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The Life Insurance Buyer's Guide
Reveals how much insurance is enough, when and whether to replace it, the meanings of insurance terms, disability insurance, tax legislation, and financial planning
248 pages, Hardcover
First published May 15, 1989
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December 9, 2013
The book gives an overview of a variety of life insurance products.
He describes a number of methods for estimating how much life insurance one should carry. He recommends a present value method where the future income replacement is discounted for interest earned in the meantime. He also advocates adjusting future expenses for inflation (real dollars), but unfortunately the table he provides does not do this.
He provides an example calculation of "buy term and invest the difference" as a comparison of term and whole life insurance.
He describes a number of methods for estimating how much life insurance one should carry. He recommends a present value method where the future income replacement is discounted for interest earned in the meantime. He also advocates adjusting future expenses for inflation (real dollars), but unfortunately the table he provides does not do this.
He provides an example calculation of "buy term and invest the difference" as a comparison of term and whole life insurance.
Displaying 1 of 1 review