The novel is set in a future where risk assessment and management have become central to society. In this world, the insurance industry has evolved to a point where predicting and mitigating risks is not just a matter of financial security but also a matter of personal and societal control.
The protagonist, typically involved in the insurance industry or a related field, is confronted with a revolutionary new technology or system that promises to change the way risks are evaluated and managed. This technology or system could range from advanced predictive analytics to a new form of insurance policy that radically alters the concept of risk.
As the protagonist engages with this new development, they encounter various challenges, including ethical dilemmas, resistance from those affected by the changes, and the broader implications for society. The novel explores how this new approach to risk management impacts individuals, organizations, and the social fabric of the future.