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The Arrangement #20

The Arrangement 20: The Ferro Family

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THE SERIES WITH OVER 10 MILLION COPIES SOLD
Volume 20 in the New York Times Bestselling The Arrangement Series


My life fractures with a single gunshot. It pierces the night, shattering my heart. The unstoppable billionaire Sean Ferro is brought to his knees by a bullet. I can't stop it. I can't save him.

A silent scream lodges in my throat as I watch in horror. The consequences of my past decisions are catching up with me. My mother's sins are now mine, and nothing that can wash the innocent blood from my hands.

This is my fault.

I'm forced to defeat my biggest adversary alone, and the worst part is he's my only brother.

Genre: New Adult Romance
This story unfolds over multiple volumes approx. 125 pages each.
~The Arrangement Vol 1-20 are on sale now.~

160 pages, Paperback

First published August 10, 2015

590 people are currently reading
944 people want to read

About the author

H.M. Ward

140 books6,543 followers
H.M. Ward continues to reign as a NEW YORK TIMES bestselling author who surpassed more than 23 million books sold, placing her among the literary titans. Ward has been featured in articles in the NEW YORK TIMES, FORBES, and USA TODAY to name a few.

You can interact with this bestselling author at: www.facebook.com/AuthorHMWard.

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Community Reviews

5 stars
965 (49%)
4 stars
581 (29%)
3 stars
284 (14%)
2 stars
77 (3%)
1 star
39 (2%)
Displaying 1 - 30 of 144 reviews
Profile Image for Deborah.
2,913 reviews22 followers
August 10, 2015
I'm in complete awe of H.M. Ward. The Arrangement 20, yes 20, is jam-packed with revaluations. Holly had me in a trance from page one and didn't ease up throughout the volume.

After a roller coaster of emotions in AR 19, H.M. Ward gives you laughter and optimism in AR 20. The scheming has started to unravel, questions are beginning to be answered and truths and beautiful heartfelt declarations are revealed. The queen of contemporary romance has me speechless...now that's saying a lot.

Will Sean survive? Will Vic Jr allow Avery to move forward? Can she find peace? Mel makes a grand appearance and Gabe shows his true colors. Other players are on-hand and the saga continues. Yes, life would not be complete without a cliffhanger but this one is fabulous and will leave you with hope. Amazingly written and from different POV's, Arrangement 20 is outstanding. A must, MUST read.
60 reviews1 follower
August 10, 2015
Yes, yes... Book 20!!!!! My prediction came true! What a joke... Twenty books, are you for real? This is a complete rip off series... And this author is banned from my book shelf and kindle!!
This started off as a really good story which could of concluded in 2 normal size books but no, let's rip off the readers..... I'm glad I gave up a longtime ago!
Profile Image for Crystal.
335 reviews
August 10, 2015
After 20 volumes of the Arrangement series, HM Ward continues to keep me hooked on Sean and Avery's story.

In The Arrangement 20 Ms. Ward has provided us with answers to many of our questions from the previous volumes. The turn of events either confirm or completely blow away the theories so many readers have formed in the previous 19 volumes. There were moments of sadness, suspense, happiness, tenderness, a few laugh out loud moments and of course the sexiness we have come to expect from HM Ward novels.

In AR 20 we saw a glimpse into the future of the Ferro Family Empire. Will Avery be strong enough to fight the demon that is her brother, and save the Ferro family or will he be the one to take it all away from her?
I gave The Arrangement 20 5 very enthusiastic stars! I will be waiting on pins and needles for The Arrangement 21!
Profile Image for Crystal.
903 reviews15 followers
August 4, 2015
"You can't torch your demons, and where i come from, demons never die."

THIS is the book you have been waiting for! Conspiracy theories be damned! Haha
You want answers, come and get it.
AR19 shattered me! I was a ball of blubbering mess for days, DAYS!!
One thing I absolutely love about the AR series, is it picks up exactly where the other left off. You’re not walking in lost, you walk in when the getting gets good.
Avery is one strong willed woman. After all she has been through, she moves on. Enduring all the pain from current events leaves her feeling lost and unsure. She knows one thing. This needs to end. Enough is enough! Avery is in survival mode. Watch out Vic Jr.

