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Money Doesn't Grow on Trees: The Friendliest Guide to Personal Finance
Money Doesn’t Grow on Trees is the personal finance book that finally gets you.
No jargon, no condescension—just practical personal finance wrapped in stories, pop culture references, and the occasional meme.
Money shouldn’t be a source of stress and personal finance shouldn’t feel like a second job. Whether it’s budgets, bank accounts, taxes, investing, or insurance, this book breaks it all down in the context of your life.
We’re tackling everything—from Instagram-fueled spending habits, to negotiating pay checks, to bad money decisions in relationships, to planning for kids, and even plotting a great escape from the 9-to-5. Plus, there are expert insights and real-life anecdotes that make all those 'big, scary' financial concepts feel like things you can understand, and—dare we say—enjoy.
By the end of this book, you won’t just know how money works—you’ll know how to make it work for you.
No jargon, no condescension—just practical personal finance wrapped in stories, pop culture references, and the occasional meme.
Money shouldn’t be a source of stress and personal finance shouldn’t feel like a second job. Whether it’s budgets, bank accounts, taxes, investing, or insurance, this book breaks it all down in the context of your life.
We’re tackling everything—from Instagram-fueled spending habits, to negotiating pay checks, to bad money decisions in relationships, to planning for kids, and even plotting a great escape from the 9-to-5. Plus, there are expert insights and real-life anecdotes that make all those 'big, scary' financial concepts feel like things you can understand, and—dare we say—enjoy.
By the end of this book, you won’t just know how money works—you’ll know how to make it work for you.
- GenresNonfiction
Kindle Edition
Published May 12, 2025
18 people are currently reading
61 people want to read
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Displaying 1 - 9 of 9 reviews
May 21, 2025
A much needed book to educate ourselves regarding our finances, savings and spending habits.
I hope students start reading such books which would give them a real picture of how it is when it comes to money and spending before they start earning.
I am really happy that the author doesn’t use unexplained jargons and technical terms which would have made such books quite difficult to read for all ages.
Totally recommended and yes, such books need to read and reread.
I hope students start reading such books which would give them a real picture of how it is when it comes to money and spending before they start earning.
I am really happy that the author doesn’t use unexplained jargons and technical terms which would have made such books quite difficult to read for all ages.
Totally recommended and yes, such books need to read and reread.
May 28, 2025
If you are an Indian, you will be teach in school everything apart from how to Handle money.
While the academics focus on training and making you a skillful person so you can earn enough money to sustain you! No-one actually teaches you how to manage Money?
I have read few books regarding money but all of them are very high fundu non partical books.
White i got the review copy of the book, Money Doesn't Grow on Trees i thought it will be the same as others, but I was wrong!
The best part of the book is,
It's simple
It's understands mindsets of Indians
It's written in a way that even a simple person who has nothing to do with financ degree can understand.
The books not just talk about money, but the attachment we have with it, how to use money to secure your future, how to avoid mistakes we usually make while managing person finance and how we think use and spend money in our day to day life.
Many of the topics are so simple yet you will find them so insightful that you will be shocked!
The book talks about how insurence works, how to chose the right insurance without making it complex.
It talks about how to fare in the corporate world when you are joining your first job.
It takes about incomtax, and this is my favourite part because no one every talked about it when I was young and first started working. This book! It makes is so simple that anyone can understand it and use the knowledge to take right decisions.
Also it gives brief and descriptive details about investment, how to chose which instrument is good for you how to invest and how to invest smartly.
And most importantly it includes the part about debts and loans! In today's world where BNPL is everywhere, when creditcard are distributed as candies to adults and lonas are given and taken so easily. The book let's you show the dark side of living in debt, how we get bounded by using credit cards carelessly how our spending habits are changed and we are taking stupid financial decisions.
According to me this can be a guide for young people who are stepping into financial world whithout having any idea what to do. This book is simple even a 10th grade student can understand it and learn a lot from it.
