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From Zero: A Simple Guide to Money, Clarity, and Financial Confidence

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From Zero is a simple, calm guide for anyone who feels overwhelmed by money and doesn’t know where to begin.

If you feel behind, stressed, or confused about your finances, this book was written for you.

This book does not use complicated math, strict budgets, or unrealistic promises. Instead, it focuses on clarity, small habits, and emotional control — the real foundations of financial stability.

Inside this book, you will

How to start from zero without fear or shame

Why money feels stressful and how to reduce that stress

Simple habits that create control and confidence

How to manage money without overwhelm

How to build a clear path forward, one step at a time

Each chapter includes YouTube links for visual learners, making it easy to learn in the way that works best for you.

This book is not about getting rich fast.
It is about getting calm, clear, and in control.

If you are ready to stop avoiding your money and start building stability — this is your starting point.

19 pages, Kindle Edition

Published January 13, 2026

About the author

Brad Phillips

17 books203 followers
interested in trading for a jet-ski

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