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The Penniless Lords #1

Marriage Made in Money

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To have and to hold…

After her first disastrous marriage, wealthy heiress Amethyst Cameron swore she'd never take a husband again. Yet her beloved father's deepest wish is for her to wed an aristocrat to protect her life and reputation.

Until the debts are paid!

Lord Montcliffe must marry into money to save his debt-ridden estate, but he doesn't have to like it—or his bewitching future bride. So he's stunned by the feelings stirred up by one scorching kiss! But when Daniel uncovers the truth, can he accept the real Amethyst and help to banish the ghost of her past forever?

The Penniless Lords

In want of a wealthy wife

288 pages, Mass Market Paperback

First published December 16, 2014

16 people are currently reading
147 people want to read

About the author

Sophia James

175 books126 followers
Georgette Heyer novels formed Sophia James' reading tastes as a teenager, but her writing life only started when she was given a pile of Mills & Boons to read after she had had her wisdom teeth extracted! Filled with strong painkillers, she imagined that she could pen one, too. Many drafts later, Sophia thinks she has the perfect job writing for Harlequin Historical, as well as taking art tours to Europe with her husband, who is a painter.

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Displaying 1 - 30 of 35 reviews
Profile Image for Janet.
650 reviews12 followers
December 30, 2014
I received a review copy of Marriage Made in Money from netgalley--I reviewed it at Heroes and Heartbreakers. The review is quite long, here's a link: http://www.heroesandheartbreakers.com...

It is a truth universally acknowledged that a noble earl in possession of a crumbling patrimony is in need of a wealthy heiress...so step right up, ladies! No worries if you’re from the made-a-fortune-in-trade side of the street because needs must when the devil drives. Apologies to Jane Austen and William Shakespeare for parodying their famous words but they very neatly sum up the premise of Sophia James’s new Penniless Lords series.

It’s impossible to not think of Mary Balogh’s unforgettable A Christmas Promise while reading Marriage Made in Money; there are many similarities. The heroine’s father is in trade and he trades his money, apparently, to gain his daughter entrée into the aristocratic world. The penniless earl inherited rather than created his onerous debts.

But despite those similarities, there are significant differences. Amethyst is not attractive at first glance; she seems to be the quintessential dowdy spinster. But Amethyst is more than her appearance. Her interests and passions actually dovetail with Daniel’s, if only he knew. After his days in the army ended in injury, Daniel wants more than anything to raise horses on his country estate, the place where he is happiest. Amethyst is soothed, when agitated, by riding.

If she had been at Dunstan, she would have saddled up one of the horses and raced towards the far hills behind the house. Here in London the moon was high and full, tugging at her patience, stretching the limit of her city manners, making her feel housebound and edgy.

It is illuminating to see the example of the very happy marriage between Amethyst’s father and her deceased mother being referenced frequently. As her father says to Amethyst,

She said that a partner with an alert and interested mind is worth much more than one of little thought or originality. Besides, we have accrued enough money to lure even the loftiest of the lords of the ton.

Amethyst’s first marriage to the bounder Gerald Whitely was an unmitigated disaster. It is no wonder that a second marriage does not appeal to her. On the other hand, her beloved father is very sick. She wants to relieve his worries about her future. Back and forth goes her troubled mind.

Failure. It ate at certainty like a large rat at a wedding feast. Once she had chosen so unwisely she felt at a loss to ever allow herself such a mandate again. Perhaps that was a part of the reason she did not rally against her father’s arguments.

In Daniel’s past is a woman he loved deeply, who left him for an older, richer partner. She’s a widow now, looking to reconnect, after “a whole year of dark clothes and joylessness has left me numb. I want to be normal again.” But betrayal and inconstancy is not easily forgotten, even though, in the face of her tempting proposition, Daniel is only human . . . to a point.

The maleness in him rose like a sail in the wind, full of promise and direction, but he had been down this pathway once before and the wreck of memory was potent. He made himself stand still.

Reluctantly, one to save his family, his estates, and his dependents, the other to make a sick parent happy, the two become engaged. Amethyst thinks Daniel is the “most beautiful man she had even had the pleasure of looking upon” but such male splendor puts paid to the lie that there is any love between them. She doesn’t realize that he’s still recovering from grievous wounds he received in battle. Because of a dreadful carriage accident and a lingering physical recovery, Amethyst is a shadow of the vibrant woman she once was and her fiancé’s distinguished “looks would crucify her, for nobody would believe that he might have freely chosen her as his bride.”

It’s not easy for either Amethyst or Daniel—both of them feel forced into their betrothal. Daniel even accuses Amethyst of being a martyr, much to her displeasure.