Holly, reading this book “I think you broke my face.”
Hahaha, yes I had so many emotions, I’m sure you broke my face. LOL!
Profile Image for Gabby Hillier.
101 reviews5 followers
August 5, 2015
****************ARC REVIEW*********************


Ok sooo I did not expect the ending to this but hey when did I ever expect any of the other 19 books to this series to end the way they did. Holly is so creative and has such a complex mind to write the stories that she does everyone with countless plot twist and every Ferro series intertwines with one another its truly remarkable. In this installment of the AR series starts off where the last one leaves off. The emotional roller-coaster you're on with this book is nothing short of intense. Head out and get it now.
Profile Image for Donna ~ The Romance Cover.
2,907 reviews323 followers
August 11, 2015
A lot is answered and for every answer there is another question. Who is friend and who is foe? We learn a lot of background information and the waters just get muddier, nothing is as it seems and as usual I am just left wanting more at the end.
Profile Image for Andrea Sanders.
108 reviews6 followers
August 4, 2015
This instalment picks up right where we left off and we hit the ground not running, but sprinting !
It was like riding an emotional rollercoaster.
Avery finds herself in the most unenviable position, without the man she loves ? So quite honestly does anything matter anymore?
She is left facing the most evil character, her own half brother Vic Jr.
It was great to see some characters returning to the story. Tying some loose ends ! Giving us answers to some of our many questions and theories. Unveiling shocking revelations that place Avery in a hideous position.
A hideous position that will have to used, in order to close the door firmly once and for all on the debacle that has become her 'life'
The best part was seeing Sean unravel before our eyes, he was everything I ever felt he should be behind the dark facade.
Sean's POV just blew me away. The feelings, that we have only seen glimpses of before just fly off the pages.................The descriptions that Holly writes are mind blowing.

Fell in love with Sean all over again!

Although I know this phenomenal series is drawing to a close, I can't wait for the next part !!!!!!
Profile Image for Sheri.
227 reviews2 followers
August 4, 2015
There are so many things answered in this book. Everything is starting to fall into place and it looks like an end may be near. I don't want to give much away so this is a hard review to write because I don't like to give spoilers. But I will say that you will get answers about Mel in the book, as well as more information. Get ready for many pieces to start falling into place!!
Profile Image for Melissa Portillo.
159 reviews7 followers
August 6, 2015
This installment was everything I wanted! After the ending of 19 with Avery and Vic JR I didn't know what to expect it was literally an omg moment, Sean had to live damn it!
H.M Ward you are spectacular with your roller coaster twist and turns.. The Arrangement has always been a dark read but this is were you realize how dark it truly is. The lengths that Ms Black and Vic Jr will go to for power is staggering, it made for riveting reading.
It's like pieces of the puzzle have finally fallen into place, and we now see who is playing on which team. I'm super happy to see Mel and Gabe again!

I have faith in our Romeo and Juliet they have a plan and will succeed stronger then ever I FEEL IT and can't wait for the next installment.

20 was EVERYTHING
Profile Image for J. Lum.
Author 5 books101 followers
August 7, 2015
THE ARRANGEMENT 20, what can I say other than heart-wrenching, shocking, and emotional! This installment starts right where THE ARRANGEMENT 19 left off. I love how developed and bold HM Ward’s female characters are. Avery has a resilience that makes you want to root for her all the way. But, have to say HM Ward manages to create the MOST evil, pretty memorable “bad guy” and I don’t use that term lightly in all of her books. If you thought Connie Ferro was cold and evil. Think again, Victor Jr. makes daddy Campone and Permafrost look like Bambi. This book is about a fight for life and love. From the POVs to the storyline, THE ARRANGEMENT 20 will make you want to NEVER let go of your favorite characters.
Profile Image for Jennifer Cifka bozzo.
85 reviews3 followers
August 25, 2015
ok so I know I said I was done but saw all the positive reviews so I got suckered in. Well it was ok. Not nearly as bad as the last few but IT REALLY NEEDS TO JUST END ALREADY! Everyone kept saying Sean was back that I didn't really see I felt Sean was being sappy (is he normally sappy, nope I don't think so) and its like really how many times can someone be shot and live. I think the best part of the book was Mel coming back. I don't know I gave it 3 stars Please just give us our HAPPY EVER AFTER in the next book and call it THE END PLEASE!
Profile Image for Sheila Rowan-zickefoose.
2 reviews
August 11, 2015
Ok!!!

