H.I.T. Investing: Strong Returns Through High-Impact Investing Leveraging Technology

by Mahesh Joshi

At a time when the world is navigating ways to address key challenges, from climate change to financial inclusion and food security, we are also witnessing a significant change in the investment landscape.
H.I.T. Investing shares cases of eight leading impact investors—AC Ventures, Quona, Capria Ventures, Verdane, Apis, Future Planet Capital, SDCL, Lok Capital—and the results achieved by them globally. These investors have aptly leveraged the disruption power of technology to enhance their reach and impact. With in-depth case studies, each chapter covers the strategy and performance of the investor as well as their motivation behind choosing their area of impact.
A must-read for anyone seeking to understand and enter the thriving world of impact investing!

Genres: Nonfiction, Finance

240 pages, Hardcover

Published September 23, 2025

Reviews

[Mugdha Mahajan · Rating 4 out of 5]

H.I.T. Investing by Mahesh Joshi is a simple yet eye-opening read on how investing can make money and still make a difference in the world. The idea is High Impact Investing using Technology, and it could not be more relevant today when we are all talking about climate change, inclusion and sustainable growth.

The first part of the book explains what impact investing really means and clears up the common belief that you must give up profits to do good. I found this section a little heavy in parts. The second part is where the book really comes alive with real stories. There are examples from India, Europe and even Indonesia, where companies are solving real problems like giving loans to the unbanked or creating sustainable furniture, and still giving good returns to investors.

What I liked is that it does not try to lecture you about saving the world. It simply shows that with the right ideas and money, you can help people and earn profits at the same time.

If you are curious about how business can be a force for good while still being profitable, this book is worth reading.

[♡ Diyasha ♡ · Rating 4 out of 5]

BOOK REVIEW: H.I.T INVESTING
AUTHOR: MAHESH JOSHI

• Writer Mahesh Joshi, a seasoned private equity professional with over 18 years of experience is hooked with a question - CAN INVESTING GENERATE STRONG FINANCIAL RETURNS AND HAVE A POSITIVE SOCIAL OR ENVIRONMENTAL IMPACT?
- And that's where the author kept my interest. In this world which is full of sustainability, I found purpose with a pointed ethics through this book.

• As a reader I acknowledged two parts of this book - foundation and case studies that helped so much to understand the whereabouts of this book. How about high impact investment using technology? - that's H.I.T. The author breaks down the idea that impact investing is not a charity btw; but a robust investment with a proper approach can generate competitive market level returns.

• He disciplines strategies, examples and needed information that we all want to apply to retain safe, secure investments. There's also global movements on sustainable finance to try the key principles of investments. A clear explanation of all these things made me realise how the market actually works. It's like a good old friend who is also trendy to make you understand where you need to put your attention in today's world.

• Some readers may find this section too broad or introductory, especially if they’re already familiar with sustainable finance. Each chapter is important - important to understand the outcomes and impacts. The case studies are rich with details and challenges and innovations. They are also practice - so they can't give you some unnecessary hectic.

• If you are a young professional who is seeking help with finance, policy, investment and development - then this book fits with your priority. I think curious minds will always find this book helpful. However, if you are looking for something highly critical or academic with some deep dive notions - maybe this book will not suit you well. Otherwise, H.I.T is a refreshing and optimistic tool for this fast developing investing world.

[Sudeshna Banerjee · Rating 5 out of 5]

'H.I.T. Investing,' by Mahesh Joshi, is a book that takes readers on a tour of the author's investment approach, which he terms the 'High-Impact Trigger' (H.I.T.) strategy. The book seeks to offer a real-world model for investors to spot and capitalize on stocks that have tremendous potential for growth. Joshi, a veteran investment expert, boils down his experience to an easy-to-use guide with an emphasis on spotting critical catalysts or 'triggers' that have the potential to push a stock's price upwards.

The strength of the book is its practical methodology. Joshi never uses sophisticated financial models or technical jargon; rather, he focuses on a rational, step-by-step process. He deconstructs the H.I.T. strategy into usable pieces, with a thorough examination of financial statements, the quality of management, and industry trends. He also emphasizes the need for risk management and position sizing, two key areas that most new investors tend to overlook.

But some readers might think that the book's concentration on short-term catalysts is a possible drawback. Although the approach can be successful for creating immediate gains, it might not fit with the objectives of long-term value investors who care more about a company's underlying strength than short-term catalysts. Moreover, the examples in the book, albeit illustrative, may lose currency over time, given that the stock market continues to change. Apart from these observations, 'H.I.T. Investing' is widely accepted as an asset that provides the individual interested in learning a varying method of stock market analysis with a special insight into choosing promising investment prospects.

[a_geminireader · Rating 5 out of 5]

" H.I.T. Investing " by Mahesh Joshi is the kind of book that makes you rethink what money can do. It’s not just about returns or numbers—it’s about using investments to create real, positive change in the world. Through the stories of eight incredible global investors, Mahesh shows how technology and purpose can work together to tackle challenges like climate change, healthcare, education, and financial inclusion.

What really stood out to me is how personal each story feels. You get to see the “why” behind every decision—what drives these investors, how they choose their focus areas, and how they use innovation to bring their vision to life. And it’s not all theory—the case studies show tangible results and strategies that prove you don’t have to choose between doing good and making money.

Even if you’ve never picked up a finance book before, the writing here is approachable and relatable. It breaks down big ideas into stories you can connect with, while still offering plenty of insights for those already in the investment or business world.