A flash of anger came into her eyes, lighting the brown to a clear and brittle velvet. He was surprised by such a quick change. Not quite the demure woman he had imagined, after all. “I think you forget, my lord, that I am as much a martyr to my family as you are to yours.”

The surprise quotient gets bigger as Amethyst proceeds to hammer out an eighteenth century version of a pre-nuptial agreement. It’s not the twenty-first century intruding, rather Amethyst’s pragmatic and realistic view of her upcoming nuptials. She tells Daniel flatly, “You would never have chosen me without the enticement of great wealth and I accept that, but I do want civility and fairness.” Amethyst doesn’t ask for passion or intimacy but Daniel kisses her, pointing out that not every aspect of a marriage can be safely regulated.

His kiss was not gentle or tentative or kind. It was raw and masculine with an edge of anger demanding response. It was deep and unexpected, his tongue finding hers as the angle of the kiss changed, slanting on to another plane, splayed palms guiding her in, the sound of breath, the dissolution of the world around them, the focus of heat and want and need.

With such incipient passion bubbling up to the surface, with so many interests in common, it’s clear that once all the obstacles between them are cleared away, a rewarding, intimate life awaits them. What is unusual in Marriage Made in Money is the importance of friends and family to the newly created couple. Amethyst’s love for her father goes beyond duty; she fights down her fear of re-marriage to allay her father’s fear that he will die and leave his only child unprotected and alone. Daniel’s aristocratic comrades are also recovering from war, hovering on the verge of poverty, but their meager financial resources don’t impair their ability to be at their friend’s side, offering counsel and abiding friendship.

It will be a pleasure to watch Daniel’s fellow Penniless Lords find brides and solvency … and abiding loves of their own.

Profile Image for Sonya Heaney.
800 reviews
November 25, 2014
Originally posted HERE .

I came SO CLOSE to not downloading the review copy of this one, and instead I took the plunge and enjoyed it enough that I’m ordering my own paperback copy. You see, I really dislike it when early 19th century heroines have creative names. Amethyst is crazy when you consider that Jane Austen’s world hosted an endless string of Marys and Janes.

Marriage Made in Money is set one year before the Regency era officially started, and this is definitely an overused few years in romance fiction. So that’s why I’m thrilled when I come across an author who can find something new to do.

I was completely sold on the heroine who comes from trade and faces plenty of snobbery because of it. I really enjoyed the scene when she arrived at her first ton ball. Rich she may have been, but she’d never experienced the upper echelons of society.

I also loved that both main characters had extremely troubled pasts, but neither played the woe is me card, and nobody was preoccupied with being “tortured”. I loved how their issues were revealed gradually. The only little niggle was how many times the hero noticed the heroine’s “dull hair” before she revealed to him it was a wig. It was a little overdone!

I LOVED that the romance took the entire book to develop, and that this truly was a marriage of convenience, with all of the problems a relationship like that brings.

As with most good reads, I couldn’t say too much without ruining the story, but I’ say: ignore the silly names and read this wonderful book.