Although it's a very basic guide regarding managing, saving investing money I hope author will not Stop here and write more books with more in-depth knowledge.
My rating for the book is fantastic ⭐⭐⭐⭐
While the academics focus on training and making you a skillful person so you can earn enough money to sustain you! No-one actually teaches you how to manage Money?
I have read few books regarding money but all of them are very high fundu non partical books.
White i got the review copy of the book, Money Doesn't Grow on Trees i thought it will be the same as others, but I was wrong!
The best part of the book is,
It's simple
It's understands mindsets of Indians
It's written in a way that even a simple person who has nothing to do with financ degree can understand.
The books not just talk about money, but the attachment we have with it, how to use money to secure your future, how to avoid mistakes we usually make while managing person finance and how we think use and spend money in our day to day life.
Many of the topics are so simple yet you will find them so insightful that you will be shocked!
The book talks about how insurence works, how to chose the right insurance without making it complex.
It talks about how to fare in the corporate world when you are joining your first job.
It takes about incomtax, and this is my favourite part because no one every talked about it when I was young and first started working. This book! It makes is so simple that anyone can understand it and use the knowledge to take right decisions.
Also it gives brief and descriptive details about investment, how to chose which instrument is good for you how to invest and how to invest smartly.
And most importantly it includes the part about debts and loans! In today's world where BNPL is everywhere, when creditcard are distributed as candies to adults and lonas are given and taken so easily. The book let's you show the dark side of living in debt, how we get bounded by using credit cards carelessly how our spending habits are changed and we are taking stupid financial decisions.
According to me this can be a guide for young people who are stepping into financial world whithout having any idea what to do. This book is simple even a 10th grade student can understand it and learn a lot from it.
Although it's a very basic guide regarding managing, saving investing money I hope author will not Stop here and write more books with more in-depth knowledge.
My rating for the book is fantastic ⭐⭐⭐⭐
May 21, 2025
I’ve never been great at salary negotiations and major savings. The aftermath of one phone call made me ask myself: how do I know so little about something so common?
I'm no spendthrift, but I do enjoy booking tickets. Live shows or travel? Well...yes. Do I like adding to my online cart? Also, yes. That’s exactly why I needed a bit of help. A little structure. A self-help finance book that wouldn’t talk down to me, but instead talks to me about building better money habits.
The writing is easy to follow. But what makes this book on managing personal finance interesting is its structure and writing style. I liked so many headlines and lines but here are two for your reference:
Don't buy a circus for the monkey
Ride the chariot of financial freedom
From your first salary and freelancing gigs to corporate investments, government schemes, cryptocurrency, tax regimes, and more—each topic is tackled in a way that’s practical and approachable.
She also uses personal experience to explain her point. From starting a joint account with your partner, financial independence for women to planning your finances with kids in the picture, up to retirement - I was surprised by the range she adopted.
I thought this book would only cover dumbed-down jargon. I was gravely mistaken. It’s a refreshing take on finance books—less jargon, more real talk. If you're new to money management or want a solid start with self-help finance, this is a great place to begin.
If it's so enriching, why not 5 stars?
Apart from the chapters, there were two Q&As with experts. The responses were conversational and some action-oriented. But the questions were heavily worded, making it tough to track the author's train of thought. Even the interviewee ended up giving a vague answer to one question, missing the main point.
If I had to make a suggestion, I would recommend asking shorter questions. A longer list is alright if the question can be digested in one breath.
I'm no spendthrift, but I do enjoy booking tickets. Live shows or travel? Well...yes. Do I like adding to my online cart? Also, yes. That’s exactly why I needed a bit of help. A little structure. A self-help finance book that wouldn’t talk down to me, but instead talks to me about building better money habits.
The writing is easy to follow. But what makes this book on managing personal finance interesting is its structure and writing style. I liked so many headlines and lines but here are two for your reference:
Don't buy a circus for the monkey
Ride the chariot of financial freedom
From your first salary and freelancing gigs to corporate investments, government schemes, cryptocurrency, tax regimes, and more—each topic is tackled in a way that’s practical and approachable.
