Broke But Not Broken: A Working Class Blueprint to Escape the Paycheck Trap and Build Wealth

by Ethan R. Cole

You’re not lazy -- you’re just tired of surviving.
You work hard. You do everything “right.” Yet the money disappears, and you’re always one step from broke.

This isn’t just your story. It’s the story of millions of working-class people -- and it’s not your fault.

Broke But Not Broken isn’t another book telling you to skip lattes or hustle 24/7. It’s the truth about a system designed to keep you stuck -- and how to break free finally.

Inside, you’ll learn how

Stop the silent leaks draining your moneyEscape the paycheck-to-paycheck trapBuild real wealth on a modest income (even if you’re starting from zero)Create simple financial habits that actually stickLive rich without being “rich” -- with calm, repeatable stepsIf you’re broke but want to get rich the right way -- as a beginner, on a working-class income -- this is your blueprint for change.

You may feel broke. But you are not broken.
Your comeback starts here.

Keywords money mindset for working class, build wealth on a small income, wealth building for beginners, stop living paycheck to paycheck.

251 pages, Kindle Edition

Published August 14, 2025

About the author

Ethan R. Cole is the voice behind The Silent Rich, a movement dedicated to helping everyday people escape the paycheck-to-paycheck trap and build quiet, lasting wealth.

He writes for the working class - those who hustle hard, want peace of mind, and are tired of flashy advice that doesn’t fit real life. His books combine grounded mindset shifts, simple financial habits, and practical strategies to help readers finally feel in control of their money.

When he’s not writing, Ethan studies the psychology of money, silent wealth habits, and what truly makes people feel rich - inside and out. He believes true wealth is built quietly and anyone, from anywhere, can achieve it.

Follow his journey at The Silent Rich and discover how to grow without noise.

Reviews

[Donna Bonassisa · Rating 5 out of 5]

Broke But Not Broken is a refreshing and motivating read for anyone who feels trapped by their financial situation, especially those from working-class backgrounds who may not have had access to wealth-building resources in the past. It’s a book that offers hope, practical solutions, and a gentle push to rethink how we approach money, wealth, and our futures. If you're tired of financial advice that feels out of reach or unrealistic, Cole’s approach is down-to-earth and encouraging, making this book a valuable resource for beginners and those looking to break free from the paycheck-to-paycheck grind.
For anyone looking to shift their financial trajectory without resorting to hustle culture or radical life changes, Broke But Not Broken might be just the guide you need. This book is a gem for those of us struggling. The author offers practical tips for building wealth.

[Jerry S. · Rating 5 out of 5]

Finally, a book that tells the truth about money…

If you've ever felt a quiet shame about your finances, as if you've failed despite playing by all the rules, this book is a lifeline. Ethan R. Cole dismantles the myth that your struggle is a personal failing, delivering a raw manifesto that exposes a system designed to keep you stuck. This isn't another condescending guide about skipping lattes; it’s a profound mindset shift toward clarity, peace, and self-worth. It’s the brutally honest conversation you need to have, one that respects your fight and validates your exhaustion. Required reading for anyone tired of pretending they’re "okay."

[Ronnie M · Rating 5 out of 5]

Highly recommend

Honest, practical, and empowering! This book speaks directly to the working class, cutting through money myths, and offering real steps to escape paycheck to paycheck living. Clear advice, relatable stories, and simple habits make building both finally feel possible. Highly recommended!

[Terri M · Rating 5 out of 5]

great so far

I’ve only just started reading this book, and I’m already learning so much. It explains money struggles in a way that actually makes sense and doesn’t make you feel guilty for being in survival mode. The advice feels practical and doable. I’ve already spotted a few money leaks to fix. Excited to keep reading and finally make real progress.

[Lynn Short · Rating 5 out of 5]

This is the book I didn't know I needed to read. It resonated with me so much, I bought a copy for each of my kids before I even finished it. Thumbs up!