Review copy provided by NetGalley.
Profile Image for Gail.
Author 25 books216 followers
October 5, 2017
Quite a good story, made mostly of small moments. The heroine's father is I'll, and he wants her settled before his heart trouble takes him off. He picks out an earl who catches his daughter's eye outside the horse auction and who later comes to help him against a gand of toughs in the protection racket. The hero earl is on the verge of bankruptcy because of his brother and father's neglect, so Dad knows just how to get him all wrapped up. There are some complications, the heroine had a bad first marriage and took her maiden name back after he died, so that secret comes out. Plus, they didn't understand things like PTSD back then (she was in a carriage wreck) (We still don't understand it very well.) Anyway, they gradually work things out between them and discover that they are good people, suited for each other. I liked this one a lot.
Profile Image for Z.
101 reviews42 followers
November 28, 2014
This was so much more than a traditional Regency, and as a librarian I'd gladly recommend this author to readers. Both heroine and hero have lost any illusions they may once have had about marriage alliances within their social class, but neither is so cynical that they are difficult to relate to. The treatment of disability was empathetic, thoughtful, and intelligent, as was the author's handling of bereavement and grief. Leaving the characters in the final chapter felt sad, despite the satisfying ending; it would be nice to read about them in related works by this author. Highly recommended.
359 reviews
February 1, 2018
A sweet read, and it is nice to read story where the hero needs to marry the heroine for money, when it is usually the opposite in historical romances. I only have a couple of criticisms. I was frustrated with the hero when he learns of his intended's first husband and her subsequente panic attack. He just has nothing to do with her for weeks, which didn't make sense, even if he no longer wished to marry her you'd think he would want to speak to her and get an explanation of her actions. Also the confession of love from the heroine felted rushed, it didn't feel earned. I wish a little more time had been spent on showing the couple getting to know one another before they fell in love.
Profile Image for Melania Ramona.
613 reviews24 followers
January 10, 2020
3.5 stars. The characters are interesting and the premise is one of my favourite tropes. I' m almost sorry to give it a 3 stars rating, but, as I was reading, many times I had the feeling that some parts are missing, some paragraphs, the story simply didn't "flow". Maybe this style was intentional, I don't know, but it diminished the story for me. Still, I really liked the characters, especially the heroine.
I feel the need to mention I have read other books by this author and liked them a lot. The second one in this series is my favourite, so far.
545 reviews1 follower
February 7, 2019
An impoverished Earl is forced to marry a rich merchant‘s daughter. She has a past she wants to keep a secret but part of her secret is revealed at a ball by the Earl‘s ex-lover. As expected the Earl distanced himsel from her. From there the story takes unsurprising twists until they both do get married with their HEA. I found the heroine’s and her father’s motivation to marry the Earl somewhat not credible. I intend to read the other books of this series.
Profile Image for HistoricalHussy.
392 reviews3 followers
March 19, 2023
A whole lot of nothing.
Plot threads and secondary characters not used to their full potential, anticlimactic overall, not much depth or romance (the H/h loving each other feels like it’s conjured out of thin air).
Profile Image for senior reporter.
96 reviews4 followers
December 21, 2017
This is a adult book. Its a historical book. Its about a lord who must have money to his house. He must married miss cameron. I like this book alot: I read it fore a while ago Its was in november.
Profile Image for Elgyn.
3,113 reviews39 followers
August 14, 2017
s. 68 chodil spár brzy
s. 261 Třeba díky Juliině péče vyvrátí
ji/jí - s. 15
91 reviews1 follower
December 15, 2019
Muhe armastuslugu ajast, mil lahutusse suhtuti kui häbiväärsesse läbikukkumisse. Vahelduseks päris tore lugemine.
400 reviews
Want to read
August 31, 2025
Audible „Earl sucht reiche Erbin fürs Leben“; Janet (nicht abonnierbar) lobt Buch; OLT hält Autorin für grundsätzlich gut, aber sie hat eine Panikattacke und er distanziert sich
Profile Image for Lisa.
94 reviews3 followers
May 5, 2019
Just ordered this on line and when I received it realized I'd already read it. It was not one of Sophia James' best but still an intriguing story. Shopia James is a very gifted writer.
Profile Image for Valerie.
220 reviews3 followers
June 3, 2016
great regency novel. characters are well developed and interesting, with minor characters embellished enough to make them stand out and interest a reader in a continuation of story.

Potential spoilers to follow:

Wasn't exactly sure why her first husband, since he was dead, would be such a shame upon her character - some of the more disapproving characters in the novel acted like she was still married/husband still living and she was carrying on, trying to commit bigamy. Her betrothed's reaction was puzzling as well, since she had down all this research on his family and situation but he took her proposition and did no background checks on her or her father? A quick inquiry would have discovered her previous marriage and that her former husband was a bully.
Nor did he stop to wonder why a very wealthy woman who's father obviously would do anything to make her happy again had not found a husband? Since this book hinted at a plethora of money-poor titled potential husbands, it is strange that even though she showed no interest that there were no suitors.

Still, I felt deeply for her fear over losing her father, and the pain that her past caused. The wedding was particularly well written and I had tears in my eyes reading about the way she looked and her feelings on that day.

4.5/5 stars if possible, 8/10
Good regency romance, great character development, deep emotional connection with the characters.
will pick up more books by the author and hope to see a continuation of the story with the younger sisters and friends of the main characters.
This entire review has been hidden because of spoilers.
Profile Image for Ellen Parker.
Author 10 books18 followers
March 11, 2015
Her father works in TRADE!
When Amethyst Cameron learns the extent of her father’s illness, she agrees to his plan for her future. It begins with a pair of matched horses and a proposition. Will the recipient of the gift do the honorable thing? Amethyst struggles with the decision, for it’s not the life she planned as a widow.
The Earl of Montcliffe needs money. His late father and older brother accumulated a fortune in debts, more than a soldier returning from the Peninsular Wars has means to obtain. But Daniel refuses to consider marrying a woman from his own past. He knows her ability to deceive.
Faced with creditors and their close deadlines, Daniel accepts the offer from the Camerons. It will be a marriage of convenience. He furnishes protection. She provides money. It’s a simple business deal – until he kisses her.
This Regency Romance contains little of the society entertainments and confining class rules. It deals more with the physical and emotional wounds of Amethyst and Daniel. It’s a very personal journey of the couple and I liked the intersection of earned fortune and inherited lands.

Profile Image for Farrah.
1,248 reviews210 followers
October 25, 2014
Marriage Made in Money was an enjoyable historical romance. It was a sweet read and I quite liked it.

