Terms Accepted: A Sugar Babies Novel

by Stevie MacFarlane

300 pages, Kindle Edition

Published February 24, 2026

About the author

Best-Selling author, Stevie MacFarlane, has been writing in her spare time for more than twenty years. It wasn’t until 2012 that she decided to submit some of her work for publication. Since then she has been nominated for several awards and has frequently hit Amazon’s list of Most Popular Erotic Authors. While most of her stories are on the sweet side, she never fails to add just enough kink and humor to keep her loyal fans clamoring for more.
Her alter ego also writes Daddy Dom novels under the pen name of Markie Morelli.
Stevie lives in rural upstate New York with her husband. She loves hearing from readers and you can write to her at steviemacfarlane@aol.com

Reviews

[Kathy Heare Watts · Rating 5 out of 5]

RELATIONSHIPS AND NEW BEGINNINGS

The first story in the Sugar Babies series will have Sam Baringer and Johanna ‘Jo’ Maxwell meeting in a café and then start dating. Sam is cautious about what he explains to her about his business, Sugar Babies, and rightly so.

The story will be their relationship as it develops, which includes his dominance and eventually her acceptance, but not without plenty of issues. Sam sees a pattern with Jo; she is there for everyone else, and neglecting her own health and needs—and he is just the man to step in and help correct that situation—even if it is with a spanking. Eventually, these two must decide if they can continue their relationship under her terms or part ways.

A secondary couple that will be included, and that is Dr. Mike Matthews and realtor Brandy Gordon. Dr. Mike works with Sugar Babies, understanding the delicate situation and taking a non-judgmental approach to the clients. Brandy is a widow who is now having to make everyday decisions that were always taken care of by her late husband, who lived a dominant/submissive lifestyle. Together, Mike and Brandy will explore a relationship.

Two more couples, who will have upcoming books, will be clients of Sugar Babies, two women that Sam will rescue from bad situations—Susan Shaughnessy, a mouthy woman who can’t seem to hold down employment, and Kelsey Reed, a timid young woman who works for a brute who doesn’t mind beating her up. They are offered the option of jobs, or if they are interested in becoming potential clients with Sugar Babies. Twin brothers, Marcus and Ty McCarthy are friends of Sam, and he has offered for them to allow him to help them find the right match. It will be at a Sugar Babies exclusive party that Marcus and Susan, along with Ty and Kelsey, met and had chemistry.

The stories do include power exchange, relationships, contracts, discipline, and more. The next book, Testing The Terms, will focus more on the newfound relationships between the McCarthy twins and their contract partners. The arrangements and relationships that develop.

Note: I read this book with my paid subscription to Kindle Unlimited.

[Sue · Rating 5 out of 5]

A very enjoyable start of series, Sam and Marcus one the first to use the matchmaking and agreement
This was a simply wonderful read and it was simply wonderful to read about Sam who has devised a safe way for billionaires seeking a female companion within an environment and with an agreement devised by Sam Barringer.
This has taken a great deal of collaboration and careful attention to detail to ensure that both the women and the wealthy men were safe in their dating by having a protective agreement which both signed and agreed to the terms.
Marcus is an author that has attended a party where he really does not want to be, he knows that most of these parties are full of women searching for cash cows and he is determined that he will only settles the real thing, a partner someone you nurture and love and when appropriate discipline. Susan is the woman that he meets and finally realises that he has hound his perfect opposite, that finally he has a woman that has filled all of his desires and wants and he has also made her incredibly happy by fulfilling all of her wants and needs.
Sam the attorney that had created the safe and well-constructed agreement that both parties signed prior to entering into a long-term match making. The name of the company is Sugar Babies Inc, and he like those that call on him is looking for a connection of his own.
He is surprised when he meets Johanna Maxwell who is a beautiful and desirable woman that he meets and instantly finds her to be beautiful and hardworking and is going to hope that everything he desires and wishes for will be fulfilled and they are both so incredibly happy and he is pleased to be her in his life.
I thoroughly enjoyed the book and look forward to reading any future publications; keep up all the wonderful writing.

