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Beyond Paycheck to Paycheck: A Conversation About Income, Wealth, and the Steps in Between

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CareerBuilder.com describes Beyond Paycheck to Paycheck as easy to read and funny, neither of which are commonly used to describe a finance book.

Questions About Money? Let's Talk.

Like the rare teacher who can make a dry subject come alive, Beyond Paycheck to Paycheck (now in its fifth printing) presents a conversation between the author and you, a time-starved yet curious reader with an occasional interruption from a commission-obsessed salesman. Don't let the easy reading style fool you. Beyond Paycheck to Paycheck is also your trusted reference as you confidently journey down the path from income to wealth. With honesty, humor, and a touch of sarcasm, Beyond Paycheck to Paycheck will motivate and empower you with the tools necessary to not only survive, but also thrive, on the very income you earn today.

Named by CareerBuilder as a top book for your career! Best Book Award Finalist!

Eric Hoffer Award Finalist!

Table of Contents
Chapter 1. The Tell Your Money to Go to Work
Chapter 2. Don t Be Cheap, Be Fiscally Responsible
Chapter 3. Debt Sucks (Your Money Away)
Chapter 4. Taxes on Your Taxes Are Taxing (Yet Real)
Chapter 5. Use Insurance
Chapter 6. Take Advantage of Your Benefits(or You re Being Kind of Dumb)
Chapter 7. Ira Roth Is Not Your Congressman Do-It-Yourself Retirement Planning
Chapter 8. Maximize Your (Investing) Performance
Chapter 9. Death Estate Planning
Chapter 10. Take This Book and Use It!
Amazingly Comprehensive Glossary of (Mostly) Important Terms

Reader Testimonials

Paul Masi, Event Technology

It's true! I am no longer living to paycheck to paycheck thanks to the insight gained from reading Beyond Paycheck to Paycheck ! I am much more aware of how I spend money but more importantly, how I save it. Nothing is more satisfying than watching my money grow. This book really changed my life!

Debby Slocum, Compensation Professional
In one month, I've already been able to invest in mutual funds, increase my 401(k), cut down bad debt and work on getting term life insurance set up all at a minimal 'net' impact to me. I would not have felt empowered to do all this without learning the principles in Beyond Paycheck to Paycheck . It has completely changed my life and outlook on saving and finances. Beyond Paycheck to Paycheck is amazing. I would recommend it to anyone.

Expert Endorsements

Arthur F. von der Linden, Jr., CFP, Founder and Principal, Wingate Financial Group, Inc.
The most straightforward financial planning book you'll find. Understandable by the financially clueless yet extremely beneficial to those who have already begun. Unique conversational format. Unbelievable glossary!

B. Joseph Pine II, co-author, The Experience Work Is Theatre & Every Business a Stage
I wish I could've read Beyond Paycheck to Paycheck when I was first starting out. But I can't wait to share Michael Rubin's wisdom with my daughters as soon as they join the workforce themselves. If you have any doubts whether this concise, cogent, and compelling book is for you (or your children), just read the preface. Now.

Generation X Finance
If there is a book that highlights the importance of financial planning at any age, and makes it accessible to those who may not have many resources to plan with, this is it.

288 pages, Hardcover

First published June 29, 2007

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29 people want to read

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5 stars
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Displaying 1 - 5 of 5 reviews
Profile Image for Mary.
850 reviews41 followers
May 14, 2012
I am pleased to say that most of the info (though not all) in this book was review for me. It was a really good book though. The basic concepts of personal finance are explained clearly and what a person actually needs to do about them is listed in the back as an action list. The conversation structure of the book makes it quick to read and helps keep it based in reality. I think every kid who leaves high school (graduating or not) should be given a copy of this book so they can avoid financial mistakes and make good choices early in their lives.
Profile Image for Nathanael.
106 reviews22 followers
May 17, 2010
I know a little something about money. This book clarified my understanding and taught me a few things. Written in a unique style, it gets a little tiresome. However the author is rarely confusing and always defines his terms. I recommend it if you want the big picture perspective on personal finances. Unless you are self-employed. He wrote for people with jobs.
Profile Image for Courtney.
150 reviews11 followers
June 2, 2013
I've long thought that when people turn 18 [or earlier] they should get a guide to how to live life. This book addresses the strategies for making education economic decisions as well as American government requirements (taxes) and how to make the most of your money. In essence, it's probably the closest thing to the guide to life I previously wished for. Definitely worth reading.
Profile Image for Amy.
7 reviews
November 3, 2008
A great overview to everything financial. A lot of it was review for me, but a lot of it was new and it was well explained. I enjoyed the author's approach to this book.
Profile Image for Karly.
130 reviews5 followers
June 3, 2010
Eh. This book wasn't that great. I don't recommend it.
Displaying 1 - 5 of 5 reviews

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