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Finders Keepers

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Ever dreamed of winning the lottery? One of those massive, life-altering purses?


Join Keith Whipple and his daughter Kate as they do just that, netting ten million dollars in a single-winner draw. Share in their excitement, the dreams that leap into their lives fully-formed, suddenly within easy reach.


But that kind of money, the heady sense of power it brings...do we control it? Or does it control us?


Join the Whipples and their ill-fated ticket on a blood-fueled ride of greed, deception and murder, in a game in which there can be only one winner.


PRAISE FOR SEAN COSTELLO


“Sean Costello could easily be our next Stephen King.”
—Rave Reviews


“Spine chilling…impeccable research and pacing…”
—Charles de Lint, author of Dingo


“Sean Costello is one of the horror genre’s brightest new stars…”
—Other Realms

244 pages, Kindle Edition

First published June 11, 2002

250 people are currently reading
659 people want to read

About the author

Sean Costello

18 books295 followers
Sean Costello is the author of nine novels and numerous screenplays. His novel Here After has been optioned to film by David Hackl, director of Saw V. Depending on the whims of his muse, Costello's novels alternate between two distinct genres: Horror and Thriller. His horror novels have drawn comparisons to the works of Stephen King, and his thrillers to those of Elmore Leonard. In the real world he's an anesthesiologist, but, if asked, he'd tell you he'd much rather be writing.

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5 stars
275 (35%)
4 stars
258 (32%)
3 stars
177 (22%)
2 stars
53 (6%)
1 star
22 (2%)
Displaying 1 - 30 of 83 reviews
Profile Image for Ric DeMeulles.
Author 3 books6 followers
February 10, 2015
Don’t read any of Sean Costello’s books if you’re looking for one of those novels that sends the egghead crowd Ooo-ing and Aahh-ing. You know the type of book I’m talking about, the ones reviewers refer to as ‘multi-layered’ and ‘luminous’ or then tell you to ‘linger and savour’ the ‘quiet passages’. Damn, if it’s lingering and savouring you’re after then grab a slice of cheesecake and a nice cup of tea … but forget about Costello's novels because each one begins by laying down a long strip of rubber and then screams toward the far horizon. When you’re strapped into the passenger seat of one of these babies, you better hang on to the By-the-Jesus handle because you’re in for the ride of your life. And while the vector may seem like 180, you'll find the plot takes a sharp 90 before you can say boo.
If you’re looking for an old-school good read, turn to Costello. Like Raymond Chandler, Elmore Leonard, Georges Simenon or John D. MacDonald, his prose is tough, his dialogue is tight and his action is swift. But hold on, just because I’m saying you can easily read his work doesn’t mean you can turn off the old brain box. I’m not accusing Costello of creating a cowboy world of white hats and black hats. Just like Stephen King, Costello creates believable protagonists with some likeable traits … and some very dark stuff happening inside their heads (dare I say, ‘souls’). Take Peter Gardner (Captain Quad), the high school wunderkind who after being paralysed descends into a hellish world of rage and blood-soaked revenge. Or how about Scott Bowman (The Cartoonist), the psychiatrist who kills a child and then falls victim to the worm of guilt that chews through his sanity? Or Peter Croft (Here After), whose obsession with finding his child’s kidnapper leads him into an alternate reality? All these guys (and they are all guys) started out ordinary but then something happened to them. But what? That’s the silent question Costello poses, just as he asks if you can draw the line between normalcy and insanity, between the brightly-lit everyday world and the nightmare. How much does it take to push us across that line? I don’t know, do you? Costello suggests all it takes is a porcupine crossing the road (Captain Quad), a sudden winter storm (Squall), a moment of inattention (The Cartoonist), or a call in the night (Eden’s Eyes). Like the anaesthetist in Eden’s Eyes, will you find yourself looking down at an inert body you’re keeping alive only long enough for the scavengers to swoop in and take the eyes, the kidneys, the….? As with Edward Albee, Costello asks if we live our lives in a delicate balance and, if so, how little might it take to tip us to the dark side?
Profile Image for Wiseask.
169 reviews17 followers
March 7, 2020
In Finders Keepers, author Sean Costello has written a thriller about a lottery ticket worth $10 million stolen from its original owner. Through a series of darkly comic circumstances the ticket changes hands at least four times. The main villain is a thoroughly corrupt cop so cruel he makes the Marquis de Sade look like Mister Rogers. He forces the original owner’s daughter (he calls her the Honey with the Money) to cash in the ticket which he now possesses. I won’t reveal the means he uses to persuade her.