[Earth Angel · Rating 5 out of 5]

I love loved this wonderful story. Let the spankings commence. LoL 🤭😋
This story follows several couples that are intertwined together.
Each of the characters have a wide range of personalities. And specific needs.
First off the main characters Johanna and Sam meet at a cafe with Sam is new in town and CEO of Sugar Babies. An exclusive matchmaking company. So the story starts and ends with their wonderful story. They do have a few hiccups that they have to work through. Communication is very important.
And OMG I for the most part giggled a lot throughout this story.
These women have been broken down and are struggling in life. Now they are introduced to something they never imagined could be.
The men are strong Alpha types that are strong, sexy, protective, caring, loving, wealthy and in need of their forever love they also have specific needs and desires. And they will discipline their partners when necessary. And spanking is one of their most popular forms of discipline. Which to say some of the girls are totally applaud by this form of caveman behavior .
This story is very well written. The characters are fantastic. I enjoyed the different personalities and the shenanigans that they got up to. It's hilarious at times.
I wouldn't be surprised if my neighbors heard me laughing at 3am LoL.
I thoroughly enjoyed this story. It's a truly delightful read.
This is going to be a wonderful series. And I am totally excited for the next book.
Stevie is a wonderful author.
And their is a very happy ending to this story.
Woohoo!🤗💜

[Fiona · Rating 5 out of 5]

This is the first book I’ve read by this author, and I was very impressed with her writing style and the development of the characters in the story. Johanna Maxwell is a woman who gives her all for everyone else but leaves nothing for herself and when she meets Sam Barringer, who is the CEO of Sugar Babies, an exclusive matchmaking company at a cafe, its love at first sight for Sam. Their relationship progresses swiftly, but Johanna has never been disciplined before and finds it hard to deal with the spankings Sam gives to her. Their relationship is very tumultuous while Johanna is dealing with her feelings and Sam’s discipline. This book didn’t always tell the story of Sam and Johanna, it also told stories of four other women and the partners that they find. I enjoyed this book and even though it was not just about the two main characters, it was very interesting in how the relationships developed and the women involved learned a new way of life from what they were used to. I guess you could say there was a happy ending at the end, but it still led into the next book in the series, so maybe the story isn’t quite finished.

I was given an advanced copy of this book to read and I am reviewing with my honest and fair opinion.

[Arin · Rating 5 out of 5]

Oh my goodness I loved this book so be on words can describe but I’ll try lol:) for starters I totally wish this was a real thing to some extent I would definitely be ok with being matched up with someone who doesn’t mind/ also agrees with born in the wrong generation. As Sam put it 50 vibe wife I’m completely on board with that type of guy. I loved all the different characters and personalities especially the sassy ones. In a way I saw myself a little in each female character the feisty let’s see what happens next, the unpleasant inner voice plus much more. I love that we hear from the different perspective that’s always a bonus to me when get invested in a book as amazing as this one. I couldn’t get enough or stop laughing too I believe this series has become one of my favorites by this author! She’s great a pulling in right away with lots details, hot take charge men and strong women who are to busy with life to take care of their needs and a lot of normal things like eating, getting enough rest among other stuff. What a excellent start to fantastic interesting fun stories!
Reasons I enjoyed this book:
Happily Ever AfterEntertainingAction-packedWonderful charactersHauntingEasy-to-readFunnyTwistedRomanticUnpredictable Steamy

[Karon Price · Rating 4 out of 5]

Cute new story of Johanna and Sam, who meet unexpectedly and have an immediate spark. Johanna is someone who is willing to help anyone who asks (and boy do they ask), but those people never return the favor. She often does this to the exclusion of taking care of herself. Sam is the type of man who loves to take care of those he loves, even to the point of giving the woman he loves a spanking when she needs a reset. Johanna doesn't know if she can live with a man who corrects her however and their relationship comes to an impasse. I loved these two together, and I totally got the push pull they went through as they made their way. I thought Johanna was a bit selfish initially as she reacted to Sam and felt he was sacrificing too much at times, but thankfully all was resolved to a very good HEA.

