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The Rich Hermana: A First-Gen Guide to Money, Mindset, and Wealth

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Build Wealth. Break Barriers.

The Rich A First-Gen Guide to Money, Mindset, and Wealth is a blueprint for first-generation children of immigrants ready to rewrite their money story. With cultural pride and practical tools, Ixamar Palumbo shows you how to master your finances, honor your family’s sacrifices, and create the wealth you deserve.

Ixamar Palumbo, the proud daughter of Venezuelan immigrants and the first in her family born in the United States, grew up learning about money at the kitchen table while helping her mamá navigate an unfamiliar financial system. Those lessons sparked a lifelong to give other first-gens the confidence, clarity, and tools to build prosperity on their own terms.

Blending powerful storytelling with step-by-step guidance, The Rich Hermana equips listeners

Master the financial systems that once felt intimidating or out of reach Build wealth and stability, no matter where you’re starting or your legal status Heal money guilt, cultural pressures, and the weight of being “the first” Redefine success by honoring family sacrifices while creating generational wealth Packed with heart, humor, and unapologetic honesty, this book proves you don’t need to inherit money to build it. You just need the right guide, and the courage to claim the life your family envisioned when they came to the United States.

If you’ve ever wanted a big sister to walk you through money, mindset, and success without the jargon or shame…welcome. You’re home.

If you liked The Black Girl's Guide to Financial Freedom, Get Good with Money, or Financial Literacy for Young Adults Simplified, you’ll love The Rich A First-Gen Guide to Money, Mindset, and Wealth (No Matter Where You Started)

Audible Audio

Published October 14, 2025

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About the author

Ixamar Palumbo

2 books2 followers

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Displaying 1 - 5 of 5 reviews
Profile Image for JessQueen.
444 reviews8 followers
October 12, 2025
The Rich Hermana by Ixamar Palumbo

Thanks to the ALC program I had the amazing opportunity to dive into Palumbo’s work and learn about money management and investment opportunities. This is by no means a book to teach you how to make money, but a guide to help you walk a path where money can also benefit you by exploring your money choices throughout your life.

About the author ✍🏼

Ixamar Palumbo, the proud daughter of Venezuelan immigrants and the first in her family born in the United States, grew up learning about money at the kitchen table while helping her mamá navigate an unfamiliar financial system. Those lessons sparked a lifelong mission: to give other first-gens the confidence, clarity, and tools to build prosperity on their own terms.

Let’s rewire our minds to begin this journey! Remember you can heal and renovate your relationship with money!

💵“Balance and grace: move with intention and patience”

Hermana, you have taught me so much! I can’t thank you enough. I honor my story and you have no idea how meaningful was for me to listen to you!

Write that letter, forgive yourself and your parents or caregivers for past decisions. Remember, there’s no small step, there are just steps towards a better outcome and therefore a better future!

✍🏼Out on October 14th✍🏼
Profile Image for María Elena.
1 review
May 18, 2026
It was a quick and easily digestible book about navigating finances in your 20s and I appreciate the author doing everything to support the Hispanic community while being clear and honest that she’s not a financial advisor.

That being said, the constant juxtapositions and pacing made me really suspect this book was written using AI. And while I understand that is a tool a lot of writers are using these days, the pacing and the constant AI-like repetitions were very distracting. I felt like I was reading a robot, not the author.

I hope this can be taken as constructive criticism. I personally prefer reading what humans write.
Profile Image for Kaitlyn (ktxx22) Walker.
2,008 reviews24 followers
February 26, 2026
I’m not a first gen, but I am someone who struggles financially and has always hustled. This is the most down to earth financial book I’ve read in a long time. She understands poor folks and people who hustle to survive. And I needed this book today. Going to make a few changes in my personal finances and hopefully turn my frown upside down. Highly recommend if you are first gen or if you come from low income background.
Profile Image for Evelyn Gonzales Avila.
34 reviews10 followers
November 6, 2025
I wish I read this book just starting out. Good practical tips to let your money work for you and not you working for money.
Profile Image for Brenda.
129 reviews
February 12, 2026
This is written well. Not all the tips will work for everybody but there are tidbits to be gained by any reader.
Displaying 1 - 5 of 5 reviews