As he did so successfully in his novel Squall, Mr. Costello creates a complex plot around a simple story, as his unlikely cast of characters converge for a rousing finish so well constructed that at one point he will have you rooting for yet another corrupt cop entangled in the thread to ride to the rescue.

But by the final chapter, following no less than three implausible fight scenes, it’s the plucky honey who saves the day on the way to an ending with just the right touch of ironic humor.

And by the way, if you’re ever lucky enough to win the lottery, please make sure to sign the back of your ticket and keep a copy in a safe place. That’s the best way to avoid becoming a victim in a Sean Costello novel.
Profile Image for Angie.
1,395 reviews284 followers
February 23, 2020
(4.5 Stars)

I enjoyed Finders Keepers waayyyy more than I thought I would. I was so into the story, I finished it in one sitting. I didn't care much for the romance, but I guess it had to be part of the story to make the ending work. Definitely worth the read.
Profile Image for Madhu (Madhu LovesBooks).
82 reviews35 followers
November 29, 2015
Actual rating: 3.5 stars

This is the first book I read by the author,and I enjoyed it pretty much. It has everything from action to police chase to scheming villains to rogue theives to a love story to a hollywood movie climax.

The story is about a father and daughter,Keith and Kate Whipple living in Sudbury.Both the father and daughter are huge movie buffs,Keith having worked in theatre all his life.Kate dreams of becoming a famous scriptwriter someday but until then she has a normal,rugged job.Their simple lives are changed forever when Keith wins a lottery of ten million dollars,no less. While on their way to collect money after buying very expensive Christmas presents,their limousine meets with a horrible accident and Keith's wallet alongwith the lottery ticket gets stolen. And from then on, the chase,and everyone's greed to own the ticket starts.

I like the way Sean Costello has fitted each part nicely,the stories intermingling often,but never leading to confusion or haphazardness. It was a middle paced thriller, but was interesting enough to continue reading. Sean Costello has also introduced a nice love story,peeking in and out in the thriller,hence not making the book too dark or sinister.

I also liked the father-daughter relationship,it was very sweet.Young Constable Steve Seger,Kate's boyfriend, is also very sweet,energetic and fresh, unlike the rough and tough cop.He was a bit like the heroes of contemporary romance novels.(If you read the book,you'll know why.)But nevertheless,I liked it.

One thing I could be positve about after reading this book:I would NEVER EVER buy lottery tickets!

If you enjoy a medium paced entertaining thriller,then this is the book for you.

Profile Image for Kevin.
66 reviews1 follower
August 4, 2023
Excellent read. I got Elmore Leonard vibes from the criminals and the "monkey's paw" way the lottery ticket determined their fate reminded me of Scott Smith's A Perfect Plan. The last few chapters felt a little like a Hollywood action film, but it makes sense when considering who the characters are.
Profile Image for Carol A. Jolman.
10 reviews
May 2, 2015
Interesting concept

Started out a bit slow but rapidly proceeded to grab hold and entrap you . Well written and very interesting story line. Characters hold their own and the work keeps you glued to the page, wanting to know what happens next.
Profile Image for Timothy.
19 reviews
February 19, 2018
Excellent writer