She also uses personal experience to explain her point. From starting a joint account with your partner, financial independence for women to planning your finances with kids in the picture, up to retirement - I was surprised by the range she adopted.
I thought this book would only cover dumbed-down jargon. I was gravely mistaken. It’s a refreshing take on finance books—less jargon, more real talk. If you're new to money management or want a solid start with self-help finance, this is a great place to begin.
If it's so enriching, why not 5 stars?
Apart from the chapters, there were two Q&As with experts. The responses were conversational and some action-oriented. But the questions were heavily worded, making it tough to track the author's train of thought. Even the interviewee ended up giving a vague answer to one question, missing the main point.
If I had to make a suggestion, I would recommend asking shorter questions. A longer list is alright if the question can be digested in one breath.
May 22, 2025
-Teaching Money to the World-
Review of 'Money Doesn't Grow On Trees'
Quote Alert
"𝐎𝐮𝐫 𝐫𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩 𝐰𝐢𝐭𝐡 𝐦𝐨𝐧𝐞𝐲 𝐢𝐬 𝐝𝐞𝐞𝐩𝐥𝐲 𝐞𝐧𝐭𝐫𝐞𝐧𝐜𝐡𝐞𝐝 𝐰𝐢𝐭𝐡 𝐨𝐮𝐫 𝐨𝐰𝐧 𝐩𝐞𝐫𝐬𝐨𝐧𝐚𝐥𝐢𝐭𝐢𝐞𝐬. 𝐓𝐡𝐞 𝐰𝐚𝐲 𝐰𝐞 𝐡𝐚𝐧𝐝𝐥𝐞 𝐦𝐨𝐧𝐞𝐲 𝐢𝐬 𝐨𝐟𝐭𝐞𝐧 𝐚 𝐫𝐞𝐟𝐥𝐞𝐜𝐭𝐢𝐨𝐧 𝐨𝐟 𝐨𝐮𝐫𝐬𝐞𝐥𝐯𝐞𝐬-𝐨𝐮𝐫 𝐠𝐞𝐧𝐝𝐞𝐫, 𝐨𝐮𝐫 𝐮𝐩𝐛𝐫𝐢𝐧𝐠𝐢𝐧𝐠, 𝐨𝐮𝐫 𝐜𝐡𝐢𝐥𝐝𝐡𝐨𝐨𝐝, 𝐨𝐮𝐫 𝐚𝐬𝐩𝐢𝐫𝐚𝐭𝐢𝐨𝐧𝐬, 𝐚𝐧𝐝 𝐨𝐮𝐫 𝐭𝐫𝐚𝐮𝐦𝐚. 𝐈𝐭'𝐬 𝐬𝐨 𝐝𝐞𝐞𝐩 𝐭𝐡𝐚𝐭 𝐞𝐯𝐞𝐧 𝐭𝐡𝐞 𝐰𝐨𝐫𝐝𝐬 𝐰𝐞 𝐮𝐬𝐞 𝐭𝐨 𝐝𝐞𝐬𝐜𝐫𝐢𝐛𝐞 𝐨𝐭𝐡𝐞𝐫 𝐩𝐞𝐨𝐩𝐥𝐞 𝐨𝐟𝐭𝐞𝐧 𝐡𝐚𝐯𝐞 𝐦𝐨𝐧𝐞𝐲 𝐥𝐚𝐜𝐞𝐝 𝐜𝐨𝐧𝐧𝐨𝐭𝐚𝐭𝐢𝐨𝐧𝐬. 𝐆𝐞𝐧𝐞𝐫𝐨𝐮𝐬, 𝐦𝐢𝐬𝐞𝐫𝐥𝐲, 𝐬𝐡𝐫𝐞𝐰𝐝, 𝐜𝐚𝐫𝐞𝐥𝐞𝐬𝐬."
