Every week I receive an email from Kiana Danial – or rather one of her team – with an analysis of four or five US stocks. The analysis is carried out by one of her team using the IDDA investment appraisal system that she sets out in this book. Compared to other sources of market intel, Kiana’s team offer a thorough, rational and thoughtful assessment of each stock and they stress that the reader should carry out additional analysis and consider their own circumstances and intentions before making any investment decisions. That is a responsible way to go about offering financial advice. However, this book offers a lot more than advice on making money from the markets. Kiana presents triple compounding as a way of using yourself (with all your life experience and skills) to build a business and a way of life that generates large amounts of wealth, giving you and your loved ones security, freedom and self-fulfilment. She does this in a systematic way with lots of sensible advice and examples from her own life – where she went wrong and where she finally got it right. It’s an exhilarating ride that will appeal to many readers, especially if you like seeing a woman succeeding in a patriarchal world. Kiana shows you how to move from a 9-to-5 job to adding a side hustle to creating a business that generates large amounts of secure revenue that can then be invested in stocks, options, crypto, property etc. The sky’s the limit. I’m sure Kiana would recommend that readers adopt the whole package, including attending one of her training sessions. However, the value of this book is that you can get a lot from it without spending another penny on Kiana’s Invest Diva brand. Her approach to investment decisions and technical analysis are sound and the chapters on these topics offer great introductory material. Regarding building your business, her tips on hiring human assistants to do the drudge work or using AI to automate processes are helpful but this kind of information is widely available in more detail elsewhere. The book also includes advice on insurance and tax planning. They are aimed at American readers but they are a useful reminder that wherever you live you need to think about how you protect, not just your possessions, but your ability to work and earn; and you need to think about the fairest way to pay your dues, including dues that could benefit you in the future, such as a state pension or health care. Moreover, Kiana wouldn’t be following her own system if she didn’t use this book as a vehicle for promoting her own business. This ranges from free investment advice by email to weekend training courses at US$997 a pop to more exclusive mentoring programmes at US$50,000 and US$350,0000 per year. These programmes offer participants the skills and advice needed to build multi-million-dollar businesses and are promoted as “investing in yourself”. Kiana points out that she herself has paid similar sums for mentoring from wealthy gurus. I bought this book specifically for Kiana’s advice on trading and investing in the markets and if that’s what you’re looking for, this book is well worth your time and money. If you want Kiana to help you build a business and a lifestyle, this book is also great value and it might inspire you to sign up for one of her programmes. Or not – it’s entirely up to you. While the practical advice on business strategies and investment decisions is useful, some of the most inspiring sections are about controlling your emotions and creating a mindset that welcomes successful action.
Avoid this overhyped rehash of basic finance 101 I picked up Triple Compounding For Dummies expecting some fresh insights into wealth-building, especially with all the marketing buzz about this “most powerful wealth-building concept you’ve never heard of.” What a letdown. This has to be one of the dumbest, most disappointing finance books I’ve ever wasted time on.
The so-called “triple compounding” is nothing more than a fancy rebranding of age-old ideas: regular compounding interest on investments, reinvesting dividends or income, and some vague motivational talk about “compounding your personal growth” or “continuity” (basically, build good habits and keep going). There’s zero “secret sauce”—it’s just compound interest dressed up with a new name to sound revolutionary. If you’ve read anything from Warren Buffett, John Bogle, or even Rich Dad Poor Dad, you’ve already heard all this a hundred times, explained better and without the fluff.
The book is padded with beginner-level explanations (what is a stock? what is diversification?), repetitive anecdotes, and constant self-promotion for the author’s Invest Diva courses and premium memberships. It feels like a 300+ page sales funnel rather than genuine advice. The “real-world examples” are generic and uninspiring, and the practical steps are obvious stuff like “automate your savings” or “increase your income.”
For true dummies in finance, maybe it’s mildly useful as a very gentle intro—but even then, there are far better For Dummies books on investing that don’t pretend to invent the wheel. Save your money and time: just buy a low-cost index fund, let actual compounding do its thing over decades, and skip this gimmicky nonsense. Total regret.