best - with my surroundings and environmental situations as considerations - and leave the rest as extra knowledge to enrich my mind.
A note to self, though. To take everything in this book as it is would be a mistake. So I took what I think suited me best - with my surroundings and environmental situations as considerations - and leave the rest as extra knowledge to enrich my mind.
February 24, 2017
This is a great motivational book. It references Buckminster Fuller A LOT! The best concepts I took away were analyzing the future. Kiyosaki's concepts of buying assets, not liabilities aren't new to me but the analysis of the currency exchange crashes and need for risk identification and mitigation were good. The book did not teach you how to do it but rather pointed out the need for it. Step one is identifying the need. Step 2 (left up to the reader) is to figure out how to do it.
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