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Almost Reckless: A Creative and Pragmatic Approach to Taking Risks

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The groundbreaking founder of Tibi shares her secret to taking fearless--not foolish--risks

When Amy Smilovic, founder of Tibi, realized that she no longer liked the clothes her brand produced, she had a choice to make. Would she continue to cater to the data-driven demands of department store buyers looking for “average”? Or would she bet on her own creative point-of-view and completely reinvent her thriving $70M global business?

Smilovic went with her gut. She ignored the consultants, stopped selling to her biggest clients, cut her 100-person staff in half, and began producing small runs of extraordinary clothing. It took time, but the bet paid her “creative pragmatist” style--and, more importantly, mindset--resonated with thousands. Today Tibi is flourishing as the oldest independently owned luxury fashion brand in the US, and Smilovic has created a movement of self-identified creative pragmatists.

In Almost Reckless, Smilovic invites her fellow "CPs" to get comfortable taking smart risks in pursuit of their visions. Sharing her business story and drawing on her years helping customers identify their personal style (which goes much deeper than fashion), she teaches you to hone your gut—and your trust in it--through rigorous definition of your core principles. With humor and practicality, she coaches you in how to determine which success metrics are right for you, which rules and expectations don’t apply, and how to move confidently into decisions that seem outrageous to those who can’t see what you see.

272 pages, Hardcover

Published March 3, 2026

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Amy Smilovic

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Profile Image for Demetri.
600 reviews57 followers
Review of advance copy received from Netgalley
February 16, 2026
“Almost Reckless” and the Counterintuitive Art of Shrinking on Purpose: How Tibi’s Founder Turns Principles, Breakeven, and ‘Gut Data’ Into a New Definition of Success
By Demetris Papadimitropoulos | February 16th, 2026


Watercolor Piece by Demetris Papadimitropoulos

There is a moment in “Almost Reckless” when Amy Smilovic is riding in the back seat of a car in the rain, detouring through Port Chester, New York, and suddenly sees her whole business the way you sometimes see your own life: sideways, by accident, in the glare of an unplanned streetlight. Chipped paint, mismatched furniture, women lined up under stationary hair dryers like an episode of “Mad Men” that refuses to polish itself. Smilovic is supposed to be thinking about a fashion campaign – a location, a set, a vibe, the kind of “authenticity” that has become a decorative noun. Instead she feels goose bumps, which in this book function as a metric more trustworthy than a spreadsheet.

That is the first warning and the first promise of “Almost Reckless”: it insists that the truest KPI is the one your body registers before your mind can justify it. Smilovic has spent two decades building Tibi from an idea into an internationally stocked brand, and she has the receipts: global showrooms, celebrities photographed in her clothing, the industry institutions that confer belonging without actually granting it. Yet the book opens in the uneasy aftermath of achievement – “Often things are good until they aren’t” – and then refuses the comforting plotline where a visionary simply scales to the next number. The drama here is quieter, and more radical: a successful company learns to shrink on purpose.

Smilovic writes the way a person talks when she is tired of being misunderstood: blunt, funny, allergic to performative niceness, constantly moving between confession and instruction. She’ll drop “We were fucked” and then, pages later, build a clean framework for deciding who stays employed when cash flow collapses. Her cadence is the argument: clarity is not a vibe, it is a discipline – and discipline, done right, can feel like relief.

Relief is not what the fashion industry trains you to pursue. It trains you to pursue heat: runway adrenaline, glossy validation, a “Vogue” review refreshed under the sheets like a prayer. Smilovic knows that hunger intimately, and her sharpest pages expose how easily “happy moments” masquerade as happiness. Scrolling through runway photos, she can remember being proud and still register “distortions,” the way images tell a story that your nervous system disputes.

The book’s central insight is that branding fails when it becomes purely visual. After Tibi’s celebrated pivot from bold prints into minimal color and a more masculine silhouette, Smilovic can name the “wrong customer” – someone asking for a cute printed dress for an engagement party – but cannot yet articulate the right one. The vocabulary of aesthetics turns out to be a Volvo: sensible, serviceable, insufficient. What the company needs is not another mood board. It needs principles.