Amethyst was a lovely heroine. Strong enough to survive everything life through at her and thrive anyway. Daniel was was sweet and valued the happiness of his loved ones more than anything. I thought both were great characters.

The romance was good. Amethyst and Daniel were sweet together. And, for those who want to know, this was a fairly clean romance.

The plot was okay. For some reason, I never felt fully engaged with the story. I don't have a particular reason for it, but I was never able to get totally drawn in. However, I still did like the story and I thought the ending was sweet.

Marriage Made in Money was a nice historical romance. Though not particularly amazing, it was a good read. Romance lovers, you might want to check this book out.

*I received a complimentary copy from the publisher in exchange for an honest review
Profile Image for Kay.
652 reviews1 follower
July 16, 2015
I was torn about how to rate this historical romance. On the one hand, I thought it clunkily written and the protagonists, especially the unloving, judgmental hero, not terribly sympathetic. On the other hand, I liked that there was a kind of honesty to their characters: why should two people making a marriage of convenience, quixotic on the heroine's part since she thinks she loves Daniel, find everything rainbows and roses? It's just that the whole thing never quite came together: definitely a case of some parts were good, but not overall. If you'd like to read a more extensive and articulate review, I direct you to the link:

http://missbatesreadsromance.com/2015...

I received an e-ARC of MARRIAGE MADE IN MONEY from Harlequin Books, via Netgalley.
Profile Image for Kelly.
666 reviews27 followers
January 4, 2015
This book is an enjoyable enough read, but it seemed to lack direction, and I wanted more closure from the ending. (Seriously, what ends up happening with Daniel's sisters? Are they OK? What about his awful mother? What about Amethyst's late husband's death? Why bring it up at the end -- the question of who killed him -- if it's not going to be resolved?) That said, I loved all the nursing scenes (horse and man both) and the heroine's badassery. With a little more focus, this story and its characters could be amazing.
Profile Image for April.
1,850 reviews76 followers
January 16, 2015
WOW! What an intriguing tale of secrets, suicide, spousal abuse, learning to trust again, romance, danger and yes, passion. I could not put this title down. The characters are lovable, enduring and realistic. The storyline, while parts are familiar, such as penniless Lords, other parts are unique and fascinating. Well written, fast paced and intriguing. A wonderful read. A must read!

*Received for an honest review from the publisher and Net Galley*

Rating: 4.5
Heat rating: Mild
Reviewed by: AprilR, courtesy of My Book Addiction and More
Profile Image for Harlequin Books.
18.4k reviews2,804 followers
Read
January 12, 2016
"In the first book of her new series, The Penniless Lords, James creates intriguing characters in Amethyst Cameron and Daniel Wylde, whom readers cannot help but cheer on. A traditional plotline engages readers and the emotional intensity adds to the enjoyment" (RT Book Reviews, 4 stars).

Miniseries: The Penniless Lords
Profile Image for Cate Ellink.
246 reviews8 followers
January 2, 2015
I enjoyed this story. Amethyst, again, is an unlikely heroine being from trade not money, but she is entirely likeable with her directness, honesty and loyalty. Daniel is more soldier than member of the ton, and that's what makes this story work. A nice slow realisation of love.
Profile Image for Meghan.
85 reviews19 followers
June 15, 2015
I picked this up from the library after reading the review on Heroes and Heartbreakers. It was an enjoyable fast read for me. I don't typically read either Georgians or Harlequin Historicals, and I was surprised at how much I did enjoy it. I'll definitely finish this series.
Profile Image for Crystal.
288 reviews1 follower
January 23, 2016
I really enjoyed this book! I would of given it five stars but I felt the middle of the book dragged on. I wanted to skip paragraphs to get to the action but the writing was just to good to skip. I delighted by all the characters in this book.
1,343 reviews
March 6, 2016
This was an interesting book initially but had too many twists and turns. The hero and heroine were both wounded one in the war and the other by an abusive husband. There were parts which were very nice and then it seemed to move away from the main story. It was a good read.
Profile Image for Deirdre.
2,030 reviews82 followers
September 7, 2016
Amethyst Cameron had a disastrous first marriage and now she has a chance for another marriage with Lord Montcliffe, he needs money and she has it but it's not an easy ride or easy for the two of them having issues needing to be resolved.
11 reviews
January 25, 2017
Wonderful and sweet

A story filled with initial misgivings, angst, self doubt, wounds and the gentle discovery of each other. Thoroughly enjoyed this story, which ends with passion.
2,237 reviews3 followers
August 13, 2015
Ebook

A story of English class, lords and trade and how they weren't to mix. But the aristocracy didn't have money, so marriages become possible, this one resulted in love!
Displaying 1 - 30 of 35 reviews

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