[Lisa Bing · Rating 5 out of 5]

This is the first book I've read by this author and it was a great series opener. Well written and well paced, we follow the development of a dating app called Sugar Babies Inc. However, this app is for a specific kind of lifestyle and the gals we meet in this book, are definitely not used to all facets of a DDlg dynamic...especially the concept of domestic discipline. I really like that the wonderful characters had hurdles to overcome but the underlying theme was always love and care. It's hot, engaging and entertaining watching these two couples get their fab and steamy HEA. Of course, the author kindly gave us a peek at the next book and I can't wait to dive in. Good fun!

[Johanna · Rating 5 out of 5]

This is Book 1 of the Contemporary Romance series. And a wonderful start it is! Look forward to more from this world.

'Intertwining fates and consensual agreements define Sam's ambitious matchmaking endeavor in Terms Accepted.'

The characters were all very appealing and likeable and complicated and perfectly steamy together. Plot was intriguing and well paced. World building was solidly drawn and impressive. Thoroughly enjoyed and highly recommend.

Grab a copy, kick back and enjoy!.

I received a free copy of this book via Booksprout and am voluntarily leaving a review.

[Cat · Rating 5 out of 5]

In Terms Accepted, Stevie McFarlane delivers a compelling entry into the world of contemporary romance that explores the intersection of power dynamics, emotional security, and the search for genuine connection. By reimagining the "sugar" lifestyle through the lens of a protective, matchmaking service, Stevie creates a narrative where vulnerability is a strength and surrender is the ultimate act of trust.
​Stevie McFarlane leans into popular tropes like found family and protection-based romance with a sophisticated touch.
Terms Accepted is more than just a romance; it’s an exploration of what it means to let go of the "weight of the world." For readers who enjoy stories about alpha protectors, sassy heroines, and the beautiful complexity of domestic discipline, this book is a must-read. Stevie McFarlane has crafted a world where the terms are clear, but the love is limitless.

[Margaret Corcoran · Rating 5 out of 5]

I loved this book and all of the well rounded characters. Each of the couples are intertwined and the story moves smoothly between them. There are plenty of well deserved disciplinary spankings and hot erotic sexy scenes. I am delighted that this is book one in a series because I want to know more about all the characters. I received an advanced reader copy of this book and am leaving an honest review. A very enjoyable well written story that you will not want to miss.

[Bianca · Rating 4 out of 5]

This story is different as it concentrates on several couples whose lives intertwines, has different needs and lifestyles, their own challenges, teasing and shenanigans, and most of all ends in happily ever after.
I liked seeing everyone’s personalities, their everyday challenges, and how happiness changes their lives.
They had their hurdles along the way, but with care, discipline and love they found their balance and their happiness.

[Brina · Rating 5 out of 5]

I didn't know quite what to expect but I knew it would be good. I enjoyed it more than I thought I could. All the couples had different dynamics and very different personalities. It was enlightening, funny, charming, and irresistibly sweet. I hope to read the next book. I am voluntarily leaving a review.

[Linda · Rating 5 out of 5]

Now this is what I call a match-making company! WOW!

If I weren't already married, I'd be signing up!
Rich, alpha male to take care of me…what's not to like, want, desire?

Be careful! Sip your drink!
Laughing out loud at this one could have your drink coming out through your nose!

I thoroughly enjoyed "Terms Accepted!"

Are you ready for sp*nkings? Hmmm!

[Tmil · Rating 4 out of 5]

The sugar babies are nice, but those sugar daddies sound wonderful. I liked the introduction of all of the couples and can't wait to read more of their stories. I am especially interested in seeing what happens with Susan. She is definitely a fireball.

[Lessa Szabo · Rating 5 out of 5]

Rarely give 5 stars

Rarely do I give a book five stars but this one is worth the rating. It had me laughing out loud,crying,mad and all three at the same time. Try this series you just might surprise yourself.

[Becky Jean · Rating 5 out of 5]

Terms Accepted by Stevie MacFarlane is a must read. Love Sugar Babies! She gets you hooked right off the start. Kudos!