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Total Money Makeover by Dave Ramsey: An Action Steps Summary and Analysis
Inside, you’ll
•An introduction to Mr. Ramsey’s main concepts
•A 30-second summary of the entire book
•Time-saving chapter summaries
•Discussion questions and commentary
•A guide to additional resources, including helpful articles, books, podcasts, printables, videos, and quizzes
About The Total Money Makeover by Dave Ramsey
Have you ever stopped to think about how your debt is affecting your life? About the stress (and all the stress related health problems, like high blood pressure, headaches, irritability, and sleep problems) it causes, the uncertainty and fear it induces, the prison it builds around you? Have you ever thought about the life you could live if you had no debt?
Financial independence and a debt-free life are attainable for anyone, no matter your income or amount of debt. All you need is a detailed plan, one vetted by someone with the expertise and experience to guide you through. Ramsey’s Total Money Makeover is such a plan and has helped thousands of people pay off millions of dollars of debt, save for retirement, and live a life of freedom that only those with real financial independence can hope to experience. He begins by outlining various myths that tend to hold people back and keep them mired in a cycle of debt. He then shows readers how to build an emergency savings fund. Next, he guides participants through the steps required to methodically eliminate their debts. Finally, he shows readers how to build their personal wealth so that they never have to worry about going into debt again.
If followed diligently, Ramsey promises that his Total Money Makeover program will work the same wonders for you that it did for him. It will propel you from financial struggles and perceived helplessness to freedom and control. You’ll learn habits that will serve you over a lifetime, and become acquainted with the myths and shortfalls that have been a disservice to you in the past. You’ll systematically pay off debt, build savings, put aside funds for retirement, and increase your personal wealth. This program will empower you to get your financial house in order, once and for all.
Please note that this summary is NOT the original book and is meant to be read as a supplement to the original.
Thanks so much for your interest in SpeedReader Summaries! We’re obsessed with saving you what is your most precious and limited resource--time.
Do you ever feel like you just want your favorite non-fiction books to get to the point? Are you tired of wasting time weeding through fluff and anecdotes to get to the meat of the material?
SpeedReader Summaries carefully distill and analyze the key points of your favorite books and provide additional commentary and resources to supplement your understanding of the material. Inside every SpeedReader summary, you’ll find a thirty-second overall summary of the book, brief summaries of the key points of each chapter, a custom analysis, and additional resources like discussion questions, relevant articles, other books, and even quizzes.
At SpeedReader Summaries, bringing you maximum benefit in minimum time is our main objective!
•An introduction to Mr. Ramsey’s main concepts
•A 30-second summary of the entire book
•Time-saving chapter summaries
•Discussion questions and commentary
•A guide to additional resources, including helpful articles, books, podcasts, printables, videos, and quizzes
About The Total Money Makeover by Dave Ramsey
Have you ever stopped to think about how your debt is affecting your life? About the stress (and all the stress related health problems, like high blood pressure, headaches, irritability, and sleep problems) it causes, the uncertainty and fear it induces, the prison it builds around you? Have you ever thought about the life you could live if you had no debt?
Financial independence and a debt-free life are attainable for anyone, no matter your income or amount of debt. All you need is a detailed plan, one vetted by someone with the expertise and experience to guide you through. Ramsey’s Total Money Makeover is such a plan and has helped thousands of people pay off millions of dollars of debt, save for retirement, and live a life of freedom that only those with real financial independence can hope to experience. He begins by outlining various myths that tend to hold people back and keep them mired in a cycle of debt. He then shows readers how to build an emergency savings fund. Next, he guides participants through the steps required to methodically eliminate their debts. Finally, he shows readers how to build their personal wealth so that they never have to worry about going into debt again.
If followed diligently, Ramsey promises that his Total Money Makeover program will work the same wonders for you that it did for him. It will propel you from financial struggles and perceived helplessness to freedom and control. You’ll learn habits that will serve you over a lifetime, and become acquainted with the myths and shortfalls that have been a disservice to you in the past. You’ll systematically pay off debt, build savings, put aside funds for retirement, and increase your personal wealth. This program will empower you to get your financial house in order, once and for all.
Please note that this summary is NOT the original book and is meant to be read as a supplement to the original.
Thanks so much for your interest in SpeedReader Summaries! We’re obsessed with saving you what is your most precious and limited resource--time.
Do you ever feel like you just want your favorite non-fiction books to get to the point? Are you tired of wasting time weeding through fluff and anecdotes to get to the meat of the material?
SpeedReader Summaries carefully distill and analyze the key points of your favorite books and provide additional commentary and resources to supplement your understanding of the material. Inside every SpeedReader summary, you’ll find a thirty-second overall summary of the book, brief summaries of the key points of each chapter, a custom analysis, and additional resources like discussion questions, relevant articles, other books, and even quizzes.
At SpeedReader Summaries, bringing you maximum benefit in minimum time is our main objective!
27 pages, Kindle Edition
First published September 5, 2015
4 people are currently reading
73 people want to read
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Displaying 1 - 4 of 4 reviews
September 19, 2018
This booked gave me a wonderful insight on how to manage my finances and really hyped me to really prepare for my future. I also appreciate how Dave wrote this book as this is easy to absorb.
March 14, 2019
I listened to this as an audiobook. There were aspects I really like (and already follow). Ramsey has a great plan to help people eliminate debt and establish savings. What I don’t like is his very Christian and white-privilege viewpoints. I don’t really think he takes into account all the variables that could cause people to struggle financially and how his “pull yourself up by your bootstraps” financial plan will only work for some. I notice the book was published in 2015, so I’m wondering what part of the country he lives in? He talks about joint incomes being $80k and houses costing $150k. This is definitely not my family’s reality living on the west coast. My idea is to pick and choose his principles that best apply to my family, including setting a better budget, continuing to work on our debt, saving for emergencies and our future.
December 31, 2024
Great philosophy, not an awesome book, but it gives you the basics. I recommend as an audiobook. Not too long and it’s a bit more inspiring that way. Don’t be fooled by my review of the book, I’m a huge Ramsey fan and believer. Follow up this book of basics with the podcast!
February 12, 2018
A great read for someone who hasn't yet figured out their personal finance and are struggling with maintaining good financial habits.
Displaying 1 - 4 of 4 reviews