Rich Family Smart Family: Raise Your Family's Financial IQ and Take Control of Your Future

by Robert T. Kiyosaki

176 pages, Paperback

Published October 7, 2025

About the author

Robert Toru Kiyosaki is an American businessman and author, known for the Rich Dad Poor Dad series of personal finance books. He is the founder of the Rich Dad Company, a private financial education company that provides personal finance and business education to people through books and videos, and Rich Global LLC, which filed for bankruptcy in 2012.
Since 2010, Kiyosaki was the subject of a class action suit filed by people who attended his seminars, and the subject of investigative documentaries by the CBC, WTAE-TV and CBS News. In January 2024, Kiyosaki revealed that he was more than $1 billion dollars in debt.

Reviews

[Jaxiin · Rating 4 out of 5]

⭐️⭐️⭐️⭐️ Straightforward, Insightful, and Thought-Provoking

I had the pleasure of receiving an ALC (Advanced Listening Copy) of Rich Family Smart Family by Robert T. Kiyosaki from NetGalley, and I found it to be informative and thought-provoking. I might be one of the few who hasn’t yet read Rich Dad Poor Dad, but after listening to this, I don’t think it’s too late—and it’s definitely now on my list.

I enjoy finance books that are straight to the point, with clear takeaways rather than excessive fluff, and this book delivered exactly that. Kiyosaki emphasizes the importance of financial language—the words we use, the concepts we understand, and how those shape our mindset and decisions around money.

One thing that really stood out to me was the focus on teaching children the “words of the rich.” These are lessons I wasn’t taught in childhood, but I’m learning—and speaking—now, with the intention of passing them on to my own children. It reminded me of something my late pastor often said about renewing your mind. That concept resonated deeply here.

“Words affect our thoughts, our thoughts affect our actions, and our actions affect our lives and our futures.”
This book challenges you to reflect on which side you’re on—and to ask yourself honestly: Is it an asset or a liability?

Overall, this was an insightful listen that encourages intentional thinking about money, family, and the financial habits we model and pass down.

[January · Rating 5 out of 5]

Rich Family Smart Family: Raise Your Family's Financial IQ and Take Control of Your Future by Robert Kiyosaki (2025) [audio] 2026)
3h 32m narrated by Tom Parks, 176 pages

Genre: Money & Finance, Business, Education

Rating as a movie: PG

Featuring: Introduction - Who Teaches Your Children, Financial Education, Building Blocks, Does Your Child Have a High Financial IQ, Raising Your Child's Financial IQ, Do Your Homework, Monopoly, Business Quadrants, Investing, Types of Income, Creating Your Own Report Card, Assets & Liabilities, Cashflow Patterns, Seek the Truth From the Facts, Money Grows Like a Tree, Formulas, Money Problems, Distinction, Financial Vocabulary, Mindset Shift

Songs for the soundtrack: "Nobody Does It Better" by Carly Simon, "My Way" by Frank Sinatra

Books and Authors mentioned: Rich Dad Poor Dad, by Robert Kiyosaki and Sharon Lechter

My rating: 🌟🌟🌟🌟🌟💵💸🏘

My thoughts: I was not expecting this book to be as good as it was. This book was better than Rich Dad Poor Dad, although it seems to be a revised and updated version of that book targeted toward your legacy. I am going to have my son read this book and because it's a little over 3 hours I think he will absorb it well. Thank you to NetGalley for this audiobook in exchange for an honest review.

Recommend to others: Yes. This book has a lot of good points. It is pretty much a course on financial literacy.

Memorable Quotes: Knowledge is the new money.

[Greg · Rating 5 out of 5]

Rich Family, Smart Family by Robert Kiyosaki focuses on how parents can teach children about money, mindset, and real-world financial skills that are often missing from formal education. The book uses the familiar “rich dad vs poor dad” framework to talk about raising financially confident kids, emphasizing values, habits, and conversations around money at home.

One of the book’s strengths is how practical and family-oriented it feels. Kiyosaki breaks down big financial ideas into everyday situations parents can relate to, like allowances, chores, and decision-making. It’s easy to read, motivating, and encourages parents to be more intentional about modeling financial behavior.

That said, the book can feel repetitive at times, especially if you’ve read other titles in the Rich Dad series. Some concepts are revisited without going much deeper, and readers looking for step-by-step financial planning may find the advice a bit broad.

Overall, this is a solid, accessible read for parents who want to start meaningful money conversations at home. It’s best seen as a mindset-shifting book rather than a technical guide, and for that purpose, it delivers well.

[Amy Avila · Rating 4 out of 5]

This is a great mindset shift based on how to help children. I have an 8 year old and this information is so important to me.

This is a great addition to rich dad poor dad and not meant to replace it as sometimes it gets repetitive. Now go read to your kids, tell them you’re proud of them and help them learn in a way that works for them.

*I got this as a free ARC through NetGalley for an honest review thank you to everyone who made this happen*

[Reba · Rating 4 out of 5]

Rich Family, Smart Family is a quick read that mirrors Robert Kiyosaki’s other books in readability. I would call this book a continuation of Rich Dad, Poor Dad. Similar information, but repeated with added information to make a point.
1. Watch how to talk about money. Money is not to be seen or treated as a limited resource, but rather an unlimited one. Mindset is everything! Think of the abundance mindset preached by the manifestation movement.
2. Invest. Invest in the long-term. The goal is long-term, not now. Today’s money and efforts make tomorrow’s gains.

Thank you to NetGalley for the ARC.

[Emma Reads · Rating 2 out of 5]

unfortunately this book was not for me. although there were some good points, I found it boring and info dumping. The "rich dad" "poor dad" was used way too much and became annoying. I did however gain a few insights and made me think about money a little diffrent. thank you netgalley for the arc 😊

[Mikayla Stringfellow · Rating 3 out of 5]

This book was very repetitive of Rich Dad Poor Dad so while I enjoyed getting a reminder for the key take-aways, I did want more out of this book than what I received.