This book is a reminder that money is a tool—and it’s up to us how we use it. If you’ve ever wondered how your investments (or even your mindset about money) could be part of shaping a better future, H.I.T. Investing is a brilliant place to start. 🌱💡

[Mrudula Shinde · Rating 4 out of 5]

"Money is one of mankind's most paradoxical inventions."

H.I.T. Investing by Mahesh Joshi is a thoughtful, in-depth look into how global investors are using technology to create meaningful impact across sectors. It's a book about where the money goes and why. This book has case studies that are chosen carefully to offer a behind-the-scenes view into the strategies, motivations, and long-term outcomes of leading impact investment firms. The book explores the stories and decisions shaping each investor's journey.

The book follows a detailed analysis, which may tend to feel heavy and dense. But for those who are willing to know about investing, H.I.T. Investing offers genuine insights and clarity on the topic. What I appreciated most was its grounded approach used by Mahesh Joshi, keeping all of it raw and authentic.

If you’re a seasoned investor, an entrepreneur seeking funding with purpose, or just someone who wants their money to mean more and to know all about where the future of investing is headed and how tech and purpose are increasingly intertwined, this book is your starting point. It can be a powerful resource for anyone who wishes to move beyond traditional investing and make some difference.

[Priyanka · Rating 4 out of 5]

H.I.T. Investing is a compelling guide to the evolving world of impact investing, where financial returns meet social and environmental purpose. Through detailed case studies of eight global investors, Mahesh Joshi illustrates how technology is being harnessed to drive scalable, meaningful change. The book offers insights into strategies, motivations, and outcomes of investments that tackle challenges like climate adaptation, financial inclusion, and healthcare access.

Reading H.I.T. Investing was both enlightening and energizing. As someone intrigued by the intersection of finance and social good, I found the author's approach refreshingly practical. He doesn’t just talk about impact investing in abstract terms - he shows how it works on the ground, through real investors and real businesses.

The case studies were the highlight for me. Whether it was AC Ventures or Lok Capital, each chapter felt like a deep dive into a different philosophy of investing. I especially appreciated how the author connected these strategies to broader global challenges - climate change, food security, and digital inclusion. It made the book feel timely and urgent.

The author's background in private equity and impact investing shines through. His writing is clear, confident, and grounded in experience. I found myself bookmarking sections on metrics and performance evaluation, which I plan to revisit in my own work. The emphasis on leveraging technology to amplify impact was particularly relevant in today’s digital-first world.

What stayed with me most was the optimism. Despite the challenges, the author believes in the power of capital to create change - and he makes a strong case for why more investors should follow suit.

If you're curious about how investing can be both profitable and purposeful, this book is a must-read. The author's message is clear: investing isn’t just about returns anymore - it’s about responsibility, innovation, and impact.

[Padmajha [PJ] Me and My Bookshelf · Rating 4 out of 5]

H.I.T. Investing by Mahesh Joshi is an exploration of how money can be used not just to generate profit, but also to create lasting positive change. Standing for “High Impact through Technology,” H.I.T. represents an approach where values and profits work together.
The author uses real-life case studies from around the world to show how technology and innovation are transforming sectors like climate change, education, healthcare, and financial inclusion. These examples offer a behind-the-scenes look at the strategies, motivations, and long-term outcomes of leading impact investors, many of whom work in challenging markets and developing countries.
The book is divided into two parts. The first explains the idea of impact investing and why it matters, especially in emerging economies. The second shares inspiring stories of investors who have found ways to combine purpose with profit.
The writing avoids heavy financial jargon, making the subject approachable for readers without a finance background. The grounded and authentic style, backed by research, data, and illustrations, ensures that complex ideas are easy to follow.
This book is particularly valuable in the Indian context, drawing on local market realities while connecting them to global trends. It highlights the role of microfinance institutions, sustainable development goals, and socially responsible business strategies in creating both economic and environmental impact. The book reminds us that addressing global challenges like poverty, inequality, and climate change is not just ethical but also smart for long-term returns.
Whether you’re a seasoned investor, an entrepreneur seeking purpose-driven funding, or simply someone who wants their money to mean more than just numbers, this book offers clarity, inspiration, and practical guidance.

[Varsha · Rating 4 out of 5]

Who doesn’t love getting a high return on their investment?? But what if I told you there is a way to both get returns and do your part for the world? If this sounds interesting, then you should definitely read H.I.T. Investing by Mahesh Joshi.

In this book, Mahesh Joshi introduces us to the term impact investing. Impact investing is investments made in companies or organisations with the intent to contribute measurable positive, social or environmental impact, alongside a financial return. Through this book, the author demonstrates with research how leading investors have invested, received high returns and at the same time made the world a better place.

This book is divided into two parts, with the first part covering theory and the second part dealing with eight case studies that cover leading impact investors from different geographical areas, each at a different stage and across various sectors.

Although the first part consists of theory, there are so many amazing stories that have been woven along with the theory that the theory portion is interesting to read. In the second part, each case study explores the journey of different investors, focusing on their origination, assessment of investments, portfolio management and exit.

I liked that the impact investors selected for the case study are spread globally and the said investors operate across various stages, thereby proving that this approach is effective everywhere. Initially, when I flipped through the pages, I thought the book would end up being too textbooky and theory-oriented, but I ended up pleasantly surprised.

This is book is perfect for those who want to learn more about impact investing and make a difference.

[Aliya · Rating 5 out of 5]

H.I.T. Investing by Mahesh Joshi is an engaging and eye-opening exploration of how high-impact investments can generate strong returns while addressing pressing global issues. The book shares real strategies used by investors worldwide, especially in times of economic crisis.

One chapter that stayed with me was on the microfinance revolution that began in Bangladesh in 1971 where loans were given to people without formal documents. What started as a small initiative grew into a transformative business model, lifting millions out of poverty. I was inspired by examples like SEWA, which shows the power of collective human effort in creating value.