First, I want to say I really enjoyed the story. Well written, it was interesting from beginning to end. Sean Costello is very definitely a professional writer, both in how he creates and describes the world he brings you into, but also in the fact that it is professionally written, with no notable spelling or grammatical errors, something that seems to be sadly frequent in independent ebooks.
Profile Image for Jim Ordolis.
Author 12 books8 followers
June 10, 2020
A fast paced, non-stop, entertaining crime thriller about a bunch of greedy despicable people. The only exception being Kate and Steve. This book gets one whole star just for the fact that it takes place in Toronto. It’s so refreshing to read a crime novel featuring this city. It put a smile on my face. The writing exudes an old school, retro badassery that was a pleasant surprise!
Profile Image for Annie.
174 reviews16 followers
July 30, 2017
When I first started reading this, all the frenzied spending that Keith and Kate Whipple were doing, immediately reminded me of Spend, Spend, Spend. When I was growing up, there was huge media coverage about Viv and all her spending. I guess that I should not digress any further from my actual review.

Whilst travelling via limo to Toronto in order to claim the lottery winnings, they are involved in a serious RTA. By pure coincidence a petty criminal comes across the RTA. Marty decides to help himself to all the gifts, and also takes Keith's wallet containing the winning lottery ticket.

The book goes on to look at how greed changes people, the depths that they stoop to, in order to get their hands on the money.

In this tangled webb, there are others such as Raybould. He's a bully and a corrupt cop. The type of character that you instantly dislike, and hope that he will eventually meet his maker. I had a good chuckle to myself when reading about Claudette at the end of the book. She certainly didn't want to miss an opportunity to try and make some cash

All in all, I enjoyed this book. Good characters and storyline, except that other members of the Whipple family could have been left out of the storyline. Quite boring to read about them and they didn't add much relevance to the plot.
Profile Image for Anthony.
310 reviews4 followers
August 11, 2015
A review by Anthony T. Riggio of the book "Finder's Keepers" by Sean Costello 8-10-15.

This book was an in-between read for me and I wanted something fun to read. I down loaded the book from Kindle based on its description of a lost lottery ticket.

The setting in Toronto Canada was also intriguing to me because I have had dealings with Ontario Provential Police (OPP) when I was an FBI Agent in Detroit, MI.

Initially I thought this book was going to be a "hard luck" story about a lost lottery ticket. It was not. Instead it was a fast paced and thrill ride through a series of villains from the original thief to the involvement of the police. It demonstrated the greed of fellow human beings and left a trail of violent deaths and a struggle by the owner of the ticket and his adult daughter to recover the ticket.

The story involved the very negative side of sworn police officers among several gangster type characters whose possession and desire of recovering of the Ten Million dollars the ticket would bring them. It is a story of human greed with a plausible story of good versus evil.

The book was a fast and fun read and I would recommend it as such. Consequently, I gave it four stars out of five as the story was well thought out and written. Lastly, buckle your seat belt.
657 reviews4 followers
January 13, 2019
This is the 2nd book from Sean Costello that I have read and I enjoyed it just as much as the first, the other being Squall which I highly recommend. This story is full of horrid, unpleasant characters that I thoroughly enjoyed hating. You want the nice folks to come out on top and you want to the bad guys to get what's due to them. I won't spoil it by telling you what happens but it was this feeling that drew me into this story. There's a dark humour to the whole thing which allows these awful people some freedom to do the things they do. Overall it's very well written, easy to read and as a result a real page turner. There's none of the padding you sometimes get from other writers here just clear simple, but not dull, dialogue and description. I will look out for more of Mr Costellos work in the future and I recommend others do too. If this is your first taste of this writers work you're in for a treat.
Profile Image for William.
184 reviews1 follower
July 27, 2018
What a fun book this was to read. The action was non-stop and it's hard to imagine more shifts in the "ownership" of a S10,000,000 winning Lottery Ticket. Any more and it would have been too far fetched. It did give a good insight into how tempting that kind of money can be and how even basic Principles may be sacrificed when confronted by this level of temptation.
I had a difficult time choosing between a four and five-star rating. As I said, it was a lot of fun reading but, the surprises were almost expected. If I had felt, "I didn't see that coming." more often, it would have gotten five stars.
I did think the ending was excellent. I don't think, "And they all lived happily after" is realistic but, I do like to feel Justice has been done as it is here.