Principles, in “Almost Reckless,” are not the corporate values poster that becomes office wallpaper. They are bedrock. They are the sieve every decision must pass through, the only tool sturdy enough to hold when outcomes become unpredictable and the world changes faster than your five-year plan. Smilovic arrives at them the way most people do: by bumping into a wall hard enough that she finally stops decorating it.

The wall is COVID, which enters the book first as a sensation. Buyers cough in a Paris showroom. Hand sanitizer appears in a meticulous boutique, “tres chic it was not.” Then the cascade: unpaid receivables “to the tune of millions,” inventory purchased for future seasons, a runway of cash that is not a metaphor. Smilovic gives a date with the precision of trauma: March 17, her youngest son’s birthday, the night she calls employees and sorts them into buckets – pay cuts, protected junior salaries, hoped-for rehires, and the cuts that are final. Her son keeps tapping to see if it is time for cake.

Smilovic refuses to turn that scene into a morality play. She gives it the grim practicality it had: “It sucked, but it was the right thing to do.” When she offers “When one door closes, get your crowbar,” she is not posting it on a pastel background. She is explaining that survival sometimes requires force – and that the deeper question is whether you even want to pry the door open.

The answer here is yes, but not for the reasons the industry would applaud. Smilovic, her husband and CEO Frank Smilovic, and their president Elaine Chang “drill to bedrock” and define three principles: work with great people; maintain agency; love what you create. The potency is not novelty – plenty of leaders would claim these – but that Smilovic treats them as binding constraints rather than inspirational slogans. “Should we aim for $150 million or $300 million in sales?” she asks. “The answer was immediately… neither.” The ellipsis dramatizes the speed of a decision once principles exist.

The second tool is equally unglamorous: breakeven. Smilovic quantifies leases, obligations, the “bare-bones structures of an excellent team,” and lands on a number that makes the old ambition look like fever: around $25 million rather than $150 million. Somewhere between what sustains you and what flatters your ego, she argues, decisions get made that you “never truly believed in. Even when we convinced ourselves that we did.”

The most useful pages in this middle section are the ones where Smilovic shows what principles look like once they leave the page. She treats them as a kind of design constraint – not unlike the constraint of a sleeve length or a hem – and then rebuilds the business around that boundary. Chapter 12, “Make Tibi Extraordinary,” is essentially an anti-comeback story. The usual crisis narrative says: patch the hole, bail the water, return to the ship you already built. Smilovic argues for something more violent and more honest: hack away at the hull, build a smaller boat from the wood, and jump. In practice this means less product, fewer seasons, fewer styles, and the hard severing of department-store relationships that had long functioned as a “necessary evil.” The book is unsentimental about the revenue lost – $30 million is not a punch line – but it is clear-eyed about the hidden cost of keeping it: the meetings, the markdown games, the corrosive compromises that taught the team to rationalize what they already knew was misaligned.

Here Smilovic’s corporate critique is oddly adjacent to her style philosophy. Her method for getting dressed begins with naming a feeling that is off, then using an “antonym trick” – if you feel uptight, try “chill,” “funny,” “super creative” – to test what changes the internal weather. The method is not about taste; it is about agency. And the business decisions follow the same pattern. If a partnership feels wrong, the point is not to spreadsheet your way into tolerating it. The point is to name the wrongness, identify the principle it violates, and act. In that sense, “Almost Reckless” has more in common with “Thinking in Bets” than with most fashion memoirs: it keeps insisting that good decisions are not the same thing as good outcomes, but that a clean decision process is the only lever you can reliably pull.