What makes this book stand out is that it goes beyond profit. Joshi emphasizes that true investing must also focus on education, health, and climate change. He warns that without urgent climate action, economic growth will mean little.

An insightful and inspiring read for anyone interested in finance, sustainability, and creating meaningful change.

[Sakshi Agarwal · Rating 5 out of 5]

Okay so I had little idea about investing until I stumbled upon Mahesh Joshi's H.I.T Investing. Here are a few lines from the book to tell us what this book is actually going to guide us through.
“The investors covered in this book have chosen to take the responsibility of building a better world for future generations and while doing that they are generating impressive returns. In that sense, they are challenging a lot of assumptions but as you will see their strategy is grounded in first principles these investors are truly making a difference to the world will live in by investing mostly in companies that leverage technology to deliver not only high impact but also strong returns.”

This book is divided into two parts for our better understanding.
The 1st part gives us the much needed knowledge of The Microfinance Revolution, early trends and Impact Investing in today’s world. I honestly felt a lot more confident after understanding this.
The second part deals with H.I.T Investors around the world and gives us case study details of many companies like IndiaMart, Verdane, Quona Capital and many more companies to give us real life scenarios. The author has used a lot of examples, graphs and tables which makes it easy for us to understand things.

I say this book taught me a lot on a topic which is so popular yet so less explanation is rightly available on it.
Hope you read it and learn things about investing the way I did.

[Debabrata Mishra · Rating 4 out of 5]

Once in a while, a book lands on your desk that doesn’t just tell you about money but makes you question what money means. Mahesh Joshi’s "H.I.T. Investing" does exactly that. At a time when the world feels fractured, torn between the urgency of climate change, the widening gap of inequality, and the brittle state of food and healthcare systems reframes finance not as a cold game of numbers but as a living, breathing force capable of reshaping societies.

He stands for High Impact through Technology, and this is not a gimmicky acronym; it is his manifesto. The book argues that technology, when combined with intentional capital, can create both financial returns and measurable social progress. Through case studies of impact investors including AC Ventures, Quona, Capria Ventures, Verdane, Apis, Future Planet Capital, SDCL, and Lok Capital, the author presents how the right investments can make the markets moving while simultaneously moving lives forward in a smooth way.

🪄 The book insists that financial returns need not be sacrificed for social good. The author gave examples real investors who have successfully scaled their businesses in different fields like healthcare, renewable energy, education, and microfinance.

🪄 Another important theme which author discussed here is how technology become the bridge between investment and environment. Whether it is about digital wallets which is an opening doors for street vendors or solar projects lighting up remote villages, the book demonstrates that tech isn’t merely about efficiency; it is about accessibility.

🪄 The author does not romanticize or glorifies the impact of investment in real life. He focuses on different measurable metrics such as returns, reach, and sustainability. He emphasizes on different founder's intent towards their business and business models that are impactful for them.

✍️ Strengths :

🔸Finance books often diverts readers with different jargons, words, concepts and theories. But in this book, the author avoids this trap. His narration is clear, his examples are inspiring, and his structure approachable that makes the book valuable not just for investors but also for students, entrepreneurs, and enthusiastic readers who want to understand how money can make an impact.

🔸The case studies are the real essence of the book. Each one isn’t just an investor profile; it’s a book about financial motivation, strategy, and desirable outcomes.

🔸Beyond numbers, the author bravely asked bigger questions about capitalism’s role in human progressions. The way the author describes the money as a “quantified human effort” sets the tone for the book that is not just practical but also ethical and impactful.

🔸In the contemporary time, the rising situation of UN’s Sustainable Development Goals(SDGs) and escalating global crises, this book lands at the right moment. It provides a new framework for channeling the capitals into solutions when cynicism about markets is at an all-time high.

✒️ Areas for Improvement :

▪️While the real life case studies are inspiring, they often feel too polished and streamlined. Real-world investing is quite different from it. It is quite messy, companies fail, investors miscalculate and communities resist change.

▪️Despite calling itself a global guide, the book leans heavily on real life examples from India and only some selected international firms. The narratives, which are powerful, that could have been enhanced with more diversity with stories from Africa, Latin America, or grassroots cooperatives in other parts of Asia.

▪️The book walks in a fine line for beginners. At times, the introductory narration may feel repetitive for seasoned or expert investors who crave for deeper analytical frameworks, risk assessment strategies, or technical details about valuation in impact-driven businesses.

In conclusion, it is not just a book about the knowledge of finance, but it’s a moral call which is disguised as an investment guide. It asks us to imagine money not as a cold asset but as a tool for human progress. Its theme lies in showcasing the importance of capitalism, when it is recalibrated with conscience and technology, it can be indeed to solve global challenges without discarding profitability. Yet, the book is not flawless. It sometimes feels too good to be true, or too hopeful, as if impact investing is a guaranteed win-win situation for everyone. Readers who crave for gritty real life ups and downs, stories of failure then rise, or critical interrogation of technology with finance may find the book detaching.
For investors, entrepreneurs, policymakers, and even skeptics, this book offers both inspiration and a blueprint, proving that finance can be a force not of exploitation, but of emancipation.

[Shruti Singh · Rating 4 out of 5]

We Are Not Owners of This Planet We Are Borrowers.

