Okay, I'm giving this a two because the author can write, but if you're a fan of plots, definitely skip this one, since the plot holes in this one are big enough for planets to fly through.
The writing is fine, even if the main character - Molly - is about as exciting as a clod of mud. But the plot made my head hurt. This story is predicated on the fact that Molly witnessed an armed bank robbery and when the robbery is over, she got up and - even though she's just witnessed a federal crime - walked out of the bank. Before the police arrived. Without being stopped by the security guard. Because she's upset. WTF?! Okay, so we let that slide.
Then her aunt dies and leaves her a bed and breakfast across the country - literally, since she's in Tallahassee, Florida and the B and B is in Cranberry Bluff, California - so Molly moves and takes over the B & B business. Because when someone leaves you a business, you simply move and take it over, experienced or not. You don't cash in. Because Molly was receiving threatening notes after the bank robbery due to an uncanny resemblance to the robber, who, thanks to hints in the book, we find apparently robbed the bank at the behest of a mysterious villain. Because mysterious villains apparently know that Tallahassee bank tellers keep the crown jewels in the drawers. Wait - only $60,000 was stolen? Then why has Al "Binky" villain sent not one, not two, not three, but FOUR private detectives across the country to Molly's B&B in California (all booked for the same time period, of course) to recover this tremendous sum of money. That makes fiscal sense.
And among these self-proclaimed private eyes are plenty of relationships, such as Bryce and Sally, who have travelled the world and previously worked the same case in Russia and, of course, slept together. Let's be realistic for a sec. Your average private eye probably deals with lost dogs, cheating spouses, and insurance fraud. But these two met while on assignment in Russia. Give me a frickin' break. These weren't trained CIA operatives, they were rinky dink private eyes that made bumbling mistakes in the book. Bryce is, predictably, incredibly handsome and falls for Molly first thing, determining right away that she's innocent. Of the remaining two private eyes, one is a former spouse of Binky (Sadie) and the fourth and final private eye (Mr. Miller) happened to be in the alley behind the bank when it was being robbed - yes, the original robbery upon which this book is based - and witnessed the crime, which was being committed by one of the other private eyes (Sally) at the behest of previously mentioned shady character Al "Binky", who used to married to private eye number three (Sadie), knocked out the robber (Sally) and stole the proceeds. Does your head hurt yet?! Is it spinning?!
The only reason I gave this two full stars is because the author can write a decent sentence and she actually did a good job of getting the cozy part of the mystery down. As far as plots, this one was an insult to anyone's intelligence.