Smilovic’s greatest strength is that she does not confuse “principled” with “nice.” There is a recurring insistence on “assuming positive intent,” a phrase she once learned as a corporate abstraction and later earned as muscle memory. The book’s best illustration is a small operational crisis: a staffer reports that the sales team is “literally throwing clothes” at her during frantic market appointments. A more conventional leader might send people to teamwork training, solve the interpersonal problem, and congratulate themselves on culture. Smilovic steps into the role, works the styling closet, and realizes the ugliness is downstream of a broken system: wildly mismatched accounts scheduled back-to-back, with conflicting climate needs and product demands, creating chaos that forces departments to fight over a scarce resource – the model’s time. She reorganizes the schedule by affinity (Austin with Vietnam, San Francisco with Austria), friction drops, and the “rude people” problem dissolves into a design problem. It is a quietly bracing lesson in management: many conflicts are simply bad architecture wearing a human face.

That sensitivity to systems is also what saves the social-media section from becoming a self-congratulatory “I found my voice” montage. Smilovic is honest about the gut-punch of anger online – the fist icon, the stop sign, the red X of cancellation – and about how quickly rationality can be tossed aside by the primitive fear of exile. Her solution is not to dunk back, block compulsively, or perform martyrdom. It is to locate disagreement inside a larger map: if someone does not share your principles, they will not understand why you will not think like them, and the insistence that you must is itself the point of conflict. She responds with acknowledgment and boundaries, and she notices a pattern: most people simply want to be heard; some want to clarify; a few want a fight that no amount of calm will end. She lets them “slink out” without trying to convert them. In a culture trained to confuse engagement with intimacy, it is a surprisingly adult posture.

The upshot is that Tibi’s “customer” stops being a demographic and becomes a mindset. Smilovic lands on an almost heretical business claim – that the algorithm cannot yet cluster people by principles because most of us have not articulated them – and then builds a company that behaves as if that clustering is possible anyway. This is where the book touches the broader moment without sermonizing. In an economy obsessed with scaling, venture capital, and frictionless persuasion, Smilovic makes a case for the opposite: build a small, high-trust ecosystem where people debate, refine, and learn. Her “Creative Pragmatists” begin as customers and end as something closer to a salon – an echo, perhaps, of the paid-community models that have proliferated alongside the creator economy. But Smilovic’s emphasis is less on monetizing attention than on protecting coherence.

But “Almost Reckless” does not want to stay a pandemic business story. Its real ambition is stranger: it wants to collapse the boundary between business and life until the reader is forced to admit they were never separate. Smilovic calls this the “non-bifurcated life,” and it becomes the book’s moral north. You are not building a company so you can finally live. You are living while you build, and the way you live is the only honest measure of whether the building is worth it.

Fashion returns as a daily practice. During the pandemic, with her marketing team cut and her “on brand” anxieties suddenly unpoliced, Smilovic begins using Instagram Stories as a kind of public notebook. She discovers that “pithy begets pithy,” that the algorithm rewards hard lines and bumper-sticker certainty. So she asks open-ended questions, and discourse appears.

The DMs in this book become field research into how people actually make meaning. It starts as styling advice and evolves into something deeper: teaching people to articulate their reasons, to build a “measuring stick” in the closet so they can stop outsourcing identity to trends. Personal style becomes, in her telling, a cognitive practice. When you learn to name why something feels off, you learn how to make decisions everywhere else.

Smilovic is at her best when she describes the shift with genuine surprise. She thought she was building a stronger designer brand. Instead she finds herself surrounded by “Creative Pragmatists,” people bound less by demographics than by an appetite for thought. They want disagreement without annihilation. They want a conversation that keeps the ball in play rather than turning a person into a backboard.

Her idea of authenticity sharpens accordingly. The Brunswick, Georgia scouting trip reads like a miniature ethics seminar: the team drives through vacancy-signed despondence, realizes the “juxtaposition” would read not as irony but as “insensitive at worst,” and chooses not to manufacture faux grit. Then Port Chester offers a different definition: not authenticity as aesthetic, but authenticity as lived principles visible in how a community works – local loyalty, cultural richness, a sense of life happening in public.