Review by THE HOLEY ONE
Profile Image for Linda Appelbaum.
519 reviews6 followers
November 2, 2012
What would you do if you found 1.2 million dollars just a few minutes after is fell out of a truck? Certainly hope to do better than Joey Coyle who in the early 80s found $1.2 million and in just a few days had managed to screw things up so completely that he was arrested trying to get out of the country.This is a true story that took place in south Philly and Joey is a sad figure, a man addicted to meth, incapable of thinking clearly and so paranoid that he managed to make a complete mess of things. However, the public felt sympathy for him and he was aquitted of theft charges! Poor guy never did quite get a grip on life tho, and died a few years later just before a movie about him was released. He took his own life. Very compelling book!
1 review
September 30, 2018
It was a very fast-paced, enjoyable read. I was turning pages at the speed of light as soon as I finished the latter, everything is unpredictable and the way each of the characters and events connect is well thought of.

However, for most of the book I think the author forgot Kate had a broken arm. Which made most of the scenes with her and Steve very confusing. Also, there’s a little writing pet peeve where before the chapters cut or end the author adds a final phrase that’s completely anti climatic after what should have been the final phrase.

Other than that, enjoyed reading and would read more from this writer!
Profile Image for Nenette.
865 reviews62 followers
June 18, 2019
If you win the lotto jackpot, would you be able to keep your cool and think rationally of your next steps; or would you get so stunned you’d be compelled to blurt it out to the heavens lest you implode?

After reading this book, I can’t say you’ll be able to follow through on any decision you’d have made on “what to do if I win the lotto?” As the story clearly showed, money (insane amounts of it) makes people switch loyalties, abandon values they’ve had their whole lives, even turn their backs on everything and everyone they hold dear.

Well written, the scenes were so vivid reading was almost like watching! So far, Sean Costello is yet to disappoint.
Profile Image for Gloria Johnson.
233 reviews
July 12, 2015
This would make a great movie - it begins when a man finds out he has won ten million dollars in the lottery. However, things do not go well, as he and his daughter are in a serious accident on their way to collect the money. A low-life steals his wallet - and the ticket - at the scene of the accident. Everyone who comes into contact with the ticket seems to have really bad luck, and things get even worse when a crooked cop gets in on the action. There are humorous characters and really bad guys in the book, and a touch of romance as well. Quick, fun read.
391 reviews2 followers
July 2, 2016
Very Exciting Book

If this book hadn't been so full of four-letter words, I would have given it five stars. In some chapters the language almost made me give up reading altogether. The author has apparently not heard the saying, "Less is more." I hope to see him tone it down for next time.

It's very exciting to see the lottery ticket go from one greedy hand to another, while the body count adds up significantly. Good cops, bad cops--all you could ask for in the way of a thrill a minute.

If you don't mind a heavy "R" rating, you won't be able to put this book down!
Profile Image for Chaitalee Ghosalkar.
Author 2 books23 followers
October 9, 2015
The writer leads us on a chase, keeping us guessing as to what would be the fate of the lottery ticket as it changes hands on a frequent basis. Early on in the story, you might feel as though its losing pace, but the doubt doesn't last long.

Through this tale, the author gives a glimpse into what money can do to people, and the disastrous consequences that it has, even if it might be just with the idea of coveting it.
Profile Image for Maria.
53 reviews2 followers
April 4, 2016
I've only recently come across Sean Costello's books, and "Finders Keepers" is the second one I have read - or should I rather say 'wolfed down'.

The book is so fast paced that it leaves you breathless at times. Greed with all its ugly faces hovers above the action, bringing repressed, socialized instincts to the fore. Swindle, robbery, murder, deceit, all of this in a fast kaleidoscope of action, involving multiple levels of society.

