Girl, Get Your Credit Straight!: A Sister's Guide to Ditching Your Debt, Mending Your Credit, and Building a Strong Financial Future

by Glinda Bridgforth

Is “retail therapy” your favorite pastime—even though you really can’t afford it? Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line? Is your debt preventing you from living your dreams—like buying a home or starting a family? If so, girl, it’s time to get your credit straight! These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, it’s all too easy to start racking up debt—and even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow! , financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedom—along with a future that makes your heart sing.Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight! presents a detailed road map for eliminating debt, one step at a time. You will learn how • Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every time• Find ways to supplement your income• Consolidate loans to pay off debt faster, decrease stress, and save time and money• Negotiate with your creditors to come up with a payment plan that works for you• Discover the best loans to use for refinancing debt or making major new purchases• Understand how credit bureaus work--and take steps to improve your scoreFilled with Bridgforth’s warmhearted wisdom and advice, and complete with worksheets, affirmations, and inspiring stories of African American women who’ve restored their credit and built new wealth, Girl, Get Your Credit Straight! is a fresh, empowering guide for any woman who wants to say goodbye to debt—for good.

Genres: Finance, Money Management

352 pages, Paperback

First published January 16, 2007

Reviews

[Damesha Lindsay · Rating 5 out of 5]

The best I've had the privilege to read! I couldn't put it down, it was like I was reading a novel. There is soooo much helpful information for anyone at any stage in their life financially!!

[Kametra Hall · Rating 5 out of 5]

The book was encouraging and insightful. I feel it's resourceful and helpful for any level of credit repair.

[Jackie · Rating 4 out of 5]

simple, accessible, and to the point. All the women of color out there (and working class folks in general) should highly take a look at this book. It has valuable info!

[Lesley Albers · Rating 4 out of 5]

As far as self help books go I thought this was a great book on how to improve your credit score and actually explaining the steps to improve your credit score, from which credit cards to pay off first to making sure you understand your significant other's financial issues Before you get married. Great book and very easy to read. She also has exercises in the book that you can do. I'm actually coming away with a couple of pages of notes to keep.

[Melanie · Rating 4 out of 5]

This author gives a very clear explanation of what credit is and how to keep it (or make it) work for you. It is an entertaining, uplifing, read; would recommend to anyone interested in creating a workable "spending plan" and getting their money on track.

[nw · Rating 5 out of 5]

This book and your Bible--musts!

[Mrs.]

Very informative!

[Norma]

I think it is a very good read for women who are repairing their credit.

[Monica]

Im considering reading this again!