The book’s most affecting proof of those principles is grief. A young technical designer, Daniel, dies in a subway accident days before a major event. The company continues, but “greatly altered.” Smilovic lets the tragedy reveal what her rhetoric can otherwise risk sounding like: “aiming to be small and human” is not branding. It is a stance about what kind of work is worth doing.

From there, “Almost Reckless” becomes a story about deliberate subtraction: slash seasons and styles; sever department store relationships and walk away from $30 million in revenue; close stores on Sundays and Mondays because those days require an extra layer of staffing. The point is not austerity. It is focus. Smilovic is scathing about the “veil of complexity” that consultants sell – the twelve-step comfort that gives you room to stall. When you know the three things you must do, you stop negotiating with yourself.

Chapter 13, “Everyday Success,” makes the leap explicit. A sales manager is shaken – not by celebrity, not by glamor – but by a dinner where people argued thoughtfully and could not stop talking. “I never want to accept anything less,” she says. Smilovic’s response is not motivational. It is declarative: “This is who we are now.” The book’s concept of success is not arrival but daily coherence: decisions become simple because the measuring stick exists. You stop refreshing “Vogue” for permission, and start caring “who’s doing the thinking.”

The epilogue, dated September 2025, seals the argument in miniature: an intimate studio show for 150, followed hours later by a gathering of 200 customers who touch fabric, sit with models, talk. Smallness is not retreat. It is precision. “Maybe. If we are in the mood,” becomes a business strategy rather than a whim, because the only consistency the audience demands is certainty in the rationale – the why behind the what.

If there is a limitation to “Almost Reckless,” it is that its hard-earned coherence can make the pre-principles ambiguity feel like a phase you should be able to solve on command. Many readers live longer in that fog than a founder’s story allows. Still, the portable gift here is not her industry or her scale. It is her method for turning gut into language. “Gut” is not mystical in these pages; it is an indicator, a grumble that tells you to question further, and then to name what you find so you can act without self-betrayal.

In the end, you may not want to start a fashion brand. You may not even want to buy a blazer. But you may, uncomfortably, want to write down what matters, decide what “enough” is, and stop treating your ordinary day as a hallway you have to sprint through to reach some future room where you will finally be allowed to live. That is an audacious proposition. It is also a surprisingly sane one.

My rating: 89/100.
Profile Image for Jennie Strobeck.
77 reviews2 followers
March 8, 2026
I’m a regular Tibi ‘style class’ viewer (& wearer!) so I loved this peek behind the business. As a budding entrepreneur (+ corporate hamster) I found Amy’s insights particularly inspiring.
Profile Image for Bookish801.
346 reviews32 followers
April 20, 2026
📚 Have you heard of the clothing brand Tibi? In this inspiring memoir, founder Amy Smilovic chronicles her journey of building a global fashion house from the ground up.

💭 I doubled up on the audiobook and it was an excellent listen. There is something so authentic about an author narrating their own memoir; it adds a layer of intimacy to the storytelling.

Amy calls her philosophy a "creative pragmatism". It describes a style that is chill, modern, and classic. It was refreshing to learn how Amy stayed true to her principles, even when it meant breaking the traditional mold. Despite starting without industry experience, she learned as she went and proved that being "reckless" enough to pave your own path can lead to great success.

⚖️ This was an uplifting must-read for anyone who celebrates smart, creative women. 5/5 ⭐ from me.
6 reviews
May 11, 2026
Well expressed and not at all repetitive of Amy and Tibi's presence on substack and Instagram. Deeply applicable beyond fashion and business. Closer to Isadore Sharp's memoire about founding the Four Seasons than other contemporary fashion books (e.g. art of intentional dressing). Really enjoyed listening to it in Amy's voice.
Profile Image for Vanessa Fernandez.
240 reviews2 followers
March 18, 2026
While this may appear to be a business book, Amy’s principales can be applied to life in general, and for that I found it inspiring. I can see myself reading this again for assurance when confronted with a big life decision or need to pivot from my current track.
Displaying 1 - 6 of 6 reviews