And the debts we leave behind will be paid by the generations that follow us. In this crucial moment of history where climate disasters, inequality, poverty, and unsustainable development threaten our collective future H.I.T. Investing by Mahesh Joshi stands out as a timely, urgent, and empowering guide to how capital can heal rather than harm.This book is not just about investing money it’s about investing with intent, with a deep sense of accountability to the planet, to people, and to the promises we make to our future. It makes a powerful case for impact investing an approach that allows individuals, institutions, and policymakers to generate meaningful social and environmental change without compromising financial returns.

Through the lens of eight pioneering impact investors including AC Ventures, Quona, Capria Ventures, Verdane, Apis, SDCL, Lok Capital, and Future Planet Capital Joshi brings to life real stories of how thoughtful capital allocation can solve real-world problems like climate change, lack of education and healthcare, financial exclusion, and rural poverty.

These investors prove that technology, when aligned with empathy and purpose, becomes a powerful tool of transformation.

One of the most powerful messages in the book is this:

“Where to play is more important than how to play.”
In a world full of flashy returns and short-term thinking, book reminds us that the arena of investment matters that putting money into sectors like education, healthcare, microfinance, and clean technology can unlock untapped human potential and create sustainable systems.

Another compelling dimension of the book is how it connects investing with the Sustainable Development Goals (SDGs). It doesn’t just talk about impact in vague terms it ties real investments to real outcomes: clean water, quality education, gender equality, decent work, and responsible consumption.

Perhaps the most important takeaway is this:

We must shift from being extractors of resources to stewards of regeneration.
We are not simply making money we are shaping futures.

It’s a over all 4/5 ✨

[Aditya Anand · Rating 4 out of 5]

Mahesh Joshi’s H.I.T. Investing: Strong Returns Through High-Impact Investing Leveraging Technology is not another investment guide of the kind that overcrowds the finance shelves of the bookshops. Instead, it is a sharply written and deeply practical analysis for anyone trying to understand the intersection of capital and impact.

Joshi moves away from abstract theory and takes the reader directly into lived realities. He elaborates on what impact investing can and should look like, presenting eight real-world case studies that study the strategies, performance, and outcomes of investors who use technology as their core lever. The central theme of the book is clear, when technology is harnessed effectively, it becomes a multiplier for both profits and purpose. It enables affordability, accessibility, and scale in sectors such as finance, health, education, and climate, while still driving significant commercial returns.

To reinforce this, Joshi examines firms like AC Ventures, Quona, Capria Ventures, Verdane, Apis, Future Planet Capital, SDCL, and Lok Capital. Each chapter unpacks the investor journeys of these firms and demonstrates how they delivered measurable impact by maintaining strict economic discipline and resisting the temptation of mission-washing. The analysis is neither romanticized nor cynical; it shows in detail how investors weigh trade-offs, navigate challenges, and design for both sustainability and growth.

The global impact investing industry, valued at an estimated $2.3 trillion, is proof of how capital, if deployed with intent and discipline, can transform lives at scale. What makes this book stand apart is its clarity and structure. Every chapter pulls you into the decision-making world of a firm, showing the practical questions, they ask and the frameworks they apply.

For anyone building or funding businesses that aim to scale responsibly in India or beyond, H.I.T. Investing is a book that respects both your ambition and your ideals. It is not about vanity goals or vague mission statements. It is about measurable outcomes, sustainable models, and the thoughtful use of technology to create meaningful change.

[Sameen Murtaza · Rating 4 out of 5]

Impact Investing is when an investor chooses a cause/causes that they would like to make a difference towards and then make investments in a manner that further that goal. Mahesh Joshi’s H.I.T investing breaks down the concepts involved in high-impact through technology investing explaining why it is not just profitable but also sustainable. Through well researched case studies on 8 leading impact investors this book debunks the myths, risks and confusion surrounding the same. To understand H.I.T investing its needs and demands this book takes us right to the roots starting with the microfinance revolution and how it helped millions to get out of poverty. Essentially it is the success of microfinance that lead to interest and growth of H.I.T investing as explained in the book.

Next the author goes on to explain the link between Environmental, social, and governance (ESG) and H.I.T investing since ESG is an important component that is looked at before investments are made to make sure that the company being invested in doesn’t cause any damage to society be it economic or social etc. The book successfully hammers home the fact that H.I.T investment goes one step further by investing with the sole aim of causing a positive impact in the society. This book proves that H.I.T investment is highly profitable contrary to popular belief that it's too risky and makes one lose more than earn. I must say the amount of research, statistical data and unique case studies provide an excellent broad picture of this whole industry that is usually very overlooked. Not only that the author does a good job of highlighting the do’s and don'ts when entering this industry providing readers with a tried and tested roadmap courtesy the case studies.

An enriching read for future investors as well as those who are just looking to increase their knowledge. Also, this book has convinced me that with the trying times the world is moving towards H.I.T investment is the perfect solution to overcoming the upcoming challenges & meeting the sustainable development goals (SDGs).

[Dr. Naushin Moledina · Rating 4 out of 5]

Mahesh Joshi's book “H.I.T. Investing” is a compelling and topical examination of the expanding field of impact investing, where profit and purpose come together to create a better world. This book shows how investors are using technology's disruptive power to bring about significant change while still generating high financial returns at a time when global issues like food security, financial inclusion, and climate change require immediate attention.

The book is divided into two distinct parts. The first gives readers an overview of impact investing's development, from the revolution in microfinance to the current developments influencing the world financial scene. Even people with little prior investment experience can understand complex concepts thanks to the author's concise explanations, which are backed up by examples, graphs, and tables.

In-depth case studies of eight top impact investors—including AC Ventures, Quona, Capria Ventures, Verdane, Apis, Future Planet Capital, SDCL, and Lok Capital—bring the theory to life in the second section. Each chapter provides information on their performance and strategies as well as the underlying reasons they invest in companies that are addressing important problems. These examples, which range from Quona Capital to IndiaMart, show how technology is being used to develop scalable solutions for urgent environmental and social issues.