Should you invest in gold or real estate? How much should you splurge on travel every year? Should you buy Life Insurance? How much Medical Insurance is sufficient in a post-pandemic world? If you're interested in these questions, this here is the book for you.
"Money Doesn't Grow on Trees" by Lavanya Mohan is not only your guide to money but also to being financially smart and aware. A CA, a writer and a blogger, Mohan takes you on an informed trip of everything related to money, investment and expenditure - insurance, mutual fund, SIP, Gold, EMIs, emergency fund, income tax, money in marriage, planning a child and so on.
Using real life and imaginary scenarios, she takes the reader to a path of financial awareness. She tells her readers to ask themselves these questions-
-Have you created an emergency/contingency fund?
-Do you have debt?
-How did you decide on the amount of life cover you need?
-Have you written down and set SMART goals?
SMART (Specific, Measurable,Achievable, Relevant, and Time-bound)
-What is the rate of return needed to help you achieve your goals?
-Do you have adequate health cover for all the family members?
Mohan guides the readers on myriad issues like how much should you splurge on travel, how to choose life insurance, how to utilize tax benefits, what is a SIP and so on. She writes - 'Time Value of Money, Inflation, Compounding and Liquidity are the four concepts that you need to drill into your head before you embark on any journey with money.'
If you want to be financially smart, this is the way to go.
Review of 'Money Doesn't Grow On Trees'
Quote Alert
"𝐎𝐮𝐫 𝐫𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩 𝐰𝐢𝐭𝐡 𝐦𝐨𝐧𝐞𝐲 𝐢𝐬 𝐝𝐞𝐞𝐩𝐥𝐲 𝐞𝐧𝐭𝐫𝐞𝐧𝐜𝐡𝐞𝐝 𝐰𝐢𝐭𝐡 𝐨𝐮𝐫 𝐨𝐰𝐧 𝐩𝐞𝐫𝐬𝐨𝐧𝐚𝐥𝐢𝐭𝐢𝐞𝐬. 𝐓𝐡𝐞 𝐰𝐚𝐲 𝐰𝐞 𝐡𝐚𝐧𝐝𝐥𝐞 𝐦𝐨𝐧𝐞𝐲 𝐢𝐬 𝐨𝐟𝐭𝐞𝐧 𝐚 𝐫𝐞𝐟𝐥𝐞𝐜𝐭𝐢𝐨𝐧 𝐨𝐟 𝐨𝐮𝐫𝐬𝐞𝐥𝐯𝐞𝐬-𝐨𝐮𝐫 𝐠𝐞𝐧𝐝𝐞𝐫, 𝐨𝐮𝐫 𝐮𝐩𝐛𝐫𝐢𝐧𝐠𝐢𝐧𝐠, 𝐨𝐮𝐫 𝐜𝐡𝐢𝐥𝐝𝐡𝐨𝐨𝐝, 𝐨𝐮𝐫 𝐚𝐬𝐩𝐢𝐫𝐚𝐭𝐢𝐨𝐧𝐬, 𝐚𝐧𝐝 𝐨𝐮𝐫 𝐭𝐫𝐚𝐮𝐦𝐚. 𝐈𝐭'𝐬 𝐬𝐨 𝐝𝐞𝐞𝐩 𝐭𝐡𝐚𝐭 𝐞𝐯𝐞𝐧 𝐭𝐡𝐞 𝐰𝐨𝐫𝐝𝐬 𝐰𝐞 𝐮𝐬𝐞 𝐭𝐨 𝐝𝐞𝐬𝐜𝐫𝐢𝐛𝐞 𝐨𝐭𝐡𝐞𝐫 𝐩𝐞𝐨𝐩𝐥𝐞 𝐨𝐟𝐭𝐞𝐧 𝐡𝐚𝐯𝐞 𝐦𝐨𝐧𝐞𝐲 𝐥𝐚𝐜𝐞𝐝 𝐜𝐨𝐧𝐧𝐨𝐭𝐚𝐭𝐢𝐨𝐧𝐬. 𝐆𝐞𝐧𝐞𝐫𝐨𝐮𝐬, 𝐦𝐢𝐬𝐞𝐫𝐥𝐲, 𝐬𝐡𝐫𝐞𝐰𝐝, 𝐜𝐚𝐫𝐞𝐥𝐞𝐬𝐬."