I'm really not liking the short stories for the same price! 1 they are getting shorter. 2 they always leave you hanging and feeling like nothing has been revealed. Just the fact that you get pulled in makes you want to keep reading but the price is just outrageous! $2.99 really adds up. Make a novel and get it over with. Or make 2 books for that price with it only being no more than 160 pages!!!!
Profile Image for Jennifer G..
438 reviews29 followers
August 5, 2015
Another short, cliffhanger. Although it was still a good book, I can't wait until the series ends, if it ever does, lol
I love Avery and Sean and just wish there story would finish already. I mean it's only been a couple of years. lol
Please hurry with 21, there's actually 2 cliffhangers in this book. lol
Profile Image for AJ's Book ReMarks.
1,577 reviews41 followers
August 12, 2015
Think this volume should be call revelations, due to story explanations and relationship interactions. We are led to believe Constance (bitch) Ferro is dead and buried. There is a life or death status regarding Sean. There is a hint about Mr. Ferro & his relationship with his sons and his spouse. (Could he be the biggest prick of them all?) What was the deal with Henry Thomas? Who is Mel B? Is she a friend or foe? Big Gabe makes a reappearance and no not on the Empire State Building. Madam extraordinaire Ms. Black is it possible she be able and willing to help Avery? Hopefully, in the next volume we will find out whether or not Vic Jr. gets his due as well as the rest of the Characters.
Profile Image for Cheryl.
57 reviews
August 5, 2015
Holy crap! I LoVED this segment. The heart ache of Sean being shot I felt at the end of 19 was almost too much to bear.....then 20 comes along and you not only have to relive the fact Sean is shot, but Avery's earth shattering heart break of loosing her true love. There are many questions answered in this segment. Plans are laid out and preparations for a kick ass finally is on the horizon.

There are twists and turns in this segment making you feel like you are one ORGASMIC roller coaster, the whole way through you want more.

So happy some of the characters make an appearance in helping right so many wrongs!

Can't wait for 21 to see Avery kick some serious ass!
Profile Image for Angela Brothers.
72 reviews
August 11, 2015
SENSATIONAL, SUSPENSEFUL, SINFULLY SEXY, SHOCKING, CLIFFHANGING

Never have I found one of H.M Ward's Arrangement books so SPINE-CHILLING AND SPINE-TINGLING as I did THE ARRANGEMENT 20!! Full of SENSATIONAL SURPRISES and CHILLING SUSPENSE, your at the very edge of your seats clawing on the arm rests. What lies ahead for our poor love lost heroine Avery, and just how sinister can her half brother be, does pure evil run through his veins? Each book we get closer to a breathtaking climatic electrifying finale guaranteed to be H.M Ward's ever SPINE-TINGLING WAY, AND THAT IS THE BEST BOOK SERIES EVER TO READ!!
Profile Image for Denita Kee.
557 reviews10 followers
September 3, 2015
Oh Holly I love and hate you all at the same time. These cliff hangers kill me every single time. I love this Sean. This is the Sean I've yearned for throughout this entire series. He's finally letting his walls down and admitting his true feelings for Avery. He's so hard and cold most of the time. But Avery has made him want more. He wants the white picket fence and babies. God I love this Sean. I just hope their plan to take down Vic works. I want these two to get their happy ever after. I can't believe he wants to elope. Oh Holly I need more now. Freaking love this series so much. I've never been addicted to a series like this one.
Profile Image for Kristi.
140 reviews11 followers
August 12, 2015
I loved this installment of The Arrangement! Avery & Sean are such a fun and sexy couple.. all us Ferro fans are hoping for a spectacular ending to this story and I finally believe it may happen...( we really don't want it to end though ). This book shows how much Sean has opened up and become the person he always wanted to be.. thank goodness he's still around! The ending simply blew my mind..What the heck will Avery do? I can't wait to find out if Avery & Sean will have their happily ever after... Thanks Holly for another outstanding chapter in The Arrangement series....
Profile Image for Helena Bookhooked .
449 reviews53 followers
August 5, 2015
Just when you think that the plot of this series couldn't thicken anymore..... Well it has and it's amazing....this book is most definitely the turning point of this whole series...

Old favourites as in Mel and Gabe return in the aftermath of the huge cliffy in AR19. They reveal Miss Black's sordid plans and dodgy dealings, which had been left unanswered for several volumes.

I enjoyed the return of Mel and her smart mouth and her tell it as it is attitude and she brought light to a pretty dark volume......