“H.I.T. Investing” stands out for striking a balance between vision and pragmatism. Mahesh Joshi breaks down technical terms and gives a concise, useful explanation of how high-impact investing operates. The book empowers readers in addition to educating them. By the end, readers have a better understanding of impact investing's workings and are motivated to join this movement, which rejects the idea that making money is the only option.

Ideal for: Changemakers, investors, and business owners—or anybody else interested in learning how money can be used to create wealth and be a force for good.

✨ “H.I.T. Investing” is a call to action rather than just a guide.

[Early Morning Memories · Rating 5 out of 5]

Name - H.I.T Investing
✅Written by - Mahesh Joshi
✅Published by - @penguinindia
✅Niche - Non fiction (Finance)
✅Number of pages - 214
✅Printed Price - 799/-

About the book

The book will answer all your questions regarding investment and return. The author has elaborately explained to us how much it is to have the correct investment with the correct return and the best.

The full form of H.I.T is High Impact Investing. So the book focuses on Strong Returns through High - Impact Investing leveraging technology.

We have to understand that this book stresses upon the most important part here. This book on investment will exactly help you to understand and plan accordingly your safe future.

The book On HIT Investing serves to address this cause with the same help of 8 leading impact investors and they are -

✔️AC Ventures
✔️Quona
✔️Capria Ventures
✔️Verdane Apis
✔️Future planet Capital
✔️SDCL
✔️Lok Capital
✔️And all the results achieved by globally

This book discusses each and every point with details-

📌Part 1- The playground for H.I.T Investing
Pan The Playground.Thevening

1. ✔️The Microfinance Revolution

2. ✔️Trillions Are Needed

3. ✔️And Trillions Can Be Made

4. ✔️Early Trends Are Positive

5. ✔️What Is Impact Investing?

📌Part 2- The secrets of H.I.T Investors

6. ✔️AC Ventures: Empowering MSMEs in Indonesia Through e-Commerce and Financial Services.

7. ✔️Apis Partner: Building a Cashless Way to Inclusion

8.✔️ Capria Ventures: Solving Critical Challenges Across the Global South

9. ✔️Future Planet Capital Scaling Innovation five People and Planet

10. ✔️Lok Capital: Driving Financial Inclusion in India

11. ✔️Quona Capital: The Fintech Revolution

12. ✔️Sustainable Development Capital LLP: Energy Efficiency Is Core to Achieving Net Zero

13.✔️ Verdane: Decarbonization and Digitalization with Sustainability at the Core

As shown the book discusses every point with extreme details and is divided into sections and chapters.

[Nida Fatima · Rating 5 out of 5]

This book stands out as one of the best non-fiction works I've encountered, offering a highly realistic and practical perspective on a subject that many people often dread: investing. Unlike other texts that might gloss over the complexities or present overly optimistic views, this book tackles the nuances of investing in a way that feels accessible and relatable.

Moreover, the writing style is engaging and straightforward, making it easier for even those without a financial background to grasp the material.

Ultimately, this book not only equips readers with essential knowledge about investing but also empowers them to approach their financial futures with confidence and informed decision-making skills. It’s a valuable resource for anyone looking to navigate the often intimidating world of investing with a clearer understanding and a more positive mindset.

The book is split into two main sections: one focusing on the benefits for investors and the other on the motivations behind choosing specific investment strategies. Each section is further broken down into chapters that provide in-depth insights into investing and highlight its positive impacts on society.

In this text, the author effectively highlights the core objectives of investing, emphasizing that making informed and strategic investment decisions can lead to substantial returns. Throughout the narrative, the author incorporates a series of compelling case studies that showcase investments from various parts of the globe, illustrating their positive impact over the years and their continuing relevance today. These examples not only demonstrate the financial benefits of investing but also shed light on how these investments contribute to societal well-being. By weaving together personal stories and data, the author paints a comprehensive picture of the transformative power of smart investing, encouraging readers to understand its potential to drive both economic growth and social progress.

A good and recommended read from my side.

[Achu Aswathi · Rating 4 out of 5]

Stepping into the pages of “H.I.T Investing,” readers are invited to challenge traditional notions of investing, embarking on an exploration that exudes both authenticity and depth. From the onset, he makes it clear that impact investing is not about charity, nor is it a soft-hearted approach divorced from financial realities. Instead, the book spotlights a profound intersection between purpose and profit where companies can drive measurable change without compromising commercial viability.

Rather than prescribing step-by-step instructions, “H.I.T Investing” immerses the reader in real stories. Author draws from diverse case studies ranging from fintech startups empowering underserved Kirana stores, healthtech solutions bridging the urban-rural divide, to climate ventures driving EV adoption. These examples show not just what’s possible but how technology can be harnessed to create scalable, sustainable impact. The narrative demystifies jargon, making complex ideas accessible and engaging, whether you’re a seasoned investor or a curious newcomer.

What sets this book apart is its candor. The author doesn’t sugarcoat the risks or challenges. He addresses the harsh truths failed ventures, market misconceptions, and the execution gap between ESG standards and actual results. For every soaring success, there’s an honest reflection on what can go wrong and the attributes of founders who thrive in this demanding ecosystem. The balance between inspiration and pragmatism is evident; readers are treated to both visionary thinking and practical advice

Ultimately, “H.I.T Investing” isn’t just a manual or a cheerleading manifesto. It’s an honest conversation starter for those who believe finance can be a tool for good. The writing style is inviting and grounded, allowing readers to see the nuances, the pitfalls, and the potential inherent in purpose-driven investing. For anyone who wants to understand how the modern investment landscape is evolving towards impact, inclusion, and resilience this book is essential, thoughtful, and timely.

