What separates the 1% isn’t luck, timing, or inheritance. It’s mindset, planning, and execution. In Rise to the 1%, Sharan Hegde, one of India’s most trusted voices in personal finance, pulls back the curtain on the money myths we inherit, the mistakes we repeat, and the mindset shifts that quietly create wealth over time. This isn’t just a book about saving or investing. It’s a full rewire. From early retirement and health planning to insurance, loans, credit cards, cars, taxes, and even giving back, Sharan breaks down life’s biggest financial decisions with clarity, honesty, and real-world examples you’ll actually relate to. With a voice that is equal parts expert and friend, he dismantles toxic money beliefs, simplifies complex ideas, and most importantly, shows you that financial freedom isn’t reserved for the ultra-rich. It’s for the intentional. This book won’t just change how you handle money. It’ll change how you see yourself.
Jargon-free, honest, and genuinely useful — exactly what you'd expect from someone who's spent years making money simple for a young Indian audience. Sharan covers the full picture: investing, insurance, loans, taxes, and the mindset behind why we make the money decisions we do.
The real takeaway isn't a stock tip — it's the reminder that wealth is built on quiet, repeatable habits, not luck or timing. Best suited for beginners and young professionals just getting serious about their finances; if you're already deep into markets, some of this will feel familiar.
A clear, no-nonsense starting point for anyone who's been putting off getting their financial house in order.
Easy read for beginners to understand how being in the 1% is more about restraint and planning with financial literacy and calculated over gambling or riding the hearsay wave. Would love to see a second advanced version for intermediate to expert level folks in financial literacy.