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The Terms Between Us: A Second-Chance Billionaire Family Romance
They were married. They divorced. Now they have to decide whether the worst thing that ever happened to them is the reason they deserve a second chance.
Elise Mercer is MIH’s CFO, a director, and a woman who has built her life around being the person everyone can depend on when the stakes are high.
Owen Hart is an independent restructuring adviser, her former husband, and the one man who knows exactly what that competence has cost them both.
They still know each other’s habits. Their silences. Their private jokes. And the chemistry between them never disappeared.
When Owen’s firm is brought in to advise on the Mercer family’s high-stakes refinancing, professional proximity puts them back in each other’s orbit. Old familiarity becomes new tension. Co-parenting becomes harder to keep separate from desire. And the line between what they were and what they could become starts to blur.
But wanting each other was never the problem.
Their marriage failed because Elise let consequential work keep outranking shared commitments—and Owen kept accommodating until silence turned into resentment.
A second chance will demand more than chemistry.
Elise has to learn that being useful doesn’t mean every decision belongs to her.
Owen has to learn that asking for what he needs doesn’t make the answer less real.
And both of them have to decide whether their history is proof they already failed…
or evidence that this time, they finally know how to choose each other.
A mature, high-heat second-chance romance featuring divorced co-parents, executive-world tension, competence attraction, open-door intimacy, and a hard-won HEA.
The Terms Between Us is Book Two of The Mercer Standard and can be read as a standalone.
Elise Mercer is MIH’s CFO, a director, and a woman who has built her life around being the person everyone can depend on when the stakes are high.
Owen Hart is an independent restructuring adviser, her former husband, and the one man who knows exactly what that competence has cost them both.
They still know each other’s habits. Their silences. Their private jokes. And the chemistry between them never disappeared.
When Owen’s firm is brought in to advise on the Mercer family’s high-stakes refinancing, professional proximity puts them back in each other’s orbit. Old familiarity becomes new tension. Co-parenting becomes harder to keep separate from desire. And the line between what they were and what they could become starts to blur.
But wanting each other was never the problem.
Their marriage failed because Elise let consequential work keep outranking shared commitments—and Owen kept accommodating until silence turned into resentment.
A second chance will demand more than chemistry.
Elise has to learn that being useful doesn’t mean every decision belongs to her.
Owen has to learn that asking for what he needs doesn’t make the answer less real.
And both of them have to decide whether their history is proof they already failed…
or evidence that this time, they finally know how to choose each other.
A mature, high-heat second-chance romance featuring divorced co-parents, executive-world tension, competence attraction, open-door intimacy, and a hard-won HEA.
The Terms Between Us is Book Two of The Mercer Standard and can be read as a standalone.
275 pages, Kindle Edition
Published September 14, 2026
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September 28, 2026
Calendars and Chances
Owen and Elise share more than just high-powered corporate titles—they share custody of their son, Noah. Once married, they now manage their co-parenting life through strict schedules and digital calendars. But when old feelings reignite, they must face a difficult question: can their meticulously planned schedules withstand the very passion that tore them apart the first time? Read this book to discover a heartwarming story about the love of a family and the romance of second chances.
Owen and Elise share more than just high-powered corporate titles—they share custody of their son, Noah. Once married, they now manage their co-parenting life through strict schedules and digital calendars. But when old feelings reignite, they must face a difficult question: can their meticulously planned schedules withstand the very passion that tore them apart the first time? Read this book to discover a heartwarming story about the love of a family and the romance of second chances.
Displaying 1 - 1 of 1 review