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Transaction Banking, -Defined- Redefined : How Wholesale Banks Actually Create Value in a Digital World -Volume 1-
For more than a decade, wholesale banks have invested heavily in digitisation, platforms, and transformation programmes. Many modernised their technology. Few changed their economics.
Transaction Banking, Redefined argues that the problem was never execution or ambition. It was misunderstanding where value in transaction banking actually comes from.
Drawing on over two decades of experience across South Asia and the Middle East, Amol K Bahuguna examines why transaction banking is repeatedly treated as infrastructure rather than franchise, why platforms scale activity without improving returns, and why execution fails inside otherwise strong institutions.
This is not a book about technology trends, fintech disruption, or transformation slogans. It is a banker’s view of how liquidity, behaviour, operating models, and governance really determine outcomes in wholesale banking.
Written for CEOs, head of wholesale banking, head of transaction banking, CDOs, CTOs, CIOs, and young transaction banking professionals, this book challenges comfortable assumptions and replaces them with judgement earned from practice.
The future of banking will not be decided by who digitises fastest, but by who understands what they are actually redefining.
Transaction Banking, Redefined argues that the problem was never execution or ambition. It was misunderstanding where value in transaction banking actually comes from.
Drawing on over two decades of experience across South Asia and the Middle East, Amol K Bahuguna examines why transaction banking is repeatedly treated as infrastructure rather than franchise, why platforms scale activity without improving returns, and why execution fails inside otherwise strong institutions.
This is not a book about technology trends, fintech disruption, or transformation slogans. It is a banker’s view of how liquidity, behaviour, operating models, and governance really determine outcomes in wholesale banking.
Written for CEOs, head of wholesale banking, head of transaction banking, CDOs, CTOs, CIOs, and young transaction banking professionals, this book challenges comfortable assumptions and replaces them with judgement earned from practice.
The future of banking will not be decided by who digitises fastest, but by who understands what they are actually redefining.
86 pages, Kindle Edition
Published March 19, 2026
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Displaying 1 of 1 review
July 3, 2026
Clear actionable thoughts
Point of view put across in a simple to understand language. Years of experience of the author in the area is evident through the clarity of thought and actionable insights.
Point of view put across in a simple to understand language. Years of experience of the author in the area is evident through the clarity of thought and actionable insights.
Displaying 1 of 1 review