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The Dividend Mantra Way: Achieving Financial Independence By Living Below Your Means And Investing In Dividend Growth Stocks

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Update for September 2016: Jason has founded the site mrfreeat33.com, where he currently publishes articles on the second phase of financial freedom (the view).

From the founder of Dividend Mantra, this is a definitive guide on why you should aim to achieve financial independence early in life and how to actually get there. It includes information on my background, the strategies I've used to grow my wealth from below zero to well into the six figures, and practical, nuts-and-bolts advice. I've written over 650 articles, and this book includes some of my most useful, inspirational, and evergreen content I've ever put out there. If you're looking for information on how to execute a a real-life journey to financial independence in real-time, this is the book for you.

I describe why you should aim for financial independence and I explore the idea of true sacrifice. I also discuss the 4% safe withdrawal rate, index funds, the power of dividends and dividend growth, living below your means, and how to analyze and value stocks.

I've been featured in major media, including USA Today, CNBC, Today, Yahoo, and Mr. Money Mustache.

I'm hoping this book inspires you. Living below your means and investing your excess capital into high-quality companies that pay and grow dividends is not only an incredibly easy and fun way to achieve financial independence early in life, but also incredibly robust.

141 pages, Kindle Edition

First published April 17, 2015

58 people are currently reading
137 people want to read

About the author

Jason Fieber

2 books8 followers

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5 stars
52 (35%)
4 stars
50 (34%)
3 stars
31 (21%)
2 stars
9 (6%)
1 star
3 (2%)
Displaying 1 - 10 of 10 reviews
Profile Image for Gustavo Trajano.
3 reviews
August 6, 2016
Livro inspirador!

Pretendo montar uma carteira com ações de crescimento de dividendos e no futuro utilizar essa renda mensal para cobrir gastos ao passar pelo menos 3meses por ano fora do Brasil. Seguirei a estratégia do livro. Uma pena o autor ter se desfeito do site.
Profile Image for Rosimov.
10 reviews
April 3, 2019
This book gives an excellent overview into Jason's life story; what got him into thinking about financial independence, why one would want to achieve this lifestyle, and how he has gotten well on his way to achieving this.

A large part of the first half of the book is about why one would want to live frugally now in order to retire early and enjoy their time; rather than working 9 to 5 until 65 buying things for yourself that you think will make you happy.
He has some really solid points and uses many metaphors to hammer this home.

I was very happy that he went into detail on how to read the numbers.
The various formulas, ratios, systems, and ways of thinking that he uses to evaluate stocks and make decisions.

You can see elements of Vicky Robinson, Warren Buffet, and Peter Lynch in his writings; he adds his own perspective and view of the world utilizing their teachings.
It also has some elements of Rich Dad Poor Dad, but more up to date, detailed, and caring.

It reads like a list of blog articles that have been made to flow like a book, which I'm pretty sure it is, and this is well done. I wouldn't have the time or inclination to go through the dividend mantra website article archive.

There are some typos and grammar issues, which are fine, but a proofread would be good.
Also, the book still references his old website. I'd say a second edition is due!

One thing that may deter people is the fact that you need a certain level of income in order to save the amount necessary in order to achieve true early retirement. This book can help everyone be better with finances, but you do need a certain level of income for it to really hit home. I do think this book will be an inspiration for many to work harder, get a new job, or push for that promotion.

Overall, if you are interested in retiring early or investing in dividend growth stocks, then this book is a must read!
It has impacted my life in a very positive way.
4 reviews
September 22, 2019
Excellent Summary of and Guide to Value Investing

I’ve been using various resources to start getting my head around dividend investing as an alternative to savings accounts whose interest is outpaced by inflation. Of all the resources I’ve been through so far, this contained the valuable nuggets of information from each and condensed it into a summary that’s easy to follow. The book isn’t overwhelming nor inaccessible, I’m going to try and get hold of a paper copy.
Profile Image for Kim S.
1 review2 followers
January 18, 2020
Great way to understand dividends

Jason is very transparent. He discussed the possibility no reality of not having to work forever. Letting the money work for you. The compound interest component and he is very transparent about his own life and portfolio. A good read
Profile Image for Kadi.
152 reviews18 followers
March 20, 2020
Pool raamatut autori teekonnast ja teine pool sellest, kuidas valida ettevõtteid, kuhu investeerida.
1 review
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November 16, 2020
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Come?! 🐮🐄🐷🐭🐪🐐🐖🐅🐆🐱❤💥💨💬💖💤🗨💞💬💬🗨🗨🗯💭💟🕶👕🎒👖👙💎👠💍👞👞👖👕💎👠🎒👞👞👖👕🎒🐼🐹🐓🐓🐔🐧🐋🐧🐧🐻🐥🐤🐣🐣🐧🐦🐋🐋🐳🐉🐊🐊🐢🐸🐾🐼🕊🐟
This entire review has been hidden because of spoilers.
10 reviews
June 26, 2021
Book

There is some things I will use but not alot. I would have preferred more infor. I would have liked to know a detailed businesd model
Profile Image for John Patrick.
1 review
September 13, 2021
A must read...

5 star for simplicity in terms of explaning and very easy to understand. This book is a must read if you want to start investing or early in the world of investing.
Profile Image for Jason.
5 reviews1 follower
September 20, 2015
I got about 70%-ish of the way through the book before I realized that dividend growth investing wasn't for me. However, I do think it's a good read for those who are curious about it as I was, and could possibly serve as a good primer on the topic.

My only gripe as a reader with this book was how long it took to get to the explanation of how to actually invest. I found myself thinking every time I read my Kindle on the train, GET ON WITH IT ALREADY!

The first half (or more) of the book was filled with redundant cutesy analogies for why dividend investing is great. Which I guess I understand, because this book is meant for laymen. But, as a matter of personal taste, I didn't appreciate it, because it felt like the author was treating me like a 6 year old. Again, its personal taste, so I guess I could understand how some people might like this. I would contrast this with Ramit Sethi's style in I Will Teach You To Be Rich, where he explains personal finance in a way that's humorous, easily digestible, and informative. I also felt in that book that I was being treated like an adult, whereas when I read the Dividend Mantra, it felt like Fieber was trying to explain the virtues of dividend investing to an infant.

Just my personal take, and I would've kept reading, if it wasn't for the fact that I realized in the second half of the book that dividend investing wasn't my cup of tea.

For those who are interested in pursuing dividend investing as a path to early retirement and financial independence, I would definitely recommend it, because that's exactly what this book addresses.
Profile Image for Barb.
299 reviews
May 25, 2015
The first part of the book was by far the strongest -- why dividend growth stock investing is generally good and specifically great for those interested in early financial independence. Bravo. Well done. Being pretty well versed in that myself, it was really the second part of the book I was most interested in -- how to identify a solid dividend stock at a good value. Alas, this was not a strong section. Indeed, probably the most important piece, the Dividend Discount Model (DDM) was the most poorly explained. Overall, a solid e-book for those new to dividend investing, but perhaps not as strong a play for those in the intermediate range. Indeed, it would be great if someone wrote for that middle group -- there are great beginner books and great expert books but less out there to help you move from the former to the latter.
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