Jump to ratings and reviews
Rate this book

Calculated Risk

Rate this book
When heartbreak leads to love…

All her life, Imani Thatcher has played it safe, making the smart moves that landed her a prime spot at one of Atlanta's top financial firms. When heartbreak shatters her carefully planned world, she finds herself questioning everything she thought she knew about love and life.

Desmond Taylor has enough on his plate keeping Bright Pathways Youth Center running and Atlanta's at-risk teens off the streets. A polished financial analyst from the high gloss end of Atlanta should be the last thing on his mind, but from the moment she walks through his doors, he cannot deny the electricity between them.

When it comes to matters of the heart, love is always a calculated risk.

157 pages, Paperback

Published April 5, 2025

Loading...
Loading...

About the author

D.L. White

35 books416 followers
DL White writes romance novels that celebrate Black love across multiple series, including the Ruby's Novels, Black Diamond Bay collection, and Potter Lake Small Town Romance. Her fifteen-plus titles offer rich, nuanced relationships that center Black characters. Through The Books by DL White Bookcast, she shares her current reads and writing updates. An Atlanta-based author and Executive Administrative Assistant, White finds inspiration from lakeshores to white sand beaches. When she's not writing, you'll find her chasing the perfect Sunday brunch or enjoying a great cup of coffee.

Browse, read, and buy her work at BooksByDLWhite.com.

Ratings & Reviews

What do you think?
Rate this book

Friends & Following

Create a free account to discover what your friends think of this book!

Community Reviews

5 stars
27 (34%)
4 stars
34 (43%)
3 stars
16 (20%)
2 stars
0 (0%)
1 star
1 (1%)
Displaying 1 - 18 of 18 reviews
Profile Image for Shamoya Reads.
470 reviews17 followers
November 3, 2026
Characters: Imani & Desmond
Narrator: Author DL White

I really enjoyed this short story. It follows the FMC Imani a financial analyst, whose life just got changed after getting some devastating news about the man she’s been dating and thought she was building something with. Then there is the MMC Desmond who is trying to rebuild his life after serving time. He works at a youth center mentoring teenagers, trying to help them stay on the straight and narrow. These two cross paths when Imani has to do some pro bono work for her firm teaching classes at the youth center Desmond runs.
I loved how layered this story was, both characters coming from different backgrounds, Desmond dealing with the after effects of his time served and how it affected him and his family. I like that DL incorporated the topic of teaching financial literacy to the younger community. While the story was short it had a lot of depth.
Profile Image for Lisette.
636 reviews49 followers
March 11, 2026
This was such a good story! I loved the chemistry and banter tween the main characters. I love that the author also narrated the book because nothing was lost in translation for me.
Profile Image for Gwendolyn.
336 reviews2 followers
April 27, 2025
Well, this was a good story. I felt the real rawness of each main character's life situation circumstance. Imani with a dishonest boyfriend, who omitted that he happened to be married. And Desmond who did a prison stint after his brother framed him. Both needed to heal!

They both were vulnerable and had to learn to open up and trust again. I liked the realness of their blossoming relationship.

Imani and Desmond ended up being what each needed, to be loved, seen, and supported. The kids at the community center loved Desmond and came to love Imani. I loved how the two worked together to write grants and seek donations to keep the community center opened so that kids would have a safe place after school and during the summer.

The two were just right for each other.
Profile Image for books_over_bs.
1,871 reviews
January 10, 2026
4.5 Stars

Yessss

This was my kind of love story. The couple had instant and intense chemistry. They were both smart and witty. I liked that Imani didn’t immediately write off Desmond because of his past. She took a chance to find out what really happened. My favorite thing was their courtship was easy and flowed naturally. No unnecessary angst and break ups. They had such a good vibe. This was a feel good story.
Profile Image for Jsin Graham.
Author 8 books18 followers
July 6, 2026
If D.L. is not going to do anything else, she is going to deep dive into the intricacies of her MCs careers on the day-to-day. That said, starting this book in the way she decided, was certainly a decision...my goodness. Left me staring at my phone for a good minute. I enjoyed the way in which Desmond and Imani landed in each other's orbit, and how Imani navigated her growing feelings for D after learning about his past.
384 reviews1 follower
April 2, 2025
DL is a fave so I knew I would love this story and I DID. The love story alongside the redemption journey was perfection. Loved watching Imani and Desmond fall in love and make a difference. Of course I wanted more (like always LOL) but we were given a satisfying end — for everyone — and I loved that most of all.
Profile Image for shadiedaze.
395 reviews2 followers
May 26, 2026
This was my first DL White novella. This audiobook was just over three hours long. It is a contemporary romance novel set in Atlanta, Georgia. The characters were relatable, and the intimate scenes were a 4.5 out of 5 jalapenos. The author narrated the story well. I enjoyed listening to this novella and will look for other DL White books in the future.
Profile Image for Hyacinth.
2,274 reviews16 followers
May 28, 2026
This was a short and powerful read. Relationships, all of them require work. Parental relationships are hard. Sibling relationships are challenging. And let's not even talk about work relationship/situationships. I have worked with youth all of my life and to work with them is one of the most difficult and challenging rewards ever. I found a new author,
Profile Image for Nakyra  Ware.
39 reviews1 follower
August 19, 2025
This was such a cute and refreshing read. Two people who have had bad experiences find each other in the effort to help kids learn about life and find each other. If you're looking for a cute, fast steamy read, this is the book for you
Profile Image for Celeste celestially_yours Bradford.
80 reviews3 followers
October 22, 2025
I loved this second chance at life and love romance. Characters were well thought out. Just enough sexy scenes. Setting was great and really enjoyed the youth ‘s role in the story. I highly recommend this one
Profile Image for Jessica Terry.
Author 43 books45 followers
January 18, 2026
Very much enjoyed

I was engrossed in this pretty much from start to finish. I loved Desmond, I enjoyed how Imani wasn't afraid to shoot her shot with him, I loved how they worked together at the center and their rapport with the kids there. I dug it a lot.
Profile Image for Elane M.
496 reviews5 followers
December 26, 2025
a good ending

So glad that Desmond and Imani got together, that had to be God that put them together. Loved it author
Profile Image for Brittany Mesha’.
75 reviews11 followers
January 22, 2026
Loved the Story, but the The Ending….

I feel like I missed the ending. It didn’t seem finished. I will definitely still try another book by the author.
7 reviews1 follower
June 7, 2026
Fun characters and very sexy

I enjoyed the characters and the subplots. No big surprises just a nice flow of the story. Good job DL
Profile Image for Megan White.
328 reviews6 followers
June 14, 2026
The love story was sweet and the characters were lovable!
Profile Image for Jessica.
133 reviews10 followers
July 23, 2026
A sweet contemporary romance that illustrates the benefits of looking beyond the surface to see the person; especially, when society says otherwise.
Displaying 1 - 18 of 18 reviews