Should you invest in gold or real estate? How much should you splurge on travel every year? Should you buy Life Insurance? How much Medical Insurance is sufficient in a post-pandemic world? If you're interested in these questions, this here is the book for you.
"Money Doesn't Grow on Trees" by Lavanya Mohan is not only your guide to money but also to being financially smart and aware. A CA, a writer and a blogger, Mohan takes you on an informed trip of everything related to money, investment and expenditure - insurance, mutual fund, SIP, Gold, EMIs, emergency fund, income tax, money in marriage, planning a child and so on.
Using real life and imaginary scenarios, she takes the reader to a path of financial awareness. She tells her readers to ask themselves these questions-
-Have you created an emergency/contingency fund?
-Do you have debt?
-How did you decide on the amount of life cover you need?
-Have you written down and set SMART goals?
SMART (Specific, Measurable,Achievable, Relevant, and Time-bound)
-What is the rate of return needed to help you achieve your goals?
-Do you have adequate health cover for all the family members?
Mohan guides the readers on myriad issues like how much should you splurge on travel, how to choose life insurance, how to utilize tax benefits, what is a SIP and so on. She writes - 'Time Value of Money, Inflation, Compounding and Liquidity are the four concepts that you need to drill into your head before you embark on any journey with money.'
If you want to be financially smart, this is the way to go.
June 5, 2025
Often times when I have discussions on voids in the Indian education system, I find myself talking about the lack of financial education and associated topics like taxations, insurances, money management, budgeting which are the most essential parts of adulting. And I often looked for sources that would help me understand "money stuff" better without making me feel like the dumbest.
This book is just what I needed. Infact just what anyone would need in their life to learns basics of finances, in the simplest, uncomplicated, jargon-less manner.
This book simplifies almost everything one needs to know about money and its management.
Key takeaways I got from the book as someone who really needed some clarity, are-
💰Our relationship with money is based on a lot of factors, including who we are and what we want to be and financing is more of a language.
💸 Money in today's time would not hold the same value in future and it's important to understand the time value of it.
💸Insurances and taxations are easy to understand if we get the basics right and it is not something we should dread of. Insurances are important tools to take care of you and your loved ones, so choosing a correct one is crucial.
🪙 Correct saving methods are essential and after the reality check in the pandemic it's very important to understand that the urgent need to money can come anytime, without you being prepared or not. So it's better that we should be.
The book also brings you the tax slabs, types of insurances and how each might benefit you, the varied ways to save and invest your money, the basics of crypto and demat accounts(which I had very less idea about but now I dont and I feel so happy about it), in the easiest way possible with sprinkles of real life examples and meme contexts. The chapters are short and crisp which are later bulleted into summary for easy understanding. It was such an easy read and really helpful to honest.
If you are someone who want to learn financing and budgeting basics so that you own your money like a boss, this is the perfect book for you.
This book is just what I needed. Infact just what anyone would need in their life to learns basics of finances, in the simplest, uncomplicated, jargon-less manner.
This book simplifies almost everything one needs to know about money and its management.
Key takeaways I got from the book as someone who really needed some clarity, are-
💰Our relationship with money is based on a lot of factors, including who we are and what we want to be and financing is more of a language.
💸 Money in today's time would not hold the same value in future and it's important to understand the time value of it.
💸Insurances and taxations are easy to understand if we get the basics right and it is not something we should dread of. Insurances are important tools to take care of you and your loved ones, so choosing a correct one is crucial.
🪙 Correct saving methods are essential and after the reality check in the pandemic it's very important to understand that the urgent need to money can come anytime, without you being prepared or not. So it's better that we should be.