Watch out for a surprise POV and some swooning.......
77 reviews2 followers
August 11, 2015
From crushing waves of fear anxiety and anguish, We are transported to heights of joy love and compassion . Does this mean Avery gets her Sean for a HEA? Are they invincible? Can they overcome the evil plots surrounding Avery? She discovers just how bizarre and twisted her life has become...finds out just how many players there really are! Can they survive all of them? Black? Vic Jr? Evil Mrs Ferro(I still don't believe we've seen the last of her)? We did reunite with some old friends and discover new twists in their stories as well.! Oh I could just go on and on! Just go read it!!!!
Profile Image for Stacy Hahn.
808 reviews12 followers
August 6, 2015
I cannot even believe how this book unfolds. It would be hard to go into too much detail without totally giving away spoilers. What I am going to say is OMG! OMG! OMG! You are not going to believe what happens in this book. I'll give you one little taste of what's to come. Mel is back and she is sassy as ever. You won't believe all the info you find out about in this book. I am jumping up and down clapping my hands. I love this installment! Bring on the Arrangement 21!!
Profile Image for Dee Reese.
165 reviews4 followers
July 10, 2016
Hold on !!!!!! Hold on !!!!!! Ok we can breathe again .....dont want to spoil it so all I can say is must Read....Read....Read .....from start to now vol 20 I been enjoying every single moment ....Holy is brilliant all her books are amazing and will have you looking forward to the next
Profile Image for J. Grayland.
Author 7 books127 followers
May 26, 2016
When this series first started it was so engaging and addictive and I loved it now there are just so many parts to it I find I have lost track of the whole series.
Profile Image for Michelle ♥♥♥♥.
217 reviews8 followers
February 18, 2019
I know I’ve been slow going writing reviews but when you live with chronic pain, it’s not often I get to sit down and read anymore. This past week I’ve read a few more of Holly’s books and I remember now why she was my favourite artist.

You’re sent into an action packed world, with love, fear and a whole lot of naughtiness... If you haven’t read this series, you’re totally missing out!!!

Remember this isn’t a full series yet so be prepared to scream when you’re finished, because it leaves you with a humdinger of a cliffhanger. Thank God I have the next few books otherwise...well no sense in saying it...

Back to find out what happens next, if my heart can take it!!!
Profile Image for Kim.
1,151 reviews22 followers
Read
September 9, 2022
i think im done, I was over it the last two books and then this one I skimmed most of it.

I think it started out okay, I was a little bit eh about the call girl thing, one client a call girl does not make, then the madam thing, then it started going all down hill each book, I mean, I missed amber being a cop completely, and then where did bryan stuff come from that confused me then we get to the capones or whatever their name is, and the back and forth and ugh, so much ugh.... but I kept on cause I was waiting to get to the HEA, but the HEA is lost somewhere cause there are too many turns for me to be interested anymore.
23 reviews
January 5, 2021
Not sure

Okay so I still really like this book ; however and *spoiler alert* although you have to read these in order to know what's going on.....Anyway, in this one he comes back and I get it her psycho brother almost killed him now he realizes he can't live without her, but he shows up out of nowhere, they have a two second conversation about it and all is well?? They've talked longer about the tree house his dad built for him, or the car he hid from his brother....It's weird but it could come up later.....
Profile Image for Candy.
408 reviews38 followers
March 13, 2018
Avery decides the only way to save Sean is to push him away. Just as Avery drives the final nail in the coffin by lying to Sean about her feelings, her half brother Victor shows up. What happens next is the worst thing that Avery could every imagine, she hears a gun shot & sees Sean fall to the ground. In that moment, Avery feels as if the whole world has just swallowed her whole.




Profile Image for Rebecca Teague.
238 reviews9 followers
February 21, 2018
Nearly the end

Things are coming together - it’s really nice reading this KNOWING THAT THERE IS AN END IN SIGHT!!
I know the idea of a fan driven serial was a new one, but I didn’t enjoy it... so I stopped reading them at no. 17... but now they are all out, I’ve binged from no. 1 and will keep going through!
897 reviews5 followers
August 31, 2017
Yet another intense installment in the turmoil of Sean and Avery's story. Loved the way this author keeps you completely engaged, twists and turns throughout the entire book, chemistry once again jumps off the pages with these two. Very quick read, which the only reason for the 4 star rating.
Profile Image for Natalia Paez.
783 reviews35 followers
December 5, 2017
My rating for this book is 4.0 stars.

Esto se esta poniendo bueno, por fin algo se esta cocinando y no es un simple chiste. Ya quiero descubrir como sera la venganza de Ferro contra Vic Jr, en enfermo mental.
Displaying 1 - 30 of 144 reviews

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