A no-nonsense guide to maximising your money, designing your future and retiring on your own terms
Retirement isn’t just about how much money you’ve saved. It’s also about the kind of life you want to live when you stop working. Whether your retirement feels a long way off or just around the corner, the simple choices you make now can make a big difference later. In Retire Life Ready, financial advisor James Wrigley shows you what you already have, what else you’ll need and what steps you can take to build the life you’re aiming for.
From getting on top of your super and investments to making the most of your assets, Retire Life Ready will help you build a secure plan that’s shaped around you.
Identify the cost in dollars for the lifestyle you want when you retire
Understand superannuation as a powerful tool for your financial future
Get strategies to pay down debt and your home loan
Grow your wealth long-term with smart, simple investing strategies
Plan ahead for healthcare and the pension, for yourself and for your parents
Protect what you’ve built and create a legacy for the people you love with insurance and estate planning
The best retirement plans don’t just secure your finances. They unlock the life you want to live. Where do you want to be, and what makes you happiest? Retire Life Ready gives you the tools to stress less, plan smarter and love the life you’ve worked for, both now and in your retirement years.
'A must-read guide to creating your ideal, stress-free financial future today.' BEN NASH, bestselling author of Virgin Millionaire
Finally! A finance book focused on the Australian population. Includes great detail on super, tax, debt and more. I will be going back to re-read chapters over the coming years. Highly recommended.
⭐️⭐️⭐️⭐️ this one was a great finance book focused on Australian systems. I feel it could become outdated quick with the many changes happening in the finance world, however the practices and information were really useful for current considerations. I didn’t realise when I picked up this book, but my husband had previously shown me a few of James’ instagram reels before, which we always felt were simple yet insightful enough to provide anyone with the information needed to understand the complex world of superannuation, mortgages, savings and everything in between.
James is a financial advisor and this book is centred around setting yourself up for not only a comfortable retirement, but the retirement of your dreams. He highlights the importance of getting clarity on what this looks like, the numbers involved, and he then guides you to create an action plan to close that gap. There was a lot I learnt around superannuation, the aged care system and helpful tips to plan, save money and put yourself ahead. As I said, it could become outdated quickly and it’s a general overview, but with the current situation, this book was highly valuable on getting started now, to set your future self up well. As always, you’d need to get further financial help for your specific situation, but as a first step, this book gives a good summary of considerations.
This book caters to a broad general audience with high level information about super and taxes that you could commonly find online on the ATO website mixed with occasional generic advice from “retire early” communities such as FIRE. If you don’t have your finances in order or have limited knowledge then maybe this book will be helpful to you.
While I was excited to receive this book as a pre order it doesn’t match the same level of depth and technicality that James’ videos did in explaining different tax structures and ways to optimise your financial situation, etc. Frankly I struggled to understand who exactly was the target audience of this book as the content jumped around a bit in depth, but also relevance to different age groups (in reference to their stage of retirement). There was little additional insight and it felt more like a generic summary than expert level advice from a seasoned financial advisor.
The best chapters were in the middle about super which were quite interesting and had some actual insights to it.
I don’t recommend going out of your way to reading this.
A finance book focused on the Australian population. Includes detail on super, tax, debt and a lot more. I will be going back to re-read chapters over the coming years. Highly recommended. An easy guide to financial affairs in laymen terms.