The book also brings you the tax slabs, types of insurances and how each might benefit you, the varied ways to save and invest your money, the basics of crypto and demat accounts(which I had very less idea about but now I dont and I feel so happy about it), in the easiest way possible with sprinkles of real life examples and meme contexts. The chapters are short and crisp which are later bulleted into summary for easy understanding. It was such an easy read and really helpful to honest.
If you are someone who want to learn financing and budgeting basics so that you own your money like a boss, this is the perfect book for you.
May 28, 2025
Book Tour Stop»»
Book - Money Doesn't Grow On Trees
Author - Lavanya Mohan
Pages - 224
Published - may 12 2025
⭐️⭐️⭐️⭐️⭐️/5
Money Doesn’t Grow on Trees is the personal finance book that finally gets you.
No jargon, no condescension—just practical personal finance wrapped in stories, pop culture references, and the occasional meme.
Money shouldn’t be a source of stress and personal finance shouldn’t feel like a second job. Whether it’s budgets, bank accounts, taxes, investing, or insurance, this book breaks it all down in the context of your life.
We’re tackling everything—from Instagram-fueled spending habits, to negotiating pay checks, to bad money decisions in relationships, to planning for kids, and even plotting a great escape from the 9-to-5. Plus, there are expert insights and real-life anecdotes that make all those 'big, scary' financial concepts feel like things you can understand, and—dare we say—enjoy.
Money is something with which everyone has a great personal relationship. Mohan uses this book to start an open conversation about personal finances in the journey to be better at handling them and hopefully teach others too. What I loved in this book was that it put emphasis on the fact that money isn't a dirty word, using real life anecdotes and really helpful pictorial graphs and tables.
What makes Money Doesn't Grow On Trees a must read is its straightforwardness, precisely what Gen Z appreciate. It has that rawness that makes this book an auto buy!
Book - Money Doesn't Grow On Trees
Author - Lavanya Mohan
Pages - 224
Published - may 12 2025
⭐️⭐️⭐️⭐️⭐️/5
Money Doesn’t Grow on Trees is the personal finance book that finally gets you.
No jargon, no condescension—just practical personal finance wrapped in stories, pop culture references, and the occasional meme.
Money shouldn’t be a source of stress and personal finance shouldn’t feel like a second job. Whether it’s budgets, bank accounts, taxes, investing, or insurance, this book breaks it all down in the context of your life.
We’re tackling everything—from Instagram-fueled spending habits, to negotiating pay checks, to bad money decisions in relationships, to planning for kids, and even plotting a great escape from the 9-to-5. Plus, there are expert insights and real-life anecdotes that make all those 'big, scary' financial concepts feel like things you can understand, and—dare we say—enjoy.
Money is something with which everyone has a great personal relationship. Mohan uses this book to start an open conversation about personal finances in the journey to be better at handling them and hopefully teach others too. What I loved in this book was that it put emphasis on the fact that money isn't a dirty word, using real life anecdotes and really helpful pictorial graphs and tables.
What makes Money Doesn't Grow On Trees a must read is its straightforwardness, precisely what Gen Z appreciate. It has that rawness that makes this book an auto buy!
May 24, 2025
hey fam, yours truly is back with an absolutely lit book on finance!
has it ever happened to you that you were posed a question about finance and all you could remember was 'mitochondria is the powerhouse of the cell' from the classes you had in your school in the name of finance?
in 'money doesn't grow on trees', mohan talks about personal finance while attempting to hold a mirror to readers so that they can identify their personal relationship with money.
it's basically like your very own money-nerd slash friend who gets you and sits you down and explains the language and grammar of money in a language and grammar you will understand.
mohan also encourages the readers to start talking freely about finance and not shy away in order to understand the language of money better and thus, become confident in dealing with their finances.
brimming with funny real life anecdotes, pop culture references, memes, tl;dr sections (in case you zone out; and absolutely inspired tbh), and super-relatable content, this book turns out to be the finance-wala friend you didn't know you needed!