This was a super-great read! Again!
1 review
April 5, 2015
Was an easy and entertaining read, but needed to leave the brain at the door a bit - generally implausible. Having said that 3.5 is probably a fair rating; good character development (for this type of book) and the plot hummed along - just couldn't quite stretch to 4 stars.
Profile Image for Tulay.
1,202 reviews2 followers
September 18, 2015
Cover tells the story inside.

Winning lottery and riding that high by stop living the life you were living before collecting the lotto money. Corruption in the police department, killings and finding out the hard way that you already have everything you need.
121 reviews
February 5, 2019
Bad luck for everyone!

This book started out so good, but somewhere all these characters started appearing and it got confusing. The book ended good but there was a lot of excess people and too many plots for my liking .
453 reviews5 followers
February 19, 2021
I chose this book after reading 'Squall' by the same author. While 'Squall' was a riveting thriller with an incredibly detailed and well plotted tale, I'm just feeling rather let down by 'Finders'. The characters here are silly, alternating between sappy sweet and stupidly macho. The plot is flimsy, and there's just not very much action. The entire plot centers around an aging father and his foolish reaction to winning a major lottery prize. Of course he's careless in his handling of the valuable ticket and in the course of events he loses it and almost his life as well. But this is fiction so there's something of a lesson to be learned from all the rest of the story, but I thought it fell rather flat and became tedious, with the primary focus coming to rest on the consequences and experiences others faced as, one after another each had to face the fallout of what can happen when they all tried to claim what would turn out to be ill gotten gains.
Over and over people faced calamities and consequences because of money they were trying to claim for themselves rather than doing the right thing and try to return the lost/stolen ticket.
Somewhere in this mix is an over the top theme of a daughter and father who have an unrealistic degree of affection and over protection symbolic relationship. It felt a little goofy and cheesy. Tacked on top of that was a really dumb idea of a dirty cop, a "love at first sight" challenge and the unnecessary insertion of the much less attractive family tree branches who seem to come out of the woodwork at the first sniff of easy money handouts from a lucky but distant family member.
The action in 'Squall' was riveting. The tiny bit of action in 'Finders, Keepers' is mind numbingly dreary. It felt forced and formulaic.
I'm back to Goodreads to find something worth my reading time. 'Finders, Keepers' didn't even come close.
Profile Image for Debbie.
505 reviews
May 3, 2021
This was a very good read

I enjoyed this book. It was a fast read. When Keith and his daughter Kate win the lottery they find out a lot of money can be dangerous. This story follows the lottery ticket and everyone who comes in contact with it. It was a fast read that keeps you glued to the pages and you can't turn the pages fast enough.
189 reviews4 followers
March 31, 2022
Great Story

Loved the book, it had everything, money, greed, crime, all because of a winning lottery ticket, I never thought 10 million $ could cause so much trouble., my heart was pounding by the time I finished the book. I've read other books by the author and this one is now my favourite, I highly recommend it.
Profile Image for Marbea Logan.
1,301 reviews17 followers
August 22, 2017
THIS IS A LAUGH OUT LOUD ROLLERCOASTER OF THRILLS AND COMEDY. I CAN'T BELIEVE THE JOURNEY THIS TEN MILLION DOLLAR LOTTERY TICKET WENT ON. I THOUGHT OF ALL THE DEATH AND DESTRUCTION THE PEOPLE TOOK THE TICKET ON.
Profile Image for What Angie Reads.
845 reviews17 followers
September 19, 2017
I've read this one more than once. This author knows how to write a good, creepy novel.

I actually auditioned to be in the movie that was supposed to be made of this book, and got the part. However sadly the movie never came to be.

136 reviews2 followers
May 10, 2020
Greed is a killer!

I really enjoyed this book. An original storyline that is well written. You just have to keep turning the pages to see what is going to happen next! I highly recommend you give it a read!
44 reviews
April 21, 2021
A fast paced book that highlights human greed and resulting consequences. Makes me think twice about playing the lottery. It isn't all greed. Some people are just nice. It's sad that a murderer can become rich after all the chaos.
This entire review has been hidden because of spoilers.
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