How to Manage Your Money When You Don't Have Any Workbook

by Erik Wecks

The How to Manage Your Money When You Don't Have Any Workbook is a companion to the best selling personal finance book. It provides hands on access to the advice that has helped over 70,000 households increase their financial stability. Starting with the barriers that keep us stuck and ending with a budget that you can use next month, this short workbook will let you make financial decisions with confidence.

Genres: Nonfiction, Finance, Business, Personal Finance

60 pages, Paperback

Published May 13, 2015

About the author

I am a full time writer and blogger living in Vancouver, Washington. I am an author of both non-fiction and fiction, as well as a contributor to the GeekDad blog on Wired.com. I write on a wide range of topics. When not waxing poetic on various aspects of fiscal responsibility, I tend toward the geeky.

When not poised over the keyboard, I love to spend time with my family. I am married to an angel, Jaylene, who has taught me more than anyone else about true mercy and compassion. We are the parents of three wonderful girls. As a group we like swimming at the local pool, gardening, reading aloud, playing piano, and beating each other soundly at whatever table top game is handy.

I love to hear from my readers. You can contact me at erikwecks@gmail.com, follow me on twitter @erikwecks or read more about my work at www.erikwecks.com. If you are interested in finding out when my next book will be published you can sign up for my monthly newsletter there. The link is in the upper right corner.

Reviews

[Sabrina · Rating 4 out of 5]

I really enjoyed this book because it is different than what I am used to reading and seeing about getting out of debt and getting rich. This is get out of debt and stay in a better spot type of book..., so, realistic for real life. I think this is a good one for everyone to read because it is different from the others and set up for your average person.

[Carrie Cohen · Rating 4 out of 5]

I recommend this book for those who work and are responsible with their income yet still struggle to make ends meet and want a practical plan to help. The book started out with a bit more history than I prefer, but it went with the overall point of the book. It is a good addition to read along with Total Money Makeover.

[Saundra · Rating 4 out of 5]

Practical and straightforward guidance with a nice dose of honesty.

[dierdre · Rating 3 out of 5]

This was a pretty straight forward book. Well written and easy to read.

He takes some advise from Dave Ramsey but then adds his own flair. I appreciate that because DR is all about don't buy/spend anything until you're debt free.

Erik really makes you think about what you value spending your money on versus telling you can't buy this or that. He talks about zero-balance budgeting and doing it each month. That clicked with me because most expenses carry over every month, but then what about birthdays and things that don't happen every month. If you budget each month, then you can plan for those and adjust other categories rather than run to credit cards.

He does talk about using cash for certain expenditures to help you not overspend in categories - which I could find very helpful for groceries especially.

[Jessica · Rating 3 out of 5]

For anyone struggling to make financial ends meet, this book might help. A brief and easy read with helpful guidance on how to help yourself with your finances and set yourself up for financial success, without gilt.

This book is mostly for folks living above their means, or close to it.

I was hoping for some tips to help improve my budgeting and saving efforts. While this was a helpful read on how to look at one’s spending and focus on our priority needs, I was hoping for more.

I’m glad there is an easy guide to help people take control of their finances.

[Justine Oh · Rating 4 out of 5]

There is a lot of statistic in the first few chapters, which I skipped. Some of the information is tailored for the Americans, but some information is beneficial even for us living out of States. It's semi-useful to me as I am already doing most of the suggested but have not much self-control. And I agree with only part of the steps.

[Sian · Rating 4 out of 5]

This book is written for an American audience, but has very useful information for people outside of America. Particularly about loans/debt and credit card usage.

I read this book because I have been considering getting a credit card, and this book has taught me some health practices for when I do get one if I choose to.

[Kleri _reads · Rating 3 out of 5]

For someone brand new to the subject, this book may be helpful. I didn't find anything new. Although this book contains some practical and clear information, the recommended strategy is very basic. And it is mostly directed to those who earn enough but don't know how to manage their money.

[Dan Stern · Rating 5 out of 5]

Loved this book. I decided to read a sample of a few books before purchasing and decided to go with this one. What I like is it isn't so preachy and boring like some that give you the tools to budget as necessary but don't really help you learn about WHY we spend the way we do and give us concrete reasons why we shouldnt spend so much on consumer goods. I'm going to start following his advice. I have credit card debt I need to desperately pay down, and the author gave me the tools to do that and reasons why I should. Thank you again!!