tl;dr (for what i want you to take away from this review)
the book's awesome; more specifically, it's raw, blunt, and to the point - appealing to the gen z gang skillfully. if you want to learn about the basics of finance, you should be hitting the 'buy now' button already!
has it ever happened to you that you were posed a question about finance and all you could remember was 'mitochondria is the powerhouse of the cell' from the classes you had in your school in the name of finance?
in 'money doesn't grow on trees', mohan talks about personal finance while attempting to hold a mirror to readers so that they can identify their personal relationship with money.
it's basically like your very own money-nerd slash friend who gets you and sits you down and explains the language and grammar of money in a language and grammar you will understand.
mohan also encourages the readers to start talking freely about finance and not shy away in order to understand the language of money better and thus, become confident in dealing with their finances.
brimming with funny real life anecdotes, pop culture references, memes, tl;dr sections (in case you zone out; and absolutely inspired tbh), and super-relatable content, this book turns out to be the finance-wala friend you didn't know you needed!
tl;dr (for what i want you to take away from this review)
the book's awesome; more specifically, it's raw, blunt, and to the point - appealing to the gen z gang skillfully. if you want to learn about the basics of finance, you should be hitting the 'buy now' button already!
November 18, 2025
Was such a good, pleasant, quick read. Quite comprehensive and light for beginners. Exactly the way it should be. Cheers!
October 23, 2025
I've followed Lavanya Mohan since her Chutney blog days, and I’ve always admired her crisp, smart writing. Her shift into personal finance has sharpened her voice, and it’s great to see her carve a niche in this space.
This book is a quick, accessible, beginner-friendly guide to personal finance. It flows well and touches on essential financial decisions every adult has to face. I particularly appreciated the chapters on insurance and mutual funds. It is commendable and impressive that she included a section on financial red flags in a (not-so) potential partner (or partner), and also addressed the signs of financial abuse in a relationship.
This isn’t a book for deep financial strategy, nor is it trying to be. It’s a primer, and that’s its strength. I did wish it included more on freelance/gig incomes (especially relevant for women-led businesses), financial planning for single women and mothers, and money strategies for different life stages. And, like many Indian finance books, it explains the how more than the why (I guess, Indian finance folks take it for granted that the readers understand the urge to have a good financial literacy, and that everyone aspires the same thing).
While money itself isn’t gendered, our relationship with it often is. This book acknowledges that, especially in the Indian context, and it does address the same in the best way. It won’t answer every question, but it’s a great place to start asking them.
P.S: I wish the author also include concepts such as Opportunity costs, Cost-benefit analysis or overview, and Sunk costs in the first chapter. These concepts are important for the perception of money and its value, and would complement the other concepts outlined by the author.
This book is a quick, accessible, beginner-friendly guide to personal finance. It flows well and touches on essential financial decisions every adult has to face. I particularly appreciated the chapters on insurance and mutual funds. It is commendable and impressive that she included a section on financial red flags in a (not-so) potential partner (or partner), and also addressed the signs of financial abuse in a relationship.
This isn’t a book for deep financial strategy, nor is it trying to be. It’s a primer, and that’s its strength. I did wish it included more on freelance/gig incomes (especially relevant for women-led businesses), financial planning for single women and mothers, and money strategies for different life stages. And, like many Indian finance books, it explains the how more than the why (I guess, Indian finance folks take it for granted that the readers understand the urge to have a good financial literacy, and that everyone aspires the same thing).
While money itself isn’t gendered, our relationship with it often is. This book acknowledges that, especially in the Indian context, and it does address the same in the best way. It won’t answer every question, but it’s a great place to start asking them.
P.S: I wish the author also include concepts such as Opportunity costs, Cost-benefit analysis or overview, and Sunk costs in the first chapter. These concepts are important for the perception of money and its value, and would complement the other concepts outlined by the author.
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