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The Cushion Method: Minimalist Investing for Modern Minds — Automation, DCA, and Clarity
Not yet published
Expected 12 Feb 26Automation, DCA, and Clarity
What if the secret to financial calm wasn’t earning more — but needing less effort to stay consistent?
In this practical and poetic guide, Filip Filatov — author of Don’t Try to Beat the Market and The Cash Habit — shows how to build a simple, self-regulating system that turns chaos into rhythm.
The Cushion Method transforms personal finance into something quiet, rational, and peaceful — a structure that breathes with you.
You’ll learn how to automate decisions, detox from debt, and design a money system that runs without emotional turbulence.
This is not another book about “beating the market.”
It’s a book about building a life where the market can’t beat you.
Inside you’ll • Systems over
Why automation outperforms prediction — and how to build your “Cushion Autopilot” to protect both peace and returns.
• Reverse
How debt quietly works against you, and why avoiding credit-card interest is the highest guaranteed return available.
• The 10 %
A calm investor’s blueprint for steady DCA investing that compounds quietly in the background of your life.
• The Flow
How to choreograph income into rhythm — 80 % life, 20 % liquidity — and transform cash into confidence.
• Minimalist
Three ETFs that cover the world — and the discipline that turns simplicity into strength.
• The Liquidity
A calm, tiered system for holding cash — from daily flow to safety to power — that replaces anxiety with readiness.
• Behavioral
How to silence financial noise, automate calm, and turn boredom into your most profitable emotion.
A system that breathes Filatov’s approach combines Warren Buffett’s realism, Stoic psychology, and modern behavioral finance into one universal
Automation is discipline without emotion.
Whether you earn $2,000 or $20,000 a month, this book teaches you how to choreograph money instead of chasing it — to replace effort with elegance and prediction with pattern.
What readers will Relief from constant financial overthinking
Confidence rooted in structure, not optimism
Peace that compounds faster than profit
For readers The Psychology of Money – Morgan Housel
Atomic Habits – James Clear
Antifragile – Nassim Taleb
The Intelligent Investor – Benjamin Graham
Part of The Cushion Series Every book stands alone, but together they form a
Cash buys time.
Time buys intelligence.
Intelligence buys peace.
Peace outperforms genius.
Start where structure meets stillness.
Start with The Cushion Method.
What if the secret to financial calm wasn’t earning more — but needing less effort to stay consistent?
In this practical and poetic guide, Filip Filatov — author of Don’t Try to Beat the Market and The Cash Habit — shows how to build a simple, self-regulating system that turns chaos into rhythm.
The Cushion Method transforms personal finance into something quiet, rational, and peaceful — a structure that breathes with you.
You’ll learn how to automate decisions, detox from debt, and design a money system that runs without emotional turbulence.
This is not another book about “beating the market.”
It’s a book about building a life where the market can’t beat you.
Inside you’ll • Systems over
Why automation outperforms prediction — and how to build your “Cushion Autopilot” to protect both peace and returns.
• Reverse
How debt quietly works against you, and why avoiding credit-card interest is the highest guaranteed return available.
• The 10 %
A calm investor’s blueprint for steady DCA investing that compounds quietly in the background of your life.
• The Flow
How to choreograph income into rhythm — 80 % life, 20 % liquidity — and transform cash into confidence.
• Minimalist
Three ETFs that cover the world — and the discipline that turns simplicity into strength.
• The Liquidity
A calm, tiered system for holding cash — from daily flow to safety to power — that replaces anxiety with readiness.
• Behavioral
How to silence financial noise, automate calm, and turn boredom into your most profitable emotion.
A system that breathes Filatov’s approach combines Warren Buffett’s realism, Stoic psychology, and modern behavioral finance into one universal
Automation is discipline without emotion.
Whether you earn $2,000 or $20,000 a month, this book teaches you how to choreograph money instead of chasing it — to replace effort with elegance and prediction with pattern.
What readers will Relief from constant financial overthinking
Confidence rooted in structure, not optimism
Peace that compounds faster than profit
For readers The Psychology of Money – Morgan Housel
Atomic Habits – James Clear
Antifragile – Nassim Taleb
The Intelligent Investor – Benjamin Graham
Part of The Cushion Series Every book stands alone, but together they form a
Cash buys time.
Time buys intelligence.
Intelligence buys peace.
Peace outperforms genius.
Start where structure meets stillness.
Start with The Cushion Method.
107 pages, Kindle Edition
Expected publication February 12, 2026
About the author
Filip Filatov
18 books3 followersFilip Filatov writes about calm prosperity, inner order, and the art of building freedom without frenzy. His work blends modern finance with ancient thought, offering readers a quieter, wiser path toward wealth, meaning, and self-direction.
Before turning to writing, he spent more than fifteen years in public administration, law, and financial oversight — experience that shaped his clear, grounded view of how money actually behaves in real life. His early book Over the Bridge first introduced the themes that would later define his philosophy: the difference between real needs and artificial wants, the weight of a noisy world, and the clarity that comes from stepping outside constant distraction.
He is the author of The Cushion Series, including Don’t Try to Beat the Market (and You Might), The Cash Habit, The Calm Investor, and The Sacred Rules Collection Series, including Ten Sacred Rules of Wealth. He is currently working on Stay Rich in Mind Before You Get Rich in Money. His writing explores the deeper layers of financial behavior — from the stillness required to make good decisions to the discipline that protects long-term independence.
Filatov also writes contemporary reflections such as Don’t Try to Rush Your Wealth, expanding his core ideas into the modern world of creativity, automation, and digital opportunity.
Beyond nonfiction, he is the creator of The Chronicles of the Immortals, beginning with Fionn: The Secret of Immortality — an epic rooted in European myth, weaving Celtic lore, ancient gods, and meditations on power, memory, and destiny.
He divides his time between Central Europe and the Mediterranean, writing wherever silence and sunlight meet. His books invite readers to rebuild their relationship with time, money, and meaning — one calm decision at a time.
Before turning to writing, he spent more than fifteen years in public administration, law, and financial oversight — experience that shaped his clear, grounded view of how money actually behaves in real life. His early book Over the Bridge first introduced the themes that would later define his philosophy: the difference between real needs and artificial wants, the weight of a noisy world, and the clarity that comes from stepping outside constant distraction.
He is the author of The Cushion Series, including Don’t Try to Beat the Market (and You Might), The Cash Habit, The Calm Investor, and The Sacred Rules Collection Series, including Ten Sacred Rules of Wealth. He is currently working on Stay Rich in Mind Before You Get Rich in Money. His writing explores the deeper layers of financial behavior — from the stillness required to make good decisions to the discipline that protects long-term independence.
Filatov also writes contemporary reflections such as Don’t Try to Rush Your Wealth, expanding his core ideas into the modern world of creativity, automation, and digital opportunity.
Beyond nonfiction, he is the creator of The Chronicles of the Immortals, beginning with Fionn: The Secret of Immortality — an epic rooted in European myth, weaving Celtic lore, ancient gods, and meditations on power, memory, and destiny.
He divides his time between Central Europe and the Mediterranean, writing wherever silence and sunlight meet. His books invite readers to rebuild their relationship with time, money, and meaning — one calm decision at a time.
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