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Get the most out of your retirement!
If you're one of the millions of Americans without a pension plan, your retirement years might seem like a huge financial question mark. Pensionless , by U.S. News Senior Editor for Retirement Emily Brandon, addresses the retirement benefits that are available to you, how to use them correctly, and how to avoid potential pitfalls. Learn how to avoid surcharges on your Medicare benefits, how to increase Social Security and employer-sponsored benefits to help pay for retirement, and how to minimize costs and boost the value of your existing retirement benefits. And you'll learn how to tweak your lifestyle now so that you can live well in retirement without the security of a pension.
Inside you'll find ideas on how to get more Social Security by claiming benefits twice, ways to minimize fees and avoid penalties on retirement accounts, and how to inflate 401(k) balances. Featuring an analysis of the significant changes made to Social Security in the recent federal budget, Pensionless will help you enjoy those retirement years you've worked so hard for.
This book was a great starter on getting retirement info organized. The only reason I didn’t give it 5 stars is because it’s 5 years old. I would definitely read an updated version if there was one. It is kick-starting me to read more about retirement and gave me some great tips on getting my retirement plan in place.
This was a very helpful guide to negotiating Social Security, Medicare, 401 (k)'s, IRA's, and all things retirement. It contains good advice, and options - realizing that retirement is not one-size-fits-all. I wish I had been able to read this 30 years ago!
A straight-forward, no-nonsense and well-organized guide. Everything, all in one quick and handy book. Put aside the other fun books for a day or so early in your life to plan for the future, which you could design for more reading time.
Not everyone works for employers who offer pensions and other lifelong benefits. I am one of those people who worked for small employers without yesterday's pensions that Dad and Grandpa enjoyed in their retirement. So, as retirement approaches in the next ten years or so, this book may pay for itself.
With 2 months until my unrestricted free agency at age 55, retirement planning is on my mind. This gives an overview of things you need to consider with lots of information and examples of different scenarios.
Easy to read and understand with all the important dates and websites those planning for retirement should know. This book would also be helpful for those who are a couple decades away from retirement in order to be prepared.