[Nadia Masood · Rating 5 out of 5]

This book is a timely and essential guide to understanding how impact investing can deliver both meaningful social change and strong financial returns. The acronym H.I.T. stands for High-Impact investing leveraging Technology, which is essentially the book's main idea that technology can be used for scaling impact investments globally.

I find the case study approach to be the strength of this book. The author profiles eight leading impact investors who have successfully demonstrated that purpose and profit can coexist. I like how we learn about each investor's journey and their motivation for focusing on impact investing. Not only that, but we also learn their specific investment strategy and methods, performance metrics and results, and most importantly, the role of technology in scaling their impact.

One of the book's most compelling arguments is that impact investing doesn't require sacrificing returns. The author demonstrates how serving low and middle-income groups can still create sustainable and valuable business models while working on lower margins. He particularly highlights India as an exemplary market for this approach.

This book also illustrates how technology enables investors to enhance their reach and amplify their social and environmental impact. We also get a realistic view of both the achievements and challenges faced by global investors.

The book serves as both an educational resource and an inspiration for those seeking to understand how the financial industry can play a crucial role in shaping a more equitable and sustainable future. It's particularly valuable for readers who want to move beyond the theoretical discussions of impact investing to understand how it works in practice.

This book is best for investors, business leaders, policymakers, students, and academics.

[Prerna Shambhavee · Rating 4 out of 5]

Money talks—but what if it could also do good? That’s the question at the heart of H.I.T. Investing, a book that proves profit and purpose don’t have to be enemies. Mahesh Joshi doesn’t just theorize about impact investing; he shows you how it’s already working, one real-world case at a time.

The book dives into eight investment firms that are quietly changing the game—from backing clean energy projects to funding startups that bring financial services to people who’ve never had a bank account. These aren’t feel-good stories; they’re blueprints. One chapter walks you through how microfinance, born in 1970s Bangladesh, turned tiny loans into a lifeline for millions. Another shows how tech is being hacked (for good) to tackle everything from farming crises to healthcare gaps.

What sticks with you isn’t just the numbers (though those are impressive). It’s the mindset shift: Joshi argues that the best investments aren’t just about short-term gains, but about fixing the broken systems holding economies back. Climate change isn’t a sidebar here—it’s treated like the emergency it is, with clear examples of investors putting capital where it can actually slow the damage.

If you’ve ever rolled your eyes at “ESG” buzzwords or wondered if “doing well by doing good” is just a slogan, this book gives you proof it’s possible. The writing’s straightforward—no MBA required—but the ideas will push you to rethink what money should do.

Who should read this?
- Finance folks tired of the same old profit-at-all-costs playbook
- Entrepreneurs building businesses that matter
- Anyone who wants their savings to build a better world, not just a bigger bank account

H.I.T. Investing doesn’t just inform; it nudges you off the sidelines. After reading, you’ll see markets—and your own wallet—differently.

[Varma Shagun · Rating 5 out of 5]

𝐐𝐮𝐨𝐭𝐞:
"Money is one of mankinds most paradoxical inventions."

𝐖𝐡𝐲 𝐈 𝐝𝐞𝐜𝐢𝐝𝐞𝐝 𝐭𝐨 𝐫𝐞𝐚𝐝 𝐭𝐡𝐢𝐬?
Having worked professionally in the investment domain, I was instantly drawn to the premise of this book. The subject felt highly relevant to my field, which is why I picked it up.

𝐏𝐫𝐞𝐬𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧:
The book cover, along with its straightforward title, perfectly complements the theme. It is not overdone, and the chosen color palette makes it eye-catching.

𝐍𝐚𝐫𝐫𝐚𝐭𝐢𝐨𝐧:
The narration is medium-paced and at times slightly preachy, yet it maintains a professional and business-oriented tone. The language is lucid, making even complex concepts accessible.

𝐎𝐩𝐢𝐧𝐢𝐨𝐧:
✓ The book introduces the concept of HIT investing, which, in simple words, refers to strategies that focus on a specific cause while aiming for high returns. It highlights how technology can be leveraged to drive impactful investments that balance both profitability and positive change.
✓ It explains impact investing and the microfinance revolution, while also tracing early trends that shaped this movement.
✓ I encountered several terminologies and concepts that were new to me and gained clarity Apis Partners, AC Ventures, Future Planet Capital, and Capria Ventures. These insights were fascinating and especially useful for professionals in the investment world.
✓ The book emphasizes how investing is evolving into a tool not just for wealth creation but also for shaping a sustainable future. It reinforces the need for smart wealth management that also uplifts the coming generations.
✓ Graphs, charts, pictures and tables enhanced the overall reading experience.
✓ Overall, it’s a meaningful and insightful read that I would recommend to anyone, whether a finance professional or a curious reader, looking to understand how money can be reimagined as a force for good.

[Sumit RK · Rating 4 out of 5]

Every investor desires a high rate of return on his investment. Meanwhile, the world is still dealing with massive social and economic challenges like

poverty, inequality, and climate change. 'Impact investing' is an innovative way of combining the resources with a desire to use their resources to make a positive contribution to the society. 'H.I.T. Investing: Strong Returns Through High-Impact Investing Leveraging Technology" is a complete guide that helps you understand how you can earn a return on your investment while still making a positive contribution to the world.

H.I.T stands for 'High-Impact Investing' and the book introduces the readers to impact investing; that is, purposefully making investments that help achieve certain social and environmental benefits while generating financial returns.

Divided into two parts, the first part explains the concept of impact investing and the importance of impact investing in today's world. The second part covers different case studies that narrate examples of impact investments, like Grameen Bank of Bangladesh, which has created a massive impact on eradicating poverty. The book covers businesses from different sectors and different parts of the world, like Verdane, Apis, Future Planet Capital, SDCL and Lok Capital making a meaningful impact. The book not only narrates their strategies and results but also the inspiration behind them.

The book feels less like a guide and more like a collection of inspiring journeys, narrating several success stories. The book aims to inspire investors to invest in impact investments to not only make a great return but also make a positive change to the world.

Overall, 'H.I.T. Investing is a comprehensive guide that provides prospective investors a pathway to impact investments and makes the world a better place.

[JT · Rating 4 out of 5]

Impactful investing is the need for the hour. From climate action to social issues, the investment patterns of the market are changing and adapting to the dynamic requirements.

Through this book , the author explores the investing strategies of eight leading impact investors - AC Ventures, Quinoa, Capria Ventures, Verdane, Apis, Future Planet Capital, SDCL and Lok Capital. In each case , the author dives deep in the investing patterns and the vision adapted by these agencies. The author then lists in detail the range of results obtained by these agencies.

The study of investment and real impact as evident from these use cases is impressive and inspiring. For instance , in the case of Apis , the author explores the impact created by the cashless drive for financial inclusion. He does this by analyzing the impact both at micro level with consumers and SMEs and at macro level focusing on economic growth and deepening of financial sector reach. Similarly , in the case of Future Planet Capital the author has discussed the various companies across geographies and stages who focus on climate change, education, health and sustainable growth. where the company has invested.

These studies are impressive and help one understand the need for convergence of investment and impactful change. Though the content of the book may not be useful for all readers but for investors , venture capitalists , angel investors etc this book provides a roadmap as well as case study which can help them plan their investments more effectively.

Overall, this is a unique book in the field of investing which not only focuses on generation of profit but emphasises on the meaningful change which financial aid and funding can achieve.

[Sanvi Speaks · Rating 4 out of 5]

"H.I.T. Investing: Strong Returns Through High-Impact Investing Leveraging Technology" by Mahesh Joshi is an informative read that helps in providing practical knowledge about impact investing. His expertise helped this book to be a guide for anyone looking to make a positive societal impact while achieving significant financial returns.

The book emphasizes the ability of impact investing to enact tangible changes in crucial fields such as climate action, healthcare, education, and financial inclusion. By presenting case studies and real-world examples, he illustrates how investors can utilize technology and innovative business practices to address global issues while securing impressive financial achievements. Examples such as IndiaMart, a publicly listed company which thrived after its IPO, yielding substantial profits for its investors while aiding small and medium enterprises throughout India.

Joshi further emphasizes the need to pinpoint scalable and investable opportunities within emerging markets like India, where regulatory uncertainty can pose difficulties. He references successful impact investments in firms such as FinAGG, which offers financing to kirana stores and micro-businesses, as well as Probus, a profitable insurtech in India.
This is well researched and contains valuable insights from important impact investors, including AC Ventures, Quona, Capria Ventures, and Future Planet Capital. His writing style is simple, engaging and easy to understand which makes this book a handy resource guide for experienced investors and newcomers to the world of impact investing.

I think this book is helpful for those interested in impact investing, sustainability, and making a meaningful difference in the world

[Akanksha Reads · Rating 5 out of 5]

H.I.T simply expands with the meaning-HIGH IMPACT THROUGH TECHNOLOGY investing.
The book is an approach to goodness and sustainabile growth of environmental energies, climatic conditions and finances.

'Nothing is more powerful than an idea whose time has come. '_Victor Hugo
The cultures of microfinance in India began in 1980s and take off in 21st century is depicted through a clear picture by visionary observations.
Sustainable goals by United Nations described to portray Economic Development that has been placed since 2015 when the SDGs were introduced .
How technology as a business captivated spaces in human lives all over the globe , be it in Japenese or Korean Markets.
Basically the book has multiple real time examples of Brands, markets, companies attempting on Economic growth by investments of human and funding policies.

There's a chapter titled: Future Planet Capital , I came to read about top five companies- Apple, Microsoft, Nvidia, Alphabet and Amazon- they're all technology companies.

A highlighted part in book is as such: 'Without access to innovation at early stages, clients would miss out on the opportunity to make strong returns. '
The entire chapter I've admired and it was equally important to read as other parts of book.
The book is flooded with examples from leading companies in areas like technology and healthcare, education etc. This Book is an exploration to learn investement with rich knowledge of author's understanding and Strategies to perform while making investing and raising a good amount of results.

Don't miss out on reading this really amazing and purposeful read, it is about growth in terms of investements.

[Tanushri · Rating 5 out of 5]

We are witnessing so much changes around us daily. One of which is definitely development. And what is the most important thing which drives development? Good investment. And since the environment also has a great impact, its not just about investment, the businesses are now interested in High Impact Technology Investing.

These HIT investors are those who take the responsibility of building a better world sincerely. They do so while generating high returns. Upon reading the book, one can understand the playground of investment and where in this lies HIT investment. Microfinance, a biggest contributor of finance to small sectros in India, has an important part to play in this type of investment. The author delves deeper into Self Help Groups and thier origin to make the reader understand the basics of this. It is evident that financial discipline is the need of hour but when you are dealing with small sectors and businesses, one need to check the environmental impact including all other things. Because these sectors form a major portion of country's GDP.

The author has shared eight scenarios of eight leading Impact Investors and the difference they are making. Being a former student in finance field, i loved reading the case studies and thier part in Impact Investing specially Lok Capital.

A great book for those interested in Impact Investing, the book offers a lot more than just defining the concept. It offers examples, case studies and graphical representations wherever necessary. I must say, after a long time, i enjoyed reading a book on finance and will definitely recommend anyone interested in this field!

[Vaishnavi · Rating 5 out of 5]

I didn’t expect H.I.T. Investing to be this thought-provoking, but right from the start it challenged the way I look at money and investing.

We often think of money as notes in our wallets or numbers in our accounts. But what if we saw it differently as human effort quantified? That’s the central idea this book puts forward, and it changes the way you look at investing altogether.

Take something as ordinary as a pencil. At first glance, it feels simple. But peel back the layers, like the wood cut by one worker, the graphite mined by another, the rubber harvested in a different country, the metal sourced elsewhere. Thousands of people, across borders and backgrounds, contribute to making this tiny object. None of them know each other, yet they collaborate through one invisible thread: money.

Mahesh Joshi argues that if money is really human effort, then the smartest investments are the ones that unlock more of that effort. Microfinance is one such example, giving people access to credit so their skills and ideas can flourish. But the bigger opportunities lie in education, healthcare, and climate action. These aren’t just social causes. They’re also the next frontiers of growth, where solving problems can generate strong returns.

The challenge is scale. The UN estimates that developing countries alone need USD 5-7 trillion every year to meet the Sustainable Development Goals. It’s overwhelming, but the book makes one point clear: building the “arks” today is far cheaper than facing the flood tomorrow.

The thought that stayed with me is this: Money is power, but also potential. And where we direct it will shape the future we leave behind.

[Rajendra Kumar · Rating 4 out of 5]

In "H.I.T. Investing," author Mahesh Joshi masterfully navigates the dynamic realm of impact investing, shedding light on how financial returns can harmoniously coexist with addressing pressing global🌏 challenges. The book is structured into two insightful parts: "The Playground for H.I.T. Investing" and "The Secrets of H.I.T. Investors," offering a comprehensive guide for both seasoned investors and newcomers.

            The first part, "The Playground for H.I.T. Investing," effectively highlights the potential for investors to make a positive difference while simultaneously achieving strong returns. Mahesh Joshi underscores how those featured in the book📖 have navigated the investment landscape by aligning their financial goals with meaningful social impact.

             The second part, "The Secrets of H.I.T. Investors," delves deeper, featuring dedicated chapters for eight prominent impact investors, including AC Ventures, Quona, and Capria Ventures. Each chapter intricately details the motivations and methodologies behind their investment strategies, supplemented by compelling case studies that illustrate successful interventions.

            Mahesh Joshi's use of tables, graphs, and other visual aids enhances the reader's understanding of complex concepts, making the book not just informative but also accessible. The engaging writing style and well-organized structure facilitate a seamless flow of information, ensuring that readers remain captivated. Overall, "H.I.T. Investing" is a must-read for anyone eager to navigate and thrive in the evolving landscape of impact investing💖💎

[Annesha Paul · Rating 4 out of 5]

"Money is one of the most interesting and probably the most productive inventions of mankind." Isn't it bizarre to think of a society without economic standards, particularly in setting money and meeting one's demands? In the world of today, money has became the greatest resort to a person's well-being and their position in society.

"H.I.T. Investing" by Mahesh Joshi deals with the economic resources of humans, particularly money, and how to get the best out of all the resources. Microfinance institutions play a great role in the contemporary world by providing many strategies to support not only the urban people but also the rural poor to find a better way to make ends meet.

The inspiring story of the world's great investors and educators who think outside the box and contributed in creating strategic economic platforms not only for themselves but for all the people around the worldwide and lifting them out of poverty and financial tensions. The financial strategies are discussed from the spectrum of lower-class poor farmers to the rich business class.

The business strategies should work forward along with its resulting impact on the environment, looking into the global environmental crisis and working accordingly to get rid of those crises. Adressing the global challenges is very important for getting good returns for the future planet. Several investing companies established, and this book provides us important datas, records and policies of the investing companies, the impacts and how much and how many lives get effected.

Investment in education and healthcare are also equally important for unlocking major potentials of the human working force, and a better human working force would give great returns. Another dimension of this book is its focus on various sustainable developmental goals and their implications on the planet.

If you are someone who wants to be an investor and learn finance strategy, it is a must read book.

[Parvathavarthini Parthiban · Rating 5 out of 5]

H.I.T. Investing offers a clear and engaging look into the rapidly growing field of impact investing, where financial returns go hand in hand with solving some of the world’s most pressing challenges. Mahesh Joshi explores how businesses, especially those leveraging technology, can address issues like climate change, financial inclusion, food security and gender equality while remaining profitable.

The book stands out for its in-depth case studies of eight leading impact investors, including AC Ventures, Quona, Capria Ventures, Verdane, Apis Partners, Future Planet Capital, SDCL, and Lok Capital. These examples provide real-world insights into how intent, contribution, and measurable improvements form the foundation of effective impact investing.

Joshi weaves in the United Nations Sustainable Development Goals as a guiding framework, showing how targeted investments can align with global priorities such as clean water, zero hunger, and reduced inequalities. The book also details how impact investing can outperform traditional private investing through better origination, disciplined assessment, active portfolio management, and well-timed exits.

Rather than questioning motives, the author stresses the urgency of attracting more capital to this sector, supported by strong safeguards to ensure genuine impact. His practical yet optimistic approach makes this book both a learning resource and a call to action.

✨A must-read for investors, entrepreneurs, and changemakers who believe profit and purpose can